revvi.creditcard Reviews 

1-Star Review

I’m extremely disappointed with Revvi and the way they handle business. I just got this credit card and made a payment on it right away—only to have my account restricted for no clear reason. I take my financial responsibilities seriously and have proof that my payment cleared, yet I was still embarrassed when my card was declined at the grocery store with no warning.

What makes it worse is the complete lack of communication. No email, no phone call, no text—nothing. I actually had to call to find out what was going on and when I did I was asked to send my bank statement and a bank letter just to prove my account is legitimate. This is absolutely ridiculous and unnecessary stress for a customer who is doing everything right.

I do not recommend this company to anyone. If you want reliability, respect, and proper communication—look elsewhere.

Not Happy at all. Was told I was approved all I needed to do was pay the 95$ fee and card would be on the way. I received nothing in regular mail, had been looking for my card in the mail. Just happened to be checking my email, days later, and found a Revvi email requesting additional documents. This should have been done BEFORE they took my money and said I was good to go. I used my last bit of money to pay this fee am broke and no card and no telling per customer service when I will get it, IF I DO. 5 Days is all I'm waiting, then if nothing? I want a refund. VERY MISLEADING. No, no fee charge until I am totally approved, despite being told I was simply pay the fee. Im very mad and feel tricked. Scammed.

I have had this card for a year with no problems the all of a sudden a fraudulent charge shows up and I am responsible for it. There is no company with the name on my statement, but I am told I made the purchase. Never use this company.

The customer service is really bad I called and made a payment on my review card and a few days later they said the payment had been returned which I know is a lie because there was money in the account that I used to pay it with they put my account on restriction so I made another payment and it cleared just fine but they are still saying my account is on restriction for 30 days what a joke I have had this card for over a year and have never been late with payments it should not be on restriction these coustomer representatives are not helpful don’t get a revvi card ever.

I never sign up for this card and now I have the shit on my credit and tried to dispute it and getting the ran around. I don't even use the name it's in and the creditor that picked it up keeps calling expecting me to pay for a card I NEVER received. The mail boxes at my place keep getting broken into around the time it this shit happen. Oct 2023

I feel like this card targets people with bad credit then exploits their situation. I signed up for this card well over a month ago. Once I was accepted, I was notified that there would be a $95.00 service fee, that I immediately paid. Pretty soon as I waited and waited for my card to show up, I got a text telling me that I was late on a payment for my Revvi card!? Confused I called customer service and the rep I spoke with informed me that the payment was for the annual fee to which I replied I haven’t even received my card yet, he also said that I ordered a custom card, which I specifically and deliberately did not do, long story short this guy just told me what I wanted to hear and acted like he took care of everything and that I didn’t have to make any payments until after I had received and activated my card. Well turns out he just flat out lied to me. I just got another late payment text and this time when I called the girl said basically I am late on my payment for the card I don’t even physically possess yet, and there’s nothing she can do to help me and basically there’s nothing I can do about it… But I am going to do something, I’m going to cancel this nightmare card now and attempt to get my “service fee” reimbursed. I’m not very optimistic about it but at least I’m getting out of this scam card earlier rather than later… Please do yourself a favor and explore other options, because Revvi card is basically a total scam!!!

Update I just finally had a decent call with customer service, and that was just to get my account closed and get the service fee reversed, not sure but possibly went that way because I was recording the call and I let them know that I was, but the girl I spoke with said that she closed my account and that I should get the service fee back in 10 to 14 days so we’ll see. But whatever you do do not sign up for Revvi card!!! And don’t just take my word, go ahead and read all these other reviews…

TerriblREVVIe Company. I've never applied to this company for any of their products. However, I see on my credit profile and inquiry by REVVI. As I've reached out to them since 2023, that items remains on my credit profile. As I have spoken with the FTC, SEC, FCRA and the CFPB, REVVI according to Consumer Law, is legally responsible for any erroneous errors and consumer can be compensated $1000.00 for each occurrence.

You would think that a credit card company would reward its paying customers. Not Revvi! Apparently it’s considered “suspicious” to make high payments on your card. Perhaps they just want to screw us with interest on our balances?!? That’s my thought! Other credit card companies reward high and timely payments with credit line increases and other incentives but don’t do this with Revvi. Pay only what you owe, interest be damned! Because otherwise your card will be frozen.

Better yet, pay it in full and let your card be frozen because it simply isn’t worth it! Pay it off and be done with them. Close the account. Sure, closing it will impact your credit. But it’s better than the alternative.

