RateSwitch Reviews 177

TrustScore 5 out of 5

4.9

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Rated 5 out of 5 stars

Rate Switch was recommended to us ahead of our renewal and honestly, it’s one of the smartest tools we’ve used. It allowed us to monitor how rates were moving and set alerts for better deals. It... See more

Company replied

Rated 5 out of 5 stars

When my mortgage rate was nearing renewal, I set up RateSwitch to notify me when the rate dropped. It was incredibly accurate and timely. I was able to make significant savings in my monthly mortgage... See more

Company replied

Rated 5 out of 5 stars

We secured an initial mortgage rate with RateSwitch a few months' ahead of the date we needed it. Their tool then monitored this, and notified us when our provider (Halifax) lowered their rates. That... See more

Company replied

Rated 5 out of 5 stars

We have recently used RateSwitch to manage the remortgage of our property and subsequent life insurance policies. Our case handler was fantastic. Not only did he find us a fantastic rate on our mortg... See more

Company details

  1. Software company
  2. Mortgage broker

Written by the company

RateSwitch is a free mortgage rate alert service for UK homeowners. Register your current mortgage details, tell us the rate you want to monitor, and we'll watch it for you - notifying you by email the moment your lender reduces it. Lenders can reprice their deals at any time, often with no warning. Most homeowners only find out when it's too late. RateSwitch fixes that. The service is built around product transfers - switching to a new deal with your existing lender - which means no credit checks, no affordability assessments, and no paperwork. Just a simple alert, and a better rate when the time is right. It's completely free. No hidden fees of any kind.


Contact info

  • Sophia House, 28 Cathedral Road, Cardiff, United Kingdom

  • rateswitch.uk

4.9

Excellent

TrustScore 5 out of 5

177 reviews

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No history of asking for reviews

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Rated 5 out of 5 stars

Great service

Great service - Really impressed by Ratewitch and appreciate the support from Lee and Fae. Although we had hoped to be selling our property, that fell through and we needed to renew or switch our mortgage, and fast. Rateswitch helped me do this today, in under 10 minutes. They have also saved me £150 a month, which is almost £2,000 per year. And it didn't cost me a penny. Not bad going!

26 June 2017
Unprompted review
Rated 5 out of 5 stars

It's a no brainier!

Rate switch helped me secure a £200/ month reduction on my £178K mortgage, no fees, no hastle... the guys are all experienced, have worked extensively in financial services and understood my needs. It's a no brainier, I'd never try and negotiate my own terms/ rates again, its pointless... this is what they do, day in day out and they have access to the whole of market ensuring you get the best deal. I'll be back to see what they can save me next time my rates are up for review.

25 June 2017
Unprompted review
Rated 5 out of 5 stars

Switched my Mortgage type

Switched my Mortgage type but stayed with same company. Rateswitch.uk were very helpful and made the switch very easy.
Andy was very helpful and explained everything for me which put me at ease.
I would thoroughly recommend Rateswitch.uk to get a better deal on your mortgage. A+

21 June 2017
Unprompted review
Rated 5 out of 5 stars

RateSwitch Re-Mortgage

RateSwitch enabled us to significantly reduce the overall term of our mortgage as a result of the rate reduction they arranged, and we are still paying around £50 less a month!

Excellent customer service, they did everything for us and the whole process was easy and stress-free!

4 June 2017
Unprompted review
Rated 5 out of 5 stars

Changing my mortgage rate

We were paying Halifax's standard variable rate of nearly 4% for three years before finding this website. They processed everything on our behalf (same day) and saved us £65 a month, which certainly helps when you've got a young family.

25 May 2017
Unprompted review
Rated 5 out of 5 stars

Being self-employed

Being self-employed, I found it hard to find the time to sort out a new mortgage deal. RateSwitch made the process easy and helped us fully understand our options - we're now paying over £100 a month less AND they helped us reduce our overall term by more than 6 years. Highly recommended.

16 May 2017
Unprompted review
Rated 5 out of 5 stars

We save over £100 monthly

Rateswitch helped us save a lot of money each month. In fact, our mortgage payment went down by over £100 monthly which was definitely welcome. The process was really easy – I just provided the relevant documents and the guys at Rateswitch did the rest. Took maximum of 6 weeks from start to first payment of new mortgage.

12 May 2017
Unprompted review
Rated 5 out of 5 stars

Quick & easy way to get great mortgage rates

Very pleased with my new mortgage rate that Lee Flavin arranged for me today at Rate Switch, he got me a great deal. I felt well informed about the options available to me and the process from start to finish only took about 30 minutes. You don't even have to call in to the office, you can organise a mortgage with Rate Switch online, on Skype or FaceTime - so really handy if you are busy. I would definitely recommend Rate Switch for anyone looking to change their mortgage rate. See you in 2 years Lee!

27 April 2017
Unprompted review
Rated 5 out of 5 stars

Very satisfied customer

I was advised almost 2 years ago to check with my lender to see if they would change my mortgage to a lower rate, and being self-employed, it was a helpful suggestion to save some money every month - I said ‘great idea!’ and then did nothing about it as I was so busy.

When I heard about RateSwitch, I thought it was worth a look. Within a few seconds, I could see what deals were available through my bank and filled out the online form. From here, it was a quick, easy and efficient process - all in all it took less than 30 minutes of my time and now I’m paying over £100 a month less than I was. Plus, unbelievably, it cost me nothing!

They’re a friendly but professional bunch who will look into the best options for you. I couldn’t be happier.

20 April 2017
Unprompted review
Rated 5 out of 5 stars

Brilliant service!

I remortgaged and decided to keep my payment the same. I knocked a year off my term so saved over 7k in total. I didn't need to do anything other than sign the forms. Andy understood exactly what I needed and did all the hard work and effort. Was really quick and effortless. Would definitely recommend.

20 April 2017
Unprompted review
Rated 5 out of 5 stars

I changed my mortgage provider recently …

I changed my mortgage provider recently through Rateswitch. Lee Flavin was thoroughly professional, and made the whole process so straightforward with minimal fuss. I ended up with a great deal, and one which suited my circumstances. Lee was patient throughout whatever my request, and so I couldn't recommend Rateswitch highly enough.

19 April 2017
Unprompted review
Rated 5 out of 5 stars

Excellent friendly and honest advise …

Excellent friendly and honest advise received. Will definitely be a return customer when my mortgage is due for renewal. mortgage rate was great, considerable savings on my previous rate and I stayed with the mortgage company! Didn't incur any problems, administration kept to a minimum.

19 April 2017
Unprompted review
Rated 5 out of 5 stars

Highly recommended!

We had a really good experience with the guys at Rateswitch. We dealt with Jason, who was so good at explaining everything and answered any questions we had straight away. We would highly recommend Rateswitch, as they were so helpful, honest and personable. We couldn't recommend them highly enough!

18 April 2017
Unprompted review

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