Omega Home & Auto Care Reviews 

1,547
•
TrustScore 3.5 out of 5

3.7

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Review summary

Created with AI, based on recent reviews

Considering 138 reviews, most reviewers were somewhat happy with their experience overall. Consumers frequently mention that the staff is exceptionally kind, patient, and helpful when explaining policies and answering various questions during calls. Many potential customers truly appreciate the remarkably smooth process when filing claims and dealing with supportive representatives over the phone. Some reviewers were not happy with their overall experience regarding this company. Customers encountered frustrating claim denials, extended waiting times, and unhelpful representatives who abruptly hung up or argued during phone interactions. Additionally, several people noted unexpected coverage limitations and significant difficulties regarding their vehicle repair processes.

What people talk about most

Staff

Consumers find staff to be deeply helpful and professional, frequently praising representatives who provide... See more

Customer service

Reviewers highlight ambiguous aspects of customer service, with many consumers praising specific... See more

Warranty

Customers had ambiguous experiences with warranty services, with some reviewers praising the smooth and... See more

Service

Clients share ambiguous opinions on service, with some reviewers praising the fast turnaround times, amazing... See more

Claim

People report ambiguous experiences with claim, as opinions on the process are sharply divided. While some... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Only problem is the debit card you issue for the clam. It is difficult to use at some merchants. Orders on line usually work. But box stores is not as easy.

Company replied

Rated 5 out of 5 stars

The service and timely repairs are outstanding. You made it easy to file my claims when needed. This is what made me get another extended warranty with the company I have used this company since 2017.... See more

Company replied

Rated 5 out of 5 stars

FANISHA MADE MY EXPERIENCE SOOOO PAINLESS ! she was kind, patient and went over my policy in details to where I really understand ! Thank you Fanisha

Rated 5 out of 5 stars

When getting an oil change, I've never had a problem getting paid. I do however have a problem work the virtual deposit but other than that the company have been ok!

Company replied


Company details

  1. Car service

Written by the company

Omega Auto Care pays the bill when your vehicle’s covered parts and systems break down. Keeping your car beyond its factory warranty makes good financial sense, unless expensive repair bills end up being more than your monthly car payment. That’s where we can help, picking up where your factory warranty leaves off. Our Vehicle Service Contract pays for the repair bills outlined in the coverage level you select. You already have insurance if someone or something damages your car. Omega offers insurance when your car is damaged due to mechanical failure. It’s Protection and Financial Security for you! Omega Auto Care is insured by Lyndon Southern Insurance Company, a Fortegra company. We are members of the Vehicle Protection Association, and also of the Jacksonville Chamber of Commerce.


Contact info

3.7

Average

TrustScore 3.5 out of 5

2k reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 44% of negative reviews

Typically replies within 2 weeks

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3.7

All reviews

(1,547)

139 reviews in the last 12 months

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Rated 1 out of 5 stars

I was sold on there warranty coming out…

I was sold on there warranty coming out of another warranty company. 3 years never used my previous warranty. I get 5 months into the warranty and get above the threshold of miles and take it to the shop to get what I thought was a small issue before vacation. Come to find out it needed a rebuilt transmission. The warranty company stopped communicating with the shop/myself and declined my warranty. Truck sat in the shop for a month. Omega you did everything possible to not help, your communication was terrible(they go through a 3rd party adjuster by the way), you out right screwed me when I could have just stayed with car shield and they would have covered it. When they say put a 1000 miles to meet the threshold you need to put more than that cause there’s a risk of them declining and leaving you out to dry. Keep in mind they said anything goes after that threshold. No this was not pre existing issue as they claimed. Even then keep an oil change record for your transmission cause apparently that’s a big deal. Do your self a favor and look at other warranties, it’s cheaper and more quality at others. They are salesmen here. Don’t trust them and make the same mistake I did.

15 June 2026
Unprompted review
Rated 5 out of 5 stars

I have used Omega Auto Care

I have used Omega Auto Care, and I truly believe it is one of the best experiences I have ever had. They gave me a rental car while my car was in the shop, and I did have to pay $50 on a credit card but they paid for the 3 weeks I had the car. They paid to have the car repaired and also, I was ubered to the rental car place. Amazing service with no hesitation.

16 June 2025
Rated 5 out of 5 stars

Supportive Staff

Very understanding team and very patient. Nothing but good experiences with their support.

8 June 2026
Unprompted review
Rated 2 out of 5 stars

It’s too expensive

It’s too expensive, and I was told by an Auto Body Shop, that it’s not worth doing, because the regular insurance covers at least most of it. I want to get a refund, please.
It’s a total waste of my money that could be used for other essentials.
You were also supposed to cancel out a competitor, and it didn’t.

