Updating my first review because I was a bit too harsh. I received a call from Inês today and she was incredibly helpful and polite. If you’re an American, it’s complicated due to the FATCA guid... See more

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Rauva is a dynamic Portuguese company that aims to democratize entrepreneurship and empower freelancers and SMEs through technology. Offering a comprehensive business super-app with integrated tools for finance management, payment services, invoicing, users can easily manage their finances and invoices through the app, with secure deposit safekeeping and certified invoicing capabilities offered through partnerships with trusted entities. Running a business in Portugal hasn’t been easy. Until now. For entrepreneurs. By entrepreneurs.
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, Portugal
- rauva.com
Replied to 63% of negative reviews
Typically replies within 2 weeks
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I would like to point ouI would like to point out that the service was helpful, very professional, thank you very much, was very nice and professionalt that the…
I would like to point out that the service was helpful, very professional, thank you very much, was very nice and professional

Reply from Rauva
Maria was super helpful and to the…
Maria was super helpful and to the point. She gave me all right and important information I was missing and answered all my questions. So grateful to have her as my accountant.

Reply from Rauva
She simplified the complexity of tax
She simplified the complexity of tax! Right away, my accountant Ana put me at ease, and then dove right into providing essential advice to make my company ownership experience run smoothly. Grateful for a smooth and welcoming experience!

Reply from Rauva
Ana is a confident professional
Ana is a confident professional. I'm really appreciate her for support and clear instructions.

Reply from Rauva
Super prompt customer service and…
Super prompt customer service and really easy to use app!

Reply from Rauva
Horrible
Horrible. Initially seemed good for company creation - after that, I feel my money is being aten up by mindless interactions with customer services for minimal tech problems. Their app interface changes often which makes everything confusing. Since it's a big company, no one takes charge.
Quick and Available
Whilst opening an account with Rauva the support, onboarding and accountant availability where extraordinary.

Reply from Rauva
Specifically about the experience with…
Specifically about the experience with Ana Balcão - an accountant working with Rauva.
She was able to provide us with timely and specific advice during our first meeting. A high level of quality support.
Just commenting on our first official meeting after opening our accounts, I have nothing to fault.

Reply from Rauva
Accounting activation @ Rauva
Ana clearly demonstrated she is a subject matter expert. We were able to communicate very easily and effectively in English. We agreed some tangible follows up. A very good meeting.

Reply from Rauva
Rauva - a Swan.io shell, still very rough around the edges
I've been using Rauva for the past two months as my small company's banking service, not making use of any of the accounting features. The experience has been far from great - but keep in mind the service is free, so can't expect much. Their banking app relies heavily on swan.io, to the point that oftentimes Rauva feels little more than a shell on top of the banking provider.
- Features: Not supporting MB (Portuguese banking service protocol) limits its usefulness - for example I cannot do regular tax payments to the government (IRC, IRS, SS); and Open Banking is not a valid alternative. I've also experienced problems setting a direct debit - or so the service provider indicated. Very limited options setting collaborators. But overall, it covers the basics.
- Mobile app: does the trick. Web-based, slow, dated UX. Doesn't support biometrics, so needing to spend a lot of time typing the pin.
- Setup: personal data badly imported from government services, and no way to fix it.
- Card: Physical Mastercard took a long time to arrive, wrong name on the card (apparently an issue from Swan). Got somehow cancelled after 1 month of use while trying to pay a small bill on a APT. Rauva alleges that I've cancelled it myself. No problems with virtual cards so far, but you can only have a very limited amount of those.
- Transfers: two legitimate inbound transfers from my customers got randomly blocked/delayed by Swan, who in occasion required further info to release the funds. No problems with outbound transfers yet.
- Staff - support is only available during normal working hours (9-18? GMT). They generally are friendly and attempt to be helpful, but there's little they can do to prevent issues with Swan.io.
My original plan consisted of making Rauva the main account of my company, and eventually move over my accounting to the service as well as their pricing is quite competitive. As it stands, at present the service is still far too early days - for now I'll rely on Wise Business instead.

Reply from Rauva
Maria was simply awesome!
I've been active in Portugal for a while with my business and always felt lost with the state of my accounting. Today Maria onboarded me with Rauva and the experience was above and beyond my wildest expectations. She helped me with truly value-adding advice and we ended with crystal clear next steps. Today feels like as massive leapfrog for my business and admin. Thank you so much Maria

Reply from Rauva
Great!!
Great!
Cristal clear communication, kind and patient with all the questions. Very good service.

Reply from Rauva
Had a great experience
Had a great experience, meeting with the certified accountant was very thorough and concise and all my questions were answered effectively. Highly recommend.

Reply from Rauva
Good experience.
María explained everything very well, and she was opened to attend and answer all our doubts and gave good recommendations, also she’s very kind and helpful

Reply from Rauva
Attention to Details and Very Knowledgeable
Maria was very attentive to my unique requirements and understood my situation. She noticed a fast approaching deadline and immediately took care of the issue helping me to avoid a fine and potential legal fees.

Reply from Rauva
Great accounting services
Very friendly, clear, informative accounting advice. Explained all aspects of what was required very clearly and set out available options well. Tools are intuitive and easy to use. So far I'm very glad I signed up with Rauva.

Reply from Rauva
Good Service
The team is very helpful, helps guide you through the bureaucracy that is the Portuguese tax system.

Reply from Rauva
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