Second Chance Payday Loans Reviews 26

TrustScore 4.5 out of 5

4.5

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Rated 5 out of 5 stars

Had a awesome time with this loan provider. The managers were really nice, making sure everything flowed well and quick funding made it even better!

Company replied

Rated 4 out of 5 stars

my parents money for bills they were so stressed about their medical bills, and we just couldn't make ends meet without it. But then you came along with your loan and now we all can breathe easy! Than... See more

Company replied

Rated 4 out of 5 stars

really satisfied speaking with Penelope, she is the branch manager and really awesome woman! she knows how to explain simply the contract

Company replied

Rated 5 out of 5 stars

Get refusal from traditional lenders because of your bad credit score? Don't worry! You can still apply for extra cash through this platform! Best interest rates, fast responses, and easy application... See more

Company replied

Company details

  1. Loan agency

Written by the company

Even if a financial emergency hooked you all of a sudden, there is still an option that can help you beat it. Whether you need a little help to cover unexpected expenses or an urgent loan for bad credit, we have a reliable offer for you! Whenever you live in Florida, Second Chance Payday Loans is here to help you with payday loans right away. You’re welcome to apply online 24/7 from anywhere in the state – from Fort Lauderdale to Tallahassee, from Hollywood to Fort Myers, from Miami to Jacksonville, or from South Beach to the Boca Raton area. Get a short-term loan with no credit check the next business day or by the end of the same day!


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

26 reviews

5-star
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1-star

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Rated 5 out of 5 stars

Had a awesome time with this loan…

Had a awesome time with this loan provider. The managers were really nice, making sure everything flowed well and quick funding made it even better!

26 August 2024
Unprompted review
Second Chance Payday Loans logo

Reply from Second Chance Payday Loans

Hi, Ezra
We’re grateful for your feedback! It’s wonderful to know you had a great experience with us. If you think of any other ideas or suggestions, we’d love to hear them. Your input helps us continually improve!

Rated 5 out of 5 stars

who wouldn't want some fast dough in a…

who wouldn't want some fast dough in a pinch, ya know? But that convenience's gonna cost ya. I am talking fees out the wazoo and interest thatll make your head spin and and they want their money back pronto, usually by your next paycheck. Figure they'll just grab it straight from your bank if you let 'em.

2 May 2024
Unprompted review
Second Chance Payday Loans logo

Reply from Second Chance Payday Loans

Hi, Sheryl.
Thank you so much for your review. You made our day!
Best Regards, Second Chance Payday Loans Team!

Rated 5 out of 5 stars

They offered re­asonable interest…

They offered re­asonable interest rate­s and showed dedicated support for community growth. A positive­ encounter in all!

29 January 2024
Unprompted review
Second Chance Payday Loans logo

Reply from Second Chance Payday Loans

Thank you for your words, Hannah
Waiting for your next visit!

Rated 5 out of 5 stars

application was so quick and easy

application was so quick and easy, and I got the funds just in time to jingle all the way through the season. With reasonable interest rates, it's a win-win. If you're dreaming of a debt-free holiday, 1f cash advance can make it happen!

13 January 2024
Unprompted review
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Reply from Second Chance Payday Loans

Hi, Layla
Thank you so much for your review!

Rated 5 out of 5 stars

scflorida team walked me through every…

scflorida team walked me through every step, and I'm satisfied with the terms

9 November 2023
Unprompted review
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Reply from Second Chance Payday Loans

Michael, thank you for your review! We would love to hear from you again to see if the changes we made meet your expectations. We value your continued support.

Rated 4 out of 5 stars

The main disadvantage of this app is…

The main disadvantage of this app is that it may be difficult to navigate it. In general, I am satisfied.

10 June 2023
Unprompted review
Second Chance Payday Loans logo

Reply from Second Chance Payday Loans

We're delighted to hear about your positive experience with our service! Our team works hard to provide the best possible experience, and your feedback is greatly appreciated. We hope to have the pleasure of serving you again soon.

Rated 5 out of 5 stars

Get refusal from traditional lenders…

Get refusal from traditional lenders because of your bad credit score? Don't worry! You can still apply for extra cash through this platform! Best interest rates, fast responses, and easy application process - everything you need to receive additional money hassle-free.

