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Octane Finance Reviews 

2,599
TrustScore 5 out of 5

4.9

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Review summary

Created with AI, based on recent reviews

Looking at 541 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently mention that the staff is extremely polite, knowledgeable, and professional throughout every stage of the application. Consumers note that the entire procedure is straightforward, quick, and hassle-free, making it very easy to secure vehicle financing. Buyers are deeply satisfied with the prompt and clear responses provided by advisors when answering questions. Some reviewers were not happy with communication difficulties, noting challenges when seeking guidance for online processes and experiencing delays with document checks. A few individuals mentioned needing extra help with online systems and expressed frustration over response times during verification.

What people talk about most

Staff

Reviewers mention positive feedback about staff, consistently describing team members as genuinely kind,... See more

Service

Customers express high satisfaction and delight with the fast, professional, and efficient service they... See more

User experience

Customers consistently note positive experiences with user experience, describing the process as fast,... See more

Customer service

Consumers find customer service to be exceptionally positive, reporting that advisors are genuinely kind,... See more

Response time

People report positive experiences with response time, highlighting enthusiastic and prompt communication.... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I found the staff friendly, knowledgable and professional. There are a good number of steps to the vehicle financing system and I was helped and guided through the process every step of the way I... See more

Rated 5 out of 5 stars

I turned to Octane in an attempt to find a finance option for an imported car after being turned down by various other lenders, and after a very quick a painless application process, I went from ass... See more

Rated 5 out of 5 stars

I have used Octane a couple of times now and both times the whole experience was effortless, thank you guys. From initial enquiry to securing finance and collecting the vehicle Octane made the process... See more

Rated 5 out of 5 stars

I didn't think finance would be an option, but Octane Finance helped me and made the whole process smooth and seamless. It was fast, easy to understand, helpful and professional. I am delighted with... See more


Company details

  1. #15 of 63 best companies in Car finance and loan company
  2. #3 of 15 best companies in Auto broker
  3. #23 of 96 best companies in Finance broker
  4. #24 of 169 best companies in Non-bank financial service

Written by the company

Octane Ltd is a finance company who specialise in achieving the best possible finance outcome for its customers. We are able to offer car loans, re-financing and equity release on any car in the UK. Our customers can benefit from the relationships we have established with some of the largest and indeed, smallest specialised lenders in the UK. This enables us to seek out innovative ways to offer our dealer partners and direct consumers one of the most comprehensive facility portfolios currently available. We have a team of dedicated Business Managers who will guide you through every step of the car buying journey, and we work hard to ensure a positive outcome for all of our clients. Our personal approach and long standing relationships with our customers and dealer partners has made us a great company to deal with. We have perfected a service based business on a solid foundation of trust & transparency. We promise to provide clear, unbiased vehicle solutions.


Contact info

We are THE Vehicle Finance Experts

Secure the best finance rate for your new vehicle by applying below

4.9

Excellent

TrustScore 5 out of 5

3k reviews

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Asks customers to review

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Hasn’t replied to negative reviews

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4.9

All reviews

(2,599)

529 reviews in the last 12 months

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Rated 5 out of 5 stars

Imported Cars Made Easy...

I turned to Octane in an attempt to find a finance option for an imported car after being turned down by various other lenders, and after a very quick a painless application process, I went from assuming I'd be looking at a 17.5% APR (quoted from another, admittedly very friendly and helpful broker) to 13.4%, to then a day or so later 11.3% without me really even needing to lift a finger. So import car or not, these guys just are on it. Following that, their comminucation with the car dealer themselves and subsenquently myself after I had done a test driver etc etc, was enthusiastic and prompt. Ultimately, I'll be driving off into the sunset with a much better finance deal on a superb car I was worried about missing out on because so many lenders are a pain in the whole about imported cars.

I don't have any reason to mark Octane down, so five stars it must be.

6 July 2026
Rated 3 out of 5 stars

Did not like that you did not reply to…, unable to reply back to messages

Did not like that you did not reply to my email
and all messages sent to me, could not replyback to, i received constant messages and unable to reply back to. Please change so that messages can be replied back to.
Found it very hard to do signature and ID, there was nobody that I could message to ask for guidance, i had to go to car copmany that contacted you, which when I contacted no answer or waiting to long on the phone, when I did get through nobody explained what I could do, when car company telephoned very nice helpful lady gave simple instructions

15 June 2026
Rated 5 out of 5 stars

A+++ service

The agent was polite, efficient and friendly and answered all my queries regarding the purchase of my new car I would recommend them to anyone wanting car finance in the future.

29 June 2026
Unprompted review
Rated 5 out of 5 stars

Great people to deal with.

Hollie,Robert and the team at Octane were pleasant and helpful with getting me my new car.Would recommend them to everyone.Thanks for all your help.

30 June 2026
Unprompted review
Rated 1 out of 5 stars

I was very disappointed

I was very disappointed with my experience with Octane Finance. I had completed all the required checks, including verifying my ID, and had arranged to collect my new car, which was over 3 hours away. I had also cancelled the insurance on my previous car in preparation for the handover.

Then, at 4:55pm on the day before collection, I received a call saying my ID had not been verified. I know I had completed this step, so it seems there was an error somewhere in their process. What was most frustrating was that this wasn't flagged earlier, despite them having the whole day to contact me.

As a result, I had to cancel everything and arrange finance with another company. I don't know if this was an isolated incident, but it caused unnecessary stress and inconvenience. Based on my experience, I was very disappointed with the level of communication and organisation.

18 June 2026

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