Payajjb Reviews 

421
TrustScore 3.5 out of 5

3.4

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Review summary

Created with AI, based on recent reviews

Evaluating 99 reviews, most reviewers had an average experience overall. Many people found the staff to be helpful, understanding, and supportive, often going out of their way to assist with debt management. Consumers also frequently praised the user-friendly online system and the ease of setting up flexible payment plans, which helped them manage their financial situations without intimidation. However, some customers also noted significant issues with communication and service. A portion of people reported receiving demands for debts they did not recognize or had already paid, leading to frustration and significant concern. Additionally, some reviewers experienced problems with payment processing, such as incorrect bank details or payments not being registered correctly after an agreement was made.

What people talk about most

Payment

People report ambiguous experiences with payment, with some customers expressing frustration over alleged... See more

Service

Reviewers highlight ambiguous aspects of service, with some customers praising the great, helpful, and... See more

Customer service

Customers had ambiguous experiences with customer service, with many expressing significant dissatisfaction.... See more

Staff

Consumers find staff to be positive, with many reviewers describing them as helpful, understanding, and... See more

User experience

Users describe positive interactions with the user experience, highlighting its ease of use and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I had a email today say letter before claim from a debt I couldn't remember they was actually polite and put my account on hold for 35 days . Due to my mental health! Doing further investigations I wa... See more

Company replied

Rated 5 out of 5 stars

Easy to use not everything needs filling in. Can pay off from bank direct or set a payment plan without lenthy forms pr even talking to someone or providing documents

Company replied

Rated 5 out of 5 stars

Funny enough, AJJB were chasing me, and I paid in full, because they are persistent and I have to commend them for that. Even more funny, if I were a business chasing unpaid debts then I most pro... See more

Company replied

Rated 5 out of 5 stars

Very helpful decent people Thank you very much for your understanding Highly recommend Five stars

Company replied


Company details

  1. #154 of 156 best companies in Legal Services
  2. #9 of 11 best companies in Debt Collecting

About Payajjb

Written by the company

AJJB Law

Information written by the company

We are a regulated law firm here to help you find the right way forward

AJJB Law is a debt resolution specialist firm with experience across a range of industries. The role of our web-portal and paralegal team is to resolve your situation as quickly and easily as possible.


Contact info

3.4

Average

TrustScore 3.5 out of 5

421 reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 96% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

3.4

All reviews

(421)

93 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Constantly harassing me even whey know…

Constantly harassing me even whey know I'm severely disabled.

22 October 2025
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Reply from Payajjb

We have been asked to contact you by our client who has an outstanding balance. We can’t go into too much detail on a public forum as you can appreciate.

Please engage with us and we can assist with any questions you may have.

Rated 5 out of 5 stars

Made it very easy and not intimidating…

Made it very easy and not intimidating to pay a debt off
Gave enough time to try sort debt out

19 October 2025
Unprompted review
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Reply from Payajjb

Thank you so much for taking the time to leave a 5-star review! We are thrilled to hear that you had a great experience and appreciate your kind words.

Your feedback is invaluable to us and we are always looking for ways to improve our service.

Rated 5 out of 5 stars

Excellent service

Excellent service

16 October 2025
Unprompted review
Payajjb logo

Reply from Payajjb

Thank you for your 5-star review! We are so happy to hear that you had a great experience with us and appreciate your kind words.

Your satisfaction is our top priority and we are delighted that we were able to meet your expectations.

Rated 5 out of 5 stars

Helped me get back on track which is…

Helped me get back on track which is just what I needed

9 October 2025
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Reply from Payajjb

Thank you for your 5-star review! We are so happy to hear that you had a great experience with us and appreciate your kind words.

Your satisfaction is our top priority and we are delighted that we were able to meet your expectations.

Rated 5 out of 5 stars

My query was dealt with quickly and…

My query was dealt with quickly and efficiently

25 September 2025
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Reply from Payajjb

Thank you for leaving a positive review! We are so glad to hear that you had a good experience with us and appreciate your feedback. We are thrilled that we were able to meet your expectations.

Rated 1 out of 5 stars

Legit company with a scammers aesthetic

Worst of the worst, texts and emails from these go straight to spam then you finally get corespondents from them in a form of letter before claim. The website is basic looks like a scam site with poor coding, letters are of dodgy quality looks like they were printed from a secondary school who actually pays these as a means of debt collection I legit thought these guys were a bunch of scammers chasing a fake debt lol

17 September 2025
Unprompted review
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Reply from Payajjb

Thank you for taking the time to provide us with your feedback. We would like to assure you that our company is not a scam we work on behalf of a number UK company’s in resolving account issues. Please contact us and we can assist. We are regulated by the Solicitors Regulation Authority number 665180. This can be confirmed here: https://www.sra.org.uk/consumers/register

Rated 5 out of 5 stars

Thank you it was sure easy to sorted out

Thank you it was sure easy to sorted out

8 September 2025
Unprompted review
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Reply from Payajjb

Thank you for leaving a positive review! We are so glad to hear that you had a good experience with us and appreciate your feedback. We are thrilled that we were able to meet your expectations.

Rated 5 out of 5 stars

Very understanding of my situation…

Very understanding of my situation amazing customer service

8 September 2025
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Reply from Payajjb

Thank you for leaving a positive review! We are so glad to hear that you had a good experience with us and appreciate your feedback. We are thrilled that we were able to meet your expectations.

Rated 5 out of 5 stars

They helped me to understand what the…

They helped me to understand what the process was and made it easy for me to set up a payment plan.

6 September 2025
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Reply from Payajjb

Thank you for leaving a positive review! We are so glad to hear that you had a good experience with us and appreciate your feedback. We are thrilled that we were able to meet your expectations.

