Octopus Money Reviews 386

TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Looking at 133 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their friendly, attentive, and knowledgeable approach, often highlighting their ability to explain complex financial matters clearly and patiently. The customer service is frequently described as excellent, with many appreciating the personalized care and quick response times, making the overall service experience smooth and efficient. People also value the helpful user experience, especially the tools that allow them to visualize financial goals and impacts. However, some people were dissatisfied with the customer service, mentioning issues with communication, particularly for overseas customers without a UK mobile number, and experiencing long wait times. A few other people also felt that the company's performance was similar to a previous provider, suggesting some ongoing inefficiencies.

What people talk about most

Staff

Customers consistently note positive experiences with staff, highlighting their helpfulness, knowledge, and... See more

Customer service

Reviewers highlight positive aspects of customer service, praising the helpfulness and responsiveness of... See more

Service

Consumers find service to be positive. Many reviewers praise the personalized and efficient service,... See more

User experience

Clients share positive opinions on user experience. Many reviewers found the sessions very useful, clear, and... See more

Response time

Customers had positive experiences with response times. Reviewers frequently highlight the promptness and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Puja and the Octopus Money team were super friendly, attentive and knowledgeable when dealing with my mortgage. Puja helped me through the whole process, answered all my burning questions and really... See more

Rated 5 out of 5 stars

I've been working with my Financial Coach Martin and have found him to be brilliant. He's thoughtful and insightful and is so easy to talk to. He's clearly very passionate about his role and I know he... See more

Rated 5 out of 5 stars

I loved chatting to Justine, she was so warm and friendly. Her approach of normalising and explaining the different options was really good. I felt she understood where I was now in terms of financ... See more

Rated 5 out of 5 stars

As a first time buyer, Octopus Money has been positively impactful as my mortgage broker. Puja clearly explained the mortgage process and different product options in simple terms. Puja c... See more


Company details

  1. #94 of 169 best companies in Non-bank financial service

About Octopus Money

Written by the company

At Octopus Money, we believe everyone deserves personal, 1-to-1 help with their money. We bring together all the pieces of your financial life and make sure your savings, investments and pensions are all on track for the life you want to live.

Through a combination of real, friendly people and really clever technology, we help you see where you stand today and build the plan for whatever you’re dreaming of.

First things first. Meet for a chat, discuss your goals and money questions and see how Octopus Money can help.


  • Talk to a real person – Ditch the robots – get personalised help from a human
  • See your future – explore different scenarios with our powerful planning technology
  • Step-by-step plan – we'll make it easy for you to improve your financial future
  • Take action – easily set up your ISA and retirement account, with a custom portfolio, managed by our experts.

Join 71% of Octopus Money customers who feel more on track for the financial future they want.

Contact info

4.7

Excellent

TrustScore 4.5 out of 5

386 reviews

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Replied to 100% of negative reviews

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Rated 5 out of 5 stars

My stress free mortgage experience

Puja made my mortgage experience truly exceptional—smooth, clear, and completely stress‑free. She was knowledgeable, supportive, and kept me informed every step of the way. I felt well looked after and ended up with a great rate. Highly recommend!

24 February 2026
Unprompted review
Rated 5 out of 5 stars

Trudi was brilliant

Trudi was brilliant, helping me work through various options for my goals, and helping me conclude which option was best for me. I am now setting up what I need to, to implement my plan and see how quickly I can achieve my goals!

12 February 2026
Rated 5 out of 5 stars

Very helpful and insightful.

Andy was my coach and was very helpful during the sessions. His knowledge and understanding was more than adequate and the sessions were insightful. I enjoyed the sessions as he was also very approachable and easy to talk to.

13 February 2026
Rated 5 out of 5 stars

I am truly grateful to Paul L. from Octopus Money

I am truly grateful to Paul L. from Octopus Money for helping me gain a clear understanding of my financial status and for guiding me on how to manage it effectively for future growth. His insights, practical advice, and structured approach have made complex financial matters much easier to understand and apply, giving me greater confidence in planning ahead.

3 February 2026
Rated 5 out of 5 stars

Mortgage support and advice

I had an excellent experience working with my mortgage advisor, Puja. From the very beginning, they demonstrated a high level of trustworthiness, making the entire process feel transparent and stress‑free. They took the time to listen carefully to my needs and fully understand my financial situation, which made their guidance feel genuinely personalised.
Throughout the journey, their support was outstanding. Their responses were always timely, often getting back to me much quicker than expected, which made the whole process smooth and efficient.
I would highly recommend them to anyone looking for a dependable, knowledgeable, and supportive mortgage advisor.

2 February 2026
Rated 5 out of 5 stars

Excellent for Personal Finance newbies

Great coaching experience. I felt personal Finance to be overwhelming where I had no idea about investing, pensions etc. Now I feel more confident and I am on the right path. Doing coaching helped me switch to a higher interest rate ISA so that great.

30 January 2026
Rated 5 out of 5 stars

Great Service

Puja was great as my mortgage broker - fast, attentive and friendly, a great overall service. Would definitely recommend!

15 January 2026
Unprompted review
Rated 5 out of 5 stars

Puja was great

Puja was great, took her time to understand our requirements and acted on it fast. 4 days from initial conversation to offer!

15 January 2026
Unprompted review
Rated 5 out of 5 stars

As a first time buyer

As a first time buyer, Octopus Money has been positively impactful as my mortgage broker.

Puja clearly explained the mortgage process and different product options in simple terms.

Puja communicated effectively and quickly responded to my queries. She is easy to get hold of and proactive with updates.

Puja took the time to understand my unique needs and she tailored her advice accordingly, she went above and beyond in her service of care.

Puja helped me to secure a great rate, thereby helping me save money and she made the process stress-free.

I would strongly recommend Octopus Money to friends, family, or others in similar circumstances.

19 December 2025
Unprompted review
Rated 5 out of 5 stars

Puja Hathi mortgage broker

Puja Hathi has been outstanding throughout my remortgage journey, providing a level of service that has truly exceeded my expectations. From the very beginning, she has been proactive, approachable, and incredibly supportive, always taking the time to explain each step in clear, reassuring detail. Her responsiveness has been exceptional — no matter how small my question was, she replied quickly and with genuine care, making the entire process feel smooth and well-managed. Puja’s knowledge and professionalism gave me complete confidence in every decision, and her ability to break down complex information made everything far easier to navigate. I genuinely couldn’t have asked for a better broker, and I would wholeheartedly recommend her to anyone looking for reliable, efficient, and personable mortgage advice.

12 December 2025
Unprompted review

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