I have the omno credit card and it is good to build your credit but once the 37% apr hits it gets tough.I have another card but could not do a balance transfer on it to clear my omno card.i have froz... See more
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
Application and Response time was great. Interest rates aren't the best but it's fine.
Company replied
Very quick and easy, had financial problems in the past but this wasn’t taken into consideration, thank you. Lovely welcome email shortly after, looking forward to receiving my card.
Company replied
The Apps is straightforward and easy to understand. Informative, a question in my mind has been answered before I ask. Navigation tools are easy to use. I got immediate results too. JhenDkin
Company replied
Company details
Written by the company
Onmo is one of the UK’s newest credit card account providers. We design our products to help demystify money matters wherever possible, providing customers with more financial control and flexibility in their lives. Our app puts you in control of your spending and payments so you can understand exactly where your money's going, freeze your card, and set reminders - in one place. Find out more: https://onmo.app/
Contact info
Fora 1st Floor, 35-41 Folgate Street, E1 6BX, London, United Kingdom
- 0330 333 6000
- help@onmo.app
- onmo.app
4.3
Excellent
6k reviews
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This company invites their customers to review, whether positive or negative
Replied to 100% of negative reviews
Typically replies within 24 hours
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Really easy application process
Really easy application process. Decision in minutes. Clear explanations.
Thank you
15 October 2026
Unprompted review
Reply from Onmo
Hi Kevin,
Thanks for your review and sharing how you found our application process. We’ve designed our application to make sure customers are well-informed throughout.
We’ll have your card with you soon (if it hasn't already arrived) and thank you for being an Onmo customer.
Team Onmo
It was a straightforward and easy…
It was a straightforward and easy application. Decision and approval was quick. Overall it was a great experience of having a stress free application.
13 October 2026
Unprompted review
Reply from Onmo
Hi There,
Thank you for leaving us your review and sharing your application experience. It’s great to read that you found it to be a straightforward and stress free experience.
We'll have your new card with you soon.
Team Onmo
Go Onmo
So far so good,am awaiting delivery of the card,but the application process was easy to understand and a quick process.Hopefully my card arrives soon and we take it from there
14 October 2026
Unprompted review
Reply from Onmo
Hi There,
Thanks for your review and sharing how you found our application process. We’ve designed our application to make sure customers are well-informed throughout. We’ll have your card with you soon and thanks for being an Onmo customer.
Team Onmo
Good customer service explanation about…
Good customer service explanation about the product was good and well done
13 October 2026
Unprompted review
Reply from Onmo
Hi Paulette,
Thank you for letting us know about the great service you received from us! We appreciate you taking time out of your day, and we’ll be sharing your review with our team.
Team Onmo
Was a very easy swift application
Was a very easy swift application. Speedy decision. Just waiting for my card to arrive 😆
13 October 2026
Unprompted review
Reply from Onmo
Hi Mark,
Thank you for your review and for sharing how quickly you were able to get through our application process. Your card will be on its way to you and should arrive soon.
Team Onmo
Easy to apply and easy app
14 October 2026
Unprompted review
Reply from Onmo
Hi Charlotte,
Thank you for your review and for sharing your application experience. We're happy to see you found it easy and had no issues having your account set up in our app.
Team Onmo
Ease of application
11 October 2026
Unprompted review
Reply from Onmo
Hi There,
Thank for your review and for sharing how you found our application process.
We're glad to read it was easy for you to complete and we'll have your card in your hands soon. Thanks for being an Onmo customer.
Team Onmo
Awful- DO NOT GET A CREDIT CARD FROM…
Awful- DO NOT GET A CREDIT CARD FROM THIS COMPANY. BE AWARE THEY TAKE MONEY WHEN EVER THEY FEEL LIKE IT. CUSTOMER SERVICE IS DREADFUL IT SEEMS LIKE STAFF ARE NOT TRAINED. THIS DOES NOT WORK LIKE YOUR REGULAR HIGH STREET CREDIT CARD. I WOULD RATE 0 STARS THEY ARE LUCKY TO GET 1 STAR. FOR THE LAST 2 MONTHS THEY HAVE BEEN TAKING MONEY EVERYDAY AS WELL AS THE MONTHLY MINIMUM FEE. SEEMS THEY TAKE RANDOM AMOUNTS DAILY WHICH HAS LEFT ME TO SCREEN SHOT THE APP EVERYDAY TO CHECK THE AMOUNT THEY ARE TAKING. THEY DO NOT SHOW ON THEIR STATEMENTS IF YOU HAVE INCURRED ADDITIONAL CHARGES AND SEEM TO THINK ITS OKAY WITH THE WHAT THEY ARE DOING. NOT PROFESSIONAL I WISH I READ THE REVIEWS ONLINE BEFORE GETTING THIS CARD. ONMO CARD HAS BEEN CUT UP AND I WOULD NEVER RECOMMEND OR EVER CONSIDER USING THIS CARD AGAIN. PLEASE DO NOT GET THIS CARD EVEN IF YOU ARE DESPERATE ONMO WILL PUT YOU IN A MORE DIFFICULT SITUATION. AWFUL COMPANY I WILL BE GOING TO THE FINANCIAL OMBUDSMAN DISGUSTING HOW THEY TREAT CUSTOMERS
11 October 2026
Unprompted review
Reply from Onmo
Hi Keke,
We’re sorry to read that you’ve been dissatisfied with your Onmo credit card which has caused you to complain. What you’re seeing within the app would be the daily interest accrual on your card. With interest, amounts accrue daily based on your APR and outstanding balance on your card. Interest is charged once a month, but we show the amount accruing which will reflect in your balance.
