Policy Expert Claims Reviews 

9,488
•
TrustScore 4.5 out of 5

4.5

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Rated 5 out of 5 stars

One of the best phone calls I ever had was today, someone ringing up and offering to pay for something....thank you Tony for your professional, friendly and polite manner and a very favourable outcom... See more

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Rated 5 out of 5 stars

From the moment I got in touch to find out what I needed to do I got great customer care with understanding. An assessor was sent out quickly, I was then advised what they would do once the cause was... See more

Company replied

Rated 5 out of 5 stars

The whole of the policy expert team, Have developed an excellent approach to handling situations .listening ,understanding, empathy. Could not complain of any person. All I can say is th... See more

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Rated 5 out of 5 stars

We had a bad house fire and we had a decontamination team sent to clean the house . I can say they were excellent - Craig, Joe, Theo and Daniel all worked extremely hard , they were polite, helpful, a... See more

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Company details

  1. Small Claims Assistance Service

Written by the company

We are the claims division for Policy Expert, getting things done for our customers quickly and effectively is what sets us apart. When life takes an unexpected turn, we combine smart technology with genuine human care to deliver a market-leading claims experience.


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4.5

Excellent

TrustScore 4.5 out of 5

9k reviews

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4.5

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(9,488)

2,560 reviews in the last 12 months

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Rated 5 out of 5 stars

I have recently had a house fire and…

I have recently had a house fire and was stressed out to the max. This call handler MR lief long was amazing did not mind the constant calls and stupid questions and was empathetic to my situation and made me feel at ease. He has made my experience with this company so easy

23 September 2026
Unprompted review
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Reply from Policy Expert Claims

Good morning,

We are so sorry to hear about the house fire and the stress it caused. We are incredibly grateful for your kind words about the support you received. It's wonderful to know that our team member was able to provide comfort and make a difficult situation easier for you.

So that we can pass on your kind comments to the relevant team, please provide your policy number and claims reference to feedback@trinityclaims.co.uk

Best wishes,
Ellie

Rated 5 out of 5 stars

It appears I am only at the start of my…

It appears I am only at the start of my journey, but Michael deveraux the claims handler dealing with my case has been amazing, he kindly listened to me, understanding my worry, anxiety and disability needs. He has quickly dispatched a Structual engineer, drainage specialists to fix the underground leak and a loss adjuster. He has phoned me to update me and explain all steps. A true superstar when needed at such a worrying time.

23 September 2026
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Reply from Policy Expert Claims

Good morning,

We are so pleased to hear about your positive experience with our claims handler. It's wonderful to know that they provided such understanding and efficient support during a worrying time.

Best wishes,
Ellie

Rated 4 out of 5 stars

The claim was dealt with very quickly…

The claim was dealt with very quickly and have now received the settlement, was not really happy with the amount I received but had to accept that

21 September 2026
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Reply from Policy Expert Claims

Good morning,

We appreciate your feedback regarding the claim process and settlement. We understand that the final amount was not what you hoped for, and we acknowledge your feelings on this matter.

Best wishes,
Ellie

Rated 5 out of 5 stars

First Response Team review

Ethan from the First Response Team was very professional and polite. Explained what he needed to do and what would happen next. Definitely easy when one gets the right person.

23 September 2026
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Reply from Policy Expert Claims

Good morning,

We are delighted to hear about your positive experience. It's wonderful to know that our colleague was professional, polite, and clearly explained the process. We appreciate you sharing your feedback.

Best wishes,
Ellie

Rated 5 out of 5 stars

Very responsive and accommodating

Very responsive and accommodating

23 September 2026
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Reply from Policy Expert Claims

Good morning,

We're so pleased to hear that you found our team to be responsive and accommodating. Thank you for sharing your positive feedback with us!

Best wishes,
Ellie

Rated 3 out of 5 stars

Trinity, excellent, contractors let them down

I understand the need for the portal, but I find not having that chance to talk, rather than sending every communication in messages is draining, especially after a traumatic experience where you don’t know what you’re supposed to be doing.

