PaymentCloud Reviews 884

TrustScore 4.5 out of 5

4.5

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their professionalism, knowledge, and helpfulness, making the process smooth and stress-free. Many highlight the exceptional customer service, noting quick responses and clear communication that made them feel valued and supported. The ease of use of the platform and the efficient setup process are also frequently mentioned as positive aspects of their experience. However, some customers were dissatisfied with payment processing, citing issues and a lack of clarity regarding certain transactions. A few other people also felt that the communication was poor when trying to resolve these payment issues, leading to frustration and a feeling of being unsupported.

What people talk about most

Staff

Clients share positive opinions on staff, frequently highlighting their professionalism, helpfulness, and... See more

Customer service

People report positive experiences with customer service. Many customers praise the clear communication,... See more

Payment

Reviewers mention positive feedback about payment. Many customers praise the helpfulness and efficiency of... See more

Service

Customers consistently note positive experiences with service. Many reviewers praise the fast and... See more

User experience

Reviewers highlight positive aspects of user experience, with many praising the ease of use and seamless... See more

Based on these reviews

Rated 5 out of 5 stars

The communication was impeccable, the client workflow from beginning to the end was 5 stars! Jordan truly helped me to understand the process as well as any took care of any hiccups. Great company to... See more

Company replied

Rated 5 out of 5 stars

Nate from PaymentCloud is absolutely outstanding! From start to finish, he made the entire process smooth, transparent, and stress-free. He took the time to explain everything clearly, answered eve... See more

Company replied

Rated 5 out of 5 stars

I thought getting a merchant for my first business was going to be a complicated / stressful process. Melissa D made it super easy and simple. A few seperate times I had questions and she always respo... See more

Company replied

Rated 5 out of 5 stars

Raliegh Guice was my agent and was great through the entire process of getting my business set up to receive credit card payments. He was available by phone, email and even texts. He responded quic... See more

Company replied


Company details

  1. Card processing service
  2. Payment service

About PaymentCloud

Written by the company



Take the guesswork out of payment processing.

Voted #1 high risk merchant account provider in the US. Easy and affordable setup, chargeback management tools, live support, and white glove service.

Need help with integration?
Having trouble with a bank?
Account get shut down?
Have questions about fees?

Our Mission

Written by the company

The Best Solutions.
We pride ourselves on our ability to support any business type because of our large solutions toolset: chargeback and fraud mitigation, text-to-pay and QR code payments, ACH and echeck capabilities, and integrations with all major CRM's, accounting softwares, and ecommerce platforms.
The Best Pricing.
We can beat anyone's rates, hands down. Our long list of banks and solutions allows us to put your business where it fits best.
The Best Service.
Our in-house staff is here to answer your calls, emails, and texts with real service and solutions. We put the merchant first and we're proud of that.

Contact info

4.5

Excellent

TrustScore 4.5 out of 5

884 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 94% of negative reviews

Typically replies within 1 week

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Rated 5 out of 5 stars

I’ve worked with 8 merchants- none like this

I’ve worked with 8 merchants. There isn’t anyone better than Jessie at Payment Cloud. First of all, she works as fast as you will, which is unheard of for me, but she’s so thorough and patient with all my questions and she follows up to make sure everything is smooth. I’m just blown away.

1 March 2026
Unprompted review
PaymentCloud logo

Reply from PaymentCloud

Thank you so much for this awesome review! We are so glad that Jessie was able to give you such a smooth experience. Let us know if you need anything else!

Rated 5 out of 5 stars

PaymentCloud is amazing

PaymentCloud is amazing, highly recommend you work with Jessie Todd

We're considering "high risk" by companies like paypal and stripe - Jessie got us set up with an amazing processor with a payment gateway in no time.

2 March 2026
Unprompted review
PaymentCloud logo

Reply from PaymentCloud

Thank you so much for this amazing review! We are so glad that we were able to get you set up and processing. Feel free to reach out if you need anything else.

Rated 1 out of 5 stars

The fees were not discussed with me

The fees were not discussed with me, and when I informed Kirstan that I would not be applying until we discussed them, she emailed me and said she would call me as soon as she was out of a meeting. She didn't. She allowed an account to be set up and the terminal to be shipped to us anyway. For this action, we will not be using your services, and we'll be canceling our account with Wave, as well. We don't appreciate the "pressure" tactics, and lack of communication. In fact, there were 2 separate reps that contacted us and the 2nd one, Brisa, had no idea how or why that happened. She told me that Kirstan would be contacting me shortly. Didn't happen. She just set up the account without communicating with me further, when I asked her to call me. Not very professional.

1 March 2026
Unprompted review
PaymentCloud logo

Reply from PaymentCloud

We appreciate your feedback and are sorry to hear about your experience. We always want to provide clarity and transparency, and we sincerely apologize if you felt that the information was not effectively communicated. If you ever revisit your payment processing needs or have further questions, please don't hesitate to reach out to us and we will ensure that your experience exceeds your expectations.

Rated 5 out of 5 stars

Amazing

Amazing! I really like working with this team.

2 March 2026
PaymentCloud logo

Reply from PaymentCloud

We are so glad that you're happy with our service and team! Thank you for the amazing review.

