Swift Refunds Reviews 

1,604
•
TrustScore 4.5 out of 5

4.3

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Rated 2 out of 5 stars

Swift tax refund Please confirm the fee % in writing/email when using this service. They take almost 50% of any payment refunded for the fast track service that in my opinion is a bit of a rip... See more

Company replied

Rated 5 out of 5 stars

I had a really good experience Miro was a great help from start to finish. He has excellent customer service skills and a genuinely good heart. He guided me through the whole process patiently and ma... See more

Rated 5 out of 5 stars

I've used swift for the last four years and they have been excellent with no hassle. Once you have given them all your details which is easy as you are just answering questions then swift do the re... See more

Rated 5 out of 5 stars

My review today is based on the great customer experience from one Denise McDermott. The process with Swift Refunds was fine, a little clonky and communication was a little lacking but once I was assi... See more

Company details

  1. Accounting firm
  2. also in
  3. Accountant
  4. Financial Institution
  5. Tax advisor
  6. Tax consultant
  7. Tax preparation service

About Swift Refunds

Written by the company

The Average Tax Refund Is £2,000

At Swift Refunds, we take the stress out of claiming your tax refund. No complicated forms or paperwork—just leave it to our expert team to handle everything for you.

We calculate your refund, prepare all the necessary documentation, and submit your claim to HMRC on your behalf. We’ll even follow up with the tax office to ensure you get your money as quickly as possible.

Best of all, your refund is backed by our unique guarantee, so you’ll never have to pay it back. Starting your claim is easy—just give us a call or click the "Start Your Claim" button below.

Professionals from various industries, including the armed forces, construction, transport & logistics, healthcare, security, and more, could be eligible for a refund. If you're a mobile worker, you may qualify for a substantial rebate. Visit our website Refer your friends Start Your claim Contact us

Contact info

4.3

Excellent

TrustScore 4.5 out of 5

2k reviews

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No recent history of asking for reviews

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Replied to 14% of negative reviews

Typically replies within 2 weeks

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4.3

All reviews

(1,604)

50 reviews in the last 12 months

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Rated 1 out of 5 stars

Tried to intimidate me to pay them an…

Tried to intimidate me to pay them an extortionate amount or HMRC will fine me £1000. This was a complete lie. As I confirmed with HMRC, I do not have to submit a self assessment and there is no fine hanging over me. Swift Refunds assured me they would remove themselves as my agent - this was also a lie so I had to call HMRC again to do this.

14 November 2025
Unprompted review
Rated 5 out of 5 stars

I had a really good experience

I had a really good experience Miro was a great help from start to finish. He has excellent customer service skills and a genuinely good heart. He guided me through the whole process patiently and made everything much easier. I truly appreciate his support.

1 December 2025
Unprompted review
Rated 1 out of 5 stars

Applied for a tool rebate in April and…

Applied for a tool rebate in April and was told would be done in 8-12 weeks I am now 3 months short of a year later and still have not received my rebate. After numerous email and phone calls to no reply I assume either they just don’t want to deal with me now or have gone belly up.
They have also triggered 5 years of self assessments to be carried out where I could receive penalties when I and full time employed and do not need to do a self assessment.
Avoid this company at all costs

28 November 2025
Unprompted review
Rated 1 out of 5 stars

The agent keeps asking for fees first…

The agent keeps asking for fees first documents then transaction fee then fee for delay then replace bad cards new document fee new transaction. It just keeps piling up. Three months later still no refund and still asking for delivery and processing fee. The processing and delivery have been paid more than once
Ongoing no apparent end in sight

14 November 2025
Unprompted review
Rated 5 out of 5 stars

Fantastic communicator

Fantastic communicator, very knowledgeable and talked me through everything clearly and was very pleasant! A joy to be on the phone with.

