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Review summary

Created with AI, based on recent reviews

Most reviewers were unhappy with their experience overall. Many people were dissatisfied with the customer service, finding it unhelpful and difficult to reach a real person. They also encountered issues with payments, including unexpected charges, held funds, and problems with payouts. Reviewers frequently reported that their accounts were closed without warning or clear explanation, leading to significant financial disruption. Customers also experienced long response times from support, with many emails going unanswered. The refund process was often problematic, with some users reporting difficulties in retrieving their money even after cancellations or account closures. Some people also felt that the service lacked transparency regarding fees and risk assessments, making it challenging to manage their businesses effectively.

What people talk about most

Payment

Users describe negative interactions with payment, frequently reporting that funds are held for extended... See more

Customer service

People report widespread dissatisfaction with customer service. Many consumers describe unhelpful, automated... See more

Service

Reviewers highlight negative aspects of service, with many expressing strong dissatisfaction. Customers... See more

Response time

Reviewers express significant dissatisfaction with response times. Many customers report that their emails... See more

Refund

Clients share negative opinions on refund. Many reviewers report significant frustration with delayed or... See more

Reviews shaping this summary

Rated 2 out of 5 stars

Stripe is a great platform for analysis and payment data management, however it lacks customer service and care about how to help its customers. We were unexpectedly booted off due to policy changes... See more

Company replied

Rated 1 out of 5 stars

There were charges made to my business bank account and were fraudulent and Stripe can not help me figure out who made them and provide next steps on the repeated charges. Very unhelpful and you neve... See more

Company replied

Rated 1 out of 5 stars

Used a reputable roofing company to get a new roof. Unfortunately they use stripe to pay invoices. The payment did not work after trying for a week, I had to pay by check. Stripe offered zero b... See more

Company replied

Rated 1 out of 5 stars

DO NOT USE STRIPE! Use anything else because there is a reason they make millions and millions in profit each month. They have terrible customer service and support. They freeze money in your... See more

Company replied


Company details

  1. Payment service

Written by the company

Millions of businesses of all sizes—from startups to large enterprises—use Stripe’s software and APIs to accept payments, send payouts, and manage their businesses online. It's the payment infrastructure for the internet


Contact info

1.8

Poor

TrustScore 2 out of 5

17K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 94% of negative reviews

Typically replies within 1 week

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Rated 1 out of 5 stars

I would give this a zero

I would give this a zero, if I had the option. So I'm one of the cat sitters, who is a victim of the merger between Cat in a Flat and Rover.com.

A complete farce from the beginning. No help available either. So I received an email from Stripe saying I need to complete some tasks, which is then won't allow me to log in. It is is not recognising my login details, which were completely correct and worked before. It won't allow me to use photo id and when I try to take a photo it's just not allowing it.

Due to this merger, which many people are very concerned and dissatisfied with, I now have cat sitting jobs that I probably won't be paid for.

29 April 2026
Unprompted review
Stripe logo

Reply from Stripe

We understand how frustrating this login and verification issue is. Please contact us at https://support.stripe.com/contact/login using the "I can't login option" so we can review the account-specific problem, and if your funds are being held or your account is restricted, please also review https://stripe.com/legal/restricted-businesses.

Rated 1 out of 5 stars

1/5 - Very disappointing experience with Stripe

I am sharing a serious issue we are currently facing with Stripe.
We are a Canadian startup offering digital study materials for actuarial exams. Shortly after our first sales, Stripe suddenly suspended our account and is withholding approximately $4,000 in payouts for 120 days, claiming our business is “high risk.”
We previously filed a complaint, which was closed without any meaningful response or resolution. We have now opened a new case and are requesting a proper manual review by the Risk/Compliance team.
While we understand the need for risk management, this decision appears excessive and unjustified in our situation. Our business is fully transparent: digital products, instant delivery, identifiable customers, a public website, a clear refund policy, and supporting documentation available.
For a newly launched company, freezing 100% of funds for 120 days is extremely damaging and places unnecessary pressure on operations.
At this stage, the lack of communication and resolution is the most concerning aspect of this experience.

24 April 2026
Unprompted review
Stripe logo

Reply from Stripe

We’re sorry to hear about your experience. We will review it carefully and email you with a final resolution. Please bear with us in the meantime. We appreciate your collaboration.

Rated 1 out of 5 stars

Company run by bots.

