Spectrum Insurance Services Reviews 

875
TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Looking at 324 reviews, reviewers had a great experience with this company. Customers frequently praise the staff for their helpfulness, professionalism, and positive attitude, making the claim process smooth and easy. Many found the customer service exceptional, with advisors providing clear information and going above and beyond to resolve issues. The service is often described as efficient and speedy, with claims being processed quickly and effectively, leading to successful resolutions. However, some customers also noted difficulties with communication, reporting issues like being unable to reach customer service or experiencing long hold times. A few other people also felt that their warranty claims were denied or that the coverage did not meet their expectations, leading to unexpected costs.

What people talk about most

Staff

People report positive experiences with staff, consistently describing them as amazing, helpful, and... See more

Customer service

Reviewers mention positive feedback about customer service, with many praising advisors for their helpfulness... See more

Service

Customers consistently note positive experiences with service, often highlighting the professionalism, prompt... See more

Claim

Clients share positive opinions on claim, with many reviewers reporting successful claims and helpful... See more

Warranty

Customers had ambiguous experiences with warranty, with some reporting very straightforward processes and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Linzi was most helpful in processing my claim. The car was still under purchase warranty from a second hand dealer. The wiper sensor was not working and Spectrum agreed to a higher labour rate at the... See more

Company replied

Rated 4 out of 5 stars

Emily was great at sorting things out and constantly kept me updated. I am pleased with the service from Spectrum, although was disappointed that they could not arrange a hire car, since my car had n... See more

Company replied

Rated 5 out of 5 stars

This is my third time claiming through Spectrum and my review is not in regards to any prior claims, or the one im about to make, just simply with the customer service I received from Honey today. Sup... See more

Company replied

Rated 5 out of 5 stars

Emily sorted my issue out from start to finish. Evan made my appointment with Norwich garage at motorpoint.my appointment was at 11 am by 3pm I was txt to say my claim was valid.just waiting for a da... See more

Company replied


Company details

  1. Insurance broker
  2. Insurance agency
  3. Insurance company

Written by the company

Spectrum Insurance Services provides a comprehensive suite of insurance products for the motor industry, including niche sectors such as Taxi and Leisure and Commercial Vehicles. Our products are supported by our market leading administration and claims handling services delivered from our Sheffield office. Spectrum motor clients have access to our Point of Sale marketing, a fully interactive Policy Registration platform – Policy Flow – that incorporates integrated demands and needs capability for insurance and consumer credit compliance.


Contact info

4.2

Great

TrustScore 4 out of 5

875 reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 71% of negative reviews

Typically replies within 1 week

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4.2

All reviews

(875)

302 reviews in the last 12 months

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Rated 5 out of 5 stars

Good warranty insurance and customer service

I've had warranty insurance underwritten by Spectrum for the last couple of years. Customer service has always been very good and pragmatic when offering options. I recently had an issue with my Aircon which required a niche part from the car manufacturer and Caitlin was great at processing my claim quickly and providing different options to get the issue resolved. Would recommend them.

11 June 2026
Unprompted review
Spectrum Insurance Services logo

Reply from Spectrum Insurance Services

Hi Eddie

Thank you for taking the time to leave such a positive review.

We are delighted to hear that you have been pleased with both your warranty cover and the service you have received from our team over the years. It's particularly encouraging to hear that Caitlin was able to assist you promptly with your recent air conditioning claim and provide suitable options to help get the issue resolved.

We appreciate your recommendation and your continued support. I will ensure your comments are shared with Caitlin and the wider team.

Kind regards,

Claire

Rated 5 out of 5 stars

customer service was great by lois

customer service was great by lois

11 June 2026
Unprompted review
Spectrum Insurance Services logo

Reply from Spectrum Insurance Services

Hi Naomi

Thank you for taking the time to leave us a review.

We are pleased to hear that you had a positive experience with our customer service team and that Lois was able to assist you. I will ensure your kind comments are passed on, as feedback like this is always appreciated.

Thank you for choosing Spectrum Insurance Services.

Kind regards

Claire

Rated 5 out of 5 stars

Fantastic service

Fantastic service. Stayed in touch throughout my car repair. Was kind courteous and kept me informed of my repairs over the phone. Customer service was fantastic 10/10 from me

11 June 2026
Unprompted review
Spectrum Insurance Services logo

Reply from Spectrum Insurance Services

Thank you for your fantastic review, Tracy.

