While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Looking at 66 reviews, most reviewers were let down by their experience overall. Many people were dissatisfied with the payment process, reporting issues with withheld funds and significant delays in receiving payouts. Customers also frequently encountered problems with the service, describing it as unreliable and leading to business disruptions. The response time for inquiries was often criticized as slow or non-existent, and the customer service was generally perceived as unhelpful and unresponsive. Conversely, a small portion of people were satisfied with the service, praising the professionalism of the support staff and the seamlessness of the payment system. Some reviewers also highlighted the reliability of payouts and the effectiveness of the 24/7 live support in addressing occasional delays.

What people talk about most

Payment

People report negative experiences with payment. Many customers express significant frustration and... See more

Service

Reviewers express strong dissatisfaction with the service. Many customers report that their payouts are held... See more

Response time

Reviewers highlight negative aspects of response time, consistently reporting significant delays and a lack... See more

Customer service

Clients share negative opinions on customer service, frequently reporting issues such as pending payouts,... See more

Staff

Users describe ambiguous interactions with staff. While some customers praise the support team for their... See more

Reviews shaping this summary

Rated 1 out of 5 stars

This level of incompetence is unacceptable. As a founder myself, I’m shocked by the sheer disregard for customer satisfaction. It’s businesses like yours that give Africa’s innovation scene a bad name... See more

Company replied

Rated 1 out of 5 stars

All I can say ignore these negative review at your own peril. They'll do exactly what you hear people say and even they may do worse to punish you for believing them. Let them shut down their services... See more

Company replied

Rated 1 out of 5 stars

Paystack has proven they are not ready for the Kenyan market. Disabling accounts without clear communication and withholding funds is not 'innovation'—it’s a lack of professionalism that stifles loca... See more

Company replied

Rated 1 out of 5 stars

If you want depression try this company. It's a Nigerian scammers paradise. They will wait you receive money and tell you we sent to your bank account. Then as you to provide prove that you didn't... See more

Company replied


Company details

  1. Payment service

Written by the company

Over 25,000 businesses in Nigeria use Paystack to collect payments with a modern, secure payment gateway.


Contact info

1.7

Bad

TrustScore 1.5 out of 5

230 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 59% of negative reviews

Typically replies within 1 month

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Easy to use storefront and great support

Their support is top-notch, responsive, and empathetic. I especially like the storefronts feature. I spent a lot of time thinking about how much it would cost me to get a developer to add PayStack to my website, but once I learned about storefronts, my life became easier. Now I can easily sell my goods using my storefronts. Thank you, Paystack, for building this tool.

3 June 2023
Unprompted review
Rated 1 out of 5 stars

it does not have a normal login setup…

it does not have a normal login setup the worst experience that a website should provide for their users. even at the moment I can't login to my account at least your email and password is enough they should update that feature its really necessary.

15 May 2023
Unprompted review
Paystack logo

Reply from Paystack

Hi there, we are sorry to hear of your experience.

You can login to your dashboard at dashboard.paystack.com.
You can request a password change at https://dashboard.paystack.com/#/request-password-reset. If you still can't get access to your dashboard, kindly send us a message via support@paystack.com. Please add Trustpilot in the subject of your email.

Rated 1 out of 5 stars

Definately the worst Payment Gateway…

Definately the worst Payment Gateway out there. There support have no idea what they are doing. There platform does not work. I would not recommend them to any merchant. Rather use PayFast especially if you want to integrate with whmcs. Their support will help you and their integration works flawlessly.

8 June 2023
Unprompted review
Paystack logo

Reply from Paystack

Hi Dewald, we are sorry you had this experience. We believe this issue will be resolved in the meeting you have scheduled with a member of our developer relations team.

Rated 1 out of 5 stars

Paystack is completly a big scam

Paystack is completly a big scam. I created an account that worked without problems and as soon as I received two transactions (666,000NGN + 703,000NGN) and they should be settled in my bank account the next day, I directly received a chargeback email for a client which has never opposed these transactions. The same day I received this email:

Hi Flavie,

I hope you are well. I am with the Business Reviews team at Paystack, and we would like more information on your business.

While conducting a periodic review of your business, we noticed that you did not provide a comprehensive business description to match the products or services that you are receiving payment for. A comprehensive description is required so that we can properly categorize your business in our records.

Please reply to this email with your business description, detailing what you are receiving payments for. Kindly forward us the links to your business's social media pages, active website, or app.



Please note that your payouts are on hold and will only be settled once the business review is completed.

Feel free to reach out if you have any questions.

Warm looks,
"
After sending all the proofs of payment and I rejected the chargebacks, they send me a notification that my account is closed for bogus reasons and that my transactions have been refunded which obviously looks fake. In the evening of the same day, they restore my account but they deleted all the transaction history of my account and they kept the same business which was supposed to be closed.
It's really very clear, it's a scam and I do not recommend this platform.

5 June 2023
Unprompted review
Paystack logo

Reply from Paystack

Hi Flavie, we are sad to have turned your business away. However, we are unable to support businesses that are deemed high-risk and offer services outside our Acceptable Use Policy, specifically, section 1, Restricted Activities. You can find this policy here - https://paystack.com/terms#acceptable-use-policy.

