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Review summary

Created with AI, based on recent reviews

Looking at 78 reviews, most reviewers were somewhat happy with their experience overall. Customers frequently praise the staff for their helpfulness and professionalism, often highlighting specific individuals for their excellent service and efficiency. Many people also appreciate the quick responses and overall positive customer service interactions, finding the agents to be knowledgeable and supportive. However, some customers express dissatisfaction with the pricing, noting unexpected increases or discrepancies in quotes. There are also concerns about the responsiveness of customer service, with some reporting long wait times for replies and difficulty reaching support, particularly after a company merger.

What people talk about most

Staff

Customers consistently note positive experiences with staff, highlighting their helpfulness, efficiency, and... See more

Customer service

Reviewers mention positive feedback about customer service. Many customers describe their experiences as... See more

Price

Users describe ambiguous interactions with price. Many customers report getting better or cheaper rates and... See more

Service

Customers had ambiguous experiences with service. Many reviewers praised the fast, efficient, and... See more

Response time

Customer experiences with response times are ambiguous. Many reviewers praise the quick and fast response... See more

Reviews shaping this summary

Rated 4 out of 5 stars

So far I’ve had great service. My only complaints are that 1) i purposefully had my payments coming out on the 15th of the month because that was better for me. 2) now i suddenly have to come up with... See more

Company replied


Company details

  1. Car and Motor Insurance Agency
  2. Home Insurance Agency

Written by the company

At Onlia, we make home, auto, and lifestyle & leisure insurance a breeze. Our secret sauce? We’re the only brokerage that gives customers access to multiple insurance companies and competitive pricing, with the freedom to buy online or through a broker. We keep things simple, clear, and stress-free—because insurance doesn’t have to be a headache. Bottom line: we’re here to offer straightforward, flexible options with a friendly touch—and maybe a little swagger. As a RIBO licensed insurance broker serving customers in Ontario, Alberta, and BC, we’re able to find you the best quote for your needs at the best possible price from our group of nationally trusted carriers — 24/7 online, or over the phone with a broker. We’re backed by a strong and reputable Canadian financial holdings company, Southampton Financial Inc. Southampton’s principles are recognized for creating robust and successful insurance distributors in the Canadian marketplace.


Contact info

3.4

Average

TrustScore 3.5 out of 5

4K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 70% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Impossible to update billing info.

I’ve been trying to update my billing info for 2 months.

Every time I call I’m on hold for 2 hours then they hang up.

Support emails go unanswered. Website doesn’t work. Chatbot says to call or email.

Live chat never works.

Now I’m being told they weren’t able to bill me. No kidding.

When I finally get ahold of someone they better not be a NSF fee.

Edit: I’ve never been called after a promise here or from a sales agent (They will sign you up but not service you)

I finally got ahold of someone after a total of 8 hours of hold over 2 days. They asked me to email them. So I’m sure that will go no where.

I asked to speak with a supervisor and was denied supposedly the agent has no company support what so ever and is an island.

They said I could be expecting a phone call in the next 1 -3 business days and I better.

The two times I’ve been able to speak with anyone have gone to “email” but all phone calls have been recorded.

Update: 1 business day. No emails or phone calls.

Update: 2 business days. No emails or phone calls.

Update: 3 business days have passed no emails or phone calls. Guess it’s time for the Ombudsman.

24 January 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi Tyler, I’m really sorry to hear about the trouble you’ve been having with updating your billing info and the long wait times. I understand your frustration. I’ve asked someone from our team to look into your request, and we’ll get back to you as soon as possible to resolve this. Thanks for your patience!

Rated 1 out of 5 stars

Complete garbage service

Complete garbage service. Sent me a cancelation letter with no reason for cancelation so I obsltained new insurance with a new company and now they are trying to continue taking money out and my policy still says active I have proof of letter as well as my lender got the same one saying I was canceled and they still try to pull money after my canceled date. No answers on the phone and no replys by email. Do not use onlia they are garbage

7 January 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi Dalton, thank you for your feedback, and we're sorry to hear about your experience. We’d be happy to look into this further for you. I've escalated your request to our team.

To clarify, we take pre-payment for the full month and process refunds the following month. For example, if your policy expired on January 7th, you would be billed for the full month of January and receive a refund for January 8–31 around February 10th.

Rated 2 out of 5 stars

Impossible to get a hold of customer service/NO RESPONSE

EDIT - It's been two days and NO ONE has contacted me regarding this issue. This company no longer has any of my trust.

They used to be good but what the hell has happened.

My credit card was compromised and as a result the bank put a hold on it, so I submited an update to my insurance payment. They never processed the change or responded to the submission.

They are not responding to emails, they are not answering their phone lines. Now my insurance is unable to be paid because they did not process the change.

27 January 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi Tanya, thank you for bringing this to our attention, and we’re sorry to hear about the trouble you’ve experienced. I’ve requested someone to look into this for you.

