Santander Reviews 

14,712
•
TrustScore 4 out of 5

3.8

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Review summary

Created with AI, based on recent reviews

Evaluating 5,529 reviews, reviewers had a great experience with this company. Customers frequently praise the helpful and knowledgeable staff members who take the extra time to answer questions and explain banking procedures clearly during branch visits. People also highlight the smooth and efficient account setup and switching process, noting that financial services and credit card applications work exceptionally well. Some reviewers were not happy with customer service quality and lengthy wait times when trying to resolve issues or contact support over the phone. Consumers also mentioned frustrating experiences involving unexpectedly blocked accounts, delayed fund transfers, and various difficulties navigating digital verification processes online.

What people talk about most

Staff

Users describe positive interactions with staff, often highlighting helpful, courteous, and knowledgeable... See more

Customer service

Clients share ambiguous opinions on customer service, with some reviewers praising the friendly and efficient... See more

Service

Reviewers highlight ambiguous aspects of service, with some customers praising the friendly and efficient... See more

User experience

Consumers find user experience to be generally positive, highlighting how easy it is to use the platform and... See more

Payment

Customers expressed frustration and dissatisfaction with payment processes, reporting blocked accounts that... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Communication and staff have been great. However, not as bad as other banks we have dealt with lately; IT is a challenge. Businesses are being pushed from beta testing and rolling out new tech. too ea... See more

Company replied

Rated 4 out of 5 stars

Moved to Santander after 30 years with my previous bank as their account did not meet my needs. It was easy to do but was concerned after 7 days my funds had not been transferred. A call to Customer S... See more

Company replied

Rated 3 out of 5 stars

Joined during the Switching Bonus period. Deadline was the 7th but I made that in time. Unfortunately I hadn't updated my previous bank with my new address (just moved home) which made my switch defun... See more

Company replied

Rated 5 out of 5 stars

not everyone is IT literate & feel speaking with an adviser face to face is important rather than a telephone conversation with someone anywhere in Country who we don.t know. So much easier to ask q... See more

Company replied


Company details

  1. Bank
  2. also in
  3. Investment service
  4. Mortgage Lender

Written by the company

Our purpose at Santander UK is to help people and businesses prosper. We are a leading financial services provider, offering a wide range of personal and commercial financial products and services, with around 15 million customers across our Retail and Corporate Businesses. We have set ourselves an ambitious target - to become one of the best banks in the UK to work for. We’re transforming our business, creating a Simple, Personal and Fair culture in a dynamic and creative environment. Our customers come from a wide range of backgrounds, and so do our people. We aim to reflect and celebrate diversity in our workplace in order to create an inclusive culture that adds real value to our business.


Contact info

3.8

Great

TrustScore 4 out of 5

15k reviews

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3.8

All reviews

(14,712)

5,981 reviews in the last 12 months

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Rated 5 out of 5 stars

The young lady was very helpful

The young lady was very helpful, she answered all my questions. I would recommend her and the rest of the staff

1 October 2026
Santander logo

Reply from Santander

Thank you for your kind words, Mr Cusick! We look forward to seeing you again soon 😊
Elisha

Rated 5 out of 5 stars

Upgraded my bank & savings account

I recently upgraded my bank account and saver account to Edge accounts, and it was an easy and pleasant experience thanks to MANDY MYERS, who was very helpful, cheerful, efficient and professional.
Wish everybody could be like this !
Thanks :)

16 October 2026
Unprompted review
Santander logo

Reply from Santander

Mandy's dedication to delivering excellent customer service really shines through in your feedback, and we appreciate you sharing this ✨Thank you for choosing Santander and for your continued support, Neil!
Elisha

Rated 5 out of 5 stars

Friendly staff

Friendly staff, excellent knowledge

8 October 2026
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Reply from Santander

What a lovely review! Thank you, Sharon ❤️
Elisha

Rated 5 out of 5 stars

Easy to set up

Easy to set hp

12 October 2026
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Reply from Santander

Thank you for being part of Santander, Pamela!
Elisha

Rated 1 out of 5 stars

I had an account from 1996 with a penny…

I had an account from 1996 with a penny in it Despite asking for the account to be closed to protect from fraud It was never done

