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See what reviewers are saying

Rated 5 out of 5 stars

What I like about your service is the flexibility on being able to change or choose your payment date instead of it just being set in stone for your next payday. Even though unexpected things can happ... See more

Company replied

Rated 2 out of 5 stars

I was really interested in allotment loans, but it's been almost a month and can't seem to get past the application process. The website hangs and throws errors. Contacted support multiple times via e... See more

Company replied

Rated 5 out of 5 stars

One Blinc's Refinace options and criteria have changed. That being said, I was in an emergency situation and had to plead for help and a refinance, one blinc came through finanally. They gave me a ma... See more

Company replied

Rated 5 out of 5 stars

Absolutely love Sheila that assisted me throughout the process. She was very welcoming and anytime she said she would contact me as we were awaiting answers for things she couldn't handle...she kept h... See more

Company replied

Company details

  1. Non-bank financial service
  2. Financial advisor

Written by the company

We offer a true alternative to the vicious cycle of predatory lending. Using cutting edge technology to go beyond people’s credit score. Our proprietary algorithms look at the person's ability to handle a small loan, and how to best structure it so that it doesn't overwhelm them.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

5K reviews

5-star
4-star
3-star
2-star
1-star

Hasn’t replied to negative reviews

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 4 out of 5 stars

Easy to use.

19 March 2024
Unprompted review
OneBlinc logo

Reply from OneBlinc

Hi Thomas Williams,

We're delighted to hear that you find our service easy to use! We strive to provide a user-friendly experience for our customers. If there's anything we can do to elevate your experience to a 5-star one, please do not hesitate to let us know. We value your feedback and we're here to help!

Best wishes,
The OneBlinc Team

Rated 5 out of 5 stars

Excellent customer service

Excellent customer service

19 March 2024
OneBlinc logo

Reply from OneBlinc

Hey Dorothy,

Thank you so much for this awesome 5-star review! We are thrilled to hear that you had such a positive experience with our customer service. We always strive to provide top-notch service to every customer, and we're overjoyed to receive your compliments and appreciation.

Also, could you show your support for us on our social media platforms? We would appreciate having you closer to us.

Instagram: @Oneblinc_usa (NEW)
Facebook: facebook.com/oneblinc
Twitter: @OneBlinc or twitter.com/OneBlinc
Linkedin: www.linkedin.com/company/oneblinc1

If you ever require any assistance, please feel free to reach out.
Thank you for choosing OneBlinc!

Best regards,
The OneBlinc Team

Rated 5 out of 5 stars

Excellent

Quick advance. No problems.

12 March 2024
Unprompted review
OneBlinc logo

Reply from OneBlinc

Hey Dan!

We're thrilled to hear that you had a seamless experience with us! We always strive to provide fast and efficient service to our customers. Your positive feedback truly made our day! If you have any further needs or questions, please don't hesitate to reach out.

Also, could you show your support for us on our social media platforms? We would appreciate having you closer to us.

Instagram: @Oneblinc_usa (NEW)
Facebook: facebook.com/oneblinc
Twitter: @OneBlinc or twitter.com/OneBlinc
Linkedin: www.linkedin.com/company/oneblinc1

Thank you for choosing OneBlinc!

Best regards,
The OneBlinc Team

Rated 5 out of 5 stars

The process is very easy to complete

The process is very easy to complete! And knowing what documents to provide at the beginning of the process is very helpful!

15 March 2024
OneBlinc logo

Reply from OneBlinc

Hello Patrick,

Thanks for your awesome review and 5-star rating! We're thrilled to hear how easy you found our process and that our upfront communication about required documents was helpful. We aim to provide a seamless and efficient experience for our customers. Your feedback is greatly appreciated! Our team will be more than happy with this one!

We're here if you need anything else. Thanks for choosing OneBlinc!

Also Patrick, could you show your support for us on our social media platforms? We would appreciate having you closer to us.

Instagram: @Oneblinc_usa (NEW)
Facebook: facebook.com/oneblinc
Twitter: @OneBlinc or twitter.com/OneBlinc
Linkedin: www.linkedin.com/company/oneblinc1

Wishing you all the best,
The OneBlinc Team

Rated 5 out of 5 stars

Wonderful Good experience

14 March 2024
Unprompted review
OneBlinc logo

Reply from OneBlinc

Hello Sylvia,

We are MORE THAN thrilled to hear about your wonderful experience with us! It's our pleasure to provide the best service possible. We value your feedback and look forward to continuing to serve you. Thank you for taking the time to share your positive review.

And Sylvia, could you show your support for us on our social media platforms? We would appreciate having you closer to us.

