Town & Country Mortgage Services Ltd Reviews 

1,265
TrustScore 5 out of 5

5.0

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Review summary

Created with AI, based on recent reviews

Considering 120 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the dedicated staff for being exceptionally helpful, knowledgeable, and approachable during every stage of the mortgage journey. Many people mention that advisors provide clear, thorough explanations, which helps first-time buyers feel confident and well-supported. Some people also felt that the remarkably fast response times and proactive communication were major highlights of the service. Reviewers frequently appreciate that advisors remain readily available outside of standard business hours to resolve urgent issues and answer questions. Buyers note that overall user experiences are smooth, efficient, and completely tailored to handle unique financial situations.

What people talk about most

Staff

Consumers find staff to be positive, highly knowledgeable, and efficient throughout the mortgage process.... See more

Service

Customers report widespread satisfaction and appreciation for the exceptional mortgage service. Reviewers... See more

Customer service

Reviewers mention positive feedback about customer service, highlighting exceptional communication and prompt... See more

Response time

Customers consistently note positive experiences with response_time, praising the fast turnaround times and... See more

User experience

People report positive experiences with user_experience, noting that the mortgage process is surprisingly... See more

Reviews shaping this summary

Rated 5 out of 5 stars

T&C were fantastic, specifically Michael Longley who was really informative and just made the process chill and stress free. We are first time buyers and a bit more complex, we didn't actually think w... See more

Rated 5 out of 5 stars

Gary and Sommer have been fantastic in helping secure a mortgage to buy our property. Gary helped negotiate terms and secure a great deal. They were both super knowledgable and so helpful and approac... See more

Rated 5 out of 5 stars

Michael made our experience so easy and we couldn’t be more grateful! We initially went with another broker but he was so knowledgeable, quick and happy to help us, alongside just being a great guy. H... See more

Rated 5 out of 5 stars

Stephen Donoghue has been incredibly helpful and kind throughout our process of securing a mortgage offer. Any questions we had, he was happy to help, anlways picked up the phone, and we felt immensel... See more


Company details

  1. Mortgage broker
  2. Finance broker
  3. Income Protection Insurance Company
  4. Insurance broker
  5. Life Insurance Agency

Written by the company

Mortgage Brokers - Town & Country Mortgage Services Ltd have been providing expert mortgage advice in Luton and across the UK for over 20 years. Our job is to save you money, by finding the best mortgage deal and insurance cover for you, providing value for money and meeting your expectations at every opportunity. https://tandcmortgages.co.uk/?gclid=EAIaIQobChMIr4eAl9qR-wIVmeR3Ch1InwQEEAAYASAAEgKdu_D_BwE


Contact info

5.0

Excellent

TrustScore 5 out of 5

1k reviews

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5.0

All reviews

(1,265)

119 reviews in the last 12 months

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Rated 5 out of 5 stars

First Time Buyers

As first-time buyers, we couldn't have asked for a better experience than the one we had with Gary and his team. From start to finish, they provided invaluable guidance, making the entire process feel seamless and stress-free. Their availability around the clock to answer our questions was truly reassuring. They also crafted a tailored solution that perfectly suited our needs. Gary and his team exemplify what it means to be outstanding brokers, and we genuinely can't think of any faults. We will wholeheartedly recommend them to our friends and family, and encourage anyone debating whether to use T&C do do so!

17 January 2025
Unprompted review
Rated 5 out of 5 stars

Mortgage application

Natasha & Mitchell dealt with getting my mortgage offer.
Natasha was fantastic with her communication, regarding updating us with all the latest information and finding the best mortgage offer out there for us!
We were delighted with the service they provided, this include regular calls to find out how we were getting on, right up to our moving date and after the move.

23 September 2024
Unprompted review
Rated 1 out of 5 stars

I am writing to express my…lack of clarity, communication, and consistency in the process of purchasing a property

I am writing to express my disappointment with the lack of clarity, communication, and consistency in the process of purchasing a property through Bovis Homes.

I initially enquired about a property on December 26th with the intent to view and potentially reserve it. However, as of January 18th, I find myself no further forward, despite making every effort to follow the processes outlined to me.

Throughout this period, I have received conflicting information from multiple parties, resulting in significant delays. For instance, I have been left waiting for weeks at a time with no returned calls or emails from Town and Country. This lack of communication has already cost me one property, and now it seems likely that I will lose another.

