Steven provided an excellent service. Steven prepared a clear borrowing capacity report as part of legal proceedings. He was thorough in his work and gave a prompt turnaround. I would definitely recom... See more
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As a first-time buyer, I was quite nervous about the whole process, but Steven made everything so smooth and easy. He was incredibly helpful, patient, and guided me through every single step until I g... See more
Company replied
If I could give more stars then I would. Steve made a stressful situation more bearable. He was there whenever I needed him, acted quickly and always gave the best advice. I couldn’t recommend Steve a... See more
Company replied
The guys at Spark Mortages are really amazing! I have been saving up to buy a house for the last few years & even though I’ve been really good recently I still have a terrible credit rating! I... See more
Company replied
Company details
Written by the company
At Sparks Mortgages, we believe that everyone deserves the chance to own their dream home. Our experienced team are dedicated to finding the best mortgage and protection solutions, tailored specifically to meet your individual needs and circumstances.
Contact info
66 Long Lane, RM16 2PL, GRAYS, United Kingdom
- 07500110396
- steven@sparksmortgages.co.uk
- sparksmortgages.co.uk
4.9
Excellent
76 reviews
No history of asking for reviews
This company hasn't invited their customers, so reviews may not be representative
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Highly knowledgeable and thorough
Steven provided an excellent service. Steven prepared a clear borrowing capacity report as part of legal proceedings. He was thorough in his work and gave a prompt turnaround. I would definitely recommend him to family and friends.
1 April 2026
Unprompted review
He fought for me when the deal collapsed. Absolutely exceptional.
⭐⭐⭐⭐⭐
Do not buy a property without Steven in your corner.
⭐⭐⭐⭐⭐
Most mortgage advisers are helpful when an application is sailing through smoothly. But the true measure of an exceptional adviser is how fiercely they protect you when a property deal collapses. In that regard, Steven is in a league entirely of his own.
From our very first consultation regarding my purchase at Abbey Quay, Steven was a masterclass in professionalism. He didn’t just process paperwork or push a standard product; he took the time to offer incredibly transparent, expert financial advice with genuine care and absolute politeness. He made the highly stressful world of securing a mortgage feel completely grounded and manageable.
However, what makes Steven truly unique is his unwavering integrity. When the property was down-valued by the lender and the developer point-blank refused to renegotiate, the purchase unfortunately had to be cancelled. In an industry where many brokers would simply close the file, say 'tough luck,' and move on to their next commission, Steven did the exact opposite.
He stepped right into the trenches with me. Going far beyond his normal remit as a mortgage adviser, he actively took on the developer and the solicitors, fiercely advocating on my behalf to help recover the unfair abortive legal fees I was being penalized with.
Steven fought my corner when he had absolutely no financial incentive left to do so, simply because it was the right thing to do. If you need a mortgage adviser, do not look anywhere else. Having Steven in your corner isn't just a recommendation - it is an absolute necessity. He is a phenomenal professional and a genuinely brilliant person to work with.
24 June 2026
Unprompted review
Reply from Sparks Mortgages
Thank you so much Kannan for your incredible review and for placing your trust in Sparks Mortgages.
We truly appreciate your recommendation and are delighted that you felt supported throughout the process. Providing honest advice, exceptional service and being there for our clients every step of the way is at the heart of what we do.
We're especially grateful for your kind words, even though things didn't quite go to plan. Supporting our clients through every situation and always doing our very best for them is what matters most to us.
Thank you again for your recommendation. We are always here to help and support in any way we can. We wish you all the very best and look forward to assisting you in the future.
Amazing!
If I could give more stars then I would. Steve made a stressful situation more bearable. He was there whenever I needed him, acted quickly and always gave the best advice. I couldn’t recommend Steve and team enough. If you want something done quickly and properly, then Steve is your man! Thank you so much for everything you’ve done. Not just a mortgage broker but genuinely became a support network. He couldn’t do more for you.
22 January 2026
Unprompted review
Reply from Sparks Mortgages
Hello Rebecca,
thank you, we really appreciate your kind review. We're delighted to hear that Steven was able to support you through what can often be a stressful process and help make it more manageable. Providing clear advice, acting quickly and being available when our customers need us most is exactly the level of service we strive to deliver.
It's especially rewarding to hear that Steven became more than just your mortgage broker and was able to provide the support and reassurance you needed throughout your journey.
Thank you once again for placing your trust in Steven and the team. We wish you all the very best and look forward to assisting you in the future.
I’ve used Steven a couple of times in…
I’ve used Steven a couple of times in the past now over the years and I have to say he is the best out there for what he does. He is always on hand for any help and completely goes above and beyond. I’ve recommended him to a few people and they have all said the same thing. I will keep on recommending and using him myself. Top top man.
10 June 2026
Unprompted review
Reply from Sparks Mortgages
Hello Glen,
Thank you for taking the time to leave such a fantastic review and for your continued trust over the years.
We're delighted to hear that Steven has been able to support you on multiple occasions and consistently provide the level of service you expect. Going above and beyond for our customers is something we pride ourselves on, so it's wonderful to know that this has made a positive difference to your experience.
