I cannot say enough great things about my mortgage loan officer, Ms. Laurie Cahill. From the very first conversation about pre-qualification to the closing table, she went above and beyond t... See more
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
Everyone I dealt with was very, very helpful and extremely nice. I never felt like my questions were stupid, or that I was being a bother. Emails were always answered within an hour or two (often much... See more
Company replied
From the start to the end of the loan process Loan Officer Jose guided me exploring all the possible loan options and explaining the pros and cons He kept me comfortable right though the process. Whe... See more
Company replied
The officers handling my re-fi were on top of things. They responded promptly to emails and phone calls. They were clear in their requests for documentation and were patient with my myriad questions... See more
Company replied
Company details
Written by the company
As one of the largest privately-owned direct mortgage lenders in the nation, New American Funding is dedicated to helping families and individuals improve their quality of life through homeownership. Headquartered in Orange County, California, NAF has quickly grown to become a leader in the home loan industry.
Contact info
1 MacArthur Place, Suite 800, 92707, Santa Ana, United States
- 800-450-2010 x7100
- customerservice@nafinc.com
- newamericanfunding.com
4.8
Excellent
3k reviews
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This company invites their customers to review, whether positive or negative
Replied to 100% of negative reviews
Typically replies within 1 week
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From start to finish I had an excellent…
From start to finish I had an excellent experience with NAF. They got me refinanced very quickly with a great interest rate and lower payment immediately. I was very unhappy with my previous mortgage bank and now I feel very safe. Michael Bigley was great and made the process seamless!
Thank you!!
2 June 2026
Unprompted review
Reply from New American Funding
Thank you so much for sharing your wonderful experience! We know how important it is to feel secure with your mortgage lender, and we are absolutely thrilled that we could help you transition to a place where you now feel very safe and valued.
We are delighted that Michael Bigley was able to make the process seamless and work quickly to secure you a great interest rate and lower monthly payments right away. We will be sure to share your fantastic feedback with Michael—he will be incredibly proud to hear how much of a positive difference he made for you.
Thank you for choosing New American Funding, and welcome to our family! We are always here to support you.
Jonathan was a pleasure to work with
Jonathan was a pleasure to work with. He worked very hard to get us our loan and was relentless in overcoming obstacles as they arose. My loan was not an easy one to close, but Jonathan helped make it happen. He is a true asset to NAF.
9 June 2026
Unprompted review
Reply from New American Funding
Thank you so much for taking the time to share your experience! We know that some loans require extra care and persistence to reach the finish line, and we are incredibly proud that Jonathan was relentless in overcoming every obstacle to make homeownership happen for you.
His dedication, hard work, and problem-solving skills are exactly what we strive for, and we completely agree that he is a true asset to our team. We will be sure to pass along your wonderful compliments to Jonathan—he will be thrilled to hear them!
Thank you for trusting us with your home loan, and please don't hesitate to reach out if you need anything in the future!
Sophia was great! Highly recommend!
Sophia was very helpful and knowledgable. She helped us find the best option for our needs and advised us with our best interest in mind. .
12 June 2026
Unprompted review
Reply from New American Funding
Thank you so much for the wonderful feedback! We are absolutely delighted to hear that Sophia’s knowledge and helpfulness made such a positive impact on your experience.
Providing advice with your absolute best interest in mind and finding the perfect option for your unique needs is exactly how we strive to serve our clients. We will be sure to share your kind words with Sophia—she will be thrilled to hear them!
Thank you for choosing us, and please let us know if we can assist you with anything else in the future!
I have bought 3 homes and this lender…
I have bought 3 homes and this lender and loan officer were simply the best. The communication was the biggest thing for me. If you’re looking for a lender this is the place
11 June 2026
Unprompted review
Reply from New American Funding
Thank you so much for this incredible compliment! Having purchased three homes, you know firsthand what a difference the right lender and loan officer can make, which makes your feedback even more meaningful to us.
We completely agree that clear, consistent communication is the key to a stress-free home-buying experience, and we are thrilled that our team delivered the best experience you've had.