8 June 2026
Omega Home & Auto Care logo

Reply from Omega Home & Auto Care

Cynthia,
Thank you for your feedback. We are sorry to hear that you are dissatisfied with the cost of your coverage.

We will request that the selling agency contact you directly to discuss your cancellation request and assist you with any applicable refund options under your contract.

We would also like to clarify that standard automobile insurance and vehicle service contracts serve different purposes. Regular auto insurance covers accidents, but it does NOT cover the cost of mechanical breakdowns. A Vehicle Service Contract is designed to help protect against potentially costly repair bills resulting from covered mechanical and electrical failures.

If you choose to cancel your coverage, you will be responsible for the full cost of future repairs should a covered component fail.

Rated 5 out of 5 stars

I trust them

Last warranty company I had kept lying to me but Omega has been honest with me from the beginning

9 June 2026
Omega Home & Auto Care logo

Reply from Omega Home & Auto Care

Thank you for your kind words and for choosing Omega Auto Care. We appreciate the opportunity to earn your trust.

Our goal is to provide clear, honest information about our coverage and claims process so our customers can make informed decisions about protecting their vehicles. We're pleased to hear that your experience with our team has reflected that commitment.

Thank you for your business and for taking the time to share your feedback.

Rated 5 out of 5 stars

I called about a billing issue

I called about a billing issue. Erin went above and beyond to help me. She explained everything to me in a professional , knowledgeable and friendly way. She also informed me about perks on my policy that I didn’t know I had. You RockErin

9 June 2026
Unprompted review
Omega Home & Auto Care logo

Reply from Omega Home & Auto Care

Thank you for your kind words! We're thrilled to hear that Erin was able to assist you and help you better understand your policy benefits. We will be sure to share your compliments with her. Thank you for choosing Omega Auto Care!

Rated 5 out of 5 stars

With my last two claims they were great…

With my last two claims they were great and they were right on top of things. Received my check with in two weeks

9 June 2026
Omega Home & Auto Care logo

Reply from Omega Home & Auto Care

Thank you for your feedback! We're glad to hear that your claims were handled promptly and that you received your reimbursement quickly.
We appreciate your trust in Omega Auto Care and look forward to continuing to provide excellent service whenever you need us.

Rated 5 out of 5 stars

Satisfied Customer

I give them a 5 stars because the customer service over the phone is always great. Haven't had a breakdown yet and praying that doesn't happen no time soon.

9 June 2026
Unprompted review
Omega Home & Auto Care logo

Reply from Omega Home & Auto Care

Thank you for the 5-star review! We're happy to hear that you've had positive experiences with our customer service team.

While we hope you never experience a breakdown, it's reassuring to know you have coverage in place should the unexpected happen.

We appreciate your business and thank you for choosing Omega Auto Care!

Rated 5 out of 5 stars

Solid company at affordable price point

Omega offered a very competitive price, provided a number of unexpected benefits (3 oil changes, tire purchase credits, etc.), and has already reimbursed me for one of my oil changes just weeks after signing up with the company! They represent a solid company at an affordable price point

9 June 2026
Omega Home & Auto Care logo

Reply from Omega Home & Auto Care

Thank you for your review!
We're glad you're enjoying the benefits of your policy and that your reimbursement was processed quickly.

We appreciate your trust in Omega Auto Care!

Rated 1 out of 5 stars

Lied to me about other company to make…

Lied to me about other company to make a sale

1 June 2026
Omega Home & Auto Care logo

Reply from Omega Home & Auto Care

The selling dealer attempted to reach you to address and clarify any misunderstandings regarding the other company and your policy details.
Unfortunately, they were unable to reach you and left a voicemail requesting a return call. We encourage you to contact them directly so they can review the information with you and resolve any remaining concerns.

Rated 1 out of 5 stars

No Response

No Response From Customer Service Nor Ms Jessica! Not even a recording to leave a message!

8 June 2026
Omega Home & Auto Care logo

Reply from Omega Home & Auto Care

Thank you for your feedback. The selling dealer did attempt to reach out to you to address your concerns, but was unable to make contact at the time and left a voicemail requesting a return call. We encourage you to follow up with them so they can further assist and review your concerns in detail.

Rated 5 out of 5 stars

I have had omega Auto care on a number…

I have had omega Auto care on a number of vehicles, they have all needed something. Omega has helped on everyone. I currently have omega on both my vehicles.

21 November 2025
Omega Home & Auto Care logo

Reply from Omega Home & Auto Care

Thank you for your continued trust in Omega Auto Care.

We're glad to hear that our coverage has been helpful across multiple vehicles and that you've had positive experiences with your claims. We appreciate your loyalty and look forward to continuing to support you and both of your vehicles.

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