Santander Reviews 

10,732
TrustScore 3 out of 5

3.1

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Review summary

Created with AI, based on recent reviews

Looking at 2,307 reviews, most reviewers were somewhat happy with their experience overall. Consumers frequently appreciate the dedicated branch staff who consistently provide professional guidance, friendly assistance, and clear support during face-to-face visits. People often mention that scheduling in-person appointments makes managing savings and handling daily account tasks much more straightforward. However, some customers also noted frustrating delays, exceptionally long waiting times on the phone, and widespread difficulties when trying to reach support teams. Reviewers frequently experienced major difficulties navigating automated chatbot systems and online chat services when attempting to resolve important banking issues. Several people also shared concerns regarding unexpected account blocks and complicated security checks that hindered their transactions.

What people talk about most

Staff

Customers report positive experiences with staff, highlighting their professionalism, kindness, and helpful... See more

Customer service

Reviewers highlight ambiguous aspects of customer service, with experiences varying widely depending on the... See more

Service

Clients share ambiguous opinions on service, reflecting a mix of strong appreciation and deep frustration.... See more

Payment

Users describe negative interactions with payment, noting that transactions are frequently blocked or... See more

Response time

Customers consistently note negative experiences with response times, frequently reporting long delays on... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I went to Cricklewood branch and saw a lovely manager Monika who helped me with transactions and offered me to save more money by opening new saving acct. It makes such a big difference when you get... See more

Company replied

Rated 5 out of 5 stars

Came in on Wednesday to the Crewe branch and Jen was an absolute superstar. She helped both me and my mum with our accounts and setting things up differently. Couldn’t have asked for more quality serv... See more

Company replied

Rated 5 out of 5 stars

Tammi made me feel very comfortable and at ease, everything was very well explained to me in simple language which I could understand, she showed me my online banking app. An how to transfer money fr... See more

Company replied

Rated 5 out of 5 stars

I was very pleased with the meeting this morning with Santander adviser Nicola Wilkie. She was friendly and helpful. She carried out main tasks I wished to do - setting up new account, transferri... See more

Company replied


Company details

  1. Bank
  2. Investment service
  3. Mortgage Lender

Written by the company

Our purpose at Santander UK is to help people and businesses prosper. We are a leading financial services provider, offering a wide range of personal and commercial financial products and services, with around 15 million customers across our Retail and Corporate Businesses. We have set ourselves an ambitious target - to become one of the best banks in the UK to work for. We’re transforming our business, creating a Simple, Personal and Fair culture in a dynamic and creative environment. Our customers come from a wide range of backgrounds, and so do our people. We aim to reflect and celebrate diversity in our workplace in order to create an inclusive culture that adds real value to our business.


Contact info

3.1

Average

TrustScore 3 out of 5

11k reviews

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3.1

All reviews

(10,732)

2,221 reviews in the last 12 months

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Rated 5 out of 5 stars

Galashiels Scotland meeting with an…

Galashiels Scotland meeting with an operative called amber who went above and beyond the norm to achieve all my requirements.
Thanks to her Sheila and Kenneth Anderson

7 August 2026
Unprompted review
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Reply from Santander

Going above and beyond is the norm for our Galashiels team, we'll be sure to share your kind words with them.

Rated 5 out of 5 stars

Staff in oswestry are always happy to…

Staff in oswestry are always happy to help and make me feel comfortable and welcome. Thank you.

7 August 2026
Unprompted review
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Reply from Santander

It’s great to hear the Oswestry team always makes you feel welcome and at ease when you visit. 😊
John

Rated 5 out of 5 stars

I came to the Blackwood Tom Sweet was my Staff member he was very pleased to help me he was very knowledgeable about what i needed and i would recommend him to my family and friends i give him 10

I came to the Blackwood Tom Sweet was my Staff member he was very knowledgeable about what i needed and i would recommend him to friend and family 10 out of 10

6 August 2026
Unprompted review
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Reply from Santander

It's great to hear Tom took the time to understand what you needed and made such a positive impression.
John

Rated 5 out of 5 stars

I seen Tammi today in the Cookstown

I seen Tammi today in the Cookstown, Co. Tyrone branch, and again was so pleasant and helpful. She is a great asset to Santandar, and you should be very proud of this employee. Tammi always goes the further mile to help you. Josie Devlin.

6 August 2026
Unprompted review
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Reply from Santander

It's lovely to hear Tammi continues to make such a positive impact. Her friendly approach and willingness to go the extra mile clearly made your visit to our Cookstown branch a great experience.
John

Rated 1 out of 5 stars

Totally useless

Hugely disapponted with Santander Bank. I had trouble with an online debit card purchase for just over a hundred pounds. Santander approached the seller for many weeks despite being told that they are not responding to communications. Santander failed to respond to complaints online using the app or emails to customerservices. Santander did once respond on the app - they gave me 31 minutes to respond while I didn't even know that they had messaged me. I found Santander totally useless.

7 August edit: Santander have suggested that I contact them. I have relentlessly tried to contact them through the app and emails to customerservices. I am leaving Santander having found it worse than useless.