30 October 2025
Unprompted review
Rated 5 out of 5 stars

People make the business

My review today is based on the great customer experience from one Denise McDermott. The process with Swift Refunds was fine, a little clonky and communication was a little lacking but once I was assigned to Denise's desk my experience shot up. Her engagement with me was great, detailing every step, emailing my back straight away and even put in time to call me when requested to settle my concerns. I feel that if the business was built with Denise's then it would thrive more then it currently is. I hope the business rewards these type of employees and allows them to receive feedback such as this

24 October 2025
Unprompted review
Rated 1 out of 5 stars

Wouldn’t advise even getting started

Wouldn’t advise even getting started. Started my claim in July and still no further. I sent all details requested including going to bank to get statements for previous years. Got told everything was sent off in August got an email a couple of weeks later saying I needed to fill more stuff in even though I asked if they was anything else and they said no.. Again they said it was ready to be sent off then a couple of weeks later requested more things and to re upload my previous things so I did, got told it was getting sent off and I checked they had everything again which they said they did. Then yesterday received another email saying I need to fill 1 more thing out and it will be sent off so I did. But then today I’ve had an email saying they’ll be claiming for this year and I need statements for every month in previous years to claim but I could’ve sorted that 2 and a half months ago but did what they asked and double checked multiple times if they was anything else they needed, they’ve said this even though they told me to just get Aprils bank statements from each year I’m claiming. Randomly just get emails saying get started every week or so aswell so I’m not actually sure what there doing at all hahaha! NO HELP AT ALL THEY ONLY REPLY STRAIGHT AWAY WHEN THERE GETTING YOU TO SIGN SOMETHING!

21 October 2025
Unprompted review
Rated 1 out of 5 stars

Do not trust them or their agents

I would give a lower rating if I could.

My advice do not trust this company or their 'tax specialists' they have falsely advised me to go on self assessment saying I can claim back on all these due to my job role, when it turns out I can not actually claim for any of these things.

This has been ongoing since August 2024, they will say they have filed your claim but most likely won't or will come back saying they need more information to appeal (they know full well I wasn't eligible to claim) when you cant provide information they will tey charge you for it knowing you could never have got it anyway.

On top of this I've spent the last 5 months trying to be removed from self assessment with the HMRC

If you are even considering using swift refunds, I would strongly advise against it, unless you want ongoing issues with hmrc.

1 October 2025
Unprompted review
Rated 1 out of 5 stars

Absolutely awful

Absolutely awful, took ages to process the claim and then hid behind the HMRC doing checks to not process my claim further. I reckon they get one successful claim through for each place of work and then it gives them plenty of word of mouth recommendations. 1 person in our office was successful and then 5 of us weren’t even after being told we had a great chance. Started outing was getting one amount, then it was going to be less until it got to the claim being rejected despite me providing all information they requested. Then I was hit with a bill for each tax year claimed. Jonathan who originally dealt with my claim has now left the company. Maybe he found his conscience. Not sure I believe half these reviews either as I only know 1 person who has had a successful claim through Swift! Steer well clear!

17 September 2025
Unprompted review
Swift Refunds logo

Reply from Swift Refunds

We’re sorry to hear you feel disappointed. Some claims can take longer to process due to routine checks and verification steps that are completely outside of our control. We always do everything possible to support every client and ensure that each claim is handled correctly and efficiently.

Rated 1 out of 5 stars

Out of pocket and threatened

Multiple repeat, disjointed requests for documents. A very small return. Return then reclaimed by HMRC,also had to repay portion taken by Swift Refunds.
On contacting HMRC to return to paye status and remove Swift as an agent, I was informed Swift had already been removed as they “are a majorly fraudulent company “. Swift refunds are now threatening a CCJ for work I did not request.

20 March 2025
Unprompted review
Swift Refunds logo

Reply from Swift Refunds

We’re sorry to hear about your experience. We would like to make it clear that the information you were allegedly given is incorrect — Swift Refunds is a fully registered and compliant UK company that operates under HMRC and IFA guidelines.

We never threaten clients and always follow the proper legal and regulatory process when resolving any outstanding matters. All claims are prepared based on the information provided by the client and processed in line with HMRC requirements.

Rated 1 out of 5 stars

Swift Refunds offered to help me…

Swift Refunds offered to help me reclaim expenses against my tax code. To do this I would have had to have kept receipts for five years, of course I hadn't. End result HMRC took it back . The whole experience has cost me money, several hours of my time repeatedly submitting the same documents. I stated that I do not wish to use their services again (it really isn't suitable for my situation). I am now receiving demands for payment for work which I did not ask.

31 August 2025
Unprompted review
Swift Refunds logo

Reply from Swift Refunds

We’re sorry to hear you feel disappointed. All claims are prepared based on the information and authorisation provided by each client. We always act in good faith to help clients claim eligible tax reliefs and follow the process set out by HMRC. No work is ever carried out without clear client consent.

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