The cash advance program through Parafin and MindBody Capital has been a source of stability for my business. At first I was skeptical but I decided to accept the offer since I felt I could trust Mind... See more
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Review summary
Created with AI, based on recent reviews
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Reviews shaping this summary
Good option for quick funds. Fees are on the high side but not as ridiculous as some merchant advances. After offer accepted on the merchant portal, funds were distributed on the same day. No cr... See more
Easy and quick, entering the manual account number works better than trying to link through the system.I was getting the wheel a couple of times so I entered it manually, had to try a few times, logo... See more
Swift, seamless, and forward thinking. The New Spoton Capital Team came in with a plan and executed. They were expedient with helpful information. Special thanks to Zack for being on top of it. Spoton... See more
Company details
Written by the company
Parafin provides fast and flexible financing to small businesses on platforms like DoorDash, Amazon, Walmart, and more. We offer a variety of capital products and financial services including merchant cash advances, term loans, and loans with flexible payments based on a fixed percentage of gross sales. Instead of relying on credit checks, we base eligibility on sales performance, so there's no lengthy application or extra paperwork. You can get a decision in as little as 1 business day, and if approved, funds arrive typically in 1-2 business days. Instead of interest, there's just one fixed fee you pay over the term of the advance or loan.
Contact info
301 Howard Street Ste 1800, 94105, San Francisco, United States
- parafin.com
4.9
Excellent
644 reviews
Replied to 100% of negative reviews
Typically replies within 24 hours
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Moves quickly
The money is there, everything moves quickly. My only issue is that returning borrowers aren't offered the opportunity to choose whether they have the payment withdrawn from sales or withdrawn from their bank account.
29 April 2026
Reply from Parafin
Hello, Thank you for your feedback! Please note that we may be able to make this accommodation for you to switch the repayment method. Please reach out to doordash-capital@parafin.com and our team can assist you further.
I've been struggling a little with my…
I've been struggling a little with my equipment and needed funds. I opened my CAKE account and there was my answer. Would you like funds to help? I was like "YES"!
22 April 2026
My initial experience with SpotOn…
My initial experience with SpotOn Capital support has been extremely disappointing. Response times have been unacceptably slow, and it has been nearly impossible to reach anyone by phone.
When I finally did get through, it was clear there was confusion and a lack of organization around your own product and internal processes. There was also a system mix-up related to my request, which only added to the frustration.
Most concerning, the representative I spoke with displayed an unprofessional attitude and ultimately hung up on me during the call. This is completely unacceptable and reflects very poorly on your customer service standards.
I expect a prompt follow-up to address this situation, along with clear steps your team will take to improve responsiveness, communication, and accountability moving forward.
18 April 2026
Reply from Parafin
Hello. We sincerely apologize for the experience you’ve had, and we're sorry to hear that we did not meet your expectations.
We would love the opportunity to address any specific concerns or questions you have. Please reach out to us at spoton-capital@parafin.com, and our team will be happy to assist you further.
daysmart Captial is amazing
daysmart Captial is amazing, fast and easy!! i wish Daysmart Pet app worked the same!
23 April 2026
Great services!
23 April 2026
On time when are needed it
22 April 2026
Overall exceptional 👌 👏 couldn't ask…
Overall exceptional 👌 👏 couldn't ask better than SpotOn capital loan officer. So fast in response to any concern or questions .
21 April 2026
Because it’s a good idea to get the…
Because it’s a good idea to get the business going on and easy to respond
8 April 2026
The process of getting the funds was …
The process of getting the funds was simple, smooth and fast!
8 April 2026
From start to finish and that means…
From start to finish and that means when we got funded the process was easy but strict and the best part it was Quik . I hope we can work together great and this helps our business grow and escalate to a new level . Thx for trusting the brewhouse cafe
9 April 2026
Easy to apply
Easy to apply, the information was straight to the point and deposit was quick.
7 April 2026
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