Secure Trust Bank PLC Reviews 3,498

TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Evaluating 314 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the user experience, finding the website easy to navigate and the online processes straightforward for opening and managing accounts. Many people highlight the excellent customer service, appreciating the helpful and efficient support received over the phone, with real UK-based representatives readily available. The interest rates are also frequently mentioned as competitive and attractive. However, some customers experienced issues with account transfers, describing them as complicated or delayed, leading to frustration. A few people also noted difficulties with the website, such as being timed out while reading terms and conditions or encountering problems with updating certain fields. Additionally, some reviewers expressed dissatisfaction with the practice of offering better interest rates to new customers compared to existing ones, and a small number reported significant administrative fees.

What people talk about most

User experience

Customers generally report a high level of satisfaction with the user experience, finding the app and website... See more

Service

Consumers generally express satisfaction with the service. Many reviewers highlight efficient management,... See more

Website

Reviewers mention positive feedback about the website, highlighting its clarity, ease of use, and simple... See more

Price

Reviewers highlight positive aspects of price, with many praising competitive interest rates and good savings... See more

Customer service

Clients share positive opinions on customer service, often highlighting the helpfulness and efficiency of... See more

Reviews shaping this summary

Rated 4 out of 5 stars

i have previously held a secure trust bank account and once again decided to open one again for a fixed term. My husband and I try to keep our life style simple and uncomplicated and as a result yea... See more

Company replied

Rated 4 out of 5 stars

I alreday had an account and adding a new one was technically simple. You had the best interest rate I could find for bonds with annual payment. Things I wanted to know were whether I could seed the n... See more

Company replied

Rated 5 out of 5 stars

As an older, reluctant user of technology, the ability to speak to an actual person is very welcome! Anisha spoke clearly and was very easy to understand. She explained the process for carrying out... See more

Company replied

Rated 5 out of 5 stars

Just opened a fixed rate cash Isa due to competitive interest rate. Straight forward process if it wasn't for an admin error entirely of my own making. Rang them and a very helpful and efficient lady... See more

Company replied


Company details

  1. #30 of 47 best companies in Bank
  2. #79 of 117 best companies in Financial Institution

Written by the company

At Secure Trust Bank we provide simple, transparent savings accounts and business finance.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

3K reviews

5-star
4-star
3-star
2-star
1-star

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Rated 5 out of 5 stars

Change my nominated bank account

Change my nominated bank account. The process was very secure and timely.

30 October 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello,

We're happy to hear that the process of changing your nominated bank account was secure and timely.

Thank you for sharing your positive experience with us.

Kind regards,

Louise

Rated 5 out of 5 stars

Great Service!

Well designed website, easy to navigate.
Fast response to request to transfer existing ISA to new Secure Trust account.

23 October 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We're happy to hear that you found our website well-designed and easy to navigate. It's great to know the ISA transfer request was handled quickly. Thank you for your feedback.

Kind regards,
Sophie

Rated 5 out of 5 stars

‘As it says on the tin’ Securetrust…

‘As it says on the tin’ Securetrust Bank is that.
Also, excellent attentive customer service .

28 October 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We're happy to hear that your experience with us matched your expectations! We appreciate your kind words about our attentive customer service. Thank you for the positive feedback.

Kind regards,
Sophie

Rated 2 out of 5 stars

Poor Processes and Unnecessary Obstacles

I have held a savings account with Secure Trust Bank for many years, using it simply to deposit funds. Following a divorce, I provided a signed consent order and a letter of authority from my ex-wife to transfer the account into my sole name. Despite this, the bank refused to act until they had also spoken to her directly.

This requirement is both unnecessary and outdated. I completed the same process with five other banks without any difficulty — all were seamless. Secure Trust Bank’s approach has created needless stress, wasted time, and highlighted how archaic their systems and processes are.

Unless you absolutely have to, I would strongly recommend avoiding this bank. It may appear fine on paper, but the moment you need support with anything beyond the most basic transactions, they become obstructive and unhelpful.

29 October 2025
Unprompted review
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello,

Thank you for taking the time to share your feedback. We understand your concerns and appreciate you bring this to our attention.

Our procedures are in place to ensure security and compliance. As we have previously provided a final response to your enquiry which details the next steps, we are unable to offer any further review as this stage.

Your feedback is invaluable, and we will use it to review our processes for better efficiency and support in the future.

Kind regards,

Louise

Rated 5 out of 5 stars

Very happy with Secure Trust bank

Very happy with Secure Trust bank. Changed due to interest rate drop. Will be happy to return when rates increase.

28 October 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We're happy you were pleased with our services. We appreciate your feedback regarding the interest rate change and look forward to the possibility of serving you again in the future.

Kind regards,
Sophie

Rated 2 out of 5 stars

Good business but wastes own money, damages the environment

I enjoyed banking with them but they insiste in powering you a letter every time you put money in or out
They wouldn’t let me ask for just an email.
With the app availability I was sometimes mcijbg pennies in or out of my account and they would be spending £2 just telling me what I’d done with the letter and cost of postage
Moronic really!

I had to save them from themselves in the end it was wasting their money, damaging the planet and creating increased fire loading in my home

26 October 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We appreciate you sharing your experience. We regret that our notification methods didn't meet your needs and caused concern about environmental impact and paper accumulation. Your feedback is valuable, and we can use it to see what improvements can me made in the future.