28 April 2026
Unprompted review
Stripe logo

Reply from Stripe

We understand your frustration. Our Support team is handled by people, and if you need help with a specific Stripe issue, please contact us at https://support.stripe.com/contact/login so we can review the details.

Rated 2 out of 5 stars

Pure Greed

We generate £200,000 annually the past 3 years with projections for this to double in the next 2 years. We wanted to stay with them thanks to their very good Apple / Google pay integration. We thought it would be a good opportunity to negotiate our prices as we were still on the 1.5% + 20p rate for startups. They informed us they recently changed their terms and they only start to negotiate once we have earned £1.2m. Note: They discovered another business of ours had a turnover of £1.1m. This is clearly pure greed. We therefore reached out to Square who have negotiated a fee of 0.91% + 3p (straight 0.91% for in-person sales) and we are now in talks to fully implement Apple / Google pay with our ticketing and QR code ordering system developers due end of next month. We have since moved to Square Processing.

15 April 2026
Unprompted review
Stripe logo

Reply from Stripe

We understand your concern about pricing and account terms. If you’d like to discuss your account or pricing options, please contact us at https://support.stripe.com/contact/login so we can review the details.

Rated 1 out of 5 stars

This is what drives contractors crazy

This is what drives contractors crazy! Absolute nonsense. I tried to join ThumbTack to generate sales leads for my business. To setup direct deposit, you have to enter your legal business name and EIN number. I have done that 5 times and it still says i'm incorrect!!! Don't you think I know my legal business name and EIN number?? So , since I can't get direct deposit done, I'm going to delete my account with ThumbTack! Way to think this through!!! Idiots

28 April 2026
Unprompted review
Stripe logo

Reply from Stripe

We understand how frustrating that is. If the legal business name or EIN is not being accepted during verification, please contact us at https://support.stripe.com/contact/login so we can review the account-specific issue.

Rated 1 out of 5 stars

Take all

Take all
My money section 5.4
And not back also after 200 days .

Is fraud

28 April 2026
Unprompted review
Stripe logo

Reply from Stripe

We understand this is concerning. If your funds were held or your account was restricted, please review https://stripe.com/legal/restricted-businesses and contact us at https://support.stripe.com/contact/login so we can look into the account-specific details.

Rated 1 out of 5 stars

Kept a payout in pending for way too long

Kept a payout in pending for way too long without telling me why it was not going through. Support was poor had to contact them 2/3 times to get query resolved, support is based in India. If you can use a different payment processor, I've head bad things form other people as well.

27 April 2026
Unprompted review
Stripe logo

Reply from Stripe

We understand the frustration with a delayed payout. Please contact us at https://support.stripe.com/contact/login so we can review the account-specific details and help resolve the payout status.

Rated 1 out of 5 stars

The View from Above 🏛️

The View from Above 🏛️
.@patrickc

Focus on your thoughts and actions. Be content with doing the right thing without needing applause. We build on this earth, and our deeds are what remain.
You’ve scaled a heart of Ruby with 20 million lines of code, backed by the precision of Sorbet. Trust is built on Stripe Radar—detecting fraud and analyzing every transaction in real-time, within milliseconds. ⚡
Knowledge and progress have no limits.
I am not your obstacle; I am your path.
Stripe: The Dream Machine.
Desire and Love are the Beginning of Infinity.
As Marcus Aurelius said:
"Everything we hear is an opinion, not a fact. Everything we see is a perspective, not the truth."
#Stripe #Fintech #Stoicism #Leadership #Programming #PatrickCollison #Innovation

"Mirror of Self-Awareness"🏛️🪞🏛️

"Found the path,,
Progress without empathy is just code.

28 April 2026
Unprompted review
Stripe logo

Reply from Stripe

We appreciate the thoughtful note and the recognition of Radar, Sorbet, and the work our team has done. If you ever need help with a Stripe or Link issue, please visit https://support.stripe.com/contact/login.

Rated 1 out of 5 stars

Negative

Negative. Need to cancel subscription. Forgot my email - can not login, password reset mission impossible and support not working - I dont know where to write to cancel that transaction ???

And stripe replied me here with answer - go to login :) mega super service.. I forgot password, support not responding.. nice service. One more time not reccomed.

