RateSwitch Reviews 177

TrustScore 5 out of 5

4.9

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 5 out of 5 stars

Rate Switch was recommended to us ahead of our renewal and honestly, it’s one of the smartest tools we’ve used. It allowed us to monitor how rates were moving and set alerts for better deals. It... See more

Company replied

Rated 5 out of 5 stars

When my mortgage rate was nearing renewal, I set up RateSwitch to notify me when the rate dropped. It was incredibly accurate and timely. I was able to make significant savings in my monthly mortgage... See more

Company replied

Rated 5 out of 5 stars

We secured an initial mortgage rate with RateSwitch a few months' ahead of the date we needed it. Their tool then monitored this, and notified us when our provider (Halifax) lowered their rates. That... See more

Company replied

Rated 5 out of 5 stars

We have recently used RateSwitch to manage the remortgage of our property and subsequent life insurance policies. Our case handler was fantastic. Not only did he find us a fantastic rate on our mortg... See more

Company details

  1. Software company
  2. Mortgage broker

Written by the company

RateSwitch is a free mortgage rate alert service for UK homeowners. Register your current mortgage details, tell us the rate you want to monitor, and we'll watch it for you - notifying you by email the moment your lender reduces it. Lenders can reprice their deals at any time, often with no warning. Most homeowners only find out when it's too late. RateSwitch fixes that. The service is built around product transfers - switching to a new deal with your existing lender - which means no credit checks, no affordability assessments, and no paperwork. Just a simple alert, and a better rate when the time is right. It's completely free. No hidden fees of any kind.


Contact info

  • Sophia House, 28 Cathedral Road, Cardiff, United Kingdom

  • rateswitch.uk

4.9

Excellent

TrustScore 5 out of 5

177 reviews

5-star
4-star
3-star
2-star
1-star

No history of asking for reviews

This company hasn't invited their customers, so reviews may not be representative

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Switch your mortgage with ease

I would highly recommend Rateswitch for a hassle free mortgage switch. They made it extremely easy to switch our mortgage for a better rate.
They explained the whole process along the way and there was no pressure. So at the very least it is worth seeing if you can get a better mortgage deal.

22 December 2018
Unprompted review
Rated 5 out of 5 stars

Amazing service

Amazing service, saved me £200 per month on my mortgage payment. Highly recommend.

6 December 2018
Unprompted review
Rated 5 out of 5 stars

Rate Switch have been excellent

Rate Switch have been excellent. From the initial call to completion of a new mortgage product that was cheaper than my private banking manager could offer me directly!! It was simple, transparent and value adding. I will use again and happy to recommend them.

3 December 2018
Unprompted review
Rated 5 out of 5 stars

Friendly service from start to finish

Friendly service from start to finish. The communication was both via email and phone, Lee was extremely helpful and knowledgeable with the whole process. We went for a new lender so was able to save as a lot of money in comparison to our current deal.

26 November 2018
Unprompted review
Rated 5 out of 5 stars

I can honestly say

I can honestly say, this company has made such an easy job of saving me £165 a month on our mortgage! Quick, thorough and it’s a win win👌

7 November 2018
Unprompted review
Rated 5 out of 5 stars

Honest, Profession, Easy 100% Totally recommend RateSwitch

We have known Lee for years he also has looked after our previous mortgage requirements, he's amazing. Nothing is too much trouble and he always goes the extra mile !
Lee is super professional, informative and helpful along with the rest of his team. Lee could not do enough to assist in our mortgage rate switch. He made life so much easier, everything was so hassle free and he saved us Money! Would Highly Recommend Lee and his teams services and we already have !

30 October 2018
Unprompted review
Rated 5 out of 5 stars

I highly recommend Rateswitch

I highly recommend Rateswitch. They have really competitive rates and the whole service from initial thoughts, advise to getting everything switched over to a lower rate was painless and at a quick turnaround.
I would come back again for there mortgage service. Thanks again!

24 October 2018
Unprompted review
Rated 5 out of 5 stars

Honest, easy and definitely worth giving them ago.

I was searching the usual comparison sites as it was time to switch my mortgage. After reading a few articles on thisismoney.co.uk RateSwitch kept cropping up.
I checked trust pilot to make it wasn't a scam or anything and all the reviews looked great so thought I would give them a go.

I filled the initial part on the website out and the next morning (it was late when I did it) someone contacted me to discuss my options.
I was really pleased as he explained clearly how the process worked, how he got paid and all the other jargon stuff that comes with this sort of stuff.

Long story short - Natwest had offered me (fixed term coming to an end) one price but for new customers a cheaper rate. Rateswitch managed to sort me the cheaper rate within a couple of days (I was quick to get the paperwork loaded to the portal they asked me to use - also note that it was really simple to use). They did explain that they could have probably gotten me a lot cheaper deal than the one I wanted with Natwest - but I wanted that one for other reasons.

I really would recommend using the service again, and as some my insurance is up for renewal in the new year etc I will be using the service again.

22 October 2018
Unprompted review
Rated 5 out of 5 stars

After finding RateSwitch via Perk box

After finding RateSwitch via Perk box, Lee was more than helpful, and explained everything really clearly, got me a much better deal on my Mortgage, without any fees or lots of paperwork to complete, would defiantly recommend :)

4 October 2018
Unprompted review
Rated 5 out of 5 stars

As advertised on the Perkbox website

As advertised on the Perkbox website, there was zero paperwork, no affordability checks, no credit checks and no fee. It took less than 15 minutes of my time and thanks to Perkbox I get a neat £100! Outside the races, the easiest money I've made.

3 October 2018
Unprompted review

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look