We're delighted to hear that you were kept informed throughout your repair and that the communication and support you received made a positive difference to your experience. We know how important regular updates are when your vehicle is off the road, so it's great to hear that you felt supported throughout the process.

Thank you for your kind comments and your 10/10 rating. We really appreciate you taking the time to share your feedback.

Kind regards,

Claire

Rated 4 out of 5 stars

Linzi’s professional problem solving.

There was a bit of miscommunication between Spectrum & Motorpoint apparently but Linzi, who contacted me by callback, managed to get to the bottom of it which has now resulted in the claim going ahead in a positive way for us. She was so helpful. Now we’re just waiting on the car repair being booked in. The 4 star was because of the delay/miscommunication which nearly meant the repair not being covered; if I could just give a star rating for Linzi it would be 5. 👍🏻

11 June 2026
Unprompted review
Spectrum Insurance Services logo

Reply from Spectrum Insurance Services

Thank you for taking the time to leave your review.

We're pleased that Linzi was able to investigate the issue, provide clarity and help get your claim back on track. We appreciate your feedback regarding the delay and understand how frustrating it must have been when there was uncertainty around the claim outcome.

It's fantastic to hear that Linzi's communication and determination made such a positive difference to your experience. We'll be sure to pass your kind comments on to her.

Thank you again for your feedback, and we hope your repair is booked in and completed as quickly as possible.

Kind regards,

Claire

Rated 5 out of 5 stars

Phone contact

Good positive contact and concerns addressed over paper schedules etc

10 June 2026
Unprompted review
Spectrum Insurance Services logo

Reply from Spectrum Insurance Services

Thank you for taking the time to leave your review.

We're pleased to hear that your concerns were addressed and that you found our contact helpful and positive. We understand how important it is to provide clear information, particularly when discussing policy documents and schedules.

Thank you for your feedback and for choosing Spectrum Insurance Services.

Kind regards,

Claire

Rated 5 out of 5 stars

Again a great service from Spectrum

Again a great service from Spectrum. Lois was extremely helpful and explained everything very well. It all helped me so much so thank you. Lois I hope you get some praise from your manager as your phone manner was excellent

11 June 2026
Unprompted review
Spectrum Insurance Services logo

Reply from Spectrum Insurance Services

Thank you for your wonderful review, Laura.

We're delighted to hear that Lois was able to help and explain everything clearly for you. It's great to know that her support made a difference and that you found her communication and phone manner so helpful.

Thank you for taking the time to share your feedback. We'll be sure to pass your kind comments on to Lois.

Kind regards,

Claire

Rated 5 out of 5 stars

Excellent communication

Excellent communication, always friendly and helpful service.

11 June 2026
Unprompted review
Spectrum Insurance Services logo

Reply from Spectrum Insurance Services

Thank you for taking the time to leave your review, Scott.

We're delighted to hear that you've experienced excellent communication and found our team to be friendly and helpful. Providing clear, supportive service is something we strive for, so it's wonderful to receive such positive feedback.

We appreciate your support and thank you for choosing Spectrum Insurance Services.

Kind regards,

Claire

Rated 5 out of 5 stars

Lois has been most helpful resolving a…

Lois has been most helpful resolving a query I had. Excellent customer service from her and a joy to speak to.

11 June 2026
Unprompted review
Spectrum Insurance Services logo

Reply from Spectrum Insurance Services

Thank you for your lovely review, Bec.

We're delighted to hear that Lois was able to resolve your query and provide the level of service you expected. It's great to know that she made the experience a positive one and was a pleasure to speak with throughout.

Thank you for taking the time to share your feedback. We'll be sure to pass your kind comments on to Lois.

Kind regards,

Claire

Rated 5 out of 5 stars

I am very happy with the service I had

I am very happy with the service I had. I Spoke to a lady called Emily who helped me with my claim. From the start she came across very professional and knowledgeable. She also had great communication skills and I didn't feel like I was talking to a computer which was great. Thank you all

10 June 2026
Unprompted review
Spectrum Insurance Services logo

Reply from Spectrum Insurance Services

Thank you for taking the time to leave your review, Richard.

