I am a long term lender on Peerberry and I will give you an unsolicited review. Peerberry has earned my deepest trust as an institution because of the way they handled the default of their Russian... See more
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Honestly didn't expect this level of service from a P2P platform, but PeerBerry completely surprised me. I had an issue and reached out to their customer support — and wow, what a difference co... See more
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Jeg er ganske tilfreds med Peerberry, som har kørt rigtig fint med mig. Jeg har upåklageligt fået mine løbende renter. Samtidig kan der investeres for små beløb, som gør det noget lettere at spred... See more
Company replied
Cash drag is huge on the plaform since august. The auto-invest is totally inefficient and seems like need to use manual invest if you want your money to work. However, available short term loans di... See more
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Company details
Written by the company
PeerBerry is one of the leading marketplaces where you can invest in loans with up to 10% ROI. Our investors have had no loss since PeerBerry's inception in 2017.
Contact info
3.8
Great
259 reviews
No history of asking for reviews
This company hasn't invited their customers, so reviews may not be representative
Replied to 100% of negative reviews
Typically replies within 24 hours
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Super-qualified team and best investment experience thus far
The best platform among all the rest on the market. Many attractive proposals, on-time delivery and professional team addressing all the questions I had along the way. Very much recommended!
11 March 2024
Unprompted review
Reply from PeerBerry
Dear Kiril,
Thank you so much for your wonderful feedback! We are thrilled to hear that you had such a positive experience with our team and that we could provide you with the best investment experience thus far.
Thank you for choosing us for your investment needs. If you ever have more questions or need further assistance, please don't hesitate to reach out.
Warm Regards,
PeerBerry team
Very trustworthy, despite the situation in Ukraine
I invested a larger sum of money on PeerBerry shortly before the war in Ukraine started. Needless to say, a large portion of my investments was delayed afterwards. But despite all of this, almost all of my investments were gradually payed back during the last two years, with only a few Euros waiting for repayment today. PeerBerry handled this exceptionally difficult situation very professional and committed to a long term solution by repaying delayed investments one by one. I will stick with PeerBerry in the future, because your handling of recent difficulties was professional and convincing.
16 February 2024
Unprompted review
Reply from PeerBerry
Dear Thomas,
Thank you for taking the time to leave this honest review.
We appreciate your positive feedback regarding repayments of war-affected loans. Over the course of the 24 months of conflict, PeerBerry partners have diligently repaid investors a remarkable EUR 47.07 million, amounting to 93.73% of the total outstanding war-affected obligations. This level of commitment sets us apart from other platforms, and we're proud to have been able to deliver such results.
We feel privileged to have you as a valued client.
Kind regards,
PeerBerry team
Attractive and Customer focused
I have been using the platform from 2021 to 2023. Peerberry has closed my account due to the fact that I used 2 bank accounts to invest.
Long story short, I invested from France (Home country) and Denmark (Residence country) which led to maybe some confusion on their part.
When Peerberry closed my account, they transferred the full portfolio back to me within 24h including the accrued interests and all war-affected loans !
While I feel unsatisfied by not being able raise my case why I was investing from two countries, I believe PeerBerry is a great platform:
- Attractive interest rates and variety of loans
- Customer service is outstanding and replies usually within few hours
- Communication and transparency regarding financials and strategy
- Fast withdrawal process
I would strongly recommend the platform if you are looking for a trusted and efficient one. PeerBerry provides a steading and attractive return on investment (provided that you are also willing to invest on lower interest rate loan to avoid cashdrag).
1 February 2023
Unprompted review
Reply from PeerBerry
Dear Damien,
Thank you for sharing your honest feedback. We truly value and appreciate the trust you place in PeerBerry.
Kindly note that routine Anti-Money Laundering (AML) checks are part of our standard procedures. While we acknowledge that the outcomes may not always align with customer expectations, rest assured, we will share your case with our AML team for additional review and will get in touch with you directly.
Kindest regards,
PeerBerry team
[Solved] The worst cash drag issues across all platforms
Update: They seem to have fixed the cash drag issues with auto-invest (at least for now), so I've improved my rating.