Rated 1 out of 5 stars

Can never get ahold of the company…

Can never get ahold of the company since the merge its been horrible can't do anything on the app or website now

25 January 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi Kenneth, I’m sorry for the frustration caused by these issues. We’ve escalated this to our team to look into it and ensure you get the support you need.

Rated 3 out of 5 stars

The service call is very difficult to…

The service call is very difficult to get through, I wait for about 1 hour, after connected, after I said 2 sentences, it was (accidentally?) cut off🥲🙄.
After I submitted the quote request online yesterday, so far I have not received the insurance policy.

27 January 2025
Onlia logo

Reply from Onlia

Hi Xiao, I’m sorry to hear about your experience. We’ve escalated your request to the broker who spoke with you yesterday, to ensure it’s addressed as soon as possible.

Rated 1 out of 5 stars

i left a review you said you were going…

i left a review you said you were going to get back to me and it’s been another 2 days onlia is a joke i just want to cancel at this point this is ridiculous worst insurance company if you’re thinking of signing up don’t because there is 0 customer service they don’t even answer their paying customers the only time they answered was after i left a bad review on google

26 January 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi Zachery, we’re truly sorry for the delay and understand your frustration. We’ve escalated your case again to ensure it gets the attention it deserves.

Rated 2 out of 5 stars

They are unreachable!!

This is by far the worst company I have interacted with. My car got totalled and they asked me to cancel my insurance with them, since I was insured with Verassure. They first told me on the phone that they will honor my accident forgiveness program and add that to the new policy. I spoke to the agent next day, requesting a new quote and the agent was extremely condescending and told me very rudely that they will not honor it.
Either way, I decided to cancel my insurance and find another insurance provider. Next month I again get billed for my old insurance on a totalled vehicle. I have been trying to call them and they never answer and just put me on hold hours together. I can't believe that they are still allowed to operate. When I login to their system, there is no mention of my claim or my cancellation of the insurance. All my emails have never been responded to.
Just find your insurance elsewhere, they are not worth your money.

Update: Jan 28th 2025
The only way to get them to answer is to write a scathing review on TrustPilot. I received a response explaining how they process cancellations. They mentioned that I will be receiving a refund next month. I am adding another star for that. I will update the review when I finally receive the refund.

26 January 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi Srinivas, I’m very sorry to hear about your experience. I see that a broker has been in touch with you today to assist. Please check your email for a follow-up regarding your policy. We’re committed to improving and ensuring you get the support you need. Thank you for your patience!

Rated 1 out of 5 stars

Don’t use ONLIA what so ever

I have been with the company for 2 years on 2 different cars, ever since their stupid merge happened, everything went to hell. I have been trying to pay my bill for December and it used to be easy since I could do it online but they’ve changed their entire website and I don’t know how to pay now. I have called numerous times and emailed countless times. But no response back at all. And my insurance is ending in a few days and I want to renew but I can’t because no one is getting back to me and the website has no option to do that either.

27 January 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi there, we’re very sorry to hear about your experience. Unfortunately, we don’t have your details here to investigate further. Could you please email us at support@onlia.ca with “Trustpilot review” in the subject line? We’d like to look into this and assist you directly. Thank you for your patience as we work to resolve this.

Rated 1 out of 5 stars

(2025) Are we being scammed by Onlia?

Loyal Onlia customer here. No answers to calls and no replies to emails for over a month now. What suspicious and disrespectful behaviour from an insurance company, of all things. People are left with no option but to have their credit card companies stop auto payments to force cancellation.

Instead of being transparent about whatever that's going on, they're blocking comments on social media and either removing reviews or providing generic, evasive replies to them. Be very careful before deciding on Onlia.

26 January 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi Aster Brent, we’re very sorry to hear about your experience. Unfortunately, we don’t have your details here to investigate further. Could you please email us at support@onlia.ca with “Trustpilot review” in the subject line? We’d like to look into this and assist you directly. Thank you for your patience as we work to resolve this.

Rated 1 out of 5 stars

They don't answer my calls and didn't provide me my policy information

I had ordered a police on the Onlia website but after this they didn't provide me any information about my policy. I tried to call them but after 7 hours on the line in total nobody answered me. I don't recommend this insurance company!

20 January 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi Arsen, I’m sorry to hear about your experience. This is not the level of service we strive for. I’ve asked our team to reach out to you directly to provide information about your policy and assist you further.

Rated 1 out of 5 stars

I got a message that my insurance is no…

I got a message that my insurance is no longer valid, I tried to call and log into my account, but it's useless. No one answers. I still can't figure out what's going on

23 January 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi Ihor, I'm sorry to hear about the trouble you've experienced. I've asked our team to contact you directly regarding your policy to resolve this as quickly as possible. We’ll make sure to get this sorted out for you. Thank you for your patience!

Rated 1 out of 5 stars

I've tried absolutely everything I can…

I've tried absolutely everything I can to contact Onlia for several days in a row. I've been on hold and hung up on several times after waiting for hours. I desperately need my letter of experience sent to me by Onlia, and I need it today, because my insurance expires tomorrow and I'll be unable to use my car!

