PayPal UK Reviews 

8,726
•
TrustScore 4 out of 5

4.0

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Review summary

Created with AI, based on recent reviews

Looking at 2,710 reviews, reviewers had a great experience with this company. Customers frequently mention that sending money to family and making online purchases is very fast, completely safe, and very easy to use. Many people deeply appreciate the reliable transaction process, noting how remarkably simple the platform is and the wonderful peace of mind it consistently provides for daily shopping. However, some customers also noted frustrating difficulties with customer service responses, automated chat services, and unexpected payment verification checks that slowed them down. A few reviewers experienced significant delays, closed cases, or unresolved problems when trying to obtain proper assistance with refunds.

What people talk about most

Payment

Reviewers highlight ambiguous aspects of payment, noting that while many consumers appreciate the safe, easy,... See more

User experience

Users describe positive interactions with user experience, noting that the platform is very easy to use,... See more

Service

Clients share positive opinions on service, describing it as a prompt, reliable, and efficient way to... See more

Refund

People report negative experiences with refund processes, noting that reviewers frequently face denied... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Not 5 star because you’ve changed the format. It was much simpler before. Think about elderly subscribers.

Rated 3 out of 5 stars

This was a good option to use when I did not want to give someone my bank details. However, I had no idea I was going to be charged a fee to use this service. In this instance, the payment was a refun... See more

Rated 5 out of 5 stars

A great , easy way to give money gifts to friends and family , also a safe way to pay for purchasing things . I'm more likely to make a purchase there is a PayPal option. You also often can spread you... See more

Rated 3 out of 5 stars

I was sent money from a person because I was selling them my old coat and the sender put down business or commercial so PayPal charged me a fee


Company details

  1. Payment service
  2. also in
  3. Bank
  4. Ecommerce solution provider

Written by the company

PayPal is the UK's most trusted way to pay, get paid, and manage your money, for customers and businesses alike. For customers, PayPal makes everyday spending smarter. Shop at millions of retailers online or in-store with Buyer Protection on every eligible purchase. Earn points on your everyday spend with PayPal+, split purchases into manageable instalments with buy-now pay-later, or spread costs further with PayPal Credit. Send money to friends and family instantly for free, spend your balance anywhere with the PayPal Debit Card, or explore crypto, all from one app. Whether you're paying for your weekly shop, booking travel, buying fashion, or picking up electronics, PayPal is accepted at thousands of UK retailers and millions of businesses worldwide, making it the flexible, secure payment method for every part of your life. For businesses, PayPal helps you get paid faster and sell with confidence. Accept payments online, in-person, or via invoice, offer customers flexible Pay Later options at no risk to you, and benefit from Seller Protection on eligible transactions. Access your business balance on the go with the PayPal Business Debit Mastercard. Whether you're a sole trader or a scaling enterprise, PayPal has the tools to grow with you. From freelancers and sole traders to restaurants, retailers, and fast-growing e-commerce brands, PayPal supports UK businesses of every size and sector. Integrate PayPal into your website, send payment links in seconds, or take in-person payments, with fast settlements and the reporting tools to keep your finances under control. Your security is at the heart of everything we do. PayPal uses advanced encryption and industry-leading fraud detection to protect every transaction. We're authorised and regulated by the Financial Conduct Authority (FCA) in the UK, so you can shop, send, and sell with complete confidence. Backed by 25 years of experience, operating in 200+ markets, and trusted by over 400 million customers worldwide, PayPal is built to make money movement simple, secure, and seamless.


Contact info

4.0

Great

TrustScore 4 out of 5

9k reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

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4.0

All reviews

(8,726)

2,705 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Completely useless with AI

Completely useless with AI. PayPal don’t appear to be able to protect consumers anymore as it’s all AI driven. I paid for a 3 month game pass and was sent a 1 month game pass. That’s fairly easy to see a refund is required you’d think. Not AI, it refused and sided with CJS KEYS on ripping me off. Completely useless service

10 October 2026
Unprompted review
Rated 1 out of 5 stars

Paypal is refusing to pay me for wrong sized shoes I cannot wear.