Instagram: @Oneblinc_usa (NEW)
Facebook: facebook.com/oneblinc
Twitter: @OneBlinc or twitter.com/OneBlinc
Linkedin: www.linkedin.com/company/oneblinc1

Wishing you all the best,
The OneBlinc Team

Rated 2 out of 5 stars

AI determines everything

While the process to apply for a loan is streamlined, it often takes considerable time compared to alternative companies’ offering loans to government employees.

It is very challenging to reach a human being, and when I do it is a Filipino that provides no answers beyond what the AI chat bot provides.

This is because the loan process is determined by AI. Thus, to share, I’ve not been able to refinance in 6 months and I’ve made on time payments through salary allotment. I don’t need some PR rep to comment here explaining that AI makes this decision from a myriad of factors, so please don’t respond saying the same thing I just wrote. My point in mentioning is for others to beware that you may be stuck with a loan that you can’t refinance if any further emergency comes up down the road.

Overall, I would recommend other companies (ex: bmg money, kashable, etc).

13 March 2024
Unprompted review
OneBlinc logo

Reply from OneBlinc

Dear Holly,

We're truly sorry for any inconvenience you've encountered. Your feedback is incredibly important to us, and we're grateful you've taken the time to share your concerns.

At OneBlinc, our team hails from diverse backgrounds. While our customer service center calls Miami, Florida home, it's possible your call connected with our overseas team. Our Filipino colleagues are not only knowledgeable but also highly efficient in assisting our valued customers, and we take great pride in their contribution to our team.

Please rest assured, we take your feedback to heart. Continuous improvement of our services, including our AI systems, is a constant endeavor for us.

We hear your concerns regarding loan refinancing loud and clear and understand the frustration it may cause. Our commitment to your financial flexibility remains unwavering, and we're actively exploring ways to refine our processes to better serve your needs.

Warmest regards,
The OneBlinc Team

Rated 5 out of 5 stars

This is the best app hands down

This is the best app hands down.I have tried others and wasn’t satisfied.I see no reason for change.Thank you for your service

13 March 2024
Unprompted review
OneBlinc logo

Reply from OneBlinc

Hello Aletha,

We're MORE THAN thrilled to know that you find our app to be the best! Our team is dedicated to providing the best service possible, and your feedback helps us know we're on the right track.

Thank you for sticking with us, and if there's anything we can do to make your experience even better, please don't hesitate to let us know.

Also Aletha, we'd also like to invite you to follow us on our social channels so you can get to know us even better!

Instagram: @Oneblinc_usa (NEW)
Facebook: facebook.com/oneblinc
Twitter: @OneBlinc or twitter.com/OneBlinc
Linkedin: www.linkedin.com/company/oneblinc1

Thanks for being with us!

Best Wishes,
The OneBlinc Team

Rated 5 out of 5 stars

This is a Awesome App for extra funds…

This is a Awesome App for extra funds in a emergency situation

8 March 2024
Unprompted review
OneBlinc logo

Reply from OneBlinc

Hello Gregory,

We're thrilled to hear that you find our app awesome and helpful in emergency situations! We're always here to provide you the help you need when you need it. Your positive feedback means a lot to us.

Thank you for your 5-star review and for choosing OneBlinc.

And Gregory, we'd like to invite you to follow us on our social channels so you can get to know us even better!

Instagram: @Oneblinc_usa (NEW)
Facebook: facebook.com/oneblinc
Twitter: @OneBlinc or twitter.com/OneBlinc
Linkedin: www.linkedin.com/company/oneblinc1

Thanks again for being with us!

Best Wishes,
The OneBlinc Team

Rated 5 out of 5 stars

Reliable Service

It is always there to help me out when I am in a bind.

7 March 2024
Unprompted review
OneBlinc logo

Reply from OneBlinc

That's right - We are always here for you. That's a commitment.
Thank you for taking the time to leave us a 5-star review. It means a lot!

We'd like to invite you to follow us on our social channels so you can get to know us even better!

Instagram: @Oneblinc_usa (NEW)
Facebook: facebook.com/oneblinc
Twitter: @OneBlinc or twitter.com/OneBlinc
Linkedin: www.linkedin.com/company/oneblinc1

Thanks again for being with us!

Best Wishes,
The OneBlinc Team

Rated 5 out of 5 stars

Flexible repayment dates

What I like about your service is the flexibility on being able to change or choose your payment date instead of it just being set in stone for your next payday. Even though unexpected things can happen and you need to take an advance, well another unexpected thing can happen before you pay that Advance back and you may need that money on your paycheck. Other companies who offer like services most of them will not even allow you to change your repayment date. I prefer you guys over anybody else.

10 March 2024
Unprompted review
OneBlinc logo

Reply from OneBlinc

Hello Coleman, how are you today? OneBlinc Customer Success Team here!

We're thrilled to hear that our flexible repayment dates are making a difference for you! We understand that life can be unpredictable, which is why we've designed our service to be as accommodating as possible.

