Payajjb Reviews 

421
TrustScore 3.5 out of 5

3.4

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Review summary

Created with AI, based on recent reviews

Evaluating 99 reviews, most reviewers had an average experience overall. Many people found the staff to be helpful, understanding, and supportive, often going out of their way to assist with debt management. Consumers also frequently praised the user-friendly online system and the ease of setting up flexible payment plans, which helped them manage their financial situations without intimidation. However, some customers also noted significant issues with communication and service. A portion of people reported receiving demands for debts they did not recognize or had already paid, leading to frustration and significant concern. Additionally, some reviewers experienced problems with payment processing, such as incorrect bank details or payments not being registered correctly after an agreement was made.

What people talk about most

Payment

People report ambiguous experiences with payment, with some customers expressing frustration over alleged... See more

Service

Reviewers highlight ambiguous aspects of service, with some customers praising the great, helpful, and... See more

Customer service

Customers had ambiguous experiences with customer service, with many expressing significant dissatisfaction.... See more

Staff

Consumers find staff to be positive, with many reviewers describing them as helpful, understanding, and... See more

User experience

Users describe positive interactions with the user experience, highlighting its ease of use and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I had a email today say letter before claim from a debt I couldn't remember they was actually polite and put my account on hold for 35 days . Due to my mental health! Doing further investigations I wa... See more

Company replied

Rated 5 out of 5 stars

Easy to use not everything needs filling in. Can pay off from bank direct or set a payment plan without lenthy forms pr even talking to someone or providing documents

Company replied

Rated 5 out of 5 stars

Funny enough, AJJB were chasing me, and I paid in full, because they are persistent and I have to commend them for that. Even more funny, if I were a business chasing unpaid debts then I most pro... See more

Company replied

Rated 5 out of 5 stars

Very helpful decent people Thank you very much for your understanding Highly recommend Five stars

Company replied


Company details

  1. #154 of 156 best companies in Legal Services
  2. #9 of 11 best companies in Debt Collecting

About Payajjb

Written by the company

AJJB Law

Information written by the company

We are a regulated law firm here to help you find the right way forward

AJJB Law is a debt resolution specialist firm with experience across a range of industries. The role of our web-portal and paralegal team is to resolve your situation as quickly and easily as possible.


Contact info

3.4

Average

TrustScore 3.5 out of 5

421 reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 96% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

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3.4

All reviews

(421)

93 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Very easy to set up and very affordable…

Very easy to set up and very affordable very happy I’ve finally sorted this out thank you .

22 April 2026
Unprompted review
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Reply from Payajjb

Thank you so much for taking the time to leave a 5-star review! We are thrilled to hear that you had a great experience and appreciate your kind words. Your feedback is invaluable to us and we are always looking for ways to improve our service.

Rated 1 out of 5 stars

Don't respond to emails

Don't respond to emails! Been trying to pay but when I go to doing bank transfer saying bank details are wrong!

9 April 2026
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Reply from Payajjb

I am sorry to hear about this. This does not sound like the level of service that we would expect for our customers. I’ve arranged for a member of our team to reach out to address your concerns. We are committed to resolving this with you. Please await our call/message.

Rated 5 out of 5 stars

Great easy to use easy to pay

16 April 2026
Unprompted review
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Reply from Payajjb

Thank you so much for taking the time to leave a 5-star review! We are thrilled to hear that you had a great experience and appreciate your kind words. Your feedback is invaluable to us and we are always looking for ways to improve our service.

Rated 2 out of 5 stars

I was continually getting emails, post and text messages threatening further action from them even though I had already spoken with them and an arrangement was in place

I was continually getting emails and text messages from this company stating that with my debt they had issued a letter before claim! I had already been in contact with them to make arrangements on my account and was informed that any further correspondence about the letter before claim would stop! However even after they had said that I was still receiving emails and text messages and also post telling me that they had issued a letter before claim! Being disabled, in poor health and very vulnerable that the corespondents I still continued to received was very scary, worrying, stressful and very distressing for me as a single person with a small child who only receives benefits as an income now because I had to stop working as a trained neonatal intensive care nurse due to my poor health conditions. The company has no idea of what the continued corespondent has been like for me!! I think they should have training on how their actions affect people, especially vulnerable people and make sure that they ensure they keep to their policy that once an agreement is in place that they will be diligent and take action to prevent further contact stating worrying threats about action being taken when an agreement is already in place!