Rated 5 out of 5 stars

Staff and merchant services are…

Staff and merchant services are exceptional and their maneger Romario is a wonderful guy.

27 February 2026
PaymentCloud logo

Reply from PaymentCloud

Thank you for this 5-star review! We're always here to support your payment processing needs, and we're so glad that your experience was enjoyable!

Rated 5 out of 5 stars

Nathan at payment cloud inc

Nathan did a great job guiding through getting my pos system and being honest about the process. He was very honest and professional. I highly recommend Nathan and his company payment cloud inc. thank you Nathan for everything.

26 February 2026
Unprompted review
PaymentCloud logo

Reply from PaymentCloud

We appreciate you taking the time to leave this awesome review, Clyde! We're so happy that you enjoyed your experience with PaymentCloud and with Nathan, and we look forward to continuing our relationship with you!

Rated 1 out of 5 stars

Very Disappointed – Referred Me to the Wrong Processor

I trusted PaymentCloud’s recommendation when they referred me to Kurv for payment processing. That referral turned out to be a very costly mistake for my business.

After joining the processor they suggested, my funds were placed in reserve, then moved to 100% reserve, and eventually my account was terminated while a large balance remained unpaid. This has caused serious financial stress and damage to my operations.

When a company refers merchants to a payment partner, there should be proper due diligence and responsibility behind that recommendation. Unfortunately, my experience shows otherwise.

Because of this referral, I am now dealing with frozen funds and unresolved issues. Very disappointed with the outcome and the lack of accountability. Merchants should be cautious before relying solely on referrals.

24 February 2026
Unprompted review
Rated 5 out of 5 stars

Paymentcloudinc.com Merchant Services

Paymentcloudinc.com Merchant Services made what seemed like an impossible situation incredibly simple. After being declined by multiple processors due to the nature of our adult website, Payment Cloud stepped in and handled everything smoothly. The onboarding process was straightforward, communication was clear, and their representatives were extremely helpful and responsive throughout. I truly appreciate their professionalism and highly recommend their services to anyone in need of reliable merchant processing.

19 February 2026
Unprompted review
PaymentCloud logo

Reply from PaymentCloud

Thank you for this amazing review! We strive to make sure the onboarding experience is simple, helpful, and free of friction, so we’re glad to hear that we delivered just that! We look forward to working together more and please feel free to reach out if you need anything else!

Rated 5 out of 5 stars

Support call was answered really quick

Support call was answered really quick. Polite professional customer care. Problem resolved in one call

10 February 2026
PaymentCloud logo

Reply from PaymentCloud

Thank you for the amazing review, David! We are glad that we were able to resolve your issue and deliver a smooth customer support experience! Feel free to reach out if you need more assistance.

Rated 5 out of 5 stars

Easy to work with!

Easy to work with!
They helped me find the best deal for my business situation with competitive rates!

9 February 2026
Unprompted review
PaymentCloud logo

Reply from PaymentCloud

Thank you for your positive review, Chris! We are so glad we were able to assist you and help provide the services your business needs. Let us know if you need anything else!

Rated 5 out of 5 stars

Strongly recommended

Very happy with the professionalism and support from my account manager Frank Riffe

12 February 2026
Unprompted review
PaymentCloud logo

Reply from PaymentCloud

Thank you for your 5-star review, Evi! We always strive to provide our merchants with support throughout the entire experience. We look forward to working with you more and please reach out if you need more assistance!

Rated 5 out of 5 stars

PaymentCloud was great to work with

PaymentCloud was great to work with. My sales account manager Frank Riffe did an amazing job and guided me every step of the way. Clear communication, quick responses, and a smooth process from start to finish. Highly recommend.

11 February 2026
Unprompted review
PaymentCloud logo

Reply from PaymentCloud

Thank you for this review and for sharing your experience! It’s wonderful to know that Frank got you set up with what you needed and provided such exceptional service. We’re glad you're with us and look forward to continuing to support you with the same level of professionalism and care.

Rated 5 out of 5 stars

Melissa is absolutely amazing to work…

Melissa is absolutely amazing to work with! She is incredibly organized, concise and has communication skills that make her enjoyable to talk with. Melissa makes the process quickly and seamless!!

23 January 2026
Unprompted review
PaymentCloud logo

Reply from PaymentCloud

Thank you so much for the great review! We're always here to support your payment processing needs, and we're so glad that your experience with Melissa was easy and enjoyable!

Rated 5 out of 5 stars

Customer Service

Customer Service

31 January 2025
Unprompted review
PaymentCloud logo

Reply from PaymentCloud

We are so glad that you're happy with our service! We look forward to working with you more!

Rated 5 out of 5 stars

Julian went beyond the call of duty in…

Julian went beyond the call of duty in the customer service area. 5 star service. Good follow up and attention to detail. This was an awesome experience.

25 January 2026
Unprompted review
PaymentCloud logo

Reply from PaymentCloud

We're so glad that Julian provided such a smooth, easy experience for you! We always aim to provide our merchants with a hassle-free, enjoyable experience, and look forward to working with you more!

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