Had the card for 6 months, anytime I made a payment over $100 on the card they would lock my card so I couldn’t use it until I provided them with my bank information proving I made the payment.. after they locked it for the 4th time and wanted me to prove I made the payment I canceled it. During the cancellation process, they told me that they could keep my personal and work phone number and their system to call if there are any issues… When I told them that they are not to call my work for anything that the balance is zero and I just wanna close the card they told me it didn’t matter what I said, they could contact my employer for anything… avoid this card at all cost!

They let a hacker into my account, changed my address and phone number on the account. Then made me responsible for the fraudulent charges. Closed my account and are not sending me a new card

I recently got approved for Revvi, paid the $95 account fee used my card ONE time at B&BW for $21.08 I don't have any of my credit card saved to my phone nor had I put Revvi in my phone at all I swiped in store at B&BWorks and when I got home that night I had 4 fraudulent charges for "TIKTOK PROMOTION" all for $12.00. I called customer service immediately. The next day 3 more "TIKTOK PROMOTION" $12.00 Charges popped up. I am DONE DONE DONE WHAT A WASTE OF $95 I can't get back. Avoid REVVI AT ALL COST. I AM CLOSING THIS ACCOUNT DOWN COMPLETELY TODAY. I also would like to add I can't be 100% certain but I feel like what happened to me was an inside job by the employees and the reason I say this is because the first time I called to report the fraud I asked the rep I was on the phone with if I should get a hold of bath & body works and let them know their card reader might be tampered with that's the only place I used it My card has been in my wallet since I got it and he said "no no no it doesn't happen like that it doesn't just spread like a virus, my coworker says people post card holders information on the "black web" all the time and people buy it." That was totally out of left field and it had me stumped and it made me very suspicious. I have four other credit cards that I've had for quite some time now and I've never had an issue The fact that I use this card one time and immediately had seven fraudulent charges for the same thing same amount within 24 hours something doesn't add up here. PLEASE DONT CONSIDER REVVI it's a waste of your money and your time and a loss of peace dealing with the nonsense. Last thing I'm going to add about this I opened this account with $95 on January 29th 2025 I used it for the first time on February 4th 2025 and within a few hours seven fraudulent charges were on my account I feel like I've been robbed of $95 and my sanity lol (laughing to keep from losing my mind with this!)

Most embarrassing moment in my life have 300 available money on my card. Checked into a hotel. The payment has approval status. 3 hours later was told I need to leave the hotel. Card is invalid... what a joke

Impossible to speak to customer service

Incompetence and high fees

Low credit limit

get another card. These people are incompetetant

Don’t do it!! Please don’t. They promised me a $300 credit limit. And when the card came in the mail, and after I paid $95 to get it, they had added so many fees, that I owed them $400, before I even used the card. I can’t believe that shit is legal. I literally got a credit card, with a $300 limit, and when it arrived, I owed $400!! There’s a special place in hell for these people!! Please don’t do it.

I applied for a low end Revvi card and it's been nothing but a headache. The app is outdated and I can never sign in. I have called with my last three payments over the phone and confirmed each payment. They never processed one payment or contacted me via phone or email. They reported that I am over limit. This company is a huge fraud run. They don't repair credit, they try to ruin it

This card is awful they made up something saying can not validate payment when l called customer service they said insufficient funds.. so then l made another payment which paid off card but Revvi put a restriction on my account because they claim my payment came back from my bank but they could not show me proof.. the bank had no proof of insufficient funds my advise Do not get this card!!!!!!!

I made two payments within a 30 day period. They blocked my card without telling me and when I went out of town, I could not use it because they said no one makes two payments within 30 days. It must be fraud. I would never use this card again and I hope they go out of business soon!

Never received my card after numerous attempts to correct the issue. I was told I had a $78 balance. On a card I never received AND PAID $95 to even get.

0 /10 SCAM !!
Do not get this card.

I had this card going on 3 months. I pay my bill on time and early. Today when I use my card, it declined my transaction. Also I don't even have a balance on my account. I am a African American male with a big family living in Caucasian area where this happen. I feel insulted. I feel upset and embarrassed. In front of my family? Because I wasn't able to get the things we needed. I called them and talked to them while I was in line holding up the lines and the representative from the company told me that I need to swipe my card again on top of it. They will not give me no cash advantage because they said my account have not been open for ninety days. A strongly do not recommend this credit card company.

There should be a 0 star option. I place a transaction dispute with this card company and they denied my dispute because the company that I was disputing had my full address and the transaction was online, they actually put the above statement in writing, I AM STUNNED. I will report them to the BBB