17 October 2026
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Reply from Santander

We're sorry to read this. Having confidence that your instructions have been acted upon is important, and we understand your concerns.
If you haven't already been in touch, so we can put things right, please email us at socialmediacare@santander.co.uk & we'll be happy to help!
Elisha

Rated 5 out of 5 stars

Went into Santander in ormskirk Lois…

Went into Santander in ormskirk Lois and Gill were awesome. My mum is 85 she was really struggling with the phone app. Thank you both for your patience and time nothing was too much trouble great customer service thanku

17 October 2026
Unprompted review
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Reply from Santander

Thank you for your feedback. We're delighted Lois and Gill were able to provide such patient and supportive assistance for your mum. It's wonderful to hear they took the time to help and made the experience so positive. 😊

Rated 5 out of 5 stars

Always a pleasure going into Santander

Always a pleasure going into Santander, nothing is too much trouble, & they are always pleasant

3 September 2026
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Reply from Santander

It's our pleasure, Mrs Winchester 😊 Thank you for your support & continuing to place your trust in us!
Elisha

Rated 1 out of 5 stars

Do not use!

Do not use they dont want your custom unwilling to be helpful in any way bottom of the barrel customer service and care. Use any other bank than this. Iv only had to deal with them this week and it’s lead to me closing my account with them.

17 October 2026
Unprompted review
Rated 5 out of 5 stars

This process was so easy

This process was so easy. I went in the app, offered me a credit card. It couldn’t have been any more easier. The offer was amazing, so I would recommend Santander credit card to anybody

16 October 2026
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Reply from Santander

Thank you for your recommendation, Paul and your loyalty. Making banking simple and helping our customers access products that support their plans is what we're all about.
Elisha

Rated 2 out of 5 stars

Not smooth and backwards banking system

Not smooth. Got problems getting accessing/registering for online account access due to Santander backwards banking system. Took at least 30 mins to waiting for each call to address an issue and then pass on to others where each hope is at least another half an hour. Once finally got through to someone who knows what to do (others just brush you off and ask you to visit a branch - which when asked logically couldn’t make any diff) then the person asked me to wait for another week. Why … it is a batch back office process which is only carried out once a week on Thursday!!! Trust me I wanted to then cancel the Switch and then remember why I left the bank a decade ago. But due to the Switch was in flight, cancelling it now would cause mayhem to all in/out standing order/direct debit!!! Not good at all

12 October 2026
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Reply from Santander

We're really sorry to hear about this experience. We appreciate how frustrating it must have been to face repeated delays, multiple transfers, and difficulty getting clear answers when trying to regain access. We understand why the length of time involved and the need to wait for a periodic back-office process would have caused concern, particularly with an account switch already underway. Thank you for taking the time to share such detailed feedback.

Rated 5 out of 5 stars

She helped me to sort my 1 account into…

She helped me to sort my 1 account into 4 accounts lady got me more interest .very nice lady.

7 October 2026
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Reply from Santander

Thank you for your feedback Jean. We're pleased our colleague was able to help you find an arrangement that better suited your needs and improved your return. It's great to hear you received such good service. 😊

Rated 2 out of 5 stars

Had to phone to close previous account

Had to phone to close previous account, should be able to do online.
easy to set up new account
website could not enable me to set up regular payment form 123, had to phone again

8 October 2026
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Reply from Santander

Thank you for your feedback Cathy. We're pleased opening your new account was straightforward. We're sorry some tasks required additional calls, particularly where online options didn't meet your expectations. We appreciate you taking the time to share your experience with us. 😊

Rated 3 out of 5 stars

Variable experience

The process to switch seems to have gone smoothly.
BUT
Santander has kept a long-closed account live on its system so that access to my new account is blocked. Having phoned to find out the problem, it will take over a week to get a new access code to me. Meanwhile, I can't use my account.... and I have to hope regular payments etc are going on in the background and my funds aren't compromised.

14 October 2026
Santander logo

Reply from Santander

We're sorry to hear about this experience HP. It's concerning when you're unable to access a newly opened account, especially when you're waiting on important banking information and can't easily check what's happening. We'd like to look into this for you, if you can please email socialmediacare@santander.co.uk we'll be happy to assist further.

Rated 5 out of 5 stars

Regular Saver

Very easy to set up this savings account. Easy to set up monthly transfers.

10 October 2026
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Reply from Santander

Thanks Alexandra, we're pleased to hear everything went well with setting up and running the account!

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