Solo will make you go LOCO when you discover how simple they have made p2p lending and borrowing. Tired of borrowing Money from your parents ? If so then download solo funds. An app I guarantee you w... See more
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
As soon as I requested a loan the first time a lender proposed to me within minutes! I started with a 52 and after only 1 loan repayment I increased to a 63!! I applied recently again and multiple pro... See more
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Due to an emergency, I found myself in need of help. I had heard about the SoLo Funds app and network and registered. The process was very easy. But what was most important to me is that it is a place... See more
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Well, for a community run system such as this it is quite spectacular. True to form, no credit checks and everyone starts off with a fair shot to grow and build credit with the app ecosystem. And it w... See more
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Company details
About SoLo Funds
Written by the company
SoLo is the leading community finance platform focused on working class communities. Our members borrow on their own terms and lend to make industry leading returns or a social impact.
SoLo has over +3 million users, +2 million loans funded with 82% of its members being from underserved zip codes. As one of the few certified Benefit Corporations in financial services, SoLo has emerged as the new financial service leader on pace to deliver $1B back into working class communities by Q1 ‘26.
The traditional financial system has failed our communities, excluding them from returns and access to short term cash. SoLo created something different, something more human. They went back to the basics, creating a community where people could support each other financially. SoLo calls this community finance.
Contact info
8605 Santa Monica Blvd PMB 615204 , 90069, West Hollywood, California , United States
- info@solofunds.com
- solofunds.com
The #1 Community Finance App
4.5
Excellent
3k reviews
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I received and offer but never received…
I received and offer but never received the funds
15 June 2026
Reply from SoLo Funds
Dear Robin,
Thank you for reaching out.
Our records show that you recieved your first loan funding on 14 June 2026 witha scheduled repayment date of 29 June 2026.
On 15 June 2026, you successfully withdrew the funds via ACH transfer to your Wells Fargo checking account eding in 1250.
Kindly let us know if you need any further assistance.
Thank You,
SoLo Community Expert
Reply from SoLo Funds
Hello,
We’re glad to hear you had a great experience and received your loan immediately.
We appreciate your trust in Solo and are happy to support you when you need it.
Thank You,
SoLo Community Manager
I was able to receive the loan I needed…
I was able to receive the loan I needed fast! Thank you for giving people with “not so good credit” a second chance. It is a very helpful app that both the borrowers and peer lenders benefit from.
14 June 2026
Reply from SoLo Funds
Dear Rachel,
We’re glad Solo was able to help you get the loan you needed quickly.
Our goal is to make access to support easier and more inclusive, especially for people who may not have perfect credit.
We’re happy to hear the app has been helpful for both borrowers and lenders. We truly appreciate your trust and recommendation!
Thank You,
SoLo Community Expert
Everything is good
Everything was very easy to apply for money, However it was a little confusing on this marketplace thing they were talking about and a little slow in putting the money in my bank account.
14 June 2026
Reply from SoLo Funds
Dear Woody,
We always love to hear from you. Your insights are essential in helping us enhance our products and services. If you have any other suggestions or areas where you think we could do better, please feel free to share them with us.
Thank You,
SoLo Community Expert
Its great its just the tips and fees…
Its great its just the tips and fees end up making it not worth it. That the lenders not solo
8 May 2026
Reply from SoLo Funds
Dear Arizona,
We’re glad to hear you think Solo is a great platform. We understand that tips and fees can impact the overall value of a loan, and we appreciate you sharing that perspective.
Your feedback is helpful as we continue working to make the experience as transparent and beneficial as possible for our community.
Thank You,
SoLo Community Expert
This is my first time using the app.It…
This is my first time using the app.It was fast and easy and I'm looking forward to using Solo funds going forward as a borrower and lender.
13 June 2026
Reply from SoLo Funds
Dear Shavontae,
We do not take it for granted that you trusted us with your financial needs.
We are pleased you joined our community and we look forward to helping you meet your goals again.
Thank You,
SoLo Community Expert
Simple and quick process
14 June 2026
Reply from SoLo Funds
Dear Dayna,
We’re glad to hear you found the process simple and quick. We appreciate you choosing Solo and are happy we could help.
Thank You,
SoLo Community Expert
The response was quick.
13 June 2026
Reply from SoLo Funds
Hello,
We’re glad to hear you received a quick response. At Solo, we work hard to make the process as fast, simple, and helpful as possible. We appreciate you choosing us!
Thank You,
SoLo Community Expert
Call don't give af about lost some…
Call don't give af about lost some people can't afford to lose...I see all the people that pay back ...u don't show people that don't pay back and u should report to the credit bureau...