That said, we have processed reversals to your customers and they should receive these refunds within 5-12 working days. This is the time it will take their banks to process the reversals and credit their accounts. If they do not receive it within this time, please reach out to us via support@paystack.com and we'll be glad to look into this for you.

Rated 3 out of 5 stars

The payment gateway…

The payment gateway is quick but I think they can do more about their services.

1 June 2023
Unprompted review
Paystack logo

Reply from Paystack

Hi Liam, we appreciate your feedback as it will help us improve our services. We'll love to get more details on the improvements we can make to give you a better experience. Could you share these details with us via support@paystack.com? Please include Trustpilot in the subject so we can prioritize your message.

Rated 1 out of 5 stars

Avoid Paystack if you're a small business

Before I signed up for Paystack to receive payment, I actually checked here on trust pilot to have an idea of their reputation.

Unfortunately, I was foolish enough to ignore all the bad experiences here. I ignored the red flags!!

Now, I am here to complain too.

Paystack (without warning) removed the option for my business to receive international payments, whereas my business serves the international community.

I got to realize that when I saw failed payment attempts that says "this merchant is not allowed to receive international payment".

I thought it was a joke!

What did I do?

They said I offer virtual card sales and that I've had many failed order attempts.

1. There's no place in their terms and conditions that forbid anyone from offering virtual card.

2. I am not responsible for failed order attempts, in fact, the company is mostly responsible for that because I have had many customers alternatively pay me by Western Union or MoneyGram after failed orders.

Think about that. The Paystack gateway is so poor that 90% of legitimate payments gets rejected.

My only regret is that I really had a high hope in the company and have spent about $9,800 on advertisment, and just as everything is about to come to fruition, they turned off my ability to receive international payment.

Avoid Paystack company if you're not an established brand because if you do, you'll have a sad story to share sooner or later.

Note: I have an outstanding earning that has not been paid. The product was sold since 30th of May, 2023. They've refused to release my payment, despite that it's a download product that has long been delivered to the customer. So, be warned, this company can ruin your business even if you're 100% legitimate

Merchant ID: 628149

30 May 2023
Unprompted review
Paystack logo

Reply from Paystack

Hi there, we are sorry to hear of this experience. We are taking a look at your business internally and will share a response with you via email.

Rated 5 out of 5 stars

using this was a great mistake

Have been refunded
Great customer service

30 May 2023
Unprompted review
Paystack logo

Reply from Paystack

Hi Ademola, we are sorry to hear this. Your transaction failed because you sent the incorrect amount. We have processed a refund to your account now. Do let us know if you need any further assistance by sending us an email via support@paystack.com.

Rated 5 out of 5 stars

Dear Paystack Support Team,

Dear Paystack Support Team,

I hope this email finds you well. I am writing to bring your attention to a pending payout in my Paystack account that has been in limbo for the past three days. As a valued user of your platform, I would greatly appreciate your assistance in resolving this matter as soon as possible.

Details of the pending payout:

Account Name:Yusuf Muhammad
Account ID: 992258
Payout Total Amount: 149,120 (e.g., NGN)

I have been relying on the timely receipt of funds to maintain the smooth operation of my business, and the delay in this payout has caused me considerable inconvenience and financial strain. I have reviewed the payout process and ensured that all necessary information and documentation have been provided accurately.

I kindly request that you investigate the reason for the delay and expedite the release of my pending payout. If there are any issues or additional information required from my end, please let me know immediately so that I can provide the necessary assistance.

I understand that unforeseen circumstances can arise, causing delays in processing, but I trust in Paystack's commitment to customer satisfaction and prompt resolution of such matters. Your swift attention to this issue will be highly appreciated.

To facilitate a prompt response, I have attached relevant supporting documents, including transaction records and any other pertinent information.

Thank you for your prompt attention to this matter. I look forward to hearing from you soon and receiving confirmation of the resolution of my pending payout.

Yours sincerely,

The Kings Of Forex

30 May 2023
Unprompted review
Paystack logo

Reply from Paystack

Hi Yusuf, thanks for sharing this with us. We'll love to look into this for you. Please send us an email via support@paystack.com with your business name. Kindly add Trustpilot in the subject so we can prioritize your request.