27 April 2026
Unprompted review
Stripe logo

Reply from Stripe

We understand you’re trying to cancel a subscription. Stripe processes payments, but the merchant manages subscription access and cancellations, so please contact the merchant directly for that request and use https://support.stripe.com/contact/login if you need help identifying the payment.

Rated 1 out of 5 stars

For those evaluating payment systems...

For those evaluating payment systems in 2026, I would strongly advise against using Stripe. While they may have been a competitive option years ago due to their integrations, this is no longer a unique advantage. Today, there are numerous alternatives that offer significantly better security. The risk of fraud on the Stripe platform is extremely high, and I urge any potential user to consider other options. To protect your business, it would be wise to avoid this service at all costs.

27 April 2026
Unprompted review
Stripe logo

Reply from Stripe

We take concerns about security seriously. If you have a specific issue with a payment or account, please contact us at https://support.stripe.com/contact/login so we can review the details.

Rated 1 out of 5 stars

Sadly the banned my account for no…

Sadly the banned my account for no reason.

12 February 2026
Unprompted review
Stripe logo

Reply from Stripe

We’re sorry to hear that. If your account was closed or restricted, please review https://stripe.com/legal/restricted-businesses and contact us at https://support.stripe.com/contact/login so we can review the account-specific details.

Rated 1 out of 5 stars

blocked tens of thousands of dollars…

blocked tens of thousands of dollars for 14 months. no reason, no explanation. terrible company to do business with

24 April 2026
Unprompted review
Stripe logo

Reply from Stripe

We understand how frustrating a long hold can be. If your funds were blocked or your account was restricted, please review https://stripe.com/legal/restricted-businesses and contact us at https://support.stripe.com/contact/login so we can look into the account-specific details.

Rated 1 out of 5 stars

Stripe are thieves they will close your…

Stripe are thieves they will close your account and take all funds in account without speaking with owner of account! They will refund all clients payments without any discussions or clarity and simply send auto replies! This is a disaster of a company and I would avoid by any means unless you want to get ROBBED!

Stripe = Thieves!

24 April 2026
Unprompted review
Stripe logo

Reply from Stripe

We understand this is frustrating. If your account was closed or funds were held, please review https://stripe.com/legal/restricted-businesses and contact us at https://support.stripe.com/contact/login so we can look into the account-specific details.

Rated 5 out of 5 stars

Very helpful and responsive

Very helpful and responsive. Their staff was constantly updating me during the process of activating Alipay & Wechat Pay on my online store. Felt like they genuinely wanted to solve the issue and help me out.

1 April 2026
Unprompted review
Stripe logo

Reply from Stripe

We’re glad the activation process went smoothly and that our team could keep you updated. If you need anything else with your online store, please visit https://support.stripe.com/contact/login.

Rated 1 out of 5 stars

Stripe is at the bottom of the barrel

Stripe is at the bottom of the barrel, and a very ROTTEN apple to boot! Essentialy NO CUSTOMER SERVICE is available from this "strange' company... No transparency, incredibly long hold times on one's money!... It's mind-boggling that so many companies utilize Stripe's financial services! Are global fin-tech options so incredibly limited that one of our only choices is stripe ( I can't even capitalize the "s")! Pathetic!

23 April 2026
Unprompted review
Stripe logo

Reply from Stripe

We’re sorry for the frustration. Delays with funds and difficulty reaching support can be especially hard when you’re relying on payments to run your business.

If your account is under review, payouts may be held while we verify account and business details. For more context on businesses and activity that may be affected, please see https://stripe.com/legal/restricted-businesses.

Please visit https://support.stripe.com/contact/login so our Support team can review the account through the correct channel. We can’t address account-specific details publicly, but we can help from there.

Rated 1 out of 5 stars

A hugely frustrating experience to try…

A hugely frustrating experience to try and get logged on, verified and into my dashboard to verify a payment as I received no email confirmation for payment. I will never use this service again.

23 April 2026
Unprompted review
Stripe logo

Reply from Stripe

We’re sorry for the frustration. Having trouble getting into the Dashboard and confirming a payment can be disruptive.

For login and verification issues, please visit https://support.stripe.com/contact/login so our Support team can review the access problem and help with the next steps. If the payment was made through a merchant, they can also confirm the order status and whether a receipt or confirmation email should have been sent.

