Positive Debt Solutions Reviews 

261
TrustScore 1 out of 5

1.2

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Rated 1 out of 5 stars

This company is terrible. Let me explain. They make it sound like you will get a loan to pay off all your debt and then you will pay them a monthly payment. WRONG!!! What they really do is have you st... See more

Rated 1 out of 5 stars

Very poor service David Holderness has been harassing me and send messages to antagonise me. He also referred my details to other providers with out my consent. This in my opinion has breached dat... See more

Company replied

Rated 3 out of 5 stars

Very polite service, but I didn't get the full information at the beginning, and I felt pressured into making a decision

Rated 5 out of 5 stars

My entire experience with Positive Debt Solutions has been superb. Stuart and Gary calmly and coherently talked me through every step of the process. Being in debt is stressful but they made everythin... See more

Company details

  1. Debt relief service

Information provided by various external sources

Tel - 0800 038 5809


Contact info

1.2

Bad

TrustScore 1 out of 5

261 reviews

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No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Hasn’t replied to negative reviews

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1.2

All reviews

(261)

1 review in the last 12 months

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Rated 1 out of 5 stars

This company is terrible

This company is terrible. Let me explain. They make it sound like you will get a loan to pay off all your debt and then you will pay them a monthly payment. WRONG!!! What they really do is have you stop paying all your creditors. Then you will get flooded with calls from the creditors because you just stopped paying them. Then they let the accounts "age" so that they can barter with the creditors to lower the amount you owe. Problem is, you will go into collections on most of your accounts, and your credit score goes down the toilet. You yourself can do all of this without paying PDS debt to do it. I paid them $400 a month for a year and a half, and all they did was pay off 1 account out of 12 that I owed on and somehow this is supposed to only take 3 years. Also, they overdrafted my bank account twice in one month even though I had changed the date my payments were supposed to be pulled. They told me it was because I changed it too late, but then why the hell would it let me change it? Also after I fired them and told them to close my PDS debt account, they stole the remaining money I had in my account with them even though they are supposed to send it to you. I would NEVER refer anyone to this company! Do yourself a favor and avoid them at all costs. There are much better ways to handle your debt.

28 May 2026
Unprompted review
Rated 5 out of 5 stars

Thank you so much

I cannot thank the guys at Positive Debt Solutions enough for their life changing help and advice. They are so helpful and genuinely care about people and their circumstances. It can be so difficult admitting to have an issue with debts etc but this company make you feel so at ease and there is no judgement at any point. If you are struggling with your finances, I highly recommend these guys. Thank you so much to David who I originally spoke to and Steven for assisting me every step of the way.

22 April 2021
Rated 5 out of 5 stars

My experience with positive debt…

My experience with positive debt solutions was second to none 👍 they are so knowledgeable ,professional and so helpful David especially showed understanding ,empathy and supported me through the hard process of taking back control of my situation ☺️ I honestly can't thank him enough 👍 5 years time I will be debt free I never believed that could be possible 🥺 would highly recommend giving them a call it will change your life for the better ☺️ THANK YOU POSITIVE DEBT SOLUTIONS from the bottom of my heart

24 February 2021
Rated 5 out of 5 stars

After contacting positive debt…

After contacting positive debt solutions I was put through to David who dealt with my case ,right through out the whole process david was exceptional in every aspect nothing was to much trouble allways available with any queries I had I would highly recommend this company especially David.

18 February 2021
Rated 5 out of 5 stars

So efficient

Morning

I have found this so easy i was dealing with David Holderness he was so efficient and any questions I had had been dealt with so quickly

thank you so much

15 February 2021
Rated 5 out of 5 stars

Hello

Hi,
The service I received from Steven Muir was second to none. He was extremely helpful, understanding, patient and a great asset to your company.