We're here to help, not hinder! Your preference and support mean the world to us! Thank you for taking the time to share your experience and for choosing us over others.

And Gregory, we'd like to invite you to follow us on our social channels so you can get to know us even better!

Instagram: @Oneblinc_usa (NEW)
Facebook: facebook.com/oneblinc
Twitter: @OneBlinc or twitter.com/OneBlinc
Linkedin: www.linkedin.com/company/oneblinc1

Thanks again for being with us!

Best Wishes,
The OneBlinc Team

Rated 3 out of 5 stars

Interest to refinance is way too high

Interest to refinance is way too high

12 March 2024
Unprompted review
OneBlinc logo

Reply from OneBlinc

Hello Shannon,

We're grateful you took the time to share your thoughts and insights with us.

Although it's not a surprise....It's disappointing to hear that our refinancing rates haven't met your expectations. Our goal is always to deliver competitive rates, and your feedback is crucial for our ongoing improvement efforts.

We understand the importance of interest rates, especially in today's economic climate. Please know that we're committed to offering the most reasonable rates possible and continuously review our policies to better serve you.

Thank you once again, Shannon. Your feedback and your business are highly valued by our team.

We're dedicated to earning that 5-star review from you by enhancing our services.

Warmest regards,

The OneBlinc Team

Rated 5 out of 5 stars

The BEST app for a payroll advance!

This is by far the BEST app for a payroll advance! No jumping through hoops. It's simple and you get the money immediately. The amount continues to increase as long as you make your payments on time. Five stars for this one!

11 March 2024
Unprompted review
OneBlinc logo

Reply from OneBlinc

Hello Aldi,

We're more than thrilled to hear that you're finding our app to be a great option for payroll advances! We work hard to keep things simple and efficient for our users, so your feedback means a lot to us.

Thank you for being a reliable member of our community and for taking the time to leave us such a wonderful review. We're here if you ever need anything!

We'd also like to invite you to follow us on our social channels so you can get to know us even better!

Instagram: @Oneblinc_usa (NEW)
Facebook: facebook.com/oneblinc
Twitter: @OneBlinc or twitter.com/OneBlinc
Linkedin: www.linkedin.com/company/oneblinc1

Thanks for being with us!

Best Wishes,

The OneBlinc Team

Rated 1 out of 5 stars

The first time I tried this App was a terrible experience

I have a full time job and because my credit score is low I was denied access to anything that this app offers and I think it’s unfair

10 March 2024
Unprompted review
OneBlinc logo

Reply from OneBlinc

Hello Barbara,

We're deeply sorry to hear about your disappointing experience as we strive to assist everyone, regardless of their credit score.

We apologize if it seemed otherwise.

Although there are no guarantees, we'd love to reevaluate your case, and possibly provide alternatives that may fit your circumstance.

Please reach out to us at your earliest convenience so we can work this out together. Our email: customer@oneblinc.com

We truly value your feedback and hope to turn your experience around.

Best regards,
The OneBlinc Team

Rated 5 out of 5 stars

$50 easy

it'awesome when I need $50 its there & then it comes out of my account on payday ! flawless !

28 February 2024
Unprompted review
OneBlinc logo

Reply from OneBlinc

Hello John,

You got our team to smile when hearing that you find our service awesome and flawless! Ensuring our customers can conveniently access the funds they need, when they need them, is at the heart of what we do.

We're so glad that we're able to meet your expectations. Thank you for your wonderful review and for giving us a perfect score.
We are here for you anytime!

And John, we'd also like to invite you to follow us on our social channels so you can get to know us even better!

Instagram: @Oneblinc_usa (NEW)
Facebook: facebook.com/oneblinc
Twitter: @OneBlinc or twitter.com/OneBlinc
Linkedin: www.linkedin.com/company/oneblinc1

Thanks for being with us!

Best Wishes,

The OneBlinc Team

Rated 1 out of 5 stars

Blinc's Contradicting Service wrote one review and they wrote me…

I wrote one review and they wrote me back and lied to me on Trust pilot.
They connected to my Bank using Plaid, but say they cant connect to my bank and cant find my direct deposit when it was there the first time I tried to sign up.
Then I get an email saying I will get 30 days free Blinc Prime?
I havent even gotten advance yet and they want a payment?

6 March 2024
Unprompted review
OneBlinc logo

Reply from OneBlinc

Hello Kathy,

We regret the confusion and understand the frustration this may have caused. It seems there has been a misunderstanding, and we would like to provide clarification.

We utilize Plaid for secure bank connections, but occasional technical issues may hinder successful connections.

Encountering such issues does not signify an inability to connect to your bank; rather, it indicates a temporary problem that requires attention. Our team is always prepared to assist in troubleshooting these matters in real time.

