SmartBiz Bank, N.A. Reviews 

16,371
TrustScore 4.5 out of 5

4.5

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Rated 1 out of 5 stars

This is by far the very worst experience I've ever had with a financial institution. Applied for an SBA (7a) loan and was strung along for 3 months and then was held up at the finish line by questions... See more

Rated 5 out of 5 stars

Our experience with this SBA Express Loan lender was outstanding. After applying to multiple lenders, we found that they processed our loan faster than the others. They didn’t request unnecessary docu... See more

Rated 5 out of 5 stars

Our healthcare business had been growing very quickly over the past 4 years. We had been using short term financing to fill our financial needs during this period, but it was becoming too expensive.... See more

Rated 5 out of 5 stars

Leslie Snare, Relationship Manager, was phenomenal to work with. She made the process seamless and was extremely easy to work with. Obtaining an SBA Express loan for my business is a long, document he... See more

Company details

  1. Financial Institution

About SmartBiz Bank, N.A.

Written by the company

SmartBiz Bank Logo

A bank built for small business.

Right-sized loans. Right now.

Apply in minutes.


Support Icon

We support you at every step

Our dedicated teams are here to help you through the loan application process.

SBA Lending Partner Icon

We’re your SBA lending partner

Whether you're expanding, refinancing debt, or boosting cash flow, we’re making the process simple.

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We keep your information safe

Our bank-level, 256-bit encryption protects your privacy and keeps your data secure.

Apply Now

Contact info

4.5

Excellent

TrustScore 4.5 out of 5

16k reviews

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4.5

All reviews

(16,371)

24 reviews in the last 12 months

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Rated 3 out of 5 stars

I would suggest another company

I went with SmartBiz because the Credit Union that my car loan is with suggested them and I trust the credit union. My SmartBiz PPP loan experience for the first round was very smooth and easy. In the second round, I was sent several messages about my loan being moved to other banks and then follow up messages saying that was incorrect. I also received messages about my application being incomplete and then was told I was rejected due to it's incompleteness (it was not incomplete). Workers stopped responding to me via email and then the rejection email said to call their 800 number to follow up with questions. When you call the number, it is only an automated message telling you to email them. I'm sure like everywhere else, they are understaffed and overwhelmed so I'm giving them 3 stars. My first loan process would receive 4.5 stars but the second one was a 1.5-2 at best. Luckily my funding bank ultimately did approve me despite multiple rejection letters from SmartBiz. I only found that out when the money deposited out of nowhere. Whenever I've logged on to my account in the past few months, my loan documents are sometimes available and other times it states that I have no documents. It's just a general mess.

6 August 2021
Rated 1 out of 5 stars

service was the lousiest I have ever…

service was the lousiest I have ever seen. I spent 4 months trying to reach you. When I call your number, your voice mail says to contact you Via email. I wrote you several emails and never received a single reply. You are the worst of the worst. You should not be in business. Look are your ratings in the internet. I will not recommend you to my worst enemy.

6 August 2021
Rated 1 out of 5 stars

world-class horrible

I’ve never left a company review before, but they've earned it.

SmartBiz has truly the worst customer service in the world.

5 August 2021
Rated 5 out of 5 stars

Easy to use platform

Easy to use platform - other than a message saying we didn't' get the loan when we actually did. In the end it all worked out!

5 August 2021
Rated 5 out of 5 stars

Administrator

SmartBiz was very active and helpful throughout processing of the application. Staff was very courteous and prompt in responding to any inquiry I may have. I liked working with SmarBiz.

5 August 2021
Rated 5 out of 5 stars

Great Job Jamison!

So this review is to highlight the hard work, patience, expertise and perseverance of Jamison Guy! with Smartbiz Loans. I was having a horrible experience and Jamison was willing to help! I cannot say enough about how much Jamison’s, professionalism and efforts meant to me! I am in hopes that Managers and Corporate, see this review. Jamison turned this from a-1 star to a 5 star experience! no kidding! As a professional it’s important to me when I see hard work like this highlighted!! great communication skills, superb listening skills, great response time, and expertise..
Please keep up the great work!
Thanks again. Kimberly M

5 August 2021
Unprompted review
Rated 1 out of 5 stars

No Services Provided

I applied for a PPP loan as an independent contractor through SmartBiz. After receiving a few emails implying things were going smoothly, communication from SmartBiz dropped off. When I followed up, I was informed that my loan was rejected and that it's too late to apply again. SmartBiz did not inform me why my loan was rejected or if it was due to something on my end or theirs. If I had been informed sooner, I could have reapplied with a different company. When I asked customer service why this happened, they did not give me a straight answer or take any responsibility for failing to provide services. SmartBiz has done nothing for me and I would not use it again or recommend it to a friend.

29 July 2021
Unprompted review

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