Thank you for your high recommendation and trust. We wish you the absolute best in your new home, and we are always here for you whenever you need us!
The only reason we stay with NAF is…
The only reason we stay with NAF is because of Kristen Rogers. The level of effort she has provided us throughout the years is superior to any other agency we have worked with.
5 June 2026
Unprompted review
Reply from New American Funding
Thank you so much for sharing this! Knowing that Kristen Rogers is the reason you continue to trust New American Funding with your business throughout the years is the highest compliment we could receive.
Kristen's superior level of effort, dedication, and care perfectly represent the standard we strive to provide our clients, and we are incredibly proud to have her on our team. We will be sure to share your wonderful praise with her—she will be deeply touched and thrilled to hear how much her hard work means to you.
Thank you for your continued loyalty and trust, and we look forward to continuing to serve you for many years to come!
If you are looking for professional
If you are looking for professional, kind, and patient people to get you through the paper work and process, then New American Funding is for you! Thank you Toni and Dominic for all you did and for all you do!
12 June 2026
Unprompted review
Reply from New American Funding
Thank you so much for the wonderful recommendation! We are absolutely delighted to hear how much you appreciated the professionalism, kindness, and patience of our team during the paperwork and overall process.
Toni and Dominic are fantastic, and they truly love going the extra mile to make the journey as smooth and stress-free as possible. We will be sure to share your sweet "thank you" and kind words with both of them—it will make their day!
Thank you for choosing New American Funding, and please know we are always here for you whenever you need us!
This company has terrible customer…
This company has terrible customer service. I had some storm damage and needed repairs to my home. The check needed their signature. I was told to do ACH to get funds faster. They held my check for 15 days and wouldn't send the funds. Kept changing their story on why. Now i have a contractor coming after me because of them.
12 June 2026
Unprompted review
Reply from New American Funding
We apologize for the frustration and delay in receiving your funds during such a stressful time, Kevin. Because your property is the collateral for your mortgage, insurance claim checks (loss draft checks) must go through a strict verification process to ensure the home is properly repaired, which is why standard clearing holds of up to 15 days can occur even with ACH.
To help get your contractor paid immediately, please contact our Loss Drafts / Insurance Claims Department directly:
Phone: 1-888-884-5314 (Monday–Friday, 7:30 AM to 6:00 PM CT)
What to have ready: Your loan number, the contractor's contract/invoice, and a signed W-9.
We will review the exact status of your hold and work to expedite the release of your funds as quickly as possible.
I've been looking at houses for while…
I've been looking at houses for while and Kyle helped me every time I needed assistance. Cool guy it would've been nice to meet him in person.
8 June 2026
Unprompted review
Reply from New American Funding
Thank you so much for the great feedback! Finding the right home can be a long journey, and we are so glad to hear that Kyle was consistently there to assist and support you every step of the way.
We will be sure to share your kind words with him—he will be thrilled to hear them, and we know he would have loved the opportunity to meet you in person as well!
Thank you for choosing us, and please don't hesitate to reach out to Kyle and our team whenever you need assistance in the future!
Extremely Disappointing Experience
Extremely Disappointing Experience — Avoid This Company
My refinance with New American Funding was one of the most frustrating experiences I’ve ever had with a lender. What should have been a simple process turned into weeks of unnecessary stress due to repeated mistakes, delays, and a complete lack of accountability from both the supervisor and the Senior Loan Officer handling my file.
Major issues included:
Rate changes that created avoidable complications
A missed manufacturing date that caused delays
A timeline that dragged on far beyond what was promised
Repeated errors about which credit cards were supposed to be paid off
A sudden $6,000+ change in the cash‑back amount compared to what was originally presented
These weren’t minor oversights — they reflected a breakdown in leadership, communication, and basic attention to detail. Emails addressing serious issues went unanswered, and the lack of transparency made the entire process even more stressful.