24 January 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi Caden, thank you for reaching out and sharing your experience. I understand how urgent this is, and I’m sorry for the frustration caused. A broker reached out to you today via email to assist with your inquiry. Please don’t hesitate to reply to their message if you have any further questions or need additional support.

Rated 1 out of 5 stars

I did not like the interaction with the…

I did not like the interaction with the person on the phone.. he put me on hold 5 times then he didnt answer my questions clearly and he didnt do what he was suppose to do.. he never send me a copy of pink slip by email.. the moment inask him question he suddenly put me on jold then hung up the call when i was asking him the last question… and he didnt explain me well about anyth… do disappointed…

22 January 2025
Onlia logo

Reply from Onlia

Hi Khushbo, we’re sorry to hear about your experience and appreciate you bringing this to our attention. Your feedback has been shared with our team, and we’ll ensure this is reviewed to improve our service. I've escalated your request for the pink slip.

Rated 1 out of 5 stars

no one pick ups the phone or replies ti…

no one pick ups the phone or replies ti email

22 December 2024
Onlia logo

Reply from Onlia

Hi there, we’re truly sorry for the frustration this has caused. Your request has been escalated internally, and our team is reviewing it. We’ll be in touch as soon as possible to assist.

Rated 1 out of 5 stars

Payments

I haven’t been able to pay my insurance for the past few days and not sure if i should be driving and i have also been having a hard time logging to my account the process is so slow and sometimes it doesn’t go through.

10 January 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi Yves, thank you for sharing your experience. To help us prioritize your request, could you please send an email to support@onlia.ca with "Trustpilot Review" in the subject line? We’ll ensure your case is reviewed as quickly as possible. Thank you for your patience.

Rated 1 out of 5 stars

Onlia insurance is fraud

Iv been trying to cancel my policy for months. I no longer have the car. They continue to charge me for insurance. Don’t answer calls. Don’t answer emails. Fraud company. They owe me money…

I don’t recommend at all!!!

23 January 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi Chantal, we’re sorry to hear about your experience. Refunds for cancellations are typically processed the month after the cancellation date. Your request has been escalated internally, and our team will follow up with you as soon as possible! Thank you for your patience.

Rated 1 out of 5 stars

THIS COMPANY HAS TERRIBLE CUSTOMER…

THIS COMPANY HAS TERRIBLE CUSTOMER SERVICE, MY MOTHER CANCELLER HER HOME AND AUTO WITH THEM, AND THEY CONTINUED TAKING MONEY OUT FOR MONTHS, SHE SENT THEM EMAILS PRIOR TO HER RENEWAL DATE PHONECALLS, THEY WOULD NOT ANSWER AT ALL. THEY DO NOT RESPOND TO EMAILS OR PHONECALLS. I BELIEVE THIS COMPANY WENT UNDER OR SOMETHING. BUT STAY AWAY , IF YOU HAVE AN ISSUE YOU WILL NOT BE ABLE TO RESOLVE IT. MY MOTHER WILL BE TAKING LEGAL ACTION TO STOP THEM FROM WITHDRAWING MONEY FROM HER ACCOUNT. SHE HAS INSURANCE WITH ANOTHER PROVIDER.

1 December 2024
Unprompted review
Onlia logo

Reply from Onlia

Hi Helmut, thank you for sharing your experience. I’m very sorry for the challenges you've faced. To help us prioritize your request, could you please send an email to support@onlia.ca with "Trustpilot Review" in the subject line? We’ll ensure your case is reviewed as quickly as possible. Thank you for your patience.

Rated 1 out of 5 stars

if i could give this 0 stars i would

if i could give this 0 stars i would. this company has stolen money from me, ignored MULTIPLE emails and phone calls about trying to pay my insurance after my card was cancelled due to fraud. i’ve called multiple times today alone, pressed the buttons to talk to the person necessary only to be HUNG UP on before even speaking to a human. all of my emails go unanswered, i’ve been trying to contact them for MONTHS. cancelled my insurance with them only to wake up this morning to over $600 missing from my account.

22 January 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi Tiana, thank you for bringing this to our attention. I’m very sorry for the frustration caused. I’ve escalated your request internally and will ensure someone follows up with you as soon as possible. We appreciate your patience while we work to resolve this for you.

Rated 1 out of 5 stars

Daughter has tried repeatedly to…

Daughter has tried repeatedly to cancel.since november 2024 by email and phone and today you took out 753.00 for insurance that she cancelled. Would like a refund. Your company is absolutely horrible and i could give a minus for a star it would minus 10 stars because you guys suck

26 November 2024
Unprompted review
Onlia logo

Reply from Onlia

Hi Dana, thank you for bringing this to our attention. I’m very sorry for the frustration caused. I’ve escalated your daughter's request internally and will ensure someone follows up as soon as possible. We appreciate your patience while we work to resolve this for you.

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