I have ordered from a company called Olyndra London a pair of adverse shoes size 10.5 on the 22 of September with a delivery at extra pay of £2.99 for a delivery in 2 to 3 days, The shoes arrived 19 days later with a Continental size 45 which were to large. Olyndra London did not offer me a refund which Paypal did and returned the money into my account. 10 days later Paypal contacted me and told me the reversed their decision and I hat to pay for the shoes which are to large and I cannot wear with reason “ Even if the Purchase is not of the same quality or size as advertised but similar I have to accept the product?? This is absolutely disgraceful as I have now a pair of shoes which are too large and don’t fit and I cannot wear. I am going with my complaint now to the Financial Ombudsman and to my credit card provider to get my money back. Both companies Olyndra London and Paypal have an absolutely shocking customer service and after 20 yeas I will stop now my Paypal account. Please be careful that you don’t loose your money with both of this companies and avoid them.
Heinz Kumposcht

5 October 2026
Unprompted review
Rated 1 out of 5 stars

Bought 2 chairs from an advert on…

Bought 2 chairs from an advert on facebook. Turns out they are coming from china. I paid via PayPal as I thought I would have some protection if they didn’t arrive. Whilst I was out of the country on holiday I received an email to say delivery had been made. I checked both my security cameras and no one had tried to deliver anything all week. Nobody was in my home at the time so definitely not delivered. When I contacted PayPal they refused my claim as the company had sent them a tracking number showing delivery was made to my home. That was impossible. Even though the seller had no signature or photo to prove delivery PayPal sided with the seller and told me to contact my credit card company but as it was under £100 that’s pointless. Lost my money and nothing to show. What is the point of PayPal????
I’m a very disappointed customer. Looking at the company details it seems like this is a common scam with them. PayPal should be able to check this.

8 October 2026
Unprompted review
Rated 1 out of 5 stars

Theft and complicity

Money was taken from my account from a seller without my permission for an order that I did not place. I have video evidence that the delivery was refused etc.

Paypal refused to review the evidence and refused to process the refund.

Find alternatives you aren't safe with Paypal!

8 October 2026
Unprompted review
Rated 2 out of 5 stars

As a nurse I trusted this site to…

As a nurse I trusted this site to safely pay my simple bills to next plc predominantly.
Simple simple and professional for a lot of years.
Now as all platforms that we used to trust..it's gone.. PayPal like most ,have lost their security trust and status...?? Avoid

7 October 2026
Unprompted review
Rated 1 out of 5 stars

Used PayPal for 20 years

Used PayPal for 20 years. Never a problem until recently. Fabletics took an unauthorised £49.99 payment from my account in exchange for a credit on their website. It was in very small writing that you would and many others have missed. PayPal have refused my claim to get my money back. Completely lost trust in them.

7 October 2026
Unprompted review
Rated 1 out of 5 stars

A company that does not follow…

A company that does not follow consumer's rights. Proof, evidence, screenshots were provided to paypal and yet they refused to refund what was owed to me. They bow before chinese sellers as they have absolutely no powers. what a joke. powerless in front of chinese sellers even if they are in obvious wrong

6 October 2026
Unprompted review
Rated 1 out of 5 stars

Having seen some unrecognised payments…

Having seen some unrecognised payments out of PayPal on my bank account, that were not showing in my PayPal account, their bot made a decision within seconds that they were legitimate.

To stop the possibility of any more suspicious payments I deleted my PayPal account until the bank could tell me more on Tuesday, when they had cleared.

Because I had closed my PayPal account, there are no details showing at the bank.

Paypal by phone said, well, you've closed the account, so we can't see what's happened. This is despite UK banking law requiring 5 years of banking transactions on closed accounts to be kept.

In summary, unlawful record keeping and an absolute failure of the most basic customer service. Won't go near PayPal ever again.

6 October 2026
Unprompted review
Rated 1 out of 5 stars

This lot along with their friends Ebay…

This lot along with their friends Ebay are starting to annoy me big time. You pay for something then get asked all sorts and get sent round in circles, passwords especially dont work anymore. I've spent ages today trying to pay for a simple order for a CD £3 why all the crap? Digital currency no thanks and they want to bring in digital ID well god help us all.

