NS&I Reviews 10,898

TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Evaluating 4,270 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the ease of use for their services, particularly for managing payments and transactions. Many appreciate the straightforward processes for depositing and withdrawing funds, highlighting the efficiency and timely handling of their money. The overall service is frequently described as excellent, with people finding the platform user-friendly and secure. However, some customers encountered difficulties with the website, noting occasional functionality issues, especially with certain browsers. A minority of people were dissatisfied with aspects of customer service, reporting unhelpful chatbots, slow responses, and challenges in resolving complex account issues. Some also mentioned frustration with the security measures, such as quick automatic logouts and complicated verification steps.

What people talk about most

User experience

Clients share positive opinions on user experience, often describing it as easy to use, simple to access, and... See more

Website

Reviewers mention ambiguous feedback about the website. Many customers report significant frustration, citing... See more

Payment

Customers generally report positive experiences with payment processes. Many find it easy to transfer money,... See more

Service

Customers consistently note positive experiences with service, praising its efficiency and ease of use. Many... See more

Customer service

People report ambiguous experiences with customer service. Many reviewers express significant... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Easy to navigate and check monthly. NS&I informed me and paid within the time frame given. Only complaint was the winnings were not high enough, but nice nevertheless .

Rated 4 out of 5 stars

Actually, I said because it wasn’t that easy online and on the phone, it didn’t accept my details and all the additional questions mothers birthday that sort of thing. However, when I looked it up I h... See more

Rated 4 out of 5 stars

I cashed in some funds and they arrived on time but you’d expect that to happen! I don’t understand though why you cannot get hold of your money over a weekend - I requested the money on Friday and g... See more

Rated 4 out of 5 stars

For some reason, website doesn't always work fully when using Chrome, but fine with Windows... strange, but I'm no computer expert and probably something to do with settings. Otherwise, service as ex... See more


Company details

  1. #18 of 19 best companies in Savings Bank

About NS&I

Written by the company

We’re the nation’s savings bank.

At NS&I, we support savers to achieve what they aspire to in life. We are the nation’s savings bank, and the only savings provider backed by HM Treasury. This means your savings are 100% secure, no matter how much you have saved with us.

We’ve been supporting the UK’s savers for over 160 years. With easy access savings accounts, fixed term investments and the chance to become a Premium Bonds millionaire — we’re the safe home for your savings.

Why save with us?

Written by the company

We're saving experts
We've been supporting the nation's savers since 1861. Today, millions of customers trust us with their savings.
We're the only savings provider backed by HM Treasury
We guarantee 100% of your savings – no matter how much you save.
We’re all about saving
Saving. Nothing more, nothing less. Whatever you’re saving for, we offer a range of products to suit your needs.
We're the home of Premium Bonds
Every £1 you save gives you the chance to win tax-free prizes every month – from £25 up to the two £1 million jackpots!

Contact info

Promotion box for NS&I

We’re here for you

Whether a new or existing NS&I saver, we're here and ready to help.

4.3

Excellent

TrustScore 4.5 out of 5

11K reviews

5-star
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How this company uses Trustpilot

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Web site is crap

Web site is crap. Continually locked out endless problems and no cert of interest for tax. Cumbersome in the extreme

19 April 2026
Unprompted review
Rated 5 out of 5 stars

Quick and easy to use

Quick and easy to use, also have the ns and i countdown to my premuim bonds prize checker. great way of keeping your money safe with the chance of winning something bac, plus i also have a saving account with them so all good.

15 April 2026
Rated 2 out of 5 stars

Used to be reliable but now poor

Used to be reliable but admin now very poor.
Opened an ISA as wanted one quickly and had other accounts but amount transferred late so missed a whole year's allowance. Husband tried to open one and got a paper letter about a different account he already has.
also he got a message confirmation about my isa and I had no communication.

Website forms clumsy and they seem to treat them as postal transactions (judging by follow up survey).
Email to customer service not acknowledged or answered. Hard to find a phone number on the website although the complaints one was answered quickly . However although they actioned request to transfer money they would not answer other issues.
Chatbot completely useless.I
Seems in a bit of a mess.

17 April 2026
Unprompted review
Rated 1 out of 5 stars

Worst website EVER!

I have tried to register for premium bonds online and the system closed me down at the end of inputting all the data THREE times and the 4th time still logged me out after taking my deposit. The money has gone from my account but no idea if my account has actually been set up. This is the worst buggy website I have used in years. Come on ppl I know you’re government owned but whichever contractor you’re using for tech support is taking you for a ride!! If and when my account is finalised I will have to take a view if I properly invest with them or not in premium bonds I might just pay the tax on my savings and save my self a whole host of grief - also if 36% of reviews are awarding 1 star reviews how have they got a 4.3 score trustpilot?

15 April 2026
Unprompted review
Rated 5 out of 5 stars

Had them for years and keep investing

Regular wins all be it small ones that get reinvested for me. Love how I can see that I've won on the prize checking app and then they tell you by text message 3 days later, so for one heart stopping moment you think you've won again!

16 April 2026
Rated 4 out of 5 stars

Easy to transfer money

Easy to transfer money, also knowing that by full deposits are safe with NSI. When used customer service they have always been friendly & most helpful.

16 April 2026

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