Below is a comprehensive overview of the costs associated with our BlincAdvance product:

- 30-Day Free Trial: Upon downloading the OneBlinc app, customers can advance up to $50. A $5 fee is applicable ONLY IF the Instant Deposit option is chosen.

- During the trial period, you can request up to 2 advances.

- Post the trial period, you have the option to enroll as a member, with an $8.99 subscription fee ensuring unlimited access to BlincAdvance.

- Each timely payment you make unlocks higher advance amounts. Additionally, the duration of your subscription also influences the availability of higher amounts.

These are the costs and fees linked to our services. Transparency is paramount to us.

Regarding the OneBlinc Prime offer, this is a promotional benefit extended to all customers, irrespective of whether they have availed an advance. It is not a payment demand but an opportunity to enjoy premium features at no cost.

We are eager to address your concerns and enhance your experience. Please contact us at 855-400-0449 or via email at customer@oneblinc.com for further assistance.

Best regards,
The OneBlinc Team

Rated 5 out of 5 stars

Excellent and Fair Service

Excellent and Fair Service. Thank you 😊

9 March 2024
Unprompted review
OneBlinc logo

Reply from OneBlinc

Hi Stephanie,

We're absolutely thrilled to hear that you think our service is excellent and fair. Your positive words mean a lot to us and it's customers like you who make our job wonderful.

Thank you for taking the time to leave this short but fantastic review. We promise to continue delivering the same high standard of service in the future!

Best Wishes,
The OneBlinc Team

Rated 3 out of 5 stars

Its not bad however each advance does…

Its not bad however each advance does not count towards your increase availability. They will count one out of every 3. It sucks that they cheat like that but its a shady loan company. What can you expect right. They have to take advantage of you every way they can.

9 March 2024
Unprompted review
OneBlinc logo

Reply from OneBlinc

Dear Ronneyg,

I hope you're doing well today.

We regret to hear about your concerns and truly value your candid feedback. At OneBlinc, our commitment to transparency and supporting our customers is unwavering.

Please understand that our advance availability adjustments are influenced by various factors such as repayment history, account standing, duration of app usage, and subscription renewals. This approach aims to encourage responsible borrowing and safeguard our customers from potential financial strain.

We are constantly striving to enhance our services and communication based on feedback like yours. Should you have further questions or concerns, we're here to listen and assist you, all the way till we deserve a 4th and 5th stars from you.

Thank you for sharing your thoughts with us.

Warm regards,
The OneBlinc Team

Rated 5 out of 5 stars

The online application makes it easy to…

The online application makes it easy to apply.Their response was fast. It's set up to come straight from my payroll check so I don't really miss it and I do not have to worry about keeping up with when to make the payment. The payroll advance is nice when you need a little extra before payday.

20 October 2023
Unprompted review
OneBlinc logo

Reply from OneBlinc

Hi Kim,

Wow, we're overjoyed to hear that you've found our application process straightforward and our payroll advance service helpful!

We're all about making things easier for you and we're thrilled that you're benefiting from it. Your feedback is greatly appreciated. Remember, we're here if you need anything else.

Best wishes,
The OneBlinc Team

Rated 5 out of 5 stars

Thanks for the help I needed between…

Thanks for the help I needed between paychecks. Easy process and flexible payment options. Its a must have.

8 March 2024
Unprompted review
OneBlinc logo

Reply from OneBlinc

Hello Dennis,

We're thrilled to hear that our service was able to help you when you needed it the most! Our goal is to make the process as easy and flexible as possible for our valued customers like you.

Thank you for sharing your positive experience with us.

Best wishes,
The OneBlinc Team

Rated 4 out of 5 stars

I have enjoyed using OneBlinc so far

I have enjoyed using OneBlinc so far. If I've needed additional cash, I've been able to get a small advance. I really don't care for the fees but I get that you have to make money as well. I also don't care for the request time frame. Maybe there's a good reason for that but I can't think of one.

8 March 2024
Unprompted review
OneBlinc logo

Reply from OneBlinc

Hello Stacey,

We're thrilled to hear that you're enjoying your experience with OneBlinc so far! We strive to make our services as convenient and helpful as possible for our customers.

We appreciate your feedback regarding the fees and request time frames involved.

Our fees are determined with the aim of keeping our services operational and improving them for our customers. However, your input is very important to us, and we're always looking for ways to enhance our products and solutions.

The request time frame is in place to ensure all transactions are processed efficiently and securely. However, we understand that it may not be ideal for every situation, and we're open to reevaluating our processes to better serve you.

If you ever have a specific time frame you need to follow, give us a call and our team will go above and beyond to help.

Thank you for your feedback, Stacey. It's been a pleasure serving you and we look forward to continuing to support you in the future, all the way until we deserve that 5th star from you.

Best Wishes,
The OneBlinc Team

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