Only Paws Pet Insurance Reviews 

404
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Evaluating 159 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the remarkably quick and straightforward claims process, noting how easily online forms are submitted and insurance settlements are paid quickly. Many people also deeply appreciate the friendly customer service and genuinely empathetic support provided by staff during difficult emotional situations. However, some customers also noted frustrating issues regarding unexpected claim rejections, strict policy technicalities, or unexpected financial deductions for specific veterinary lab tests. A few reviewers additionally experienced notable communication gaps, mentioning that regular status updates were completely lacking unless they actively chased the support team.

What people talk about most

Claim

Customers consistently note ambiguous experiences with claim processes, often highlighting a stark contrast... See more

Service

Users describe ambiguous interactions with service, reflecting a wide split in customer experiences. Many... See more

Payment

Reviewers highlight ambiguous aspects of payment, noting that while many payouts are quick and... See more

Customer service

People report positive experiences with customer service, highlighting prompt and helpful support during... See more

Response time

Consumers find response times to be prompt, helpful, and handled with real sensitivity during difficult... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Very good communication at every stage of claim. Have only knocked off one star as payment hasn’t landed yet, but I’ve been told it’s on route… They have paid earlier payments so no need to think th... See more

Company replied

Rated 4 out of 5 stars

I wrote a previously bad review below based upon a disagreement regarding a condition. Since then they reviewed my case and made a payment. subsequently my pet died unfortunately. Following this they... See more

Company replied

Rated 5 out of 5 stars

Brilliant insurers, kept me up to date throughout the claim, so I knew exactly where I was via email. Any questions I had were answered very promptly and with a human touch, very much appreciated, too... See more

Company replied

Rated 5 out of 5 stars

Clearly communicated everything and treated us with respect, payments were made quickly. Sent a condolence letter when we lost our cat which while a small gesture did go a long way. Good experience al... See more

Company replied


Company details

  1. #25 of 30 best companies in Pet Insurance Company

Written by the company

Always-there-for-you pet insurance at affordable prices. Made by pet lovers for pet lovers.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

404 reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 24 hours

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4.3

All reviews

(404)

144 reviews in the last 12 months

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Rated 5 out of 5 stars

Responsive and helpful correspondence

Responsive and helpful correspondence. Superfast payment. Everything I could have wanted from an insurance company

2 December 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Nick,

Thank you so much for your kind words! We're thrilled to hear that you found our team responsive and helpful, and that your claim was paid quickly. Making things simple and stress-free is exactly what we aim for, so it's great to know we delivered when it mattered most.

Thanks again for choosing Only Paws, we’re proud to be here for you and your pet.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

They're very efficient

They're very efficient, I submitted my claim on a Monday afternoon, and the money was in my bank account on the Friday - impressive! Thank you, onlypaws!

25 November 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Vicki,

Thank you so much for your lovely review! We're thrilled to hear how quickly your claim was processed, getting it sorted by Friday after a Monday submission is exactly the kind of efficiency we aim for. We know how important it is to have support when you need it most, and we’re glad we could deliver.

Thanks again for trusting Only Paws!

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Another easy as pie claim!

Unfortunately I had to make another claim from Only Paws as my cat had another flare up. Again, claiming was simplest and quickest process in the world. Paid out quickly and no excess this time so hurray!! Hope I don't need them again any time soon, but I know they'll be there for me if I do!!

27 November 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Janet,

Thank you for such a lovely review, we're so sorry to hear your cat had another flare-up, but we're really glad we could make things a little easier during a stressful time.

It’s great to hear the claim process was quick and simple again. We're always here when you need us, hopefully not too soon, but always ready if you do.

Wishing your cat a smooth and speedy recovery!

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Exceeded my expectations

I never expected to be writing a positive review for a pet insurance company but Only Paws has been faultless and have exceeded my expectations. Less than a fortnight since my claims and I have received full settlement. They even split my claims between the medicines and the treatment so that I got back more than I expected. The customer service was prompt, friendly and helpful. Based on my experience I highly recommend this company. Well done Only Paws!

11 November 2025
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Reply from Only Paws Pet Insurance

Hi Cassy,

Wow, thank you for such a glowing review! We're absolutely thrilled to hear that we exceeded your expectations and that the claims process was smooth, fast, and transparent for you.

We’ll make sure your kind words reach our team, they’ll be chuffed!

Thanks again for the recommendation, and big cuddles to your pet from all of us 💛

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Customer Service quick and very good

Customer Service was very good. Quick response for support. I need to make a claim as my cat is poorly and had questions around what may or may not be covered. Dawn was very understanding and helped me on the limits and what may not be covered. I hope when I make the claim that i get more or less what I expect.

18 November 2025
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Reply from Only Paws Pet Insurance

Hi Mrs Sarre,

Thank you so much for your kind words about our customer service, we're really glad to hear Dawn was able to support you quickly and clearly during such a worrying time. We know how stressful it can be when your cat isn’t well, and we're here to make the process as smooth as possible.

When you're ready to submit your claim, our team will work hard to ensure it's assessed fairly and in line with your policy. If anything is unclear or you’d like extra reassurance along the way, don’t hesitate to reach out again, we’re always happy to help.