We're delighted to hear about your positive experience with Emily. It's wonderful to know that her professionalism, knowledge and communication skills helped make the claims process a positive one for you.

We're especially pleased that you felt listened to and supported throughout your claim. Providing a personal service is something we pride ourselves on, so your comments are greatly appreciated.

Thank you for your kind words, and we'll be sure to pass them on to Emily.

Kind regards,

Claire

Rated 5 out of 5 stars

emily was really clear regarding tge…

emily was really clear regarding tge process to follow.

10 June 2026
Unprompted review
Spectrum Insurance Services logo

Reply from Spectrum Insurance Services

Thank you for taking the time to leave your review.

We're pleased to hear that Emily was able to clearly explain the process and provide the guidance you needed. We know how important clear communication is, so it's great to know you found her support helpful.

Thank you for your feedback, and we'll be sure to pass your kind comments on to Emily.

Kind regards,

Claire

Rated 5 out of 5 stars

Fantastic customer support from James.

Fantastic customer support from James.
Thank you for setting up my policy.

10 June 2026
Unprompted review
Spectrum Insurance Services logo

Reply from Spectrum Insurance Services

Thank you for your review, Simon.

We're delighted to hear that James provided fantastic customer support and helped get your policy set up smoothly. It's always great to receive feedback recognising the service our team provides.

Thank you for choosing Spectrum Insurance Services, and we'll be sure to pass your kind comments on to James.

Kind regards,

Claire

Rated 5 out of 5 stars

Warranty Claim

Hello All, today I contacted Spectrum and my call was handled by an amazing lady. Her name was Emily. She was totally professional and knowledgeable in regard to systems. She helped me with my claim and should you be fortunate to have her take your call you will be in safe hands 10 out of 10. Shaun from Cheshire.

10 June 2026
Unprompted review
Spectrum Insurance Services logo

Reply from Spectrum Insurance Services

Thank you for your fantastic review.

We're delighted to hear that you've had such positive experiences with our Claims Team. We work hard to make the claims process as straightforward as possible while recognising that circumstances can sometimes change during a repair.

Thank you for your kind words about Andrew and the wider claims team. Your support and feedback are greatly appreciated and mean a lot to everyone involved.

Kind regards,

Claire

Rated 5 out of 5 stars

Outstanding service

Outstanding service, dealt with Andrew who was absolutely brilliant. We had an alternator fail on our Land Rover Discovery and we were directed to a one of their approved repairers who were able to repair this in the same day.

5 June 2026
Unprompted review
Spectrum Insurance Services logo

Reply from Spectrum Insurance Services

Thank you for taking the time to leave your review.

We're delighted to hear that Andrew was able to assist you and that your vehicle was repaired so quickly. We understand how disruptive an unexpected breakdown can be, so it's great to know that the claim was handled efficiently and that one of our approved repairers was able to get you back on the road the same day.

Thank you for your kind comments about Andrew. We'll be sure to pass them on.

Kind regards,

Claire

Rated 5 out of 5 stars

Rang spectrum today and spoke to a…

Rang spectrum today and spoke to a lovely lady called Donna who managed to put my worries at ease and confirmed the procedure of how to make a claim. Great customer service received.

9 June 2026
Unprompted review
Spectrum Insurance Services logo

Reply from Spectrum Insurance Services

Thank you for your review, Sabre.

We're delighted to hear that Donna was able to put your mind at ease and clearly explain the claims process. We understand that making a claim can sometimes feel daunting, so it's great to know she was able to provide reassurance and support.

We'll be sure to pass your kind comments on to Donna.

Kind regards,

Claire

Rated 5 out of 5 stars

By far the best warranty company!

By far the best warranty company we have dealt with!
The claims process is simple and everyone in the Claims Team are always helpful and easy to talk to. They are happy to listen when there is an unforeseen issue and understand that occasionally a revised estimate is necessary. Well done Andrew and all the team, we appreciate what you do!

9 June 2026
Unprompted review
Spectrum Insurance Services logo

Reply from Spectrum Insurance Services

Thank you for your fantastic review.

We're delighted to hear that you've found the claims process straightforward and that our team have consistently provided helpful and approachable support. We understand that repairs don't always go exactly to plan, so it's important that we work with both our customers and repairers to find the right solution when unexpected issues arise.

