Nationwide Reviews 

9,084
TrustScore 2.5 out of 5

2.5

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 1,560 reviews, most reviewers were unhappy with their experience overall. Many consumers report issues with accessing support, finding it nearly impossible to speak with a person, and experiencing delays on chat systems. Reviewers often mentioned frustrations concerning banking processes, such as payment discrepancies and difficulty managing accounts. Conversely, a small portion of people felt that staff at specific locations provided excellent assistance, being professional and empathetic when helping with issues. Another minority view expressed satisfaction with receiving rewards, like the fairer share payment, while others felt certain aspects were archaic or unfair.

What people talk about most

Customer service

Users describe negative interactions with customer_service, noting long wait times and unhelpful automated... See more

Staff

Customers had ambiguous experiences with staff, highlighting both exceptional support and frustrating... See more

Payment

People report negative experiences with payment, highlighting significant frustration when trying to access... See more

Service

Reviewers highlight ambiguous aspects of service, showing a stark division in customer feedback. Many... See more

Customer communications

Clients share negative opinions on contact, experiencing great difficulty reaching support. Reviewers report... See more

Reviews shaping this summary

Rated 1 out of 5 stars

Failed to send my virtually housebound 90 year old mother a new chequebook. Completely obstructive when we tried to resolve it. Much more detail but looking at the number of poor reviews here and the... See more

Company replied

Rated 1 out of 5 stars

First time using their website today. I am trying to find out if my account is a sole or joint account. Does not state it anywhere. My Partner's name appears on statements but not anywhere else... See more

Company replied

Rated 1 out of 5 stars

Had an expired card last month with Nationwide and was never sent a new one despite using my card regularly. So here's my experience trying to chase for a new one > - Customer service on chat... See more

Company replied

Rated 1 out of 5 stars

Used the wedsite chat with AI then with a member of staff. The question was "Do you charge for me to use my credit card to buy gift vouchers from Vivup?" - closed question, 'yes' or 'no'. The answer... See more

Company replied


Company details

  1. Building Society
  2. Financial Institution

Written by the company

Nationwide is the world's largest building society with around 15 million members. It's one of the largest savings providers, a top-three provider of mortgages in the UK & a major provider of current accounts, credit cards, ISAs & personal loans.


Contact info

2.5

Poor

TrustScore 2.5 out of 5

9k reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 58% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

2.5

All reviews

(9,084)

1,754 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 4 out of 5 stars

Everyone's happy to chat to each other…

Everyone's happy to chat to each other service was fine not a 10 about 8 everyone's in a rush maybe more time with service than chatting no ones at fault here it was an observation test your staff for drink least two had it on there breath it stinks just saying

17 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Thank you for sharing your review.

Rated 1 out of 5 stars

Your human on line chat is woefully…

Your human on line chat is woefully lacking any understanding of the written English and the customers problem i.e. I could not make any payments either online or via the mobile banking App all they do is pass the problem on to somebody else who kept asking the same question without reading the previous text. After getting fed up of this, I decided to telephone the bank. When I telephoned and requested to make a complaint I was put straight through to a native English speaking person however they could not deal with my banking problem but did raise a complaint as requested. I could go on and on about the staff having a lack of understanding that I could not make any payments and still can't.

18 August 2026
Unprompted review
Rated 5 out of 5 stars

Staff very attentive

Staff very attentive, and try to resolve your query there and then, if not, will arrange to make an appointment with one of their consultants asap

17 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Thank you for sharing Kenneth, this is lovely to read :)

Rated 5 out of 5 stars

Every member of staff at Nationwide…

Every member of staff at Nationwide Streatham has always been, welcoming, extremely helpful, and very supportive when I informed them of the loss of my son. I cannot fault Nationwide when I have always received a first class service over many years.

18 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

This is lovely to hear, Dee, thank you for sharing this with us :)

Rated 1 out of 5 stars

Complaint

I have raised a complaint and called to get an update. The customer service advisor is more like a gatekeeper, if you ask to get put through to speak to the complaints handler, they will simply tell you to wait until they contact you- which is usually a letter. In the end the customer service advisor basically said there is nothing I can do for you. Bye and hung up. Don’t expect any help or support if you have a problem or complaint. The service is substandard.

18 August 2026
Unprompted review
Rated 1 out of 5 stars

They have threatened me

In the last few days Nationwide's reviews on Trust Pilot have gone up from 1,9 to 2,3 based on nearly 9000 reviews. In its own right this looks very suspicious.

My recent experiences with Nationwide this year and last has been awful. They have blocked my access to my ISA and then tried to tell me they had not. but giving me £25.00 for the inconvenience, they refused to allow a payment from my flex account to pay my monthly credit card bill, demanded at the cashiers counter to know what my annual income was and the manager at Ferndown threatened me saying I need to be careful where I go.

After all this they have said that they feel threatened by me, I have never threatened anyone there in any way and they refuse to listen to my complaints. They are bullies who seem to take a perverse pleasure in making what should be simple transactions difficult.

After all this they have written to me saying I am threatening them.

Their service is beyond poor and and much worse than any of the high street banks who they claim to be different to

If you log a review all they do is the same generic reply about if you want to make a complaint well I have made many complaints and they just ignore them and deny everything

18 August 2026
Unprompted review
Rated 5 out of 5 stars

Cant recommend Nationwide enough

Cant recommend Nationwide enough . Excellent customer service and very friendly and courteous staff . so glad I switched , they put all the other banks and building society to shame. They could all learn alit from Nationwide.

17 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Sharon, thanks for taking the time to recognise the service you received recently. It’s great to hear the team were able to make such a positive impression and were able to support☺️

Rated 5 out of 5 stars

Lost my debit card went into a branch…

Lost my debit card went into a branch had the card stopped and a new one sent to my address I was treated.very efficiently and without any drama

17 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Michael, we're pleased to hear your card was quickly and efficiently stopped and replaced when you visited your local branch. Thanks for taking the time to share this feedback ☺️

Rated 5 out of 5 stars

Love the fact you have a branch located…

Love the fact you have a branch located in the town. Very pleasant friendly staff.

17 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Alan, thanks for sharing this feedback about the the service you received from your local branch, and thank you for banking with us ☺️

Rated 5 out of 5 stars

Improvements in branch

Have been with Nationwide fir decades. My homebranch is Farnborough in Hampshire. I have had some dismissive experience in the past I Chippenham, but this seems to have been turned around for the better.

17 August 2026
Unprompted review
Nationwide logo

Reply from Nationwide

Hi Linda, thanks for sharing this feedback about the service you received from our Farnborough and Chippenham branches. We're always looking for ways to improve our products and services, so if you'd like to submit any feedback regarding your experiences, you can do so here: https://www.nationwide.co.uk/contact-us/general-feedback/.

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look