super helpful friendly understanding staff. get your loan from this company, if you want an excellent experience. Fastest loan company ive ever seen !!! Great JOB !
Company replied
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Review summary
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I have been dealing with payday lenders for long time simple financial turns out to be the best one !! Customer service on top quick reply quick documentation and delivery of funds keep up the great... See more
Company replied
The process was very easy. The email communication was excellent. The explanation of how the loan worked was very clear thank you so much for having this service.
Company replied
This company is truly wonderful i needed help and they didn't even rethink twice about me me, it's not easy getting help sometimes when your a senior thank you so very much
Company replied
Company details
Written by the company
At Simple Financial, your peace of mind is our priority. We understand that life can bring unexpected expenses, and our mission is to provide a safe, reliable, and stress-free borrowing experience when you need it most. As a licensed payday loan provider in Ontario, we operate strictly under provincial laws and regulations, ensuring every loan is offered with full compliance and transparency. Our clients can feel confident knowing they are working with a responsible lender that puts fairness and integrity first. What sets us apart is our commitment to: Customer Service: We treat every client with respect, care, and understanding. Transparency: Clear terms, no hidden fees, and honest communication. Speed: Quick approvals and fast access to the funds you need, when you need them. Whether it’s an urgent bill or an unexpected situation, we’re here to help you bridge the gap with dignity and efficiency. At Simple Financial, we believe in making short-term lending straightforward, safe, and supportive for all our clients.
Contact info
4.8
Excellent
188 reviews
Replied to 100% of negative reviews
Typically replies within 24 hours
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Fast,non judgemental
Fast,non judgemental and treated like a person and not a number. I would certainly do business with again and tell others about my experience. Thanks SimpleFinancial
31 December 2025
Unprompted review
Reply from SimpleFinancial
Thank you for your kind words! We’re proud to treat every client with respect and understanding. We truly appreciate your trust and recommendation — it means a lot to the Simple Financial team
Reply from SimpleFinancial
Hi Carmela,
Thank you for the great feedback! We’re happy to hear the process was simple, easy, and fast. We really appreciate the recommendation 🙏
Very fast and easy to deal with
30 December 2025
Reply from SimpleFinancial
Hi Ron,
Thanks for taking the time to share your experience. We’re glad everything was fast and easy to deal with. We appreciate your support!
Very quick loan approval would…
Very quick loan approval would recommend this place for a loan
28 December 2025
Unprompted review
Reply from SimpleFinancial
Hi Mike,
Thank you for your kind words! We’re happy the approval process was quick and straightforward. We appreciate the recommendation 😊
It was birthday and I wanted to treat…
It was birthday and I wanted to treat myself while on small medical trip. Thank you
17 December 2025
Reply from SimpleFinancial
Thank you so much for choosing us, and happy birthday! 🎉 We’re really glad we could be part of treating yourself during your medical trip. Wishing you good health and many more celebrations ahead — we’re always here if you need us again.
Fast decision
24 December 2025
Reply from SimpleFinancial
Thank you! We’re glad you appreciated the fast decision. We aim to keep the process quick and straightforward.
Outstanding Service and Effortless Experience with Simple Financial Payday Loan
I recently had the pleasure of using Simple Financial Payday Loan, and I must say, I am truly IMPRESSED with the entire experience. From beginning to end, the process was quick, straightforward, and REMARKABLY SMOOTH.
The staff at Simple Financial is exceptional. They are not only knowledgeable and professional but also incredibly pleasant. They took the time to address all of my questions, ensuring I felt comfortable and informed throughout the entire process. Their commitment to customer service is clear, making me feel valued beyond just a transaction.
What impressed me the most was how EFFICIENT the application process. How they responded to emails quickly, and all my transactions went smoothly, enabling me to finish everything in a short amount of time. I received approval almost instantly, which was a huge relief every single time. The customer service team was consistently POLITE and RESPECTFUL, providing prompt replies to my emails or any concern. They truly exemplify professionalism as a lender.
In conclusion, I wholeheartedly recommend Simple Financial Payday Loan to anyone seeking a reliable and efficient payday loan service. Their blend of outstanding customer service and a streamlined process sets them apart from the rest.
Thank you, Simple Financial, for making this experience so positive!
-Maria D.
29 November 2025
Unprompted review
Reply from SimpleFinancial
Thank you so much, Maria, for taking the time to share such a detailed and thoughtful review. We’re truly grateful for your kind words and for trusting Simple Financial Payday Loan.
Our goal is always to provide a fast, clear, and respectful experience, and it means a lot to hear that our team made you feel informed, valued, and supported throughout the process. We’re especially glad the quick approval and smooth transactions brought you peace of mind when you needed it.
Your recommendation means everything to us. Thank you again for choosing Simple Financial — we’re always here if you ever need assistance in the future.
Reply from SimpleFinancial
Thank you for your kind words! We’re glad you had a fast and smooth experience. We appreciate your continued trust in Simple Financial.
Very fast and reliable company
Very fast and reliable company, thank you simple Financial
19 December 2025
Reply from SimpleFinancial
Thank you for taking the time to leave a review! We’re happy to hear you found our service fast and reliable. We’re always here if you need us again.
Responding time
13 December 2025
Reply from SimpleFinancial
Thank you for your feedback! We strive to respond as quickly as possible and appreciate you choosing Simple Financial.
It was fast and efficient
4 December 2025
Reply from SimpleFinancial
Thanks for the great review! We’re glad everything was fast and efficient for you. Your support means a lot to our team.
Quick easy no fuss
2 December 2025
Reply from SimpleFinancial
We appreciate your review! Keeping things quick and simple is exactly what we aim for. Thanks for choosing Simple Financial.
Thank you simple financial team
Thank you simple financial team
It was fast clear and very professional
I can refer them to anyone he is looking for a fast solution for a short term lian
2 December 2025
Reply from SimpleFinancial
Thank you so much for the kind words and recommendation! We’re glad you found the process clear, fast, and professional. We truly appreciate your support.
Thank you you come through for me when…
Thank you you come through for me when I need cash for grocery after paying bills Great company 😍
30 November 2025
Reply from SimpleFinancial
Thank you for sharing your experience! We’re really glad we could help when you needed it. Your trust and kind words mean a lot to us 😊
Reply from SimpleFinancial
Hi Ignacio,
Thank you for your review! We’re glad to hear the process was fast and efficient for you. If you ever need anything, we’re always here to help.
Reply from SimpleFinancial
Hi Paula,
Thank you for the kind words! We work hard to make the approval process as quick and smooth as possible. Reach out anytime if you need assistance.
Fanastic lightning fast and easy
24 November 2025
Reply from SimpleFinancial
Hi,
We really appreciate your review! Happy to know the experience was fast and easy. Don’t hesitate to come back if you need anything in the future.
Reply from SimpleFinancial
Hi Treena,
Thank you so much! We're glad the process was quick and that you received your funds right away. We're always here if you need support again.
Fast approval and fast transfer of funds
21 November 2025
Reply from SimpleFinancial
Hi Nancy,
Thank you for taking the time to leave a review! We’re happy the approval and transfer were fast for you. Let us know if we can assist you in any way moving forward.
Reply from SimpleFinancial
Hi Win,
Thank you for your review! We’re pleased to hear you had a good experience. If you ever need help again, our team is here for you.
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