5 June 2026
Unprompted review
Reply from New American Funding
Thank you for sharing your feedback, and we sincerely apologize for the frustration, delays, and stress you experienced during your refinance. This is absolutely not the level of service or professionalism we aim to provide, and we take your concerns regarding our supervisor and Senior Loan Officer very seriously.
We want to look into your file immediately to address what went wrong. Please reach out to our Escalated Customer Relations team directly at 1-800-450-2010 ext. 7100 for further assistance.
Best hands down
This wasn’t the first, and won’t be my last time working with Jason. Even when I was traveling and working insane hours, he always made himself available. Even when there was no updates, he would call just to check in and made sure I knew exactly where everything stood.
28 May 2026
Unprompted review
Reply from New American Funding
Thank you so much for your continued trust and loyalty! Knowing that this isn’t your first time working with Jason—and certainly won’t be your last—is the ultimate compliment.
We understand how challenging it can be to navigate a mortgage process while managing crazy work hours and travel. We are incredibly proud of Jason for always making himself available to accommodate your busy schedule and for checking in regularly just to keep your mind at ease.
We will be sure to share your wonderful feedback with Jason; he will be absolutely thrilled to hear how much his dedication and communication mean to you.
Thank you again for choosing New American Funding, and we look forward to working with you on many more successful transactions in the future!
Great experience
Great experience after a horrible one with RM.... great communication and help along the way with any questions! Quick to respond and if they didn't know the answer they got one quick! Orlando Gonzalez was my loan officer and he was amazing!
15 May 2026
Unprompted review
Reply from New American Funding
Thank you so much for sharing your experience! We know how stressful it can be to start the mortgage process again after a negative experience elsewhere, and we are absolutely thrilled that we could turn things around and give you the great experience you deserve.
Providing quick responses, excellent communication, and finding answers fast is exactly what we strive for. Orlando Gonzalez is an incredible loan officer, and we are so proud of him for taking such amazing care of you and guiding you smoothly along the way.
We will be sure to pass your wonderful praise along to Orlando and the team—it will absolutely make his day! Thank you for choosing New American Funding, and please let us know if we can ever assist you in the future!
Reid Sinclair was excellent
Reid Sinclair was excellent. Extremely helpful, always readily available, tremendous guide throughout the entire process. Will use them again and recommend them highly.
15 May 2026
Unprompted review
Reply from New American Funding
Thank you so much for the fantastic feedback and high recommendation! We are absolutely delighted to hear about your excellent experience working with Reid Sinclair.
Being readily available and providing clear, supportive guidance from start to finish is exactly what we strive for, and Reid truly excels at making the process as smooth as possible. We will be sure to share your wonderful words of appreciation with him—he will be thrilled to hear them!
Thank you for choosing New American Funding, and we look forward to the opportunity to work with you again in the future. Please don't hesitate to reach out if you need anything else!
Shelly Johnson and Cindy Lam were…
Shelly Johnson and Cindy Lam were fantastic. Worked thru all the roadblocks and went above and beyond. Highly recommended.
10 June 2026
Unprompted review
Reply from New American Funding
Thank you so much for the fantastic recommendation! We know that the mortgage process can sometimes present unexpected roadblocks, but we are absolutely thrilled to hear that Shelly Johnson and Cindy Lam went above and beyond to guide you safely through to the finish line.
Having a dedicated team that is committed to finding solutions and working tirelessly on your behalf is what we strive for, and we are so proud of Shelly and Cindy for delivering that for you. We will be sure to share your wonderful feedback with both of them—they will be delighted to hear your kind words!
Thank you for choosing New American Funding, and please let us know if we can ever help you or your family and friends in the future!
Above and beyond service!
29 May 2026
Unprompted review
Reply from New American Funding
Thank you so much! Going above and beyond for our clients is always our top priority, and we are thrilled to hear that we delivered that level of service for you.
We truly appreciate your business and are always here if you need anything in the future!
When you think it’s impossible there may be a way!
Started communication, worked with sister company to fix credit and just closed on my house June 3! The communication was good and if questions aroused they were answered!