7 August later edit: I am also disappointed that Santander's replies here are created by AI. That they're not really concerned about your reviews and are instead trying to limit damage on the cheap shows that they don't give a fek.

27 June 2026
Unprompted review
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Reply from Santander

I can see why this left you feeling let down. After spending weeks trying to resolve a debit card purchase issue, not receiving responses to your complaints, and missing an app message, it's understandable that your confidence was affected. We'd like to better understand your experience, so please contact us at socialmediacare@santander.co.uk.
John

Rated 5 out of 5 stars

Samantha was very efficient and…

Samantha was very efficient and informative of the products on offer at the Beverley branch East Yorkshire

6 August 2026
Unprompted review
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Reply from Santander

It's great to hear Samantha made your visit to the Beverley branch such a positive one. Being efficient while taking the time to clearly explain the products available can make all the difference when deciding what suits your needs.
John

Rated 5 out of 5 stars

Caleb Hocking money Advice

Caleb Hocking , he was very helpful and very knowledgeable on all the products you have to offer , would recommend him to everyone, outstanding knowledge

6 August 2026
Unprompted review
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Reply from Santander

It's wonderful to hear Caleb made such a strong impression. His knowledge of the products available and the time he took to help clearly gave you confidence in your options.
John

Rated 5 out of 5 stars

Met with Jo who was very welcoming and…

Met with Jo who was very welcoming and professional and dealt with our accounts with ease and helped us understand how to manage our money.

23 July 2026
Unprompted review
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Reply from Santander

It’s great to hear Jo made such a positive difference. Her welcoming, professional approach and clear guidance helped make managing your accounts and understanding your money feel straightforward. Keeping your account details up to date can help make banking even smoother.
John

Rated 5 out of 5 stars

Mandy from Santaner Stockton branch

Mandy from Santaner Stockton branch went above and beyond to assist my mom, mom was very nervous as to what to expect, but Mandy made mom feel so welcome, so Mandy take a lollipop 🍭 for all your hard work, we are expecting to see a new you when you get your hair cut Mandy, Best wishes Joan & Kevin.

5 August 2026
Unprompted review
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Reply from Santander

We're absolutely delighted to hear that Mandy made such a positive difference to your mum's visit to our Stockton branch.
We understand that visiting a branch can sometimes feel daunting, and it's fantastic to know that Mandy helped create such a warm, welcoming and reassuring experience.
Thank you both for the shout-out and for sharing your kinds words with us 😊
Elisha

Rated 3 out of 5 stars

Standard of customer service has gone down hill

I am really disappointed with Santander having had no issues for decades several recent hiccups have caused frustrating issues. Firstly a bacs payment didn't go through so it looked like I had not paid. Then I was setting up new payment and because of the amount even though it was to a High Street bank account was stopped and I had to ring Fraud ....but it took 1.15 hours to get through to Fraud. Then I had emails about a savings acccount which said I need to cancel the DD and it won't continue for the NEW savings year ...only later to receive another email saying how the money would xfer to your current account provided you have a current DD! It was sorted out by a very nice lady but she then was telling me information that I knew was factually incorrect and then went on to try and sell me a different CC which I had to point out to her was of no benefit to me. Despite the emails saying the money would transfer automatically to current account it didn't happen and I had to ring up again. Everyone was nice on customer service but with it taking so long to get through and quite frankly on every occasion clearly staff who did not have a clue how to deal with I am disappointed and seriously thinking of moving on.

4 August 2026
Unprompted review
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Reply from Santander

Thank you for taking the time to share your experience with us, Kathryn.
We're particularly sorry to hear of your disappointment, especially after having banked with us for so many years. We appreciate how frustrating it can be when a series of interactions leave you feeling let down, and we're sorry that your recent experiences haven't reflected the level of service we strive to provide.
Your feedback is incredibly important to us, and we'd really like the opportunity to better understand what happened and see how we can help. If you're willing to speak with us further, please contact our team at: socialmediacare@santander.co.uk and we'll do everything we can to support you.
Elisha

Rated 5 out of 5 stars

I see Satish whenever my ISAs are going…

I see Satish whenever my ISAs are going to mature. We also discuss my other accounts with Santander. He is always very polite, professional and helpful. We normally run through the various accounts and he is very good at explaining everything. Today, he helped me to transfer some of the money from one of the ISAs that has matured.

6 August 2026
Unprompted review
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Reply from Santander

It's great to hear Satish continues to make your ISA reviews straightforward and informative. Taking the time to explain your options clearly and help transfer funds from your matured ISA shows real care and professionalism.
John

Rated 1 out of 5 stars

Appalling outfit

Appalling outfit. Their online technology fails far more often than it works and their automated phone service adds insult to injury by telling you that they 'appreciate' your time, whilst keeping you waiting to be put through for over twenty minutes!

Their advisers frequently twll you problems have been sorted, when they haven't and 'sorting' anything always seems to take an inordinate amount of time. They clearly put profit, well above customer service, which is extremely poor.

I would move my account, but Grade Z customer service seems endemic in the world of high street banks.

Their reply is just lip service. I've complained about the standard of their service many times, but nothing changes!