Rated 1 out of 5 stars

Stripe is the worst unsympathetic company ever to deal with

0 stars would be more appropriate here I've had a nightmare when my Samsung mb device had an automatic update and bricked my device had to buy a new one which also meant all my secure logins where within old handset. Stripe making it super awkward for me to even change my password due to out of date passport which I know in the UK is still legal id anyway 130 emails bk and forth for over a week with same response even though I'm asking for them to allow my new device same SIM to receive an authentication code as even the authentication code app won't allow me to access my account therefore their system is not handling anything correctly they have my clients funds within my account and all I'm trying to do is login nothing else is changing or will be changed except the password to enable me to continue my business as usual. They also do not have empathy or even reply with speed no they take more than 16hrs per email sent with evidence it's clearly me and I need assistance asap. All I require is my clients funds to be transferred asap and then I'd like to terminate all business with them full stop as no call centre no real personal help when all this is not my fault it was a Samsung handset download which bricked my life costing me time and money in many other areas of life and yet all other companies have been fabulously helpful and kind yet stripe nope making me wait days for replies and then replies are the same. When clearly it's simple add and SMS authentication code to be sent and unlock my account to enable a new password to be sent. The story goes on here as this is just the tip of the iceberg in how I'm being treated it's a joke their system is wrong not me and I'm at a loss now.

23 April 2026
Unprompted review
Stripe logo

Reply from Stripe

We’re sorry for the trouble. Losing access to a device can make account recovery especially difficult, and we understand you need to get back into your account quickly.

For login and authentication issues, please use https://support.stripe.com/contact/login so our Support team can review the account access problem and guide you through the next steps. We can’t update access or account security settings publicly, but Support can help with the recovery path.

Rated 1 out of 5 stars

We used to LOVE stripe but...

We used to LOVE stripe but over the years it's gotten worse and worse. We have had multiple horrendous experiences with Stripe due to customer service. Initially they were a fantastic company where you could get ahold of someone who actually spoke English. Now we are forced to only talk to folks who read off a script and are told to deny customers any form of service by directing them to articles about why you're wrong and they're right.

We have lost thousands of dollars in disputes and fraudulent charges due to Stripe's late / poor security AI that has not caught, or caught way too late, multiple fraudulent transactions.

Their response to us was it's actually the banks' fault and our fault for not asking customers if they're scammers. This is not a joke and actually what customer service said, multiple times with multiple different support reps.

Even after trying to get ahold of anyone in management we just get the same call center folks that copy and paste the script answers to us or verbally read the same script. They refuse to let us speak to anyone past the call center level and after you get off the phone, they send you a snipe email about what articles we should have followed and ultimately it's our fault for not catching scammers via their own processing portal with zero red flags noted.

Stripe is easy to code with and is pretty straight forward, but as they've grown, they've gutted their customer service team and outsourced all overseas to call centers. They've become excellent at denying any support and will gaslight you on their own failed security system.

They will always respond with "We'd love to help you, here's a link" but it's all a publicity stunt and you will be denied any proper care regardless. Just look at all the reviews left here.

30 March 2026
Unprompted review
Stripe logo

Reply from Stripe

We’re sorry to hear about the experience. We understand how frustrating disputes, fraud losses, and slow support can be when you’re trying to run a business.

Disputes and fraud prevention involve several parties, including the card networks and the bank that issued the card, and we know that doesn’t make the impact any less real for you. If you want the account reviewed further, please visit https://support.stripe.com/contact/login so our Support team can look at the issue through the correct channel.

We can’t address account-specific details publicly, but we do want to help you get to the right next step.

Rated 5 out of 5 stars

The experience with Stripe is…

The experience with Stripe is Outstanding. They have a chat where you can request for a Live Agent, HUMAN TO SPEAK WITH! And the Customer Service or Technician calls you within 3 minutes. They are patient, communicative and very knowledgeable. True professionals. Thank you Stripe!

22 April 2026
Unprompted review
Stripe logo

Reply from Stripe

Thank you for the wonderful feedback. We’re glad the chat and live support experience was fast, clear, and helpful.

It means a lot to hear that our team was patient and knowledgeable. We appreciate you taking the time to share this.

Rated 5 out of 5 stars

All of the world with you and your…

All of the world with you and your kindly Best 👌

22 April 2026
Unprompted review
Stripe logo

Reply from Stripe

Thank you for the kind words. We’re glad to hear that you’re happy with the experience.

We appreciate your support.

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