Definitely the worst cash drag issues across all platforms. It's January 23rd and I've had zero investments made since January 4th through their auto-invest. Other reviews say the exact same thing and as you can see their standard response (and also their customer support's) is to give you a list of their available loans. But then facts are facts: no loans in 20 days even though my auto-invest strategies have a relatively low interest rate (9%) and a long loan term (180 days).
I also use Esketit and they don't have these issues at all - I'll most likely end up moving all my funds there.
20 January 2024
Unprompted review
Reply from PeerBerry
Hello BK,
Thank you for taking the time to share your feedback.
As you may already be aware January and February are months when the lending companies issue fewer loans (it's a lower loan issuing period in all lending businesses). Currently, all investors are experiencing a slowdown in Auto Invest and a shortage of loans. This is caused by the heightened demand despite platform sharing approximately 2-4 million Euros of loans/projects (in total amount) every business day.
Please note Auto-Invest is a sophisticated tool, and its performance is influenced by various factors, including the specific settings of our strategies, the volume of uninvested funds on the platform, and the timing of loans becoming available. To address the current challenges and better cater to investor needs, PeerBerry plans to onboard at least 10 new lenders in the first half of 2024.
Our primary objective is to provide personalized assistance to our investors. We apologize for any misunderstanding and encourage you to reach out to our Customer Support for tailored recommendations.
Best regards,
PeerBerry Team
~3 years of experience and growing ...
I've been here for 3 years now (joined 2021) and am very satisfied.
Yes, CashDrag can sometimes be a problem because supply and demand are simply globally interdependent. As they say, there are good times and bad times. PB has created a lot of confidence - after all, they have repaid all the investors' money despite the war, but they don't have to!
I am still invested and will remain so - thank you peerberry!
17 December 2023
Unprompted review
Reply from PeerBerry
Dear René,
Thank you for taking the time to share your positive experience!
We appreciate your loyalty and trust in PeerBerry. Under the Group guarantee mechanism, PeerBerry business partners have already repaid EUR 46.5million, or 92.6% of the total war-affected obligations towards PeerBerry investors. We're committed to maintaining a reliable platform, and your support means a lot to us.
In case you would have any questions, do not hesitate to contact our Client Support team.
Kindest regards,
PeerBerry team
Johnny
Just logged in as a new investor to find out, there is no loans available for me. Means for any potential investors. It's seems like same story as Esketit. Money drag guaranteed brothers and sisters.
9 December 2023
Unprompted review
Reply from PeerBerry
Hello Johnny,
Please be informed every business day approximately 2-4 million Euros of loans/projects (in total amount) are listed for investment. All new loans are shared in the first part of every business day (usually until noon CET). We advise joining the PeerBerry.com chat on Telegram (created and managed by customers), where investors often share once new loans are uploaded on the platform: https://t.me/PeerBerry.
Kindly note currently, the loan demand significantly exceeds the supply. Loans, especially short-term loans, are gone within minutes. It has become normal to see only long-term/real estate loans left as available for investment later in the day.
Loan availability (approximate) is as per below:
MONDAY:
Poland short-term (9%)
Czech short-term (10,5%)
Moldova short-term (10%)
Kazakhstan short-term (10%)
Romania short-term (10%)
Kenya short-term (12%)
Sri-Lanka short-term (11,5%)
Aventus Group business loans (9%)
Philippines business loans (CashExpress 11%)
Spain short-term (10%)
Mexico short-term (10%)
TUESDAY:
Poland short-term (9%)
Czech short-term (10,5%)
Moldova short-term (10%)
Kazakhstan short-term (10%)
Romania short-term (10%)
Kenya short-term (12%)
Sri-Lanka short-term (11,5%)
Aventus Group business loans (9%)
India business loans (12%)
Mexico short-term (10%)
WEDNESDAY:
Poland short-term (9%)
Czech short-term (10,5%)
Moldova short-term (10%)
Kazakhstan short-term (10%)
Romania short-term (10%)
Kenya short-term (12%)
Sri-Lanka short-term (11,5%)
Aventus Group business loans (9%)
Philippines business loans (CashExpress 11%)
Spain short-term (10%)
Mexico short-term (10%)
THURSDAY:
Poland short-term (9%)
Czech short-term (10,5%)
Moldova short-term (10%)
Kazakhstan short-term (10%)
Romania short-term (10%)
Kenya short-term (12%)
Sri-Lanka short-term (11,5%)
Aventus Group business loans (9%)
India business loans (12%)
Mexico short-term (10%)
FRIDAY:
Poland short-term (9%)
Czech short-term (10,5%)
Moldova short-term (10%)
Kazakhstan short-term (10%)
Romania short-term (10%)
Kenya short-term (12%)
Sri-Lanka short-term (11,5%)
Aventus Group business loans (9%)
Philippines business loans (CashExpress 11%)
Spain short-term (10%)
Mexico short-term (10%)
OTHER LOANS:
Kazakhstan leasing (Auto Money 11%) - a few times a week
Moldova long-term (10,5%) - a few times a week
The schedule for loan listings is approximate, and variations may occur.