20 October 2025
Unprompted review
Reply from New American Funding
Congratulations on closing on your new house on June 3rd! That is such an exciting milestone, and we are absolutely thrilled for you.
We are so glad to hear that we could partner with our sister company to help you get your credit exactly where it needed to be to make homeownership a reality. Providing great communication and being there to answer every question that came up is exactly how we strive to support our clients through their journey.
Thank you so much for choosing New American Funding to walk this path with you. We wish you many years of wonderful memories and happiness in your new home! Please let us know if you ever need anything in the future.
Brian and Sydney made my experience at…
Brian and Sydney made my experience at NAF go smoothly and effortlessly. They’re both friendly, efficient, professional and trustworthy. I highly recommend this team and NAF.
4 May 2026
Unprompted review
Reply from New American Funding
Thank you so much for the wonderful recommendation! We are absolutely delighted to hear that Brian and Sydney made your experience with New American Funding go so smoothly and effortlessly.
Being friendly, efficient, professional, and trustworthy is exactly what we strive for, and we are so proud of Brian and Sydney for delivering that level of care for you. We will be sure to share your kind words and high recommendation with both of them—they will be thrilled to hear them!
Thank you for choosing us, and please don't hesitate to reach out if you need anything else in the future!
Don and his team was amazing and helped…
Don and his team was amazing and helped us get the house we wanted
2 June 2026
Unprompted review
Reply from New American Funding
Congratulations on getting the house you wanted! We are absolutely thrilled for you and so happy that Don and his team could help make it happen.
Providing amazing support to help our clients secure their dream homes is exactly what we strive for, and we will be sure to share your kind words with Don and the team.
Thank you for choosing New American Funding, and we wish you many years of happiness and wonderful memories in your new home! Please let us know if we can ever assist you in the future.
Carl is great to work with
25 May 2026
Unprompted review
Reply from New American Funding
Thank you for the great feedback! We are absolutely delighted to hear that you had a wonderful experience working with Carl.
Providing a great working relationship and smooth process is what we strive for, and we will be sure to share your kind words with him. Please don't hesitate to reach out if you need anything else in the future!
Mary Hammon and New American Funding is…
Mary Hammon and New American Funding is awesome. It had been years since I’ve done a real estate transaction. My wife and I had intentions of selling and moving to a small place on the lake. However my wife was diagnosed with cancer and our dreams were put on hold. I was so worried about what to do. I done some research and it lead me to NAF. I can’t begin to tell you the pressure that was taken off me. Mary Hammon our loan specialist walked me through every step of our refinance. She answered every question, every phone call and email. Her entire team did as well. I applied on the 3rd of May and we closed on May 29th. I’m extremely grateful for Mary Hammon and NAF! Thank yall for everything! God Bless!
3 May 2026
Unprompted review
Reply from New American Funding
Thank you so much for sharing your deeply moving story. First and foremost, we are sending our warmest thoughts, prayers, and strength to you and your wife. We know that navigating a cancer diagnosis is incredibly heavy, and we are so humbled that Mary Hammon and our team could step in to take some of that pressure off your shoulders during such a challenging time.
Providing a seamless, compassionate experience is always our priority, but knowing we could bring you peace of mind and close your refinance in less than a month (from May 3rd to May 29th) means the world to us. Mary and her entire team will be deeply touched by your gratitude, and we will make sure they receive your beautiful message.
Thank you for trusting New American Funding to support your family. We are extremely grateful for you, too. May God bless you and your wife with strength, healing, and peace!
Paul was great to work with
Paul was great to work with. He walked me through process, which was very helpful. He kept me undated on everything. I would recommend Paul to anyone.
5 June 2026
Unprompted review
Reply from New American Funding
Thank you so much for the wonderful recommendation! We are thrilled to hear that Paul was great to work with and that his guidance and constant updates made the process so much easier for you.
Keeping our clients informed and supported every step of the way is always our top priority, and we will be sure to share your kind words with Paul—he will be absolutely delighted to hear them!
Thank you for your trust and your recommendation, and please don't hesitate to reach out if you ever need anything in the future!
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