We also greatly appreciate your recommendations and we're very grateful for your ongoing support.
We look forward to helping you with any future mortgage or protection needs.
Excellent service from Sparks mortgages
As a first-time buyer, I was quite nervous about the whole process, but Steven made everything so smooth and easy. He was incredibly helpful, patient, and guided me through every single step until I got my house. I highly recommend Steven and Sparks Mortgages to anyone looking for a reliable broker!
9 June 2026
Unprompted review
Reply from Sparks Mortgages
Hello Mirel,
Thank you for your kind review. We really appreciate you taking the time to share your experience.
We're delighted to hear that Steven was able to help with the purchase of your first home and provide the guidance and support you needed throughout the process. Buying your first property can feel overwhelming, so it's great to know that Steven was able to make the journey as smooth and straightforward as possible for you.
If you ever need any assistance in the future, we're always here to help. Take care, enjoy your new home and we look forward to speaking with you again soon.
10/10
Steven offers a comprehensive, friendly, considered approach to all things mortgage and home buying related.
Especially as a first time home buyer I found him to be excellent in a process that would otherwise be stressful and overwhelming.
I would recommend Steven to anyone.
21 May 2026
Unprompted review
Reply from Sparks Mortgages
Hello,
Thank you for your kind review, it is greatly appreciated.
We are very happy to hear that Steven was able to offer you a comprehensive, friendly, and considered approach to all things mortgage and home-buying related.
We are also pleased to hear that he was able to support you as a first-time buyer and help make the process less stressful and overwhelming.
Thank you again for your recommendation and we wish you all the best in your new home.
Thank you Steven for all your wisdom
Thank you Steven for all your wisdom, professionalism, help and most importantly getting me the best deal you could! You were a fantastic support throughout my first buying process and I am really grateful for you!
30 July 2025
Unprompted review
Reply from Sparks Mortgages
Hello Louise,
Thank you, we really appreciate your kind review.
We are very happy to hear that Steven was able to provide you with wisdom, professionalism, help and most importantly getting you the best deal he could.
It is always a pleasure helping you and we look forward to helping you again soon.
Great service…
Steven was incredibly knowledgeable & supportive throughout the mortgage application process. He sourced us a mortgage with a great rate & also arranged a competitive life insurance policy for us. Would highly recommend 👌
9 January 2026
Unprompted review
Reply from Sparks Mortgages
Hello Jordan,
thank you for your kind review it is greatly appreciated.
Its great to hear Steven was able to support you and was incredibly knowledgeable throughout your mortgage application process. We are also happy to hear that he was able to source you a great mortgage rate and life insurance policy.
It was a pleasure helping you and we look forward to helping you again in the near future.
Simply the Best: Steven Got Us Our Dream Home!s Mortgages deserves our…
Steven at Sparks Mortgages deserves our highest praise. He was friendly, professional, and his guidance throughout our mortgage process was invaluable. When we initially wrote our review last year, our process was still underway; his support was already outstanding, and he continued to smoothly navigate every hiccup and challenge until we finally received our keys.
It took us nine months from the day we started looking for a place to call home, and at times, it was looking tough to secure a mortgage. But from start till the end, Steven was incredibly supportive, and he is the reason we are now happily living in our dream home! It was Steven who gave us hope that, despite our background, he could get and secure an offer for us and he delivered exactly as he promised.
We highly recommend Steven to anyone looking for a trustworthy and knowledgeable mortgage advisor. His commitment to his clients and passion for what he does truly sets him apart. Steven is truly the best in the business.
21 January 2026
Unprompted review
Reply from Sparks Mortgages
Hello Anjali,
Thank you, we really appreciate you spending the time to write this kind review
We pride ourselves at Sparks Mortgages with providing the very best customer service by always giving the time needed to listen and answer each and every question. This enables us to help our customers make the right decision for them. We understand that every customer is different and therefore, there outcome could be different so we're really happy to hear that Steven was friendly, professional and helped guide you trough your mortgage even if there was hiccups and challenges.
We're really happy that you had a good experience from Steven and we really appreciate you taking the time to acknowledge this in your review.
It was a pleasure helping you and we look forward to helping you again in the near future.
Excellent mortgage advice
The guys at Spark Mortages are really amazing! I have been saving up to buy a house for the last few years & even though I’ve been really good recently I still have a terrible credit rating!
I was talking to a friend & they recommended Sparks & they were so helpful & genuinely nice people which can’t be said for most mortgage brokers!
I’m happy to say that they successfully got a mortgage for me & we’re moving in next month.
Thanks again for all your hard work would definitely recommend AAAAAAAAAA
1 December 2025
Unprompted review
Reply from Sparks Mortgages
Hello Will,
Thank you for your kind review its greatly appreciated.
We are so happy to hear we were able to help you with your mortgage. We pride ourselves at Sparks Mortgages with providing the very best customer service by always giving the time needed to our customers throughout the whole process. It's always nice to hear that you would recommend us.
it was a pleaser helping you and we look forward to helping you again in the near future.