12 June 2026
Reply from SoLo Funds
Dear Dante,
Thank you for reaching out.
Kindly note Borrowers who do not repay their loans are restricted from requesting a new loan until they repay their outstanding. The SoLo score reflects repayment history behavior. Hence those who don't repay their loans are not on the marketplace.
Thank You,
SoLo Community Expert
Reply from SoLo Funds
Dear Alberto,
We'd love to see you again! We believe that staying connected is key to building a strong community.
Follow us on social media and share your Solo experience with your friends.
Our community is made up of people like you who want to help others, and we are grateful that you are a part of it.
Thank You,
SoLo Community Expert
Real Help from Real People
SoLo funds has a platform that makes it so easy to get help in stressful situations. No judgment, just funding from real people!!
13 June 2026
Reply from SoLo Funds
Hello,
We developed SoLo to help people using something different, something more human, and we are glad to hear from you that it works.
We were tired of financial services not designed for our needs and the lack of transparency, simplicity, and unfair terms.
Thank You for being part of our community where people support each other.
Thank You,
SoLo Community Expert
Awesome experience
The application was easy to understand and the whole process was simple to follow. The payment process is straightforward and simple. I highly recommend this
13 June 2026
Reply from SoLo Funds
Dear Deanna,
Thank you for your wonderful review! We're delighted to know that you loved using Solo. Our team works hard to ensure our product meets your expectations, and it's great to hear that we succeeded.
We look forward to serving you again.
Thank You,
SoLo Community Expert
Always there when you need them
12 June 2026
Reply from SoLo Funds
Hello,
We’re happy to know Solo has been there when you needed support. We appreciate your trust and are glad to be a helpful resource for you.
Thank You,
SoLo Community Expert
The funds are too long of a wait!
13 June 2026
Reply from SoLo Funds
Hello,
Please note there are 2 ways to withdraw funds - Instant and ACH.
There is a standard withdrawal fee when you select the instant debit card withdrawal option. This fee will automatically apply when you are trying to withdraw funds to your debit card.
The ACH withdrawal option is free but not instant.
Thank You,
SoLo Community Expert
Was there when i really needed help
12 June 2026
Reply from SoLo Funds
Hello,
We’re so glad Solo was able to be there for you when you really needed help. We appreciate your trust and are happy we could support you.
Thank You,
SoLo Community Expert
I finally got a loan so when I needed…
I finally got a loan so when I needed it it was great 🥰
11 June 2026
Reply from SoLo Funds
Dear Gloria,
We’re glad Solo was able to help you get a loan when you needed it. We appreciate your trust and are happy we could support you.
Thank You,
SoLo Community Expert
It was easy to fill out and the fee's…
It was easy to fill out and the fee's aren't high at all. I would definitely recommend it if you need extra cash.
10 June 2026
Reply from SoLo Funds
Hello,
We’re glad to hear the application was easy to complete and that you found the fees reasonable. We appreciate your recommendation and are happy Solo could help when you needed extra cash.
Thank You,
SoLo Community Expert
My first 2 loans went off without a…
My first 2 loans went off without a problem and right away I was funded less than 8 hrs but now my 3rd loan I have resubmitted 4 times over the course of 3days but I did get funded and I am happy with the results and the service!
23 May 2026
Reply from SoLo Funds
Hello,
We’re glad to hear your first two loans were funded quickly and that your third loan was ultimately funded as well.
We understand that having to resubmit multiple times can be frustrating, and we appreciate your patience throughout the process.
We’re happy you’re satisfied with the results and service, and we truly appreciate your trust in Solo.
Thank You,
SoLo Community Expert
I received a loan from a very nice…
I received a loan from a very nice person right away. It was amazing.
10 June 2026
Reply from SoLo Funds
Dear Laurie,
We’re so glad you were able to receive a loan right away from a helpful lender. It’s great to hear that the process felt amazing for you. We appreciate your trust in Solo and are happy we could help when you needed it.
Thank You,
SoLo Community Expert
I loved it
I loved it ! So far so good ,solo funds make it so easy to get the money you need when you are in a jam . Highly recommend it to anyone stuck in between paychecks.
10 June 2026
Reply from SoLo Funds
Dear Emiliano,
We’re happy to hear that Solo Funds has made it easy for you to get the money you need when you’re in a jam.
We truly appreciate your recommendation and are glad we could be a helpful resource between paychecks.
Thank You,
SoLo Community Expert
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