After securing an AIP and completing affordability checks (which I passed and have confirmation of), I am now being told I must use Town and Country to proceed. This is despite them informing me five days ago that they cannot help. It appears that without completing an application with Town and Country, I am unable to proceed with Bovis Homes – even to leave a reservation.

The process has been far from transparent, with no clear guidance or accountability. I have now spent hundreds of pounds on fees for an AIP based on the instructions I received, only to find that this is not sufficient.

I feel deeply underappreciated and undervalued as a customer, and I strongly believe that this experience does not reflect the standard of service one should expect from a reputable developer.

I would appreciate a detailed explanation of the process, as well as clear guidance on the next steps to resolve this situation promptly. I trust that you will also take the necessary steps to address the lack of communication and inconsistency I have experienced.

17 January 2025
Unprompted review
Rated 5 out of 5 stars

Repeat customer

Have used quite a few times now and always get good service.
Speedy response etc hence why I use time and time again.

9 January 2025
Unprompted review
Rated 5 out of 5 stars

Extremely helpful and professional…

Extremely helpful and professional service, Michael Longley and Mitchell Topp were both fantastic and made what was a bit of a daunting experience as a first time buyer a total breeze. I can't recommend them enough!

7 January 2025
Unprompted review
Rated 5 out of 5 stars

Great advice and support

Charlotte gave amazing advice and listened to my requests to find the right mortgage first time. Sommer helped with the progression and confirmed once my mortgage had been approved. Thank you both for making the process very easy

6 January 2025
Unprompted review
Rated 5 out of 5 stars

Excellent

Lewis and Mitchell have been extremely helpful and efficient in providing me with a great service. They have kept me updated at all times. I have secured a good mortgage deal and as a result I will be moving into my dream family home within a matter of weeks. I can’t thank you enough!

17 December 2024
Unprompted review
Rated 5 out of 5 stars

Excellent service

Really please with the sevice given by Town & Country. Both Michael Caldwell (the mortgage consultant) and
Mitchell Topp (the mortgage administrator) have been great. Michael was very throrough in his dealing with us ensuring the Mortgage we got fitted our requirements. Would absolutly recommend them as individuls and Town & country as a company.

23 December 2024
Unprompted review
Rated 5 out of 5 stars

For a first time buyer

For a first time buyer, Gary and Georgie were amazing at talking me through every step with excellent communication. I have already recommended them to friends in similar situation.

19 December 2024
Unprompted review
Rated 5 out of 5 stars

100% recommend using T&C

I recommend them for help with mortgages 100%. Michael Longley was the advisor who helped me figure out a complex situation. He was comprehensive, so friendly and knowledgeable and willing to go far above and beyond to make sure I was fully informed and happy with my choices. This was the complete package. Fast, efficient, deeply knowledgeable and so friendly. What more can you ask for? Natasha was also brilliant as are all the staff I have dealt with. Have used T&C for many years.

11 December 2024
Unprompted review
Rated 5 out of 5 stars

Extremely helpful and reliable

Matthew was so helpful with sorting out our insurances for our first home buying process. He explained everything thoroughly and made it so easy, I honestly felt like I didn't have to do much! Would recommend using Town & County for any mortgage services

11 December 2024
Unprompted review
Rated 5 out of 5 stars

Town & Country Mortgage Services - Excellent

Lewis, Mitchell and Sommer have been amazing in supporting us in getting our mortgage offers. Lewis has advised us clearly and when a house fell through, stuck by us and helped us to apply again a year later.
Everybody works at pace at Town & Country Mortgage Services and it really feels like they are on your side. Would highly recommend.

4 December 2024
Unprompted review
Rated 5 out of 5 stars

Charlotte and Sommer

Charlotte and Sommer are fantastic, guided me through our first remortgage, which is so scary!!
Great communications, answering all my silly questions.
Will be back again in 5 years time.
Highly recommended 🤩😊

3 December 2024
Unprompted review
Rated 5 out of 5 stars

The Absolute Best

Our mortgage advisor was Natasha Beattie and honestly she was the best! She offered a professional service whilst also being my friend making it so easy to talk to her and ask her all those stupid questions I had. She helped the whole experience become less stressful and handled the mortgage side completely. I highly recommend TandC Mortgages and Natasha Beattie.

Thank you so much for helping us

1 November 2024
Unprompted review

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