OppLoans Reviews 5,572

TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the company for its fast and easy service, with many highlighting the quick deposit of funds and the straightforward application process. The customer service is frequently described as excellent, with representatives being helpful, polite, and professional. Many consumers appreciate the company's reliability and the stress-free experience they provide, especially when in urgent need of financial assistance. However, some customers expressed dissatisfaction with the interest rates, describing them as high. A few people also mentioned issues with payment schedules and the allocation of payments, noting that a significant portion goes towards interest. There were also occasional reports of delayed deposits and difficulties with refinancing or receiving refunds for overpayments.

What people talk about most

Payment

Users describe ambiguous interactions with payment. Many customers praise the easy and fast application... See more

Service

Reviewers mention positive feedback about service. Customers consistently praise the fast, efficient, and... See more

User experience

Clients share positive opinions on user experience, consistently highlighting the ease and speed of the... See more

Customer service

Consumers find customer service to be positive. Many reviewers praise the helpfulness and professionalism of... See more

Price

Customers had ambiguous experiences with price. Many reviewers expressed frustration with high interest... See more

Reviews shaping this summary

Rated 4 out of 5 stars

OppLoans has helped us on several occasions when we were out of options. Yes the APR is high, but we have always found a way to pay the account off ahead of time, saving money. The only issue I have w... See more

Rated 5 out of 5 stars

Best loan company makes it happens quick! Understandable and realistic reliable! Best option is fully payoff the loan asap as anyone can or stay with a installment payment plan that helps keep ur loan... See more

Rated 5 out of 5 stars

The whole entire process was very quick, yet they still made sure they did their due diligence to make sure I was eligible to receive a loan and they even offered me a loan for twice as much as what I... See more

Rated 5 out of 5 stars

Fast service with funds deposited quickly with no extra fee. Reasonable interest rates especially since my credit score is so low right now. Opploans made it possible for my stage 4 mbc wife to finish... See more


Company details

  1. Non-bank financial service
  2. Financial advisor

Written by the company

OppFi is a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans. Through a transparent and responsible platform, which includes financial inclusion and excellent customer experience, the Company supports consumers who are turned away by mainstream options to build better financial health.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

6K reviews

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Hasn’t replied to negative reviews

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Rated 5 out of 5 stars

Shocked and greatful

I was so shocked I got approved! Many other companies denied my applications and I began to feel discouraged! Thankfully although my credit is not the best and my history doesn’t necessarily say I’m a great candidate my loan was approved quickly! I also received my funds that same day! I am so grateful opploans gave me the opportunity! It’s given me the break I needed and the funds to reach the goals I’ve been working so hard towards!

3 February 2026
Unprompted review
Rated 5 out of 5 stars

Easy process to apply

Easy process to apply , happy I found a backup solution. Thank Opps for the fast turnaround. Had an issue with the deposit made a call and was fixed right away excellent customer service

3 February 2026
Unprompted review
Rated 5 out of 5 stars

Quick and easy

Absolutely appreciative on the process and how easy it was. Just answered several questions and approval was in minutes!

29 January 2026
Unprompted review
Rated 5 out of 5 stars

"Great experience with OPPLOANS

"I had a great experience with OppLoans! The application was incredibly simple and straightforward, and I received my approval much faster than I expected. If you need a quick decision without a lot of hassle, I highly recommend them." Thank you

29 January 2026
Unprompted review
Rated 1 out of 5 stars

Terrible company!

Terrible company!! I was a victim of fraud with this bank and showed proof from my bank I was scammed. They refused to notify the credit bureau saying they didn't believe me. My credit is ruined, but I agreed to pay most of the loan to them so they would stop harassing me. I paid them over $2,400 which was the agreement we made. Now months later, they took money out of my account. I had to stop payments with my bank. This place ruined my credit and my life.

1 June 2025
Unprompted review
Rated 5 out of 5 stars

Very Impressive

Very pleased with their staff. And how quick the process was. Would recommend this company to any one needed financial help. !!! Tyvm 🫡

28 January 2026
Unprompted review
Rated 5 out of 5 stars

When I had an unexpected financial…

When I had an unexpected financial situation, I was at first hesitant to use OppsLoans due to the high interest rates. I took a chance and have not regretted it. Because I paid off my initial loan early, the interest fees were less painful because there is no pre-payment penalty and second loan application was much quicker and easily approved. Customer service is always helpful and polite. Would recommend to anyone for a short-term loan.

22 January 2026
Unprompted review

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