Rated 5 out of 5 stars

So easy to set up a plan and fair

So easy to set up a plan and fair

4 September 2025
Unprompted review
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Reply from Payajjb

Thank you so much for taking the time to leave a 5-star review! We are thrilled to hear that you had a great experience and appreciate your kind words. Your feedback is invaluable to us and we are always looking for ways to improve our service.

Rated 5 out of 5 stars

Very helpful no stress

14 August 2025
Unprompted review
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Reply from Payajjb

Thank you so much for taking the time to leave a 5-star review! We are thrilled to hear that you had a great experience and appreciate your kind words. Your feedback is invaluable to us and we are always looking for ways to improve our service.

Rated 4 out of 5 stars

User friendly on-line design and support

User friendly on-line design and support

29 August 2025
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Reply from Payajjb

Thank you for leaving a positive review! We are so glad to hear that you had a good experience with us and appreciate your feedback. We are thrilled that we were able to meet your expectations.

Rated 5 out of 5 stars

Easy and efficient

Easy and efficient

27 August 2025
Unprompted review
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Reply from Payajjb

Thank you so much for taking the time to leave a 5-star review! We are thrilled to hear that you had a great experience and appreciate your kind words. Your feedback is invaluable to us and we are always looking for ways to improve our service.

Rated 5 out of 5 stars

Excellent

HI

EXCELLENT, EFFICIENT SERVICE, FROM, MUSA AND TEAM SORTED THE PROBLEM

20 August 2025
Unprompted review
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Reply from Payajjb

Thank you so much for taking the time to leave a 5-star review! We are thrilled to hear that you had a great experience and appreciate your kind words. Your feedback is invaluable to us and we are always looking for ways to improve our service.

Rated 5 out of 5 stars

Set up a payment plan quickly

Set up a payment plan quickly, quick response from them if you need help with anything

22 August 2025
Unprompted review
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Reply from Payajjb

Thanks for your 5-star review! We are so happy to hear that you had a positive experience with us and appreciate your kind words. Your satisfaction is our top priority and we are delighted that we were able to meet your expectations.

Rated 1 out of 5 stars

Awful company

Awful company. The own me refund January to July this year. They told me it will take 3 to 7 Working days. I have contact them since end of July and spoken with them more than 5 times regarding the refund. They kept on telling different thing. I don't know how a legal company can behave in this manner. Its seems staff are trained to frustrate customer. I have sort advice from CAB and will be reporting them to the appropriate ombudsman as its seems they are known to his unkind act as I can read from other people review.

26 July 2025
Unprompted review
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Reply from Payajjb

Thank you for taking the time to make us aware of this. This does not sound like the level of service that we would expect for our customers. Your satisfaction is our top priority and we would like to have this resolved. I have requested some more details in order for a member of our team to reach out to you. Please respond to our request and a member of the team will be in touch.

Rated 1 out of 5 stars

Terrible experience

Terrible experience, was harassed for £33, threats of court action. Via text email and post, acknowledge debt little can do when paid once a month and the direct debit didn’t come out

8 August 2025
Unprompted review
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Reply from Payajjb

Thank you for giving us your feedback. We apologise this was not up to your expectations and would like to hear more about this.
You can either call us to discuss further or, visit www.ajjb.co.uk and log on to speak to a member of our team via live chat.
Alternatively can you please provide us with the best contact number and your preferred time and date you would like to be contacted.

Rated 5 out of 5 stars

Very helpful I was feeling depleted…

Very helpful I was feeling depleted with debt but easy v small payments have helped me get my life back

6 August 2025
Unprompted review
Payajjb logo

Reply from Payajjb

Thank you so much for taking the time to leave a 5-star review! We are thrilled to hear that you had a great experience and appreciate your kind words. Your feedback is invaluable to us and we are always looking for ways to improve our service.

Rated 5 out of 5 stars

Thankyou for helping me today and…

Thankyou for helping me today and hopefully with your help it was all sorted

5 August 2025
Unprompted review
Payajjb logo

Reply from Payajjb

Thank you so much for taking the time to leave a 5-star review! We are thrilled to hear that you had a great experience and appreciate your kind words. Your feedback is invaluable to us and we are always looking for ways to improve our service.

Rated 1 out of 5 stars

sham

Kept getting messaged from them saying i owe KLARNA money, I logged on klarna and says I have 0.00 outstanding. then went on individual klarna payments to learn that two of them failed. Very misleading on behalf of KLARNA!

So I went and paid the OA and t just receive another message a day later to say that I still have not paid.

So I ended up calling the law firm. Then they told me they have my old address which is weird as been ordering stuff to a new one, They said I have 57.07 OA so I said no I don't I paid you on 2.8.25. She then told me I paid under the wrong ref. no when I paid under the ref.no. she sent me lol and came back telling me they will transfer the amount under the right ref.no within 24 hours. I asked if they will carry on harassing me with texts while this is happening?

luckily the lady was nice and apologised about it, so I didn't lose my last nerve cell at the company.
what a load of unprofessionalism within companies' ways of notifying people.

Klarna should send an email or a text explaining there was a failed payment as soon as it fails, please make a payment within so and so many days due to failed payment, not leave people unknown especially when logged into the app and seeing 0.00 outstanding credit and keep receiving additional incurring costs. I had to wreck my brain to figure where the payment was missed until finally clicked on companies I purchased my items with just to see that a payment did fail! so misleading!

..and AJJB Law should be more detailed.


5 August 2025
Unprompted review
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Reply from Payajjb

We understand that everyone has different preferences when it comes to communication, and it is never our intention to cause inconvenience to you.
If you have any further concerns or would like to discuss this further, please visit www.payajjb.co.uk and log in.

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