Wishing your cat a speedy recovery 💛

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Great customer service response and…

Great customer service response and timely too. Followed my instructions fully and quickly. Highly recommend.

17 November 2025
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Reply from Only Paws Pet Insurance

Hi Michelle,

Thanks so much for your kind words! We're thrilled to hear our team was able to help quickly and follow your instructions to the letter, that's exactly what we're here for. We know how important it is to get things right, especially when it comes to your pet’s care.

Thanks again for the recommendation.

The Only Paws Pet Insurance Team 🐾

Rated 3 out of 5 stars

Read the small print.

Like all insurance policies it is so important
to read the policy document. A daunting task as they are frequently several pages
long. My beloved 13 year old cat was diagnosed with congestive heart failure this year, his first illness. When I claimed for his treatment, medication was not covered. After a few months he had to be euthanised
Cremation was not covered as he was over 8years old. Read the small print.

6 November 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi there,

Thank you for taking the time to leave your review, and please accept our sincere condolences on the loss of your beloved cat.

We know how policy wordings can be daunting so we try keep things short, clear and to the point. Also, we do our best to with clear signposting on the quote journey to help customers create a more bespoke policy that caters for their pet’s individual needs with extra policy limits.

Unfortunately, it is very common in the pet insurance industry for policies not to cover cremation costs.

If you need to discuss anything further please contact our Customer Success Team at info@onlypawspetinsurance.co.uk, who will be happy to help.

The Only Paws Pet Insurance Team.

Rated 1 out of 5 stars

Check the small print......they will find it in a claim and not pay out!!

I thought I was buying pet insurance for my cat but they refused to pay for laboratory tests, it cost me £240. I will be looking for another insurer. ....... The reply I received from them confirms.......make sure your read the small print!! They will find a way out !!

11 November 2025
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Reply from Only Paws Pet Insurance

Hi Rosemary,

Thank you for your feedback, it is very important to us.

I can see the Faecal Screen laboratory test was covered by your policy. The cost that this vet has charged to read the Faecal test report ("Laboratory - Process Sample + Interpretation Fee") was capped.

If you would like to discuss this cap further then please contact our Customer Success Team at info@onlypawspetinsurance who will be happy to help.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Great insurer to deal with

My claim was dealt with very quickly. I’m very happy with the way Only Paws sorted this and the clear way it was handled.
As well as my previous claim for my cat.

11 November 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Simon,

Thanks so much for the lovely feedback! We're thrilled to hear both of your claims were handled quickly and clearly, that's exactly the kind of service we aim to deliver every time. Knowing we've made things easier for you and your cat really means a lot to us.

The Only Paws Pet Insurance Team 🐾

Rated 1 out of 5 stars

Utter joke of a policy

Utter joke of a policy. Save your money

22 October 2025
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Reply from Only Paws Pet Insurance

Hi,

We are sorry you feel that way. Please contact info@onlypawspetinsurance.co.uk and an agent will be more than happy to help you with any concerns you may have.

Kind regards,
The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Very easy process

Very easy process. Great price too.

6 November 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Thank you for your feedback TW, and welcome to Only Paws! 😊

Rated 5 out of 5 stars

Peace of mind…

Easy to understand and complete form on line

28 October 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Josephine,

Thanks so much for your lovely feedback! We’re really glad to hear that setting up your policy was simple and gave you peace of mind, that’s exactly what we’re here for. From clear info to an easy online journey, we want pet insurance to feel effortless.

Welcome to the Only Paws family!

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Good communication and quick settlement…

Good communication and quick settlement of claims

24 October 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Margo,

Thanks so much for your kind words! We’re really pleased to hear that you found our communication clear and that your claims were settled quickly, that’s exactly what we aim for.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Very good experience

Very good experience

23 October 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Jamie,

Thanks so much for the great feedback! We're really glad to hear you had a very good experience with your claims journey.

Making things simple and stress-free is what we’re all about, so it’s lovely to know we delivered that for you and your pet.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

They quickly deal with the claims

They quickly deal with the claims, messages sensitive when needed to be. All in all great!

21 October 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Ann,

Thank you so much for the kind words! We're really glad to hear that our claims process has been quick and that our team has been responsive and thoughtful when it mattered most.

Thanks again for being part of the Only Paws family!

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Straightforward process

Straightforward process

17 October 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Jill,

Thanks for your feedback! We're really happy to hear the quote process was straightforward, getting the right cover for your pet should be simple, and we’re glad we could deliver just that.

If you have any other questions, we’re here for you.

The Only Paws Pet Insurance Team 🐾

Rated 1 out of 5 stars

Be careful for death claim

No good explanation for death claim

3 October 2025
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Good afternoon, thank you for your feedback, it is important to us. I’m sorry to hear about the loss of your beloved pet.

I have looked into your specific case and can see that the vet treatment claims on the system are pending payment.

‘Death of pet’ cover is for purchase price paid for your pet. If £0.00 is the amount submitted on a quote, this indicates that nothing was paid and therefore ‘Death of Pet’ benefit is not available.

If you need us to clarify the above please contact info@pawspetinsurance.co.uk

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