You are always welcome to contact our Client Support team in case you have questions or require assistance.
Kind regards,
PeerBerry team
Cash drag is huge on the plaform since…
Cash drag is huge on the plaform since august.
The auto-invest is totally inefficient and seems like need to use manual invest if you want your money to work. However, available short term loans disappear so fast that you barely have time to invest in 3-4 loan every day.
This isn't what you expect from a financial crowdlending platform.
I hope the loans offer will be improved quickly.
6 November 2023
Unprompted review
Reply from PeerBerry
Dear Bastien,
Thank you for sharing your feedback with us.
Kindly note every business day approximately 2-4 million Euros of loans/projects (in total amount) are listed for investment. At the moment demand for loans on our platform significantly surpasses the supply. Short-term loans, especially, are fully invested in within minutes. Due to this high demand relative to supply, investors may encounter a scarcity of available loans and a slowdown in Auto Invest. Kindly note combination of manual and automatic investing has proven to be effective for managing investments during heightened demand.
Recently our IT team updated Auto Invest parameters to increase the efficiency of the Auto Invest tool. Please note that all active strategies are constantly processed, and, as per the investors' feedback received, Auto Invest effectiveness has increased significantly.
You are always welcome to contact our Client Support team in case you have questions or require assistance.
Kind regards,
PeerBerry team
Downhill
Peerberry unfortunately has not been able to attract good new lenders to the site, so when more people started to use the site the experience has fallen off a cliff.
There are only a couple minutes in the morning when short term loans are available and if you dont happen to refresh your browser at that moment they are gone. Still even if you happen to be on time, most loans will be gone, before you invested all of your account, so expect heavy cash drag, the requirement to monitor the site closely and already significantly lowered interest rates. Autoinvest kicks in later in the day when the loans are usually long gone, so it will rarely do anything.
Edit: It is getting much. much worse. Even when I am monitoring the site closely, almost everytime i refresh, find loans and immediately clicked on invest, the investment was already gone and the site gave an error. In the end I only managed to get a small part of my portfolio invested with a lot of effort and frustration and monitoring the site like a hawk. Probably 1 in 15, maybe 1 in 20 was actually still there directly after refresh. With peerberry losing poland as a market, the site probably won't have a pulse unless they manage to buy a competitor or something like that.
2 October 2023
Unprompted review
Reply from PeerBerry
Dear Customer,
We appreciate your feedback and concerns.
Kindly note currently loan demand significantly surpasses the available loan supply. The increase in user activity signifies a growing interest in the platform, and we acknowledge the challenges that arise with increased demand. To address this increased demand, we suggest that all clients explore a combination of Manual and Auto investing. It has proven to be effective for more efficient investment management.
Please be informed that every business day approximately 2-3 million Euros of loans/projects (in total amount) are shared on the platform. All new loans are listed from 08:00 until noon.
Keep in mind PeerBerry does not set the interest rates. Interest rates for some positions are decreasing; however, the supply of loans with higher interest rates will also grow on our platform step by step.