26 April 2023
Unprompted review
Second Chance Payday Loans logo

Reply from Second Chance Payday Loans

Thank you for your feedback. We appreciate your comments, both positive and constructive, as they help us strive for excellence. Your input is valuable in our continuous efforts to improve.

Rated 4 out of 5 stars

really satisfied speaking with…

really satisfied speaking with Penelope, she is the branch manager and really awesome woman! she knows how to explain simply the contract

7 August 2023
Unprompted review
Second Chance Payday Loans logo

Reply from Second Chance Payday Loans

Your review is important to us as it contributes to our growth and success. We're constantly working to meet and exceed expectations, and your feedback fuels our commitment to providing exceptional loans.

Rated 5 out of 5 stars

loan terms offered were favorable

loan terms offered were favorable, and the interest rate was competitive compared to other lenders. However, it would have been beneficial to have more frequent updates during the approval phase.

1 August 2023
Unprompted review
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Reply from Second Chance Payday Loans

Thank you for being a loyal customer and taking the time to leave a review. We're thrilled to have you as a part of our loans family and look forward to serving you for many years to come.

Rated 5 out of 5 stars

They hooked me up with the cash I…

They hooked me up with the cash I needed in no time, and the whole process was super easy. No complicated paperwork or hassle. Highly recommend if you're looking for a loan without the headache!

19 July 2023
Unprompted review
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Reply from Second Chance Payday Loans

We're grateful for your positive feedback and look forward to serving you again. If you have any suggestions or requests for your next visit, please don't hesitate to share them with us.

Rated 5 out of 5 stars

my manager was exceptional

my manager was exceptional. The whole process was quick and painless in and out in about 30 mins. The environment in west miami was relaxed and welcoming. Thank you both

5 July 2023
Unprompted review
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Reply from Second Chance Payday Loans

Thank you for taking the time to share your positive experience. We strive to provide the best service possible, and it is rewarding to know that we have met your expectations. We look forward to serving you again in the future.

Rated 5 out of 5 stars

They took the time to explain all the…

They took the time to explain all the details and answered my endless questions with patience. Plus, the branch itself had a really cool vibe, with comfy seating and a relaxed atmosphere. If you're in need of a loan and happen to be in west miami, I highly recommend checking out this branch of these guys

29 June 2023
Unprompted review
Second Chance Payday Loans logo

Reply from Second Chance Payday Loans

Hi Arlinda
Thank you for your previous review and for providing us with an opportunity to address your concerns. We are pleased to inform you that we have made significant improvements based on your feedback. We would love to hear from you again to see if the changes we made meet your expectations. We value your continued support.

Kind Regards, Second Chance Payday Loans Team!

Rated 5 out of 5 stars

walked into this branch feeling like a…

walked into this branch feeling like a lost penguin in a desert, but boy, was I wrong! The staff greeted me with more enthusiasm than a squirrel finding a hidden stash of acorns. They truly turned my financial visit into a memorable experience!

26 June 2023
Unprompted review
Second Chance Payday Loans logo

Reply from Second Chance Payday Loans

Hello, Beth
Thank you so much for your review!
Second Chance Payday Loans team!

Rated 5 out of 5 stars

This loan came to the rescue like a…

This loan came to the rescue like a superhero with a cape. The application was a breeze, and I got approved faster than my morning coffee kicks in. The best part? The funds were in my account lightning-fast. I could pay off those bills and breathe again. If you need a financial lifesaver, look no further than this loan!

14 June 2023
Unprompted review
Second Chance Payday Loans logo

Reply from Second Chance Payday Loans

Dear Willow
We are happy to receive your 5-star review! Thank you for taking the time to share your positive experience. We strive to provide the best service possible, and it is rewarding to know that we have met your expectations. We look forward to serving you again in the future.

Second Chance Payday Loans Team!

Rated 5 out of 5 stars

needed some cash for a spontaneous road…

needed some cash for a spontaneous road trip, and this loan totally had my back. I hit the road in no time and made memories for a lifetime

29 May 2023
Unprompted review
Second Chance Payday Loans logo

Reply from Second Chance Payday Loans

Dear Allan,
Thank you so much for your positive review! We are thrilled to hear that you had a great experience with us. Your kind words motivate us to continue delivering excellent service.
Kind Regards, Second Chance Payday Loans Team!