Rated 1 out of 5 stars

My advice is don’t ever use pay stack

My advice is don’t ever use pay stack. They will block your account and claim they have refunded your customers. They are scammers, they will onboard you quickly once payment start coming in they will place your account on hold then ask you to provide proof they will review that proof for days then will come up with stories saying they are not convince with the proof. They go as far as hiring people to give them good reviews anyone can signup here and write something good about them but trust me these guys are heartless. They don’t care if you run into losses, I would have shared a detail info here with proofs to back what am saying but trustpilot might not allow it. Please stay away from paystack it will end up in tears for you don’t fall for the paid review. They know small businesses can’t do nothing to them so they tend to ripp you off. The annoying part is they have two tricks in defrauding their customers 1. They claim they refund your customers and then charge your customers for instance if your customers paid $100 they will refund less 2. They purposely hold your funds for weeks and later come up with excuse saying they are investigating. Dear paystack nothing last forever am sure you will be brought to book soon and you will loose your license soon, a great competitor will arise and knock you off.This is why international investors and buyers avoid Nigerian businesses, how can you defraud your customers ? Is that not pure wickedness. I will leave with this” If you know you run a legit business and you have invested so much on your business please don’t use paystack they will mess you up they are scammers

17 May 2023
Unprompted review
Paystack logo

Reply from Paystack

Hi Brain Strikes, we are sorry to hear this. Paystack is unable to support businesses that are deemed high-risk and this was what we found when we reviewed your business. You can find a list of restricted businesses in our acceptable use policy here - https://paystack.com/terms#acceptable-use-policy

Rated 5 out of 5 stars

Payment Flexibility

With support for various payment methods, including cards, bank transfers, and mobile money, Paystack ensures I never miss out on sales opportunities. Transactions are processed swiftly, and real-time notifications keep me informed at all times. I highly recommend Paystack for a reliable and efficient payment solution.

18 May 2023
Unprompted review
Rated 5 out of 5 stars

Great experience

Most of the vendors I get stuff from, use Paystack as their payment gateway and I must say that I haven't experience any issue so far. It is usually swift and direct. I like the fact that a payment receipt is usually sent to my email immediately after every payment. I haven't had the need to disagree with any vendors because of payment confirmation and that's a relief.

17 May 2023
Unprompted review
Rated 1 out of 5 stars

The first mistake i made was not…

The first mistake i made was not reading the reviews here.

My only advise do not use paystack to collect payments from clients

15 May 2023
Unprompted review
Paystack logo

Reply from Paystack

Hi James, we sincerely apologize for your experience.

We carry out periodic reviews to ensure that our merchants are doing business compliantly and this was the reason your business was on hold. We have completed our review and have taken your business off hold.

Rated 1 out of 5 stars

If you want peace of mind please don’t…

If you want peace of mind please don’t use Paystack. They are scammers after providing them with valid proof of what my customers bought they claimed money was refunded to my customers. These guys are scammers you will regret it if you use .Please I repeat do not use Paystack if you are into legal business you Will regret it

13 February 2023
Unprompted review
Paystack logo

Reply from Paystack

Hi Omar, we are sorry to hear of your experience. Can you share your business information with us so we can look into your business and assist you appropriately?

Rated 1 out of 5 stars

Paystack refuse to pay me after…

Paystack refuse to pay me after recieving payment. They insisted that I supply them with proof of my suppliers of stock on company letter heads. This is ridiculous. They don't even state that on their website. Please be aware. Rather use a safer more reliable payment gate.

21 April 2023
Unprompted review
Paystack logo

Reply from Paystack

Hi Francois, we sincerely apologize for this experience. We are following up on this complaint and will share update with you via email.

Rated 2 out of 5 stars

Faulty coding unreliable support

Now that we have integrated this in the website it's broken and support never follows through. Please choose a reputable payment processor, otherwise you'll be losing customers and ruining your reputation.
They messaged here that they would email me but I am still waiting for an email follow up.

5 March 2023
Unprompted review
Paystack logo

Reply from Paystack

Hi Nataki, we are so sorry about your experience. We are sending you an email so we can figure out what went wrong and fix it. Thanks for your feedback as it helps us improve the experience for all our customers.

Rated 1 out of 5 stars

DO NOT TRUST THIS COMPANY!!!

Please do not trust this company in the slightest! A customer processed a transaction on my estore through Paystack and I just cannot get my payout from them as there is continuously some kind of condition or question I need to answer. I have subsequently removed them as a payment option on my website and thank goodness that was the first and last transaction with them.

15 March 2023
Unprompted review
Paystack logo

Reply from Paystack

Hi Lesley! We sincerely apologize for this experience and would like to help you get your payout. Please can you share your business information with us via Trustpilot so we can assist further?

Rated 1 out of 5 stars

Paystack why do you keep delaying my…

Paystack why do you keep delaying my payout? I was supposed to get my money since yesterday but I haven’t gotten anything till today. I needed that money to sort some things out. My payout has been processing since yesterday and I haven’t received it yet. Very terrible experience.

1 February 2023
Unprompted review
Paystack logo

Reply from Paystack

Hi there, we sincerely apologize for this experience. Kindly share your details with us via Trust Pilot so we can assist further.

Rated 1 out of 5 stars

I ordered an item and paid through…PAYSTACK AND NEVER RECEIVED MY ORDER.

I ordered an item and paid through paystack on the 14th of November 2022, and still did not receive my order. I want my money back. I am a sole breadwinner and my husband is a paraplegic. I cannot afford to write the R742 off. My SA cell phone number is 0651462935

13 November 2022
Unprompted review
Paystack logo

Reply from Paystack

Hi there! Sincere apologies for this experience. We'll put a call across to you so we can assist further. Also, please share your details with us via TrustPilot.

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look