Regarding Polish loans, a new regulation in Poland will prohibit local lenders from sourcing funds from investors through platforms. However, we've responded proactively by including new loans from promising markets such as Mexico, South Africa, Nigeria, Tanzania, and Colombia. These countries present significant growth potential. Additionally, we have plans to onboard more Loan Originators in the future.
You are always more than welcome to contact our Client Support team in case you have questions or need assistance.
Kindest regards,
PeerBerry team
I have been client for years with…
I have been client for years with Peerbeery. I had to close my account due to problems that got me fed up. their short term loans supply is extremely limited. You have to go an buy short term loans manually at random times of the day just to make sure your money stay invested. If by mistake you invest in sketchy mortgage loans you cannot even ask for a refund or cancellation because peerberry is a slot machine, no secondary market, not even 24 hours withdraw period over a contract that has nothing legal. Without even mentioning the ukranian loan situation, which were all covered by buyback guarantee winch was suppressed immediately when they di not find convenient anymore to pay for the loans and now loans are dragging along forever. Very bad platform with sketchy management. Now they force me to close the account to recuperate the invested money. so long trashy platform.
28 September 2023
Unprompted review
Reply from PeerBerry
Hello Save Dk,
As you have been informed directly, your use of inappropriate and offensive language towards our team member was not considered acceptable. We ask you not to misinterpret the situation.
The demand currently significantly exceeds the supply, therefore, during this period we highly recommend to all of our clients to combine manual and automatic investing to have the funds fully invested.
Cancelation of investments is not possible since we do not have a secondary market.
https://peerberry.com/help-articles/can-i-cancel-or-sell-my-current-investments/
Buyback and group guarantees are set for ordinary business situations (like the default of the company, loss of the license, etc.) but not for war situations. In every agreement, war is a force majeure object, but our business partners did not even consider their legal right to use a force majeure clause and have introduced a repayment plan.
More information is always available on our Blog and in the Help section.
Regards,
PeerBerry team
Customer service is top notch
I accidentally deposited money to the wrong account number (an old bank account of PeerBerry). I wrote to support and they completely solved the issue and returned the money to my bank account in <4 hours. This is how customer service should be done; well done!!!
Their method of dealing with the Russia/Ukraine war was also top-notch, they set up a clear plan for re-paying affected loans and repaid every cent of the affected loans.
22 September 2023
Unprompted review
Reply from PeerBerry
Dear Max,
Thank you for your kind words and positive feedback!
Your support and trust in PeerBerry is greatly appreciated. We feel privileged to have you as a valued client.
Kind regards,
PeerBerry team
Keep growing!
I've tried many crowdlending platforms such as Mintos, Estateguru and in my opinion, PeerBerry is more reliable. I started investing this year and I've never had any defaulted loan or high amounts in the 16-30 bucket. My only problem is the cash drag as my automatic strategy doesn't really do its homework. I need to check it every day once the app notifies me that I have uninvested funds on my account. So everything is manual but the platform is just much more trustable than others.
21 September 2023
Unprompted review
Reply from PeerBerry
Hello Nika,
Thank you for taking the time to leave this review.
Please note that the current demand for loans on the platform significantly exceeds the supply. As a result of this high demand relative to supply, all clients may encounter limited loan availability and a slower Auto Invest process.
To address this increased demand, we suggest that all clients explore a combination of both Manual and Auto investing. Combining Auto and Manual investing has proven to be an effective strategy for more efficient investment management. Additionally, we have plans to introduce more new Loan Originators in the upcoming future which we hope will help to balance the demand/supply ratio on the platform.
You are always more than welcome to contact our Client Support team in case you have questions or need assistance.
Kindest regards,
PeerBerry team
The worst verification process
I am absolutely livid with the way I've been treated by this p2p platform. Let me lay it out for you: I am an Iranian citizen, but I have made my home in the Netherlands. I've done everything by the book – got myself a valid BSN number, set up a proper bank account, and even have my tax statements in order. I mean, what more do they want?
And yet, what do I get in return? A big fat rejection, all thanks to some supposed AML law that they claim applies here. Which I think is wrong because I've never had this experience with other platforms.
I'm sick and tired of this blatant discrimination. It's not just about being refused an account; it's about the principle of the matter.