Kind reagards,
Sophie

Rated 4 out of 5 stars

It's important to Care

i have previously held a secure trust bank account and once again decided to open one again for a fixed term.
My husband and I try to keep our life style simple and uncomplicated and as a result year on year are finding it harder to find Banks and Building Societies that provide accounts with good interest rates which are not on line and can be opened face to face.
So when we are looking at accounts which have to be opened on line they should be uncomplicated very secure safe and provide really good service over the telephone if needed. We do not want to worry about our savings constantly. We want to feel valued and not just a numbered account. Call us old fashioned but some of those values seem to have gone in many walks of life.

24 October 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We appreciate you choosing us again for your fixed-term account. It's important to us that you feel valued and secure with our services. We acknowledge your need for simple, secure banking options and good telephone support. Your feedback helps us improve our services.

Kind regards,
Sophie

Rated 5 out of 5 stars

Reassuring advice

The phone was answered very promptly. I received professional, friendly and supportive help and advice and was reassured I was investing my funds in a safe and appropriate manner.

22 October 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We're happy to hear that you received prompt, friendly, and supportive help. We appreciate your feedback and are glad you feel reassured about your investment.

Kind regards,
Sophie

Rated 5 out of 5 stars

Highly efficient

Highly efficient

23 October 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We are pleased to hear you are satisfied with our services,
Thank you for your feedback!

Kind regards,
Sophie

Rated 5 out of 5 stars

ISA opening

Simple to open account

20 October 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello Michael,

We are happy to hear that opening an account was simple. Thank you for your feedback.

Kind regards,

Louise

Rated 5 out of 5 stars

A positive experience

Website is easy to use.
The interest rate stayed competitive for longer than most other instant access savings accounts.
Prompt response to queries, online & on the phone.

21 October 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello Ms Chambers,

We're happy to hear that our website is easy to use and that you found our interest rates competitive. We appreciate your feedback regarding our prompt response times online and on the phone.

Kind regards,

Louise

Rated 3 out of 5 stars

Not a terrible bank but they will send you copious amounts of letters

Great app. Good helpful customer service. However they post you a letter after every transaction. In my mind, waste of paper, not environmentally friendly and a bit of a security risk. In mondern times every other savings account doesn't do this as it's unnecessary in thus day and age. I did if they could stop sending these transaction letters and was told no. That married with a no longer competitive interest rate meant I left them.

17 October 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello Amanda,

We appreciate your feedback and are glad you found our app and customer service helpful.

We appreciate your feedback regarding transaction letters, this is regularly reviewed by our senior management team to help us improve the products and services we provide.

Kind regards,

Louise

Rated 5 out of 5 stars

Good interest rates for 2024 but now…

Good interest rates for 2024 but now not so good.
Easy access invaluable

17 October 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello Sonia,

We appreciate your feedback regarding our interest rates, we will monitor our rates to remain competitive.

Kind regards,

Louise

Rated 5 out of 5 stars

Highly recommended

Highly recommended, good rates and easy to apply and transfer money.

19 October 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello Colin,

We are delighted to hear that you found our interest rate good and the application and transfer process easy. Thank you for recommending our services!

Kind regards,

Louise

Rated 5 out of 5 stars

Great customer service

Great customer service, the representative was so very helpful, patient & guided me every step of the way to secure my Internet Banking and my new savings account.
Thank you very much 👍

18 October 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello Miss Johnston,

We're happy to hear that our representative was helpful and patient in guiding you through securing your Internet Banking and new savings account. Thank you very much for your positive feedback!

Kind regards,

Louise

Rated 5 out of 5 stars

First time user to internet banking

First time user to internet banking. My experience from start to finish was fantastic due to the assistance and patience of Kadeer. He guided me through each step of the process, with patience and understanding. Very helpful man.

17 October 2025
Unprompted review
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello,

We're happy to hear that your first experience with internet banking was fantastic. We appreciate you mentioning the assistance you received. It's great to know the guidance provided was patient and understanding. Thank you for your positive feedback.

Kind regards,

Louise

Rated 1 out of 5 stars

Be careful if you TRANSFER ISA OUT AND SPLIT!

Went to transfer out on maturity my 1 Year Isa to 2 other providers and they would NOT allow it!
Their marketing material is misleading as it says current tax year allowances can't be transferred. Buried in their T & C's in section 12 says that it must be transferred in FULL! SNEAKY OR WHAT!
Looking at your reply: I'm glad I gave you good advice for your Management team - and you got it for free!!! You are still a dreadful company!!

16 October 2025
Unprompted review
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hello,

We're sorry to hear that our terms and conditions have caused confusion and frustration concerning transferring your ISA.

We appreciate your feedback, this is regularly reviewed by our senior management team to help us improve the products and services we provide.

Kind regards,

Louise

Rated 5 out of 5 stars

I gave this five star review because

I gave this five star review, because I got five star service. This was the easiest ISA transfer I have ever undertaken. Secure trust were quick and efficient. Just what we all need more of!

15 October 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We're happy to hear that your ISA transfer was easy and efficient. It's great to know we provided you with a five-star experience.
Thank you for your positive feedback!

Kind regards,
Sophie

Rated 4 out of 5 stars

Good All Round

Ease of using website and helpful staff

11 October 2025
Secure Trust Bank PLC logo

Reply from Secure Trust Bank PLC

Hi,
We're glad our website was easy to use and our staff helpful. Thanks for your feedback.

Kind regards,
Sophie

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