i had a wonderful experience with this company. it allowed me to build my credit successfully. I have now applied for a unsecured card with open sky. Since my secured card has expired, How do I go ab... See more
Company replied
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Review summary
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Been using OpenSky for a long time now and never any issues with cards or customer support. Never even had a card compromised while using this company. Build that credit, credit card ease, great app... See more
Company replied
These guys took a chance on me when no one else would. I pay my balance off every month in full. And in 5-6 months my credit has improved by roughly 165 points. So in turn, they pre approved me... See more
The experience I've had with opensky has been more then great. Opensky has helped me to establish my credit score in such a short period of time. You can view your credit score at anytime. This sets y... See more
Company replied
Company details
About opensky®
Written by the company
At opensky, we want to help every person access credit, by providing opportunities to build, re-build or strengthen their credit. Our goal is to provide the necessary tools people need to be the authors of their own stories – now and in the future. Begin your journey to financial wellness today!
opensky Benefits:
• No credit checks to apply
• No credit risk to apply
• Reports to all three credit bureaus
• Credit line increases
• Consideration for an unsecured credit card
• Monitor your monthly FICO® Score
Don’t delay, apply today!
Contact info
PO Box 660924, 75266, Dallas, United States
- 800-859-6412
- openskycc.com
4.6
Excellent
14k reviews
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I started with a secured card and at…
I started with a secured card and at exactly 3 months they offered me a regular credit card as promised.
31 May 2026
They report to all credit bureau and…
They report to all credit bureau and soon as I opened a secured credit card my credit score went up 90 points.
30 May 2026
They are keeping their word in helping…
They are keeping their word in helping you build credit. The customer service is super!
23 May 2026
Great company is helping my credit…
Great company is helping my credit score keep up the great work
29 May 2026
They are a secured card but after 4…
They are a secured card but after 4 month or so i got a unsecured card the customer service is great ! no long waits and timely and efficient responses when you call! great card!
29 May 2026
Got rewarded!!
Opensky sent me a Gold Opensy card for making payments on time without asking, Awesome
29 May 2026
Excellent company to help get you on track
Gave me an opportunity to build credit when my history was not so good. It has helped me to get back on track. Their communication about bill due dates is done well, setting up a payment method was easy and I've never had a problem with payments going through in a timely manner. With diligent, full payments and low monthly balances they offered me a second card, Gold card, with a higher limit pre approved after only 6 or 7 months. It does have a $59 yearly fee but offers some perks as well, fair trade off. Legit company to help better your credit score.
Also want to offer some advice. On time, full balance payments and keeping your usage below 30% is the optimal way to use any card. It took some time for me to learn this but in a matter of months I've raised my score over 200 points into the low 700's.
Some people might not be able to use cards this way but it is the optimal way. Excellent all around experience.
28 May 2026
I appreciate how easy it is to build my…
I appreciate how easy it is to build my credit score and make payment at my convenience.And customer service is top rated!
19 May 2026
Open sky horrible customer service
Open sky, has worst customer service, women sound like there sleeping on phone. If have issue false charges you get bad attitude frm open sky, and no help resolve fake charge. After dealing customer service this company is terrible to resolve false charges to your card with.
29 May 2026
Unprompted review
OpenSky helped me to rebuild my credit.
27 May 2026
The worst credit card I ever had
The worst credit card I ever had. It takes forever to post on your available credit after the payment is processed. They’ve charged me a fee for a returned check and I have no returned payments. I paid this card three times this month to pay it down and they hit me with that charge. I will be paying this card off and canceling it. I just want my deposit back. How can it cost so much to borrow your own money?
28 May 2026
Unprompted review
I called to make a payment and the…
I called to make a payment and the automated message wouldn’t give me enough time to put in my card info and even spoke with a representative and the issue was still there
20 May 2026
Rebuilding Me
I am rebuilding credit as Ive had cancer for over 7 years, which sent my financial life into a death spiral. Thank goodness for Opensky to help me back!
26 May 2026
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