22 August 2023
Unprompted review
Reply from PeerBerry
Hello Ali,
Thank you for sharing your experience.
We acknowledge your commitment to fulfilling the legal requirements for residency in the Netherlands, including obtaining a BSN number and maintaining proper financial documentation. However, it's crucial to recognize that our platform is subject to international regulations, particularly those established by the FATF. The FATF is an international intergovernmental organization that sets standards and promotes the implementation of legal, regulatory, and operational measure. Companies are required to adhere to FATF recommendations and laws and PeerBerry is no exception.
Please note that Iran is included in the FATF AML list, we cannot accept investors from this country, unfortunately. Keep in mind that every new user of the PeerBerry platform has to verify their identity by using passport or national ID. Other types of documents are not accepted, unfortunately. We currently rely on universally recognized documents such as passports and IDs to ensure a consistent and reliable identity verification process. Kindly note that different platforms might have varying levels of risk tolerance and approaches to AML compliance, which could explain why you've had different experiences with other platforms.
We genuinely regret any inconvenience caused and wish to emphasize that our actions are guided by regulatory considerations rather than discrimination. Our priority is to maintain the highest standards of security and integrity on our platform. We appreciate your understanding and invite you to contact our support team for any further assistance or clarifications.
Regards,
PeerBerry team
I've been investing here almost a year…
I've been investing here almost a year and i like it. I didn't have even one loan late more than 30 days. Auto-invest could be better, i had to invest by myself in order to put money in some loans faster, but i can live with that it's not a big problem for me. Fast withdrawal which is good.
3 August 2023
Unprompted review
Reply from PeerBerry
Dear Alexander Fokin,
Thank you for taking the time to leave this review, your feedback is very important to us. We are happy to have you as our client!
Best regards,
PeerBerry team
The best P2P lending platform
After trying similar platforms for many years now (e.g. Mintos, Estateguru), PeerBerry is the only one who consistently deliver without losses.
I can't stress enough the exemplary way in which they handled the loans affected by the war in Ukraine. All repayments are under way, consistently with the company's zero default policy.
Looking forward to also try Crowdpear, backed by the same amazing team.
2 July 2023
Unprompted review
Reply from PeerBerry
Dear Fabrizio Cucci,
Thank you for your positive feedback. We greatly appreciate your trust in us and are glad to note that PeerBerry is the best-performing platform in the entire market in covering obligations to investors, including war-affected loans. Under the Group guarantee mechanism in 16 months of the war, PeerBerry business partners have already repaid EUR 40,68 million, or 81% of the total war-affected obligations towards PeerBerry investors. We are excited for you to try Crowdpear, supported by the same exceptional team.
If you have any further questions or need assistance, please don't hesitate to reach out.
Kind regards,
PeerBerry team
Victim of its own succes
Good and reliable platform, that has been the victim of its own succes.
There are much, much more investers than loans at the moment, which causes significant cash drag if you aim for anything other than a 2-year-term loans.
Short term loans are payed back in the afternoon (often on friday) when there will be no more loans available, which compounds the cash drag. So my effective interest rate dropped from 12 to 7%.
It is a shame peerberry can't attract more lenders, but the way they handle crises is commendable, which is probably why so many want to invest with them. Still it is really hard and frustrating to use peerberry at the moment, because whatever loanes there are, are sold out instantly and if you are lucky enough to find one, it is probably sold out just before you can press buy.
20 June 2023
Unprompted review
Reply from PeerBerry
Hello TMO,
Thank you for sharing your feedback with us.
We would like to inform you about the timing of repayments and the availability of new loans on our platform. Repayments are received every business day from morning to noon, and new loans are introduced every business day from 08:00 AM until noon.
It is crucial to understand that the current demand for loans on our platform significantly exceeds the supply. Short-term loans, in particular, are fully invested in within minutes. As a result of this high demand relative to supply, all clients may experience a shortage of available loans and a slowdown of Auto Invest.
To navigate this period of increased demand, we recommend that all clients consider combining both manual and automatic investing. The combination of Auto and Manual investing has proven to be an effective strategy for managing investments more efficiently.