Many thanks
Graham Edgar

21 January 2021
Rated 5 out of 5 stars

I lost my job last year and got into a…

I lost my job last year and got into a bit of a mess with my bills and then didnt know where to turn and what to and my health suffered too. I spoke to this lovely man who said everything would be okay. He was polite and friendly and talked everything through for me. I would recommend them to everyone who is struggling with their debt. Brilliant customer service.

2 December 2020
Rated 5 out of 5 stars

David has handled my case very…

David has handled my case very professionally, very understanding, very supporting throughout the process. I would recommend others for help. God our Lord to guide , protect and bless you indeed in your life.Prosperity in all aspects of your life is your portion in Jesus almighty name amen.

27 November 2020
Unprompted review
Rated 5 out of 5 stars

I am very happy with the help and…

I am very happy with the help and advice I received from David. He explained everything and got in place very quickly. Only regret is I wish I had done this sooner. David was a great help and still is if I have any questions.

25 November 2020
Unprompted review
Rated 5 out of 5 stars

great service very responsive and easy…

great service very responsive and easy to speak to

16 May 2020
Unprompted review
Positive Debt Solutions logo

Reply from Positive Debt Solutions

Hi Michael,

Thanks for taking the time to leave a review, glad you were happy with the service and if you need any further assistance please get in touch.

Kind regards

Rated 5 out of 5 stars

David was absolutely amazing

David was absolutely amazing. Made me feel so relaxed and not ashamed through the call.

13 May 2020
Unprompted review
Positive Debt Solutions logo

Reply from Positive Debt Solutions

Hi,

Thanks for the review, I will be sure to pass it on to David as he always tries to go above and beyond with clients to make you feel at ease and help you throughout the process.
Kind regards

Rated 5 out of 5 stars

Very helpful company

Very helpful company, and try to get your debt on best way

12 May 2020
Unprompted review
Positive Debt Solutions logo

Reply from Positive Debt Solutions

Hi,

Thanks for taking the time to leave a review, we always look at your situation impartially and find the best solution based on your personal circumstances, glad we could help.

Kind regards

Rated 5 out of 5 stars

Excellent service

4 May 2020
Unprompted review
Positive Debt Solutions logo

Reply from Positive Debt Solutions

Hi,

Thanks for the review, great to hear you were happy with the service.

Kind regards

Rated 5 out of 5 stars

Would recommend

Great service. Very helpful. Would recommend Positive debt solutions.

23 April 2020
Unprompted review
Positive Debt Solutions logo

Reply from Positive Debt Solutions

Hi Ricardo,

Thanks for your review, Glad we could help you and appreciate the recommendation.
Kind regards

Rated 5 out of 5 stars

Highly recommend

I was cautious to use a service like this as debt isn't always easy to talk about to a stranger but the help they provided has really taken the weight off me. Professional advice with a personal touch and most importantly with no judgement. I would highly recommended to anyone in a similar situation.

23 April 2020
Unprompted review
Positive Debt Solutions logo

Reply from Positive Debt Solutions

Hi Rurai,

Taking the first step is always the hardest, we always give impartial expert advice without judgement and understand your situation as our staff have been in debt solutions themselves. Glad we could help and you can now look forward to a debt-free future.
Kind regards

Rated 5 out of 5 stars

Excellent

Very happy with the service provided and staff were extremely helpful.

23 April 2020
Unprompted review
Positive Debt Solutions logo

Reply from Positive Debt Solutions

Hi Jack,

Thanks for the review, glad we could help and find a debt solution for you.
Kind Regards

Rated 5 out of 5 stars

10/10

I didn’t even know where to begin with all this but a friend had recommended me and I was more than happy with the process. It was really easy going, they helped me find my debts as I didn’t even know what I owed and helped me get a plan in place. Really happy with this service

23 April 2020
Unprompted review
Positive Debt Solutions logo

Reply from Positive Debt Solutions

Hi Danielle

Thanks for the review, Great to hear you got a recommendation from your friend to use our service. We pride ourselves on great customer service so it is always refreshing to hear customers recommending ourselves to their friends.
Thanks

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