6 August 2026
Unprompted review
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Reply from Santander

Improving and advancing our digital services is something we're passionate about, and we're continually working to enhance our online and telephone banking services.
Customer feedback plays a crucial role in helping us identify where we need to improve, so we appreciate you taking the time to highlight these concerns, Richard.
We're here to help and would welcome the opportunity to look into your experience further. If there's anything we can assist you with, please contact us at: socialmediacare@santander.co.uk
Elisha

Rated 5 out of 5 stars

Mandy at Stockton branch was very…

Mandy at Stockton branch was very helpful and has been empathetic when dealing with me and my recent bereavement . Finances are now in good condition and I look forward to meeting up with her for my next review .

5 August 2026
Unprompted review
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Reply from Santander

We're so sorry to hear of your loss, S Burns! We're here to help our customers, especially when they need us most, so it's good to hear that Mandy took great care of you.
Thank you for taking the time to share your feedback with us and for your 5* rating too!
Elisha

Rated 5 out of 5 stars

Sonia was excellent

Sonia was excellent, helped me set up a new savings account whilst also helping me with the withdrawal and queries I had.

Excellent staff members, warm and welcoming.

6 August 2026
Unprompted review
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Reply from Santander

Thank you for taking the time to leave a 5* review, Gurkiran!
It's fantastic to hear Sonia took care of your banking needs & you felt well looked after throughout your visit 😊 we look forward to seeing you again soon!
Elisha

Rated 5 out of 5 stars

Karen

Karen, has been very helpful today at the Galashiels branch.
I'm not very good at technology. If it was not for Karen's help, I would be completely lost.
Karen, was able to help this elderly person with her kindness and knowledge.

6 August 2026
Unprompted review
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Reply from Santander

Thank you for recognising Karen!
We are passionate about making banking accessible and inclusive for everyone, regardless of their confidence with technology.
For customers who would like to build their confidence with digital banking at their own pace, we also offer a range of Mobile Banking demos and guides, which can be accessed here: https://www.santander.co.uk/mobiledemo
Hope this helps!
Elisha

Rated 1 out of 5 stars

Santander, the worst customer service…

I have had the worst customer service experience from Santander- as an excellent customer of many years they still let me down in the most appalling manner… there are many other banks who would value their customers and treat them with respect and dignity. Complaint ref 14023178

3 August 2026
Unprompted review
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Reply from Santander

Having banked with us for many years, it's clear this experience fell well short of what you expected. We'd like to better understand what happened. Please contact us at socialmediacare@santander.co.uk.
John

Rated 5 out of 5 stars

Excellent customer service

I’ve been putting off updating my current account, and looking into ways of earning more interest, for years. Today, I was greeted by Ashley with a lovely smile and wonderful customer service throughout my visit. I found her to be very knowledgeable about Santander products, and very helpful with my questions as I made my decisions. I wish I’d attended this appointment much sooner!

6 August 2026
Unprompted review
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Reply from Santander

Thank you so much for your 5 star review, Michelle ✨
At Santander, we're committed to creating an environment where customers feel supported and empowered to tackle their financial goals with confidence. It's fantastic to know Ashley delivered just that!
Thank you for choosing Santander. We look forward to continuing to support you on your banking journey in the years to come 😊
Elisha

Rated 1 out of 5 stars

No wonder why banks are online as this…

No wonder why banks are online as this company may as well be
They seem to be incapable of doing anything in branch and when you do go in you get lectured about why you’re not using the app or online banking etc to the point of rudeness
Apart from myself being able to conduct banking online or when I’m out many people are not PC literate others don’t trust online then we have people who go out and might have a coffee and pop into have a chat and do their banking etc
Banks like Santander are pushing people away and I find it very difficult to understand their logic other than saving money for themselves
However if you go to Nationwide who I’ve had one experience (great) with its a whole different experience
Very nice helpful and you have all the options to deal with them as you prefer

But Santander have lost buy business for good now
Following my experience with a very rude man in the Burgesshill branch
Also it’s taken 6 attempts and counting to deal with my late mothers accounts

6 August 2026
Unprompted review
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Reply from Santander

Firstly, please accept our condolences on your loss. We're very sorry to read about your recent experiences, Gavin.
Whilst we offer a range of banking options, including online, mobile and telephone banking, we also continue to support customers through our branch network and Work Cafés. Our aim is to provide solutions that give customers flexibility and choice, rather than a one-size-fits-all approach.
Whilst we're disappointed to hear we've lost you as a customer, we'd love the chance to turn things around and support you with anything you need at this time. Our email address is: socialmediacare@santander.co.uk
Elisha

Rated 5 out of 5 stars

I had very great service from Prit in…

I had very great service from Prit in Ipswich branch explained all the different products and was very shocked that there is also insurance I can get. Thank you

6 August 2026
Unprompted review
Santander logo

Reply from Santander

At Santander, we're passionate about being part of our customers' banking journey & ensuring they have the information they need to make confident financial decisions and take advantage of all our products, including insurance😉
Thank you for recognising Prit and for your 5* rating too, Ruwimbiko!
Elisha

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