Solo will make you go LOCO when you discover how simple they have made p2p lending and borrowing. Tired of borrowing Money from your parents ? If so then download solo funds. An app I guarantee you w... See more
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
As soon as I requested a loan the first time a lender proposed to me within minutes! I started with a 52 and after only 1 loan repayment I increased to a 63!! I applied recently again and multiple pro... See more
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Due to an emergency, I found myself in need of help. I had heard about the SoLo Funds app and network and registered. The process was very easy. But what was most important to me is that it is a place... See more
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Well, for a community run system such as this it is quite spectacular. True to form, no credit checks and everyone starts off with a fair shot to grow and build credit with the app ecosystem. And it w... See more
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Company details
About SoLo Funds
Written by the company
SoLo is the leading community finance platform focused on working class communities. Our members borrow on their own terms and lend to make industry leading returns or a social impact.
SoLo has over +3 million users, +2 million loans funded with 82% of its members being from underserved zip codes. As one of the few certified Benefit Corporations in financial services, SoLo has emerged as the new financial service leader on pace to deliver $1B back into working class communities by Q1 ‘26.
The traditional financial system has failed our communities, excluding them from returns and access to short term cash. SoLo created something different, something more human. They went back to the basics, creating a community where people could support each other financially. SoLo calls this community finance.
Contact info
8605 Santa Monica Blvd PMB 615204 , 90069, West Hollywood, California , United States
- info@solofunds.com
- solofunds.com
The #1 Community Finance App
4.5
Excellent
3k reviews
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Reply from SoLo Funds
Dear Jason,
Thank you for taking the time to share your positive experience with us. We're pleased to hear that Solo made a difference for you. Your satisfaction is our top priority, and your review reaffirms the hard work we put in every day.
We look forward to seeing you again soon.
Thank You,
SoLo Community Expert
Reply from SoLo Funds
Hello,
Thank you for reaching out.
Our records show that there were frequent failed transactions due to insufficient funds. However, we confirm successful transaction on your SoLo card on 31 May 2026.
Thank You,
SoLo Community Expert
Reply from SoLo Funds
Dear Piton,
We’re glad to hear that you found the instructions clear and the sign-up process easy to follow.
Our goal is to make the borrowing experience as simple and straightforward as possible.
Thank you for being part of the SoLo community!
Thank You,
SoLo Community Expert
Got my funds
29 May 2026
Reply from SoLo Funds
Hello,
Thank you for your positive feedback. We're thrilled to hear that Solo met your financial needs.
Your feedback is invaluable to us and plays a crucial role in helping us enhance our offerings. We look forward to the opportunity to serve you again.
Thank You,
SoLo Community Expert
I have $1011 in uncollected loan…
I have $1011 in uncollected loan balances and Solo is not helping me collect my balances. Furthermore, I don't know how they are scoring, but one of my biggest outstanding loans was to an individual with a Solo Score in the 80s and 30 loans repaid, but my loan just so happens to be when this guy decides to break bad. What are the odds of that?
29 May 2026
Reply from SoLo Funds
Dear Phillip,
Thank you for reaching out.
The 6 outstanding loans have been assigned to a 3rd party collection agency for continued recovery efforts. Recovery efforts remain ongoing through the collection process.
The SoLo score is a reflection of the borrowers historical repayment performance and overall behavior on the marketplace.
While the score is intended to help lenders assess risk and predict future repayment behavior, it should not be viewed as a guarantee that any loan will be repaid.
Thank You,
SoLo Community Expert
Great system
Overall, it was an easy experience came through what I needed it. Awesome appreciate it.
29 May 2026
Reply from SoLo Funds
Dear John,
Thank you for your wonderful review! We're delighted to know that you loved using Solo. Our team works hard to ensure our product meets your expectations, and it's great to hear that we succeeded.
We look forward to serving you again.
Thank You,
SoLo Community Expert
Due to an emergency
Due to an emergency, I found myself in need of help. I had heard about the SoLo Funds app and network and registered. The process was very easy. But what was most important to me is that it is a place where one can find empathy and human connection. My request was filled (so grateful for my lender) and repaid as promised. I look forward to being a lender in the network in the very near future. I highly recommend SoLo Funds.
26 May 2026
Reply from SoLo Funds
Hello,
We’re grateful that SoLo Funds could support you during a difficult moment, and we truly appreciate your kind words about the empathy and human connection within our community. We’re especially happy to hear your request was funded smoothly and that your experience as a borrower was a positive one.
Your willingness to give back as a future lender speaks to the heart of what SoLo is all about — people helping people. Thank you for being part of the community and for recommending SoLo Funds!