Rated 5 out of 5 stars

was looking for a loan to help pay off…

was looking for a loan to help pay off my debts I found this agency and they had great rates and terms that worked for me. The contract looked fair, so I decided to go with them, no complaints

17 May 2023
Unprompted review
Second Chance Payday Loans logo

Reply from Second Chance Payday Loans

Jasmine,
We appreciate your wonderful feedback! It's fantastic to know that you enjoyed your time with us. We strive to provide exceptional experiences, and your positive review confirms that we're on the right track.
Best Regards, Second Chance Payday Loans Team!

Rated 4 out of 5 stars

my parents money for bills they were so…

my parents money for bills they were so stressed about their medical bills, and we just couldn't make ends meet without it. But then you came along with your loan and now we all can breathe easy! Thank you for helping us in our time of need! but some rates are too high maybe next time will be better

5 May 2023
Unprompted review
Second Chance Payday Loans logo

Reply from Second Chance Payday Loans

Tiffany,
We're delighted by your positive review! Your satisfaction is our top priority, and it's incredibly rewarding to know that we met your expectations. We look forward to serving you again soon.
Best Regards, Second Chance Payday Loans Team!

Rated 5 out of 5 stars

just nice service

just nice service, could apply in 3 mins and waited another 15 min for the approval & funded on the next day though nothing to complaints about

26 April 2023
Unprompted review
Second Chance Payday Loans logo

Reply from Second Chance Payday Loans

Dear Mary,

We wanted to take a moment to express our gratitude for the glowing review you shared. Your feedback means the world to us and serves as a testament to the hard work we put into providing the best service possible. Thank you for choosing us, and we can't wait to welcome you back!

Warm regards,
Second Chance Payday Loans Team!

Rated 1 out of 5 stars

Scam

Do not give your business to this company. I had a contract them from August to December of last year 2022. The contract that I signed told me that everything was going to be taken care of by then. Month by month I was paying them so that they would be able to take care of all the payday loans that I owed. We’re now In April 2023 and I’m still receiving a letter from a payday loan that should’ve been taken care of by this company, second chance. I’ve gotten a couple letters saying that I’m past due. When I called the company the one that I am past due with, I was advised that second chance never sent over a power of attorney letter nor any documentation showing that they would be taking over that account. It is absolutely ridiculous and frustrating that I’m even having to still deal with this when they should have been taken care of back in December. Do not give them your business. When you call the company number and try to leave a message it hangs up on you right away and when you try to call customer service, it’s always the same rep answering the phone. He continuously “assures” you that it will be taken care of. I tried getting in touch with the representative that I originally talk to. She told me I could call her anytime. Her name is Michelle M. She has yet to respond to any of my emails any of my phone calls that I have made. I am truly disappointed because I put my trust in this company that they would help me out and the fact that I’m still receiving this letter, it tells me that this is a scam. Unacceptable.

20 April 2023
Unprompted review
Second Chance Payday Loans logo

Reply from Second Chance Payday Loans

Hi, Eliana, we are so sorry that you had bad experience with us. We will check your contract and data, and you won't receive any letters anymore. Best Regards, Second Chance Payday Loans.

Rated 5 out of 5 stars

recently took out a payday loan with…

recently took out a payday loan with this company and I was really impressed with the service I received the staff were so helpful and guided me through the process, making it a stress-free experience, the interest rate was also competitive, which was a huge plus. I would definitely recommend them to anyone looking for a reliable and affordable loan provider

19 April 2023
Unprompted review
Second Chance Payday Loans logo

Reply from Second Chance Payday Loans

Hello Andrew

We are genuinely thankful for the wonderful review you left for us. Your kind words have given us a great boost and reaffirmed that we're on the right track. We appreciate your trust and loyalty, and we'll continue striving to exceed your expectations. If there's anything else we can do for you, please don't hesitate to reach out.

With heartfelt thanks, Second Chance Payday Loans Team!

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