12 April 2026
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Reply from Payajjb

I am sorry to hear about this. This does not sound like the level of service that we would expect for our customers. I’ve arranged for a member of our team to reach out to address your concerns. We are committed to resolving this with you. Please await our message.

Rated 5 out of 5 stars

Great company

Great company

6 April 2026
Unprompted review
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Reply from Payajjb

Thank you so much for taking the time to leave a 5-star review! We are thrilled to hear that you had a great experience and appreciate your kind words. Your feedback is invaluable to us and we are always looking for ways to improve our service.

Rated 1 out of 5 stars

Crooked tools file their letters in the…

Crooked tools, file their letters in the most appropriate way you know - use them as hamster bedding or for toilet 🧻

1 April 2026
Unprompted review
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Reply from Payajjb

Thank you for taking the time to make us aware of this. This does not sound like the level of service that we would expect for our customers. Your satisfaction is our top priority and we would like to have this resolved. I have requested some more details in order for a member of our team to reach out to you. Please respond to our request and a member of the team will be in touch.

Rated 5 out of 5 stars

Recommendation

Is very easy to understand and doesn't take long time to complete

30 March 2026
Unprompted review
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Reply from Payajjb

Thanks for your 5-star review! We are so happy to hear that you had a positive experience with us and appreciate your kind words. Your satisfaction is our top priority and we are delighted that we were able to meet your expectations.

Rated 5 out of 5 stars

It helped me really well

19 March 2026
Unprompted review
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Reply from Payajjb

Thank you so much for taking the time to leave a 5-star review! We are thrilled to hear that you had a great experience and appreciate your kind words. Your feedback is invaluable to us and we are always looking for ways to improve our service.

Rated 1 out of 5 stars

they want a debt we already pay and act…

they want a debt we already pay and act aggressive legit scam since they "law"

18 March 2026
Unprompted review
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Reply from Payajjb

We apologise for any inconvenience or frustration in our attempts to communicate with you. However if you contact us we can work together to achieve the right outcome and stop communication.

Please know that we are committed to providing a positive and respectful experience for all of our customers.

If you would like to discuss your specific concerns in more detail, please visit www.payajjb.co.uk and log in. We are here to help and would be happy to assist you in any way we can.

Rated 5 out of 5 stars

Very very understanding and helpfull

5 March 2026
Unprompted review
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Reply from Payajjb

Thanks for your 5-star review! We are so happy to hear that you had a positive experience with us and appreciate your kind words. Your satisfaction is our top priority and we are delighted that we were able to meet your expectations.

Rated 5 out of 5 stars

Excellent.

Excellent.. easy to set up

2 March 2026
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Reply from Payajjb

Thank you so much for taking the time to leave a 5-star review! We are thrilled to hear that you had a great experience and appreciate your kind words. Your feedback is invaluable to us and we are always looking for ways to improve our service.

Rated 5 out of 5 stars

VERY PERSISTENT WITH GOOD INTENT ON…

VERY PERSISTENT WITH GOOD INTENT ON HELPING.
ABSOLUTELY 💯, HIGHLY RECOMMENDED.
YOU WON'T BE DISAPPOINTED

25 February 2026
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Reply from Payajjb

Thank you so much for taking the time to leave a 5-star review! We are thrilled to hear that you had a great experience and appreciate your kind words. Your feedback is invaluable to us and we are always looking for ways to improve our service.

Rated 5 out of 5 stars

Ajjb

Filled out a form of my ingoing and outgoings which was easy enough

16 February 2026
Unprompted review
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Reply from Payajjb

Thank you so much for taking the time to leave a 5-star review! We are thrilled to hear that you had a great experience and appreciate your kind words. Your feedback is invaluable to us and we are always looking for ways to improve our service.

