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Rated 5 out of 5 stars

I've been using Pave for well over a year and my credit score has not only gone up but I've gained much more awareness of my habits. I'm now on the road to sorting my spending habits to a stable... See more

Rated 5 out of 5 stars

Would have never trusted an "app" that increases your credit score but holy damn, it actually works! My credit score is super low atm due to cost of living yadda yadda and having to choose between foo... See more

Rated 5 out of 5 stars

I’ve been using the Pave app for a while, and I’m thrilled to see my credit score steadily improving. This month, my TransUnion score increased by 48 points, which feels like a great achievement! The... See more

Rated 5 out of 5 stars

Maria was super helpful in answering all the questions I had. She was especially helpful with fixing the payment date issues I was having across my transactions. Friendly and helpful guidance whe... See more

Company details

  1. Non-bank financial service

Written by the company

Pave offers a new way to build credit. Signing up takes under 3 minutes and there’s no hard credit check, interest or APR. Download the app to build your credit score with all major UK Credit Reference Agencies and see and track your credit score for £9/month.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

2K reviews

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Replied to 50% of negative reviews

Typically replies within 24 hours

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Rated 1 out of 5 stars

Scam!

Terrible company, opened an account under the impression that you paid into it monthly for the money to be returned as a saving tool. After enquiring about the money I was told this is not what they are, they literally take your money and provide nothing in return. SCAM! Claim to improve credit score, mine went down since using them. As soon as I ask for a refund the customer service team ignore you and don't reply.

26 February 2024
Pave logo

Reply from Pave

Hi there,

I'm very sorry to learn about the lack of clarity regarding our service when you joined. Regrettably, we've never offered a feature allowing members to deposit funds into a savings pot. I would like to reassure you that this feature has never been advertised in any of our marketing materials, on our website, or within the Pave app.

The features included in Pave Lite and Pave Plus are presented during sign up to let our customers make an informed decision about which membership is right for them before committing to a payment. Neither Pave Lite nor Pave Plus includes a savings pot feature. Additionally, a full explanation of how Pave memberships help you build your credit score can be found in several pages of the app and on our website.

Pave membership fees are service fees that allow us to deliver our core service of credit building to our members. If you had a Pave membership and you managed it responsibly, you can be confident that it had a positive impact on your credit history through the monthly reports that we sent to the Credit Reference Agencies.

If you have any questions about how Pave works, please get in touch with us at team@paveapp.com.


All the best,
The Pave Team

Rated 5 out of 5 stars

Joined Pave 2 years ago where I…

Joined Pave 2 years ago where I subscribed to the Pave lite option. It’s important to know you must do at least 6-12 months to see a noticeable difference to your score. The team are always happy to help via their WhatsApp chat option and make you understand how this experience works. I decided to subscribe for a total of 24 months and I’m extremely happy with my credit score progress.

19 February 2024
Unprompted review
Rated 1 out of 5 stars

No idea where all these reviews come…

No idea where all these good reviews come from but for me it had no impact on my credit score at all over last few years, also bk and forth with service agents I know I cancelled my membership a year ago, my fault for not noticing in bank.. They would not give refund, only small amount but principle.. Based on false promises

14 February 2024
Unprompted review
Pave logo

Reply from Pave

Hi Dean,

We're very sorry to hear that you didn't have a great experience with Pave. If you'd like to discuss this further, please get in touch at team@paveapp.com.

Best wishes,
The Pave Team

Rated 5 out of 5 stars

This is all you need!

Was skeptical about pave as never heard about them , my credit score was 290 due to things out my control , ive been with pave less than 3 months. My score is now 410 , i feel at ease now. On words and upwards to financial freedom!! Thank you pave!!

1 February 2024
Unprompted review
Rated 5 out of 5 stars

This is an excellent app to have and I…

This is an excellent app to have and I would not have know where to start building my credit score without it. This is a big step for me as I was scammed in recent years and it ruined my credit score but thanks to Pave I am now on the right path.

9 February 2024
Unprompted review
Rated 5 out of 5 stars

Good customer support :)

Good customer support from a guy named Joe. He looked into my query and was able to rectify an issue on my Pave credit report. We communicated via email and everything was done within a few hours. 5 out of 5.

8 February 2024
Unprompted review
Rated 5 out of 5 stars

Pave

Since joining Pave my credit score has improved by many points. Would highly recommended more users to join.

5 February 2024
Rated 5 out of 5 stars

First of all i want to thank you for…

First of all i want to thank you for this great opportunity to improve my credit score, i had a bad credit score for the last 5 years, and didnt know how to increas it, then i found Pave i didnt know if i should try it or trust it, but at the end i did it and i try this opportunity, and after first month here come's the result, and what to see? Unexpected result my credit score indeed improved, just after first month, all i had to do it was just to give it a try and a chance.
Thank you for this help.
Kind regards.

5 December 2023
Unprompted review
Rated 5 out of 5 stars

My 2 months Journey

So I started with Pave about 2 months ago and my credit score was really bad,wasn’t able to make any finance or anything, one of my friends recommended Pave to update my score and in 2 months I saw a big change of 34 points up, was amazing, I’m able to make finance and be more confident with my credit score, is amazingly a good app

5 February 2024
Rated 5 out of 5 stars

Page gave me a really simple and affordable way to build my credit score as a student!

Page gave me a really simple and affordable way to improve my credit score while I was actually at uni. While at the time I didn’t realise the overall importance of my credit score, Pave allowed me to not only educate myself on the importance of credit, but invest in building my own to set me up for life after uni. Couldn’t recommend it more!

5 February 2024
Unprompted review
Rated 5 out of 5 stars

Credit score went up

Credit score went up
I joined Pave and within a month my score had gone up by 36 points. Which isnt a big boost, but for only being on a month its a good start!
Would recommend

5 February 2024
Rated 4 out of 5 stars

Simple & easy took change my score…

Simple & easy took a chance paid off my score increased TransUnion score 17 points with first month on pave lite so far so good I'm confident worth every penny upgraded to pave plus can't wait to see my clearscore

19 January 2024
Unprompted review
Rated 5 out of 5 stars

Thanks, Pave! 🌟

Subject: Thanks, Pave! 🌟

Quick shoutout to the Pave team for their stellar support! My TransUnion score jumped a whole lot since i started using them, and it's all thanks to PAVE..

Your app's simplicity made credit management a breeze, and the progress is evident. I've just left a review here.

Thanks again for your fantastic service!

15 January 2024
Unprompted review

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