Thank you for your kind words about Andrew and the support you've received from the team. Feedback like this is greatly appreciated and will certainly be shared with him.

Kind regards,

Claire

Rated 5 out of 5 stars

Emily was very professional

Emily was very professional, went above and beyond to help, and answered all questions with great attention to detail and care. It was a pleasant experience Emily, thank you

9 June 2026
Unprompted review
Spectrum Insurance Services logo

Reply from Spectrum Insurance Services

Hi,

Thank you for taking the time to leave your review.

We're pleased to hear that Emily provided such a positive experience and that she was able to answer your questions with the care and attention they deserved. It's great to know that her professionalism and willingness to go the extra mile made a difference.

We'll be sure to pass your kind comments on to Emily, who will be delighted to receive them.

Thank you for choosing Spectrum Insurance Services.

Kind regards,

Claire

Rated 5 out of 5 stars

Thank you Emily

Thank you Emily. Refreshing to speak to someone who actually listens and deals with your requirements...James

8 June 2026
Unprompted review
Spectrum Insurance Services logo

Reply from Spectrum Insurance Services

Hi James,

Thank you for taking the time to leave your review.

We're delighted to hear about your positive experience with Emily. Providing a service where customers feel listened to and supported is extremely important to us, so it's great to know Emily was able to understand your requirements and assist you effectively.

Your feedback will be passed on to Emily, and we're sure she will appreciate your kind comments.

Thank you for choosing Spectrum Insurance Services. If we can help with anything in the future, please don't hesitate to get in touch.

Kind regards,

Claire

Rated 5 out of 5 stars

Very Good Service

I had to call to sort out an issue with my car and Emily the Advisor was brilliant! She took her time and explained what needed to happen. She was patient, courteous and gave me all the information I needed.

9 June 2026
Unprompted review
Spectrum Insurance Services logo

Reply from Spectrum Insurance Services

Thank you for taking the time to leave a review.

We are delighted to hear about the excellent service you received from Emily.

We understand that vehicle issues can be stressful, so it's great to know that Emily took the time to explain the process clearly, answer your questions and ensure you had all the information you needed. Providing a patient, professional and supportive service is something we take great pride in.

We will be sure to pass your kind comments on to Emily, who will be thrilled to receive such positive feedback.

Thank you for choosing Spectrum Insurance Services and for sharing your experience.

Kind regards,

Claire

Rated 5 out of 5 stars

Very helpful an easy to talk to

Very helpful an easy to talk to, very happy

8 June 2026
Unprompted review
Spectrum Insurance Services logo

Reply from Spectrum Insurance Services

Thank you for taking the time to leave a review.

We're delighted to hear that you found our team helpful and easy to talk to, and that you were happy with the service you received.

Providing clear, friendly and supportive customer service is extremely important to us, so it's great to know we met your expectations.

Thank you for choosing Spectrum Insurance Services, and we appreciate your feedback.

Kind regards,

Claire

Rated 5 out of 5 stars

When purchasing my vehicle I must admit…

When purchasing my vehicle I must admit I was sceptical about paying the additional costs for warranty, however, recently a fault kept alerting on my dashboard and with the help of spectrum my car was booked into a garage and repaired within 5 days of the initial fault appearing. Becky oversaw the claim from start to finish and not only was she sympathetic toward the issue but was so efficient and professional, nothing was too much bother. It’s a 10 star rating from me

5 June 2026
Unprompted review
Spectrum Insurance Services logo

Reply from Spectrum Insurance Services

Thank you for taking the time to leave such a wonderful review.

We're delighted to hear that your experience with Spectrum changed your initial concerns about purchasing a warranty and that we were able to assist when you needed us.

It's particularly pleasing to hear that Becky provided the level of service we strive for. We know vehicle faults can be stressful, so it's great to hear that Becky was able to guide you through the process with professionalism, efficiency and understanding, whilst ensuring your vehicle was booked in and repaired promptly.

Your comments will be shared with Becky, who I'm sure will be thrilled to receive such positive feedback.

Thank you again for your kind words and for choosing Spectrum Insurance Services. A 10-star rating is something we're incredibly proud to receive.

Kind regards,

Claire

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