Furthermore, we would like to emphasize that we exclusively collaborate with established long-term partners whose loan volumes are consistently growing. This commitment ensures that our investors will benefit from increasing investment opportunities over time.
You are always more than welcome to contact our Client Support team in case you have questions or need assistance.
Kindest regards,
PeerBerry team
I'm investing on several P2P platforms…
I'm investing on several P2P platforms and Peerberry is the greatest. Lots of short term loans, no cash drag, liquidity, etc. And the communication is great, especially from Rita.
There are a few drawbacks: secondary market is missing and auto invest is inefficient. But I really trust the platform so I don't care :)
6 January 2023
Unprompted review
Reply from PeerBerry
Dear Julien Vienne,
Your candid feedback is truly invaluable to us and is greatly appreciated.
In case you would have any questions, do not hesitate to contact our Client Support team.
Kind regards,
PeerBerry team
Good platform
Good platform, I just checked the 1 star reviews here, some people are really dumb....
2 May 2023
Unprompted review
Reply from PeerBerry
Dear Sorin Lica,
Thank you for your honest feedback. We appreciate having you as our client.
Kindest regards,
PeerBerry team
Dont trust this company!!
Dont trust this company!!! I will wait for funds from ukraine/russian war up to 1 year now and i dont have see my money yet. This company hold 300,00 euro and told me that a part of this money take it on every month but i dont received anything a couple of months now!! AVOID!!!
P.s I have proofs if you think i tell bulsh*t
13 April 2023
Unprompted review
Reply from PeerBerry
Hello Kostasb,
This is a very serious accusation that does not correlate with reality. All our investors with war-affected investments receive monthly repayments, even in the war situation, which is a force majeure object under all international laws. You are more than welcome to share your evidence to try to prove this disinformation.
You must have received the newsletters and you shall be able to access and read our public Blog posts about the war-affected Ukrainian and Russian loans that are being repaid proportionally gradually every month. PeerBerry is one (if not the only one) of the platforms that are actually repaying investments in war-affected loans.
Currently, more than 69,3% of the total war-affected obligations towards PeerBerry investors are already covered. You can find the statistics here:
https://peerberry.com/peerberry-statistics/
1,8 million Euros are dedicated for the next partial repayment. Repayment will be processed on Monday, 17th of April, 2023. The total already repaid amount will exceed 73,22% (or 36,8 million Euros) of the total obligations. Please note that no other platform on the market is covering investments in war-affected loans in such significant amounts.
Instruction on how to check the amount that was repaid to you can be found in our 'Q&A | Important to know about repayments of war-affected loans' article:
https://peerberry.com/blog/qa-important-to-know-about-repayments-of-war-affected-loans/
All investors are always welcome to contact our Client Support if they have questions or need assistance.
Regards,
PeerBerry team
since many Borrowers have lowered…
since many Borrowers have lowered interest rates
the offers are no longer good, I find for weeks exclusively 9% interest Polish loans, as well as their real estate loans for 9%
Very sad, found Peerberry was a good platform, currently pull all my funds from the platform and reinvest in others.
27 March 2023
Unprompted review
Reply from PeerBerry
Dear Leon,
Kindly note that the demand currently significantly exceeds the supply on the PeerBerry platform, and most loans (especially short-term loans with high interest rates) are gone within minutes after being shared on the platform.
Nevertheless, we understand your point of view, and we will respect any decision you will take.
Please know that in case you would change your mind or would have any other feedback or questions, you are always welcome to contact our Client Support team directly.
All the best,
PeerBerry
I invest in this platform since 2018
I invest in this platform since 2018. Since then there were two crisis for the sector covid-19 and Ukraine war. Covid did not had negative effects and so far they handle the Ukraine crisis also adequately. The board promised to share the burden of crisis and they keep their promise so far. And this is the only platform I know in the p2p sector which shares the burden of crisises with its investors. All others either just bankrupt or put all the burden to its investors.
14 February 2023
Unprompted review
Reply from PeerBerry
Dear I L,
Thank you for your feedback. We appreciate you have been our client since the first year of our activities.
You are always welcome to contact our Client Support team if you have any questions or need our assistance.
Best regards,
PeerBerry team
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