6 October 2026
Unprompted review
Rated 1 out of 5 stars

Paypal dual security? So secure you can't log on.…

Since 'Paypal' introduced dual confirmation security I have rarely been able to complete a purchase, as the confirmation code texts sent to me seldom reach me. This has been remedied twice but is now happening again. In order to discuss this I need to contact 'Paypal. Unfortunately in order to talk to 'Paypal you need to log on? I know, we are in the era of AI, but 'Paypal's' security system designers seem to lack both AI and HI (Human Intelligence) when it comes to this matter. Having just gone through a process of being offered an alternative whatsapp text ( I don't have whatsapp, nor want it), I was then asked to complete my security questions to contact them. having answered the questions as requested guess what? They sent me a security code text (which again never reached me) in order to log on and discuss this problem. I can't even get onto 'Paypal' to close my account (the preferred option). well done 'Paypal' you have turned idiocy and incompetence into an art form.

5 October 2026
Unprompted review
Rated 1 out of 5 stars

No support from this company so look elsewhere!!

Always happy with PayPal until now! Vile and abhorrent treatment following dispute and claim. Seems that PayPal actually believe they are above the law? That is 1974 consumer act specifically section 75 where if you have purchased through PayPal credit they are jointly liable with the seller for the purchase.
Items delivered damaged to my property and was not even present. Damaged goods parts missing and one delivered order smashed to bits!
No support whatsoever and PayPal think I will just go away quietly like I can afford to throw away £100s of pounds. Not happening any more and listening to nonsense for over a month I have had enough.
Do not expect any support from this company they are a joke! Tell lies consistently and everytime I ring I get a different story! Left do not know what the right is at! In fact nobody knows what they are at. Disgusting company that have a customer service that is at best pathetic and woeful! Like droids with countless apologies that change nothing. Absolutely ridiculous all of them!!!!

31 August 2026
Unprompted review
Rated 1 out of 5 stars

They sell your number to scammers.

You can’t close the debit card account and the credit card account online or using the app, it requires a call back from the Philippines call centre, since I closed the two accounts I have received spoof telephone calls from scammers that PayPal have sold on my phone number to third parties then on to scammers, the spoof numbers only happened since dealing with PayPal in the Philippines.

4 October 2026
Unprompted review
Rated 1 out of 5 stars

This company is a TOTAL disgrace

This company is a disgrace, ordered 3 pairs sandals and insurance from a fake website named Avery Lane in Brighton (apparently didn't exist) but I received my items around 2wks later. On ordering said items, I pressed the PayPal button to pay but it didn't take the payment straight away and there was several seconds delay after pressing to pay so I thought it hadn't gone through, so I pressed it again, next thing I knew it had charged me twice for the items ordered! I then rang PayPal straight away but was told that I had to contact the seller myself, gave me a team support email and a phone number for JAPAN! Have had so much trouble with the seller and they replied to me but avoided my statement of asking for a refund due to the double payment! They still haven't given me a strait answer about a refund and after 4 emails to them doesn't look like I'm going to get one. Reported it to pay PayPal who sided with the fake company and didn't even catergorise the correct reason for my dispute! PayPal completely miscatergorised my claim as an" item not received " delivery issue. Because they tracked it as a delivery problem..... Which was never my complaint... They closed the dispute in favour of the fake company and their customer support ignored what I actually said. I need to warn others about PayPal's broken dispute system. I was double charged by a fraudulent company because the payment button glitched. Despite explicitly telling them this was a billing error, PayPal logged the case incorrectly, their resolution process is a joke!!! I have now sent PayPal a msg stating that I want to make a formal complaint immediately and if they refuse to refund my outstanding double payment within the next 15 days then I will just ignore them and write to the Ombudsman financial services to report it, then let's see how quickly it gets resolved. Once I have my refund back Im going to close the PayPal account for good and would never use it again as they are scammers just like the fake company I bought from. I actually thought that PayPal would be a safe bet for the purchase, how wrong was I!!!

29 September 2026
Unprompted review
Rated 1 out of 5 stars

My credit card was cloned and despite…

My credit card was cloned and despite being cancelled and reported to the relevant authorities paypal still paid the illegal activities. I raised the fraud with paypal through the resolution centre and to my horror my paypal never listened.
They're complicit with the fraud. Avoid paypal.

20 September 2026
Unprompted review

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