It was an absolute pleasure working with Rapid Finance. I've worked with several different loan companies over the years, and they truly live up to their name. I was approved and finance was provided... See more
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Review summary
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We recently secured $150K in funding from Rapid, and the experience was outstanding. Their team was responsive, easy to work with, and genuinely supportive of our business goals. The process was c... See more
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This is probably the third time I have worked with Calvin Reyes and his team, it has consistently be fast, easy and painless. Honestly if the service wasn't so good I definitely would have used a dif... See more
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I recently secured funding through Rapid Finance and had the pleasure of working with Antón. From the start, he was professional, knowledgeable, and incredibly responsive. He guided me through the ent... See more
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Company details
Written by the company
We recognize the passion and hard work you pour into your small business and, since 2005, we've stood alongside U.S.-based small businesses like yours to provide the vital working capital necessary to thrive. We specialize in fast and trusted business financing, with quick lending decisions and funding in as soon as hours of approval. Our tailored financing options – from the flexibility of Business Lines of Credit to the structured stability of Term Loans, the versatility of Small Business Loans, and the revenue-linked Merchant Cash Advances – are designed with your business’ unique circumstances and long-term aspirations in mind. We take the time to understand your business, offering solutions that align with your specific goals. Our dedication to your business’ success is reflected in the enduring relationships we build. Over 85% of our clients choose to continue their financing journey with us, a testament to our unwavering commitment, transparent communication and genuine partnership we build. We believe in fostering growth and providing the financial foundation to enable your business to flourish. Consider us a trusted ally, invested in your vision and ready to support you every step of the way.
Why Choose Rapid Finance?
Written by the company
Contact info
4500 East West Highway, 6th Floor, 20814, Bethesda, United States
- 877-467-2743
- sales@rapidfinance.com
- rapidfinance.com
4.6
Excellent
2K reviews
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Anton was extremely helpful and saved…
Anton was extremely helpful and saved me from a difficult situation and now I can breathe better. I will continue to do business with him and the company….Finally found someone to trust thank you
4 December 2025
Unprompted review
Reply from Rapid Finance
We appreciate your review and thanks for being a valued client.
Reply from Rapid Finance
Thanks for your review!
Easy to work with and great people.
16 November 2025
Reply from Rapid Finance
Great service is our goal!
Fast and efficient
Fast and efficient. This is the way it should always be - responsive and no wasted time.
20 November 2025
Unprompted review
Reply from Rapid Finance
Thanks so much for your positive review!
They made the process so easy to get…
They made the process so easy to get financing for my company.
23 November 2025
Reply from Rapid Finance
We appreciate your taking the time to write a review!
This was an easy application process
This was an easy application process, a variety of loan options that can be fixed to fit your business needs and exceptional customer service!
17 November 2025
Reply from Rapid Finance
Thanks for your positive review!
I was able to get the money I needed when I needed it…
I was able to get the money I needed and get it rapidly. Matt Galosky was great and helped cut through the red tape.
14 November 2025
Reply from Rapid Finance
We're glad our team was able to help your business get the funding it needed to thrive. Have a great day!
Renewal Process Double-Charges Existing Customers
Title: Be cautious — renewal structure results in double-charging existing clients
We’ve been a Rapid Finance customer for about a year, with perfect payment history and a strong business track record. Our experience with our first two loans was positive, which made what happened next extremely disappointing.
When we asked for a renewal, Rapid structured the new loan in a way that re-applies full financing fees on top of the existing balance — even though we already paid the original financing costs on that balance. In other words, we were asked to pay fees twice on the same money.
This isn’t about lowering a payoff or asking for special treatment. It’s simply about not being charged again for funds that have already had fees applied. Their leadership confirmed that this is their “policy since inception,” meaning every renewal double-charges clients by treating already-financed balances as brand new.
For a company that advertises itself as a partner to small businesses, the approach felt extremely predatory. Instead of rewarding clients who repay well and are in good standing, their renewal model ends up penalizing repeat customers and making the cost exponentially higher.
If you plan to stay with Rapid beyond your first loan, be aware of how renewals work. I strongly recommend comparing offers with other lenders before committing, especially if you expect to refinance or renew in the future.
19 November 2025
Unprompted review
Reply from Rapid Finance
Thank you for being a valued client. We appreciate feedback from clients as it helps us evaluate our products. If you have any additional account-related questions, our Customer Service Team is always available to help at customerservice@rapidfinance.com.
The process was quick,and…
The process was quick,and straightforward! Highly recommended!
10 November 2025
Reply from Rapid Finance
We are glad we were able to meet your business' needs and thanks so much for your review.
ease of use and speed of process
23 October 2025
Unprompted review
Reply from Rapid Finance
Thanks for your positive review!
Your speed and no wasting time.
Your speed and no wasting time.
Essence of time management. Recognizing previous customers.
19 October 2025
Reply from Rapid Finance
We know your time is precious, and our team strives to make sure none of it is wasted!
Reply from Rapid Finance
Thanks for your positive review!
Another job well done!
This is probably the third time I have worked with Calvin Reyes and his team, it has consistently be fast, easy and painless. Honestly if the service wasn't so good I definitely would have used a different company after the initial round of financing.
Service has always been prompt and courteous.
24 October 2025
Unprompted review
Reply from Rapid Finance
Thanks for being a long-time client and for taking the time to write a review.
These guys are incredibly expensive and…
These guys are incredibly expensive and do not offer early payback discounts, even though this was promised over the phone. Just stay away from these guys in particular or anyone else in the MCA industry. These loans should always be a last resort that you know you can get out of with a plan in place!
28 April 2025
Reply from Rapid Finance
Thank you for being a valued Rapid Finance client. We’re glad to have supported your business and hope the financing has helped it grow. A Rapid Finance team member will reach out shortly with a copy of the early payback amendment included in your commercial financing agreement. If you have any additional questions, please contact our Customer Service team at customerservice@rapidfinance.com.
Reply from Rapid Finance
Thanks for your review!
Everything was smooth as silk
Everything was smooth as silk. Highly recommended. Fair Terms. Money was almost instantly sent and available. Amazing!
26 September 2025
Unprompted review
Reply from Rapid Finance
Thanks for your positive review!
Reply from Rapid Finance
Thanks for taking the time to write a review!
Reply from Rapid Finance
This is our goal and we are glad you had a great experience!
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