Rated 4 out of 5 stars

It was quick

It was quick, precise and easy to navigate.

15 February 2026
Unprompted review
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Reply from Payajjb

Thank you so much for taking the time to leave a positive review! We are thrilled to hear that you had a great experience and appreciate your kind words. Your feedback is invaluable to us and we are always looking for ways to improve our service

Rated 5 out of 5 stars

Excellent very good

10 February 2026
Unprompted review
Payajjb logo

Reply from Payajjb

Thank you so much for taking the time to leave a 5-star review! We are thrilled to hear that you had a great experience and appreciate your kind words. Your feedback is invaluable to us and we are always looking for ways to improve our service.

Rated 1 out of 5 stars

CONFIRMED SCAM!!

This is a scam! Received a letter saying I owed BT money and they would be taking me to court. Just off the phone from BT who have confirmed that 1: I don't them any money and 2: they don't work with this company and suspect it's a scam. If you receive a letter from them escalate it with the company they're claiming to be from, DO NOT pay them any money!!

10 February 2026
Unprompted review
Payajjb logo

Reply from Payajjb

Thank you for taking the time to provide us with your feedback. We would like to assure you that our company is not a scam we work on behalf of a number UK company’s in resolving account issues. Please contact us and we can assist. We are regulated by the Solicitors Regulation Authority number 665180. This can be confirmed here: https://www.sra.org.uk/consumers/register

The quickest way to resolve any queries is to engage with us through the methods we provide in our outbound communications.
We can’t go into too much detail on a public forum as you can appreciate however, engage with us and we can assist with any questions you may have.

Rated 1 out of 5 stars

Terrible!

Terrible!

No way on speaking to anyone

The whole set up with AJJB Law and British Telecom is a con!
Ripping off innocent people!

5 February 2026
Unprompted review
Payajjb logo

Reply from Payajjb

Thank you for taking the time to make us aware of this. This does not sound like the level of service that we would expect for our customers. Your satisfaction is our top priority and we would like to have this resolved.

I have requested some more details in order for a member of our team to reach out to you. Please respond to our request and a member of the team will be in touch.

Rated 4 out of 5 stars

I had a email today say letter before…

I had a email today say letter before claim from a debt I couldn't remember they was actually polite and put my account on hold for 35 days . Due to my mental health! Doing further investigations I was actually in the wrong and offered a £1 token donation that they accepted I jyst wanted to reassure people that even if you think they are wrong always check credit score experia on your bank you find if the debt belongs to you . Also make sure the payment is accepted before you do your standing order get the reference yo the account there sort code the account number and set it for the date you get paid , the AJJB LAW Ltd was very helpful by payments even if you offer £1 token donation never allow non priority debts take over priority debts . Hope this helps everyone as it helped me

2 February 2026
Unprompted review
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Reply from Payajjb

Thank you for your review! We are thrilled to hear that you had a good experience with us and appreciate your kind words. At AJJB Law, customer satisfaction is our top priority and we take all feedback, both positive and negative, seriously. We are glad to hear that we were able to meet your expectations.

Rated 5 out of 5 stars

Very easy to use website..very friendly…

Very easy to use website..very friendly staff..very very easy to deal with and always put your mind at rest

22 January 2026
Unprompted review
Payajjb logo

Reply from Payajjb

Thank you so much for taking the time to leave a 5-star review! We are thrilled to hear that you had a great experience and appreciate your kind words. Your feedback is invaluable to us and we are always looking for ways to improve our service.

Rated 5 out of 5 stars

they have the great services,very…

they have the great services,very understanding, friendly, and offers the customer the opportunity to pay according to how much they can afford, not like other collection companies where they scare customers and put a gun to their head, threatening to take their goods

12 January 2026
Unprompted review
Payajjb logo

Reply from Payajjb

Thank you so much for taking the time to leave a 5-star review! We are thrilled to hear that you had a great experience and appreciate your kind words. Your feedback is invaluable to us and we are always looking for ways to improve our service.

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