Best Broker
Steven was a great, my mortgage was a little more complicated (removing and ex partner) and Steven was great a exampling different aspects. Got me the best deal possible and offered great advise. Everything went through smoothly and easy thanks to Steven! Would recommend to everyone
1 September 2025
Unprompted review
Reply from Sparks Mortgages
Hello Veronica,
Thank you, we really appreciate your kind review.
We are happy to hear that steven was able to help you with your mortgage and was able to get you the best deal possible.
Look forward to helping you again soon.
Steven is a fantastic chap
Steven is a fantastic chap. Goes the extra mile, takes well care of you and most importantly, gets you the best advice and deals. We were happy with his service and would definitely engage him again on other matters.
13 October 2024
Unprompted review
Reply from Sparks Mortgages
Hello,
thank you for your kind review it is greatly appreciated.
Its great to hear that Steven goes the extra mile to take care of you and was able to get you the best deals and advice.
We're always here if you need anything, please take care and we look forward to speaking to you soon.
Superb
Superb - Steven is always on hand to get you the best deal possible, the whole process is seamless without any stress especially with the way the market is currently we were very happy with the deal we got. Would highly recommend Sparks Mortgages
10 October 2025
Unprompted review
Reply from Sparks Mortgages
Hello Danny,
I hope you are well and thank very much for your kind review its greatly appreciated.
Its great to hear that Steven was always on hand and helped make the process seamless without stress.
It is always a pleasure helping you and we look forward to helping you again soon.
Stephen is the best mortgage advisor we…
Stephen is the best mortgage advisor we could have asked for! he helped me and my parter buy our first home. He was so efficient and was always there to help if we had any questions. Will definitely keep his contact on hand if we ever need to get any other mortgage advice. Will recommend him to any of our friends and family, he definitely is 10/10.
22 August 2025
Unprompted review
Reply from Sparks Mortgages
Hello Atlanta,
Thank you for your kind review. It's really nice to hear that Steven was efficient and always there to help with questions. Please feel free to contact us if you need anything going forward.
We look forward to helping you further in the future.
Had a great experience with Steven…
Had a great experience with Steven dealing with my first mortgage application. He is very responsive and always available to answer our queries at any time or day of the week. He always cares about us even after the initial offer and helps in getting better deals for us. Would highly recommend him.
30 September 2025
Unprompted review
Reply from Sparks Mortgages
Hello Deepak,
Thank you for your kind review it is greatly appreciated.
We are happy to hear you had a great experience with securing your first mortgage with Steven and that he was very responsive and always available any time or day of the week.
We're always here if you need anything, please take care and we look forward to speaking to you soon.
Remortgaging made a breeze
My experience with Sparks Mortgages was excellent. Steven made my remortgage a breeze. He was always available to discuss options and make last minute changes, which is a great help in a changing market.
1 October 2024
Unprompted review
Reply from Sparks Mortgages
Hello Iain,
Thank you for leaving such a kind review.
We are so glad to hear your experience with sparks mortgages was excellent and that steven made your mortgage a breeze. At Sparks Mortgages we pride ourselves wits providing the very best advice and service towards our customers to ensure they have a smooth experience throughout.
it was a pleaser helping you and we look forward to helping you again in the near future.
Fantastic Experience
Steven was a fantastic help as I was a first time buyer. I didn't have to worry that I was missing anything or stressing about timelines. He was also extremely helpful in providing tips for my completion and dealing with solicitors.
11 July 2025
Unprompted review
Reply from Sparks Mortgages
Hello,
thank you for your kind review it is greatly appreciated.
Its great to hear that Steven was a fantastic help to you as a first time buyer and was extremely helpful in providing tips for your completion and dealing with solicitors.
we're always here if you need anything, please take care and we look forward to speaking to you soon.
Absolutely excellent service from start…
Absolutely excellent service from start to finish. Steven was incredibly helpful, knowledgeable, and always available to answer questions. They made the entire mortgage process smooth. Highly recommended!
1 July 2025
Unprompted review
Reply from Sparks Mortgages
Hello Enes,
Thank you for your kind review.
Its great to hear that Steven was incredibly helpful, knowledgeable and made your entire mortgage process smooth. We pride ourselves at Sparks Mortgages with providing the very best customer service by always giving the time needed to our customers throughout the whole process.
We look forward to helping you in the future and wish you the best of luck going forward.
Amazing service
Steven is excellent. He goes above and beyond. Would highly recommend sparks mortgages for anyone needing mortgage advice.
17 July 2025
Unprompted review
Reply from Sparks Mortgages
Hello Ali,
Thank you for leaving such a kind review.
It great to hear steven goes above and being. It was a pleaser helping you and we look forward to helping you again in the near future. Please take care and we look forward to speaking to you soon.
Steven is really friendly
Steven is really friendly, always on hand and very helpful, he has made the process of arranging a first mortgage a lot less stresfull
25 June 2025
Unprompted review
Reply from Sparks Mortgages
Hello Daniel, thank you for your kind review. It is great to hear that Steven was always on hand, very helpful and made the process of your first mortgage less stressful. It was a pleasure helping you and we look forward to helping you again in the near future.
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