I did request a phonecall and did get one, but I do feel that I should have been guided through the whole process at the start.

I’ve left messages on the portal at times because I’ve not realised they’ve been there. Everything is on phones now, so we get bombarded and using all different apps is tiresome and things can get missed.

On the whole though, so far, trinity claims have acted pro play it’s their contractors that cause delays. I’m 2 weeks in to this mess and still waiting on a proper assessment, let alone getting works done to my home back to how it was. Reports take a long time to be received and in the meantime I’ve still got car parts strewn all over the front of my property and in my house and all the damage to contend with. It’s the contractors that have caused delays in even getting me to the start point of restoring my property.

23 September 2026
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Reply from Policy Expert Claims

Good afternoon Ms Rea,

We appreciate you sharing your experience and providing us with valuable feedback. We understand that navigating a claims process, especially after a traumatic event, can be incredibly challenging, and we acknowledge your frustration regarding the communication methods and the delays you've encountered. We are truly sorry that you feel you weren't fully guided through the initial stages of the process.

We recognize that relying heavily on a portal for communication might not suit everyone, and we hear your concerns about messages being missed amidst the many digital platforms people use daily.

We are taking your feedback seriously and will use it to improve our processes and contractor oversight.

Best wishes,
Ellie

Rated 5 out of 5 stars

Great service

Great service

22 September 2026
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Reply from Policy Expert Claims

Good afternoon Mr Ateye,

Thank you for taking the time to leave us with your kind feedback, we are pleased to hear you are happy with the service provided.

Best wishes,
Ellie

Rated 5 out of 5 stars

Excellent service

These guys were so polite, efficient and very mindful of our feelings. This has been a very traumatic time for us and looks to be a great deal longer than we'd anticipated. Having said that, I believe we are in good hands.
Nothing but praise for our journey so far.
Congratulations to you all

22 September 2026
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Reply from Policy Expert Claims

Good afternoon Ms Parker,

We are truly grateful for your kind words and are pleased to hear that our team has been polite, efficient, and mindful during this difficult time. It's wonderful to know you feel you are in good hands.

Best wishes,
Ellie

Rated 1 out of 5 stars

178 days of utter mismanagement after a house fire – appalling communication, lowballing, and zero accountability

If your insurance claim is passed to Trinity Claims, be prepared to do all the project management yourself while your family's life is put on hold. Dealing with Trinity has been infinitely more stressful and damaging to our family than the kitchen fire that displaced us 178 days ago.
A snapshot of our experience with Trinity Claims:
• Expects policyholders to project manage: Rather than managing their contracted builders, Trinity’s surveyor openly instructed me on the customer portal to contact their contractor directly to find out what electrical works were taking place and to chase completion timelines.
• Refusal to provide handover dates: Our temporary rental accommodation has been sold by the landlord, who urgently requires an exit date. Despite constant chases for a date of completion, Trinity refuses to commit to a programme of works or a completion date.
• Severe impact on a vulnerable family: My wife has a recognised disability, and the constant uncertainty and stress are severely affecting her health. My young son is struggling to concentrate at school and his education is suffering because he is constantly anxious, repeatedly asking when we will finally be allowed to return to our home.
• Appalling communication & missed appointments: Scheduled telephone appointments are casually cancelled via portal messages just three minutes before they are due to start. Handlers frequently take extended leave or attend internal training courses without delegating authority or providing out-of-office cover.
• Suppressed documents & lowball contents settlement: An agreement for our top-floor contents was signed by my wife on a surveyor’s tablet. Trinity subsequently suppressed this document and unilaterally offered a much lower figure with no breakdown. Furthermore, our handler refused to release itemised room lists for weeks under the pretext that management had to approve figures first—only to dump all the reports at once, proving they could have been shared all along.
• Contractor damage ignored: Cleaners sent by Trinity gouged and scratched our pristine 50" Samsung Frame TV. Despite photographic evidence proving their contractors caused the damage, Trinity has simply ignored all messages about it for weeks.
After the 178 days we still have not received a settlement for our contents which were disposed of.
Trinity Claims operates with complete disregard for the FCA’s Consumer Duty principles and customer vulnerability. Completely incompetent from top to bottom.