Thank You,
SoLo Community Expert
Reply from SoLo Funds
Dear Megan,
We developed SoLo to help people using something different, something more human, and we are glad to hear from you that it works.
We were tired of financial services not designed for our needs and the lack of transparency, simplicity, and unfair terms.
Thank You for being part of our community where people support each other.
Thank You,
SoLo Community Expert
Solo Funds Posted My Private Information
Solo Funds violated their own terms and conditions when they publicly posted my personal information. Since they made my information public I have received increase attempts to access my personal accounts.
1 May 2026
Unprompted review
Reply from SoLo Funds
Dear Patty,
Thank you for reaching out.
To help us better serve you, kindly provide your email address or account name or ID so we can accurately identify your account.
Kindly share a screenshot of said post with our Customer Support team.
Thank You,
SoLo Community Expert
Reply from SoLo Funds
Dear Michael,
We’re glad SoLo could be a place where you felt supported and not alone. Knowing that being accepted made such a positive impact means a lot to us. We appreciate you being part of the SoLo community!
Thank You,
SoLo Community Expert
Reply from SoLo Funds
Dear Patricia,
We’re glad the process was easy and that you were able to get funded by a friend through SoLo.
We appreciate you being part of the community and are happy we could help make the experience simple and seamless.
Thank You,
SoLo Community Expert
Reply from SoLo Funds
Dear Aimee,
We’re thrilled to hear you’re enjoying our service and appreciate you being part of the SoLo community.
Thank You,
SoLo Community Expert
Reply from SoLo Funds
Hello,
We’re so glad the process was fast, easy, and that the funds arrived right when you needed them.
Your gratitude means a lot to us, and we appreciate you being part of the SoLo community!
Thank You,
SoLo Community Expert
Disappointed
Meh, I was given a limit of $100. I borrowed $20 and repaid it within 48 hours. My limit was lowered to $80.
22 May 2026
Unprompted review
Reply from SoLo Funds
Dear Robin,
Thank you for reaching out.
To help us better serve you, kindly provide your email address or account name or ID so we can accurately identify your account.
Thank You,
SoLo Community Expert
Reply from SoLo Funds
Dear Jonathan,
We’re glad to hear you had a great experience with SoLo Funds. We appreciate you being part of our community!
Thank You,
SoLo Community Expert
I was in need of funds and I received…
I was in need of funds and I received the help I am so thankful for this community
26 May 2026
Reply from SoLo Funds
Dear Catherine,
We’re so glad the SoLo community could be there for you when you needed support most.
Your kind words mean a lot, and we’re grateful to have you as part of the community.
Thank You,
SoLo Community Expert
Reply from SoLo Funds
Dear Leon,
We do not take it for granted that you trusted us with your financial needs.
We are pleased you joined our community and we look forward to helping you meet your goals again.
Thank You,
SoLo Community Expert
Great app recommend for all.
26 May 2026
Reply from SoLo Funds
Hello,
Thank you for your wonderful review! We're delighted to know that you loved using Solo. Our team works hard to ensure our product meets your expectations, and it's great to hear that we succeeded.
We look forward to serving you again.
Thank You,
SoLo Community Expert
The accuracy and efficiency exceed expectations
The accuracy and the efficiency have been beyond my expectation . I'm someone who has trolled bottom for even $5 ..that I have moved up to $200 in three payments is astonishing. It is especially compelling that, when I offered for my third loan, it was filled before I could even assess what had happened ...in this world of digits and lack of audio support solo funds has been truly spirational in terms of our community,'ability to help each other in an honest and direct way
thank you so much fun solo funds
29 April 2026
Reply from SoLo Funds
Dear John,
We’re incredibly grateful to hear that the accuracy, efficiency, and support from the community exceeded your expectations. It’s inspiring to know that you were able to build trust within the network and have your requests funded so quickly.
At SoLo, we believe in people helping people, and your story truly reflects the strength and honesty of this community.
Thank You,
SoLo Community Expert
Little confusing at 1st but once you…
Little confusing at 1st but once you get excepted and start slow it builds up to be a larger amount. However its like a double charge for the fee to person and donation not optional to SoLo i get it but it comes to be a lot after awhile yo build that amount.
27 April 2026
Reply from SoLo Funds
Dear Angela,
We’re glad to hear that once you got started, the process became easier and helped you build toward larger loan amounts over time.
We also appreciate your concerns about the fees and donation structure.
We understand how those costs can add up, and feedback like yours is important as we continue working to improve the experience for our members.
Thank you for being part of the SoLo community and for taking the time to share your perspective.
Thank You,
SoLo Community Expert
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