Don't bank with these folks
I can’t help but feel that whoever wrote the previous positive review must work for this bank. I ended up with Pinnacle after another untrustworthy financial company, Nalupay, was acquired by them, without any notification to customers. I had even spoken with several customer service reps about refinancing, and of course, that option disappeared with the acquisition.
The customer service experience has been terrible. They are extremely rude and will call relentlessly if you’re even 1–2 days past your payment date. When they do leave messages, I’ve learned not to call back because the treatment is so appalling.
This was also a very problematic loan from a pet store, and Pinnacle has offered zero solutions. It’s a $1,200 loan with a 72-month term, and at this point, my only option is to save up to pay it off completely. I truly despise how they operate and believe they are the definition of predatory lending.








