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Pave Reviews 1,655

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TrustScore 4.5 out of 5

4.7

Non-bank financial service
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See what reviewers are saying

Rated 5 out of 5 stars

I've been using Pave for well over a year and my credit score has not only gone up but I've gained much more awareness of my habits. I'm now on the road to sorting my spending habits to a stable... See more

Rated 5 out of 5 stars

Would have never trusted an "app" that increases your credit score but holy damn, it actually works! My credit score is super low atm due to cost of living yadda yadda and having to choose between foo... See more

Rated 5 out of 5 stars

I’ve been using the Pave app for a while, and I’m thrilled to see my credit score steadily improving. This month, my TransUnion score increased by 48 points, which feels like a great achievement! The... See more

Rated 5 out of 5 stars

Maria was super helpful in answering all the questions I had. She was especially helpful with fixing the payment date issues I was having across my transactions. Friendly and helpful guidance whe... See more

Company details

  1. Non-bank financial service

Written by the company

Pave offers a new way to build credit. Signing up takes under 3 minutes and there’s no hard credit check, interest or APR. Download the app to build your credit score with all major UK Credit Reference Agencies and see and track your credit score for £9/month.

Contact info

4.7

Excellent

TrustScore 4.5 out of 5

2K reviews

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Replied to 50% of negative reviews

Typically replies within 24 hours

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Rated 5 out of 5 stars

Would have never trusted an "app" but you gotta trust this one

Would have never trusted an "app" that increases your credit score but holy damn, it actually works! My credit score is super low atm due to cost of living yadda yadda and having to choose between food or bills. However with the help of Pave I've actually managed to get back on track! My credit score is increasing back to average levels!

10 June 2024
Unprompted review
Rated 5 out of 5 stars

Targets

Right, where do I even begin? I was financially irresponsible before I started using PAVE. The UI is extremely friendly and their app literally lays out the groundworks for you to achieve your goals. I’m still building my credit but PAVE really has helped immensely.

8 April 2024
Unprompted review
Rated 5 out of 5 stars

Professional

Professional, easy to set up, regular emails from pave regarding your progress. Seen credit score improve very fast! Don’t even notice the monthly fee leaving my account would definitely recommend!

6 June 2024
Unprompted review
Rated 5 out of 5 stars

Fast friendly service

I have only been a member of Pave for about a month but so far my experience has been excellent. I've asked for advice and got the help I needed, quickly too. Karter was particularly helpful. Some of the other similar companies have proven difficult to resolve issues with and are particularly slow in replying, not Pave!

4 June 2024
Unprompted review
Rated 1 out of 5 stars

TERRIBLE COMPANY- AS IT STATES BY TRUST…

TERRIBLE COMPANY- AS IT STATES BY TRUST PILOT ITSELF IT HAS BEEN USING THE TRUST PILOT LOGO INCORRECTLY!!

ALSO THE MONEY YOU PUT IN ISNT ACTUALY A SAVING POT. ITS FOR THERE MEMBERSHIP.

The credit score has stayed exactly the same! even at times gone down. Bare in mind I have never been a meticulous spender and keep track of my finances. This has in fact been a waste of money.

27 December 2023
Unprompted review
Pave logo

Reply from Pave

Hi Nalan,

We're sorry to hear that you didn't have a great experience with Pave.

Pave is a credit building service and we have never advertised a savings pot as this has never been a feature at Pave.

We understand that credit building is not always easy. If you have a lot of activities on your credit file, fluctuations on your credit score will be a normal occurrence. This is why we provide app features such as Credit Insights that will monitor your credit report for you and provide personalised recommendations that will help increase your credit score. These recommendations, however, require your participation, so you have to take the recommended actions in order to see better results.

Additionally, we have a team of specialists who are always happy to look at your credit building journey and provide guidance as to what might be preventing your credit score from moving up more quickly.

I would like to clarify that the Trustpilot logos we are using are correct as they are the ones provided to us by Trustpilot themselves.

If you'd like to chat about your Pave experience, please contact us at team@paveapp.com and we'd be happy to help.

All the best,
The Pave Team

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