Our complaints team will work to get back to you within 8-weeks at most where, if you are not satisfied with the outcome of the complaint, you will be able to escalate the matter further to the Financial Ombudsman. We hope our team will be able to provide further clarification and improve your current experience with our services.
Team Onmo
very easy quick
very easy quick , waiting for my card , app is useful not complicated
10 October 2026
Unprompted review
Reply from Onmo
Hi There,
Thank you for your review and sharing with us that you found our application process easy to complete and our app easy to set up.
Your card should be with you soon, and we hope you enjoy it.
Team Onmo
easy to use website
easy to use website, great service keep up the good work
9 October 2026
Unprompted review
Reply from Onmo
Hi Peter,
Thanks for sharing your experience when applying for your Onmo credit card. We’re glad it was an easy application to complete, and we hope you enjoy your card.
Team Onmo
It was quick
It was quick
And easy but I did not like there favour it does not say if you need to pay to actually have card
6 October 2026
Unprompted review
Reply from Onmo
Hi Sharon,
Thank you for your review. With your Onmo credit card, once you're approved you will have a card shipped to you free of charge. If you have any other questions on how to manage your new account, please do not hesitate to contact our Customer Services Team.
We're available Monday - Friday, 9am - 5pm on Live Chat through your mobile app or you can give us a call on 0330 333 6000.
Team Onmo
Reply from Onmo
Hi David,
Thank you for leaving your feedback. We’re happy to read that you found setting up your account to be easy and we hope you enjoy your Onmo card.
Team Onmo
They upped the APR by an extra 15%
They upped the APR by an extra 15%, terrible customer services just a chat that takes an incredibly long time to reply, they deny balance transfers to keep you trapped in a high intrest rate. Really not worth the trouble.
8 October 2026
Unprompted review
Reply from Onmo
Hi Harry,
We regularly review our pricing to make sure it reflects current market conditions and the overall cost of providing credit. You’re able to opt out of the increase through the email you would have received which would prevent the increase and where you can pay down your card at your current rate.
For balance transfers, we do allow for balance transfers out if you have not opted out of the change. If you get in touch with our customer services team, we’d be able to provide with our banking details to provide to your other credit card provider.
Team Onmo
Very quick and remarkably easy to apply.
7 October 2026
Unprompted review
Reply from Onmo
Hi Chris,
Thanks for sharing your experience when applying for your Onmo credit card. We’re glad it was an easy application to complete, and we hope you enjoy your card.
Team Onmo
Reply from Onmo
Hi Craig,
Thank you for your review and for sharing how you've been satisfied with our services. We hope you enjoy having this new card as an addition to your wallet.
Team Onmo
Great company wow love them defo…
Great company wow love them defo application was easy brillliant company
7 October 2026
Unprompted review
Reply from Onmo
Hi Christina,
Thank you for leaving us your review and sharing your application experience. We're happy to read how happy you were with the process and that you found it easy.
We'll have your card with you soon.
Team Onmo
Very quick and easy with a instant…
Very quick and easy with a instant decision
6 October 2026
Unprompted review
Reply from Onmo
Hi Gayle,
Thank you for your review and sharing with us that you found our application process easy to complete. Your card should be with you soon, and we hope you enjoy it.
Team Onmo
Good service and easy to do online
Good service and easy to do online
5 October 2026
Unprompted review
Reply from Onmo
Hi Jean,
Thank you for your review and sharing with us that you found our application process easy to complete. Your card should be with you soon, and we hope you enjoy it.
Team Onmo
Really easy process gave me exactly…
Really easy process gave me exactly what I was looking for.
4 October 2026
Unprompted review
Reply from Onmo
Hi Robert,
We’re happy to read that you’ve had a positive experience when getting set up for your Onmo card. Thanks for leaving us your review.
Team Onmo
Quick service and amazing customer care
5 October 2026
Unprompted review
Reply from Onmo
Hi Salehe,
Thank you for leaving your review and for sharing your experience with our services. We hope you continue to enjoy using your Onmo card.
Team Onmo
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