Been with SmartSave for 3 years now (3 separate full investment cycles) each for a full term non ISA investment (had maxed out ISA Allowance) which has generated a good % interest return. The applicat... See more
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Say hello to SmartSave. Fixed term, fixed rate savings accounts designed alongside our customers to offer a simple way to save. With an online account you can trust, we'll be crystal-clear about when your term is ending, so you always make the most of your savings. SmartSave was created by British bank, Chetwood Financial, where we use technology to make our customers better off. We're using our experience in Banking and Technology to challenge how Financial Services works today and provide smarter, online financial products, with no gimmicks.
United Kingdom
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Replied to 20% of negative reviews
Typically replies within 2 weeks
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I invested in a two year bond with interest paid at maturity as part of a strategy to minimise tax liability. After one year the interest was paid to me incurring a tax liability because the account then exceeded £85k. This was not clearly stated at the outset and has resulted in a tax liability this financial year of £800…I.e has cost me £800.

Reply from SmartSave
Excellent service provided by Mark J today. Appreciate your help!

Reply from SmartSave
I am completely satisfied with SmartSave and have therefore just reinvested my savings with them. Their customer support is second to none, specifically Andy who was outstanding and so very helpful at all times. What an asset he is!

Reply from SmartSave
Good rate. Clear instructions. Secure. Everything works as advertised.

Reply from SmartSave

Reply from SmartSave
This is a reinvestment with smartsave all went ahead without problems. my only problem is getting into the web site which seems to have to be refreshed a couple of times before i can get onto the site.

Reply from SmartSave

Reply from SmartSave
Very easy to use and log into. Good interest rate that was paid on the correct day

Reply from SmartSave
Always offer some of the best rates on market and various options for duration of savings from 1yr upwards. Sufficient time given to look at options to renew.

Reply from SmartSave
Great rate on a two-year fixed savings account. Easy to use website and good communication throughout. Simple, straightforward.

Reply from SmartSave
good rates of interest but virtually impossible to get to speak to anyone if have a problem. they use live chat but have no phone number. had 2 separate problems which needed attention and you waste an awful lot of time going round in circles because there is no phone number. on live chat they offer to phone you back within one working day but that is hopeless if you are in meetings.

Reply from SmartSave
Does exactly what it says and great customer service. Money in and after a year money out no bother.

Reply from SmartSave
Very poor maturity process, which my husband complained about in April and they ignored and did not uphold the complaint and then when my own account went through the same appalling maturity process I complained and they upheld this which was exactly the same issue, my husband even asked them to look at the customer journey, which they supposedly pride themselves on, but still didn’t see the issue in April.

Reply from SmartSave
Andy provided the required information promptly. He is good.

Reply from SmartSave
Very good to deal with online.
Competitive rates with no hassle.

Reply from SmartSave
A great interest rate to help boost my savings. Easy to use online account. Simple explanation of how I would receive my money at the end of the fixed term with the opportunity to take another fixed term account.

Reply from SmartSave
Easy to deal with and do what they say there going to. Can't ask for more.

Reply from SmartSave
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