22 March 2026
Unprompted review
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Reply from Policy Expert Claims

Good morning Mr Long,

We are very sorry to learn of the significant difficulties and distress you and your family have experienced throughout this process. We deeply regret that our service has fallen short during such a challenging time, especially given the impact on your family's well-being.

Your claim has been passed to our Customer Relations Department to investigate in full and a member of the team will be in touch in due course.

Best wishes,
Ellie

Rated 5 out of 5 stars

From my initial contact all matters…

From my initial contact all matters were dealt with fairly, efficiently, quickly and with a very satisfactory outcome.

21 September 2026
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Reply from Policy Expert Claims

Good afternoon Mrs Brown,

We're so pleased to hear that your experience with us was positive and that all matters were handled efficiently, quickly, and resulted in a very satisfactory outcome. Thank you for your feedback!

Best wishes,
Ellie

Rated 5 out of 5 stars

Insurance as it should be!

Excellent, speedy, no fuss service. Many thanks!

22 September 2026
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Reply from Policy Expert Claims

Good afternoon Mr Balmer,

Thank you for taking the time to share your positive feedback. We are delighted to hear that you experienced excellent, speedy, and fuss-free service. We truly appreciate your kind words!

Best wishes,
Ellie

Rated 5 out of 5 stars

Very efficient knowledgable and friendly

Excellent service from Trinity Claims who handled my accidental damage claim to essential equipment brilliantly.
Great comms which are rare these days in general . Would highly recommend.

22 September 2026
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Reply from Policy Expert Claims

Good afternoon Mr Noble,

We appreciate you sharing your feedback. We're delighted to hear that we handled your accidental damage claim brilliantly and that our communication was great. We're pleased you would highly recommend us.

Best wishes,
Ellie

Rated 4 out of 5 stars

Great support !! So Far !!

From the first contact I made with Trinity which was only 30 mins after my Kitchen ceiling Falling on me because of a water leak the emergency Cover sent a plumber who was excellent and was able to stop the leak and fix the problem I was then visited the following day by a Damage Assessor who was courteous and Reassuring that we were in good Hands and then 3 days later a Drying Specialist came out Measure where all the Moisture was still Lurking and fixed up a Drying Facility that makes my Kitchen Look like a scene from ET 😳 The only downside is that this noisy and hot machine has to be on 24hrs for 14 days 😳 my electricity bill will be scary. So although I’m still without my Kitchen Ceiling and have floor damage cupboards etc If the service to Bring back my Kitchen to what it was ( it’s only 1 year old) is as good as the service so far I will be a very satisfied customer

22 September 2026
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Reply from Policy Expert Claims

Good afternoon Mr Tarmey,

We appreciate you sharing your detailed experience with us. We are glad our plumber was able to promptly address the leak and that our damage assessor and drying specialist provided reassuring and thorough service. We understand your concerns about the drying equipment's noise, heat, and potential impact on your electricity bill, especially given the extended period it needs to operate. We are committed to restoring your kitchen to its original condition, and we will ensure the remainder of the process is as seamless as the initial stages.

Best wishes,
Ellie

Rated 5 out of 5 stars

Easy and hassle free

22 September 2026
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Reply from Policy Expert Claims

Good afternoon Mr Redden,

We're so glad to hear that your experience with us was easy and hassle-free. We truly appreciate your positive feedback!

Best wishes,
Ellie

Rated 5 out of 5 stars

Very good service once we understood the portal

Once we fully understood the portal, the claim moved at a good pace and communication was friendly and helpful. Very good service overall.

22 September 2026
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Reply from Policy Expert Claims

Good afternoon,

We appreciate you sharing your feedback. We're delighted to hear that once you understood the portal, your claim progressed well and that our communication was friendly and helpful. We're glad you had a very good experience overall.

