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thimbl Reviews 3,473

TrustScore 4.5 out of 5

4.4

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See what reviewers are saying

Rated 3 out of 5 stars

It's such a shame that the sign-up process is devoid of human beings. I can't link my bank to the credit card because Co-operative Bank doesn't do Open Banking. Unfortunately, it appears that it's imp... See more

Rated 5 out of 5 stars

I love my Thimbl card it's got a great app, works well as a virtual card in Google wallet and with an instant approval and a limit of £500 can be handy for spontaneous days for some additional spendin... See more

Rated 5 out of 5 stars

The company is good,the opening credit more than adiquet.however,I can not down load your app into my I-pad and though I added the card to my pay pal account all attempts to use the card on line have... See more

Company replied

Company details

  1. #125 of 163 best companies in Non-bank financial service
  2. #78 of 96 best companies in Finance broker

About thimbl

Written by the company

thimbl has partnered with Zable to bring you a Credit Builder Credit Card and a Balance Transfer Credit Card, both of which come with a personalised starting credit limit.

You can check your eligibility for a thimbl credit card in just 90 seconds and see your chances of approval before you make a full application.

All credit scores welcome to check their eligibility.

We’ve said ‘yes’ to over 200,000 customers – and counting!

The thimbl credit card is powered by Zable, a trading name of Lendable Ltd.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

3k reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 23% of negative reviews

Typically replies within 1 month

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Rated 3 out of 5 stars

Very poor and unfair lending decision

Very poor and unfair lending decision
Review:
I have been declined by Thimbl Zable despite having a strong and improving credit profile.
Other lenders have trusted me and provided the following active limits:
• Capital One £500
• Capital One £200
• Monzo Flex £250
• Zable £350
• Vanquis Bank £1200
• Argos Card £750
All accounts are being managed well and payments are made on time.
This clearly shows that multiple regulated UK lenders trust me, yet Thimbl continues to decline me without transparent reasoning.
This makes me question the fairness, accuracy and reliability of your credit assessment system.
Very poor experience.

7 January 2026
Unprompted review
Rated 5 out of 5 stars

Excellent company

Excellent company. Got my decision super fast with no fuss. Keeps you up to date on what you have spent. First class

8 December 2025
Unprompted review
Rated 5 out of 5 stars

Very easy to apply got decision…

Very easy to apply got decision straight away card arrived in few days, highly recommend 👌

11 September 2025
Unprompted review
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Reply from thimbl

It means a lot that you highly recommend the thimbl credit card, Elaine; thank you for leaving us a 5-star review.

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