Best wishes,
Ellie

Rated 1 out of 5 stars

Another Portal Error and More Poor Communication

My subsidence claim was first reported in September 2022, and despite the reinstatement works now finally being completed, I am still having to chase Trinity to understand what is happening and how the claim is being concluded.

The latest issue perfectly sums up my experience with Trinity.

I was suddenly presented with two requests through the online portal:

"Please upload evidence of Contingency"

and

"Please upload evidence of compensation"

There was no explanation of what these meant, why they had been added, or what evidence I was supposedly expected to provide. I contacted Trinity several times asking for clarification, only to receive no response.

I eventually received a response from Trinity confirming that these requests were actually added to my claim in error. I was told that they were instructions connected to the building repairs and complaint, and that someone had incorrectly ticked a box which caused them to appear on my portal. Trinity subsequently removed them and confirmed that there was nothing I needed to provide.

So once again, I was left trying to work out what I was supposed to do because of an error on Trinity's side.

The problems with communication have continued as well. I have repeatedly tried to telephone Trinity, but the automated telephone system tells me to communicate through the online portal. When I then use the portal, I am left waiting for responses or having to chase repeatedly.

The reinstatement works have now been completed, and I have already confirmed that I am satisfied with the work. Trinity has also confirmed that there is nothing outstanding for me to provide. However, because there is still an open complaint, the claim remains open and I am now having to arrange another conversation simply to try and get the complaint resolved and the claim formally closed.

After everything I have experienced since 2022, this latest episode is incredibly frustrating. Even when the physical works are finally completed, the administration and communication surrounding the claim continues to create unnecessary problems.

I have previously been told that lessons would be learned and that my concerns would be addressed. Unfortunately, I continue to encounter the same underlying issues: poor communication, errors on the claim, unclear information, and having to repeatedly chase Trinity for answers.

Four years into this claim, I should not still have to be pushing the insurer to explain what is happening and what I need to do next.

My experience with Trinity Claims has been consistently frustrating, and I still cannot recommend their service.

22 September 2026
Unprompted review
Policy Expert Claims logo

Reply from Policy Expert Claims

Good morning Mr Reynolds,

We sincerely appreciate you taking the time to share your detailed feedback regarding your subsidence claim. We are truly sorry to learn of the persistent communication challenges and errors you have encountered.

We are committed to improving our processes and communication to prevent similar situations from occurring. Your feedback is invaluable in helping us learn and implement necessary changes.

We can see your claim is being investigated by our Customer Relations Team and this was discussed this morning with one of our experienced handlers and hope a resolution is met as soon as possible.

Best wishes,
Ellie

Rated 4 out of 5 stars

Good bit of delay when question wasn’t…

Good bit of delay when question wasn’t answered but otherwise ok

22 September 2026
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Reply from Policy Expert Claims

Good afternoon Mrs O'Connell,

We appreciate your feedback and are glad to hear that, overall, your experience was positive. We understand your concern regarding the delay in getting your question answered. We are always working to improve our response times.

Best wishes,
Ellie

Rated 5 out of 5 stars

A prompt and professional response

A prompt response with visits from a professional, courteous member of the team who took time to listen, explain what would happen during the visit, plus next steps.

20 September 2026
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Reply from Policy Expert Claims

Good afternoon,

We appreciate you sharing your feedback. We're happy to hear that our team member was professional and courteous, taking the time to listen and explain the process and next steps.

Best wishes,
Ellie

Rated 5 out of 5 stars

The easiest company to deal with.

The claim was dealt with efficiently and swiftly by the staff at trinityclaims and were very fair in there conclusion.

21 September 2026
Policy Expert Claims logo

Reply from Policy Expert Claims

Good morning,

We're delighted to hear that your claim was handled efficiently and swiftly by our staff and that you found our conclusion to be very fair. Thank you for your feedback.

Best wishes,
Ellie

Rated 5 out of 5 stars

Easy process on…

Surprisingly easy to do everything on line.

15 September 2026
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Reply from Policy Expert Claims

Good morning Mrs Griffiths,

Thank you for your wonderful feedback. We are so pleased to hear that you found everything easy to do online.

Best wishes,
Ellie

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