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thimbl Reviews 3,473

TrustScore 4.5 out of 5

4.4

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See what reviewers are saying

Rated 3 out of 5 stars

It's such a shame that the sign-up process is devoid of human beings. I can't link my bank to the credit card because Co-operative Bank doesn't do Open Banking. Unfortunately, it appears that it's imp... See more

Rated 5 out of 5 stars

I love my Thimbl card it's got a great app, works well as a virtual card in Google wallet and with an instant approval and a limit of £500 can be handy for spontaneous days for some additional spendin... See more

Rated 5 out of 5 stars

The company is good,the opening credit more than adiquet.however,I can not down load your app into my I-pad and though I added the card to my pay pal account all attempts to use the card on line have... See more

Company replied

Company details

  1. #125 of 163 best companies in Non-bank financial service
  2. #78 of 96 best companies in Finance broker

About thimbl

Written by the company

thimbl has partnered with Zable to bring you a Credit Builder Credit Card and a Balance Transfer Credit Card, both of which come with a personalised starting credit limit.

You can check your eligibility for a thimbl credit card in just 90 seconds and see your chances of approval before you make a full application.

All credit scores welcome to check their eligibility.

We’ve said ‘yes’ to over 200,000 customers – and counting!

The thimbl credit card is powered by Zable, a trading name of Lendable Ltd.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

3k reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 23% of negative reviews

Typically replies within 1 month

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Rated 1 out of 5 stars

Had fraud on my account on the 4th…

Had fraud on my account on the 4th September 2024 have been charged interest twice on the fraud amounts 6 weeks and still no resolution really disappointed

4 September 2024
Unprompted review
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Reply from thimbl

Good morning Korrina, I'm sorry to hear of your experience and understand how frustrating this must be for you. Would you be able to contact Vanquis directly - you can find their contact details here: https://www.vanquis.co.uk/contact-us
They will be able to investigate and resolve this for you.

Rated 5 out of 5 stars

Good service

The application process was easy. I received pin and card in a few days. The app
Is easy to use. I haven’t used the card yet but so far very happy with the service I’ve received.

31 August 2024
Unprompted review
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Reply from thimbl

Thank you for your wonderful words, Roland!

Rated 1 out of 5 stars

Prejudice and Incompetent

This credit card company is wholly unprofessional, incompetent and prejudicial. They treat legitimate citizens like criminals and are lazy about rectifying their own mistakes. I was issued a credit card - with a credit limit via a credit reference agency online. Thimbl/Vanquis decided that they needed to check my identity and address AFTER the fact and locked me out of my account. I was abroad and left extremely vulnerable as I was relying on the funds whilst away. THEN - after paying 2/3 of the balance, I was locked out AGAIN, with then citing ‘random audit checks.’ ‘Random’ checks within weeks? I think not. DO NOT apply for a Thimbl/Vanquis credit card as they will use what minuscule power they have to make your life an absolute misery - especially if you are a law abiding, legitimate, EMPLOYED citizen of this country. Disgusting and abominable experience.

27 August 2024
Unprompted review
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Reply from thimbl

Good morning Natalie, I am most sorry to hear of the experience you have had, and apologise for the inconvenience this must have caused you. Please could you get in contact with Vanquis bank, who manage your account, so they can conduct a thorough investigation into this?
You can find their contact details here: https://www.vanquis.co.uk/contact-us

Rated 1 out of 5 stars

worst experience of my life.

i applied on the 2nd of july, approved and given a credit limit, i was sent my card and pin and was unable to access my account.
Upon calling i was told to send address and id documents which they received on the 8th of july.
It is now the 18th of july and after repeated calls i was told i must still wait.
Worst experience i have ever had.
I have medical expenses due to a cancer diagnosis and this is how i have been treated.

18 July 2024
Unprompted review
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Reply from thimbl

Good morning Farhan, thank you for letting us know about your experience. First of all, we're sorry to hear of your recent diagnosis and hope that you're receiving the care and support you need.

It can take up to 30 days to make a decision about an application. I'm sorry you have found your wait frustrating but this is an essential part of the process as a responsible lender.

Your credit card provider, Vanquis Bank, will contact you as soon as they have made a decision. Thank you for your patience and understanding and we wish you all the best.

Rated 1 out of 5 stars

Declined me and offered loan

Declined me and offered loan. Then passed on to some outfit that wanted to charge 19.99 per month for credit file thing. Why would I want that ? Don't reply with the same drivel you've given other 1*reviewers.

22 June 2024
Unprompted review
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Reply from thimbl

Good morning Paul, I'm sorry we were unable to help you with a thimbl. credit card on this occasion. As a credit broker, if we cannot match you with a loan we may show other services that you may be interested in; you don't have to use these services if you don't want to. Again, I apologise that we were unable to help you this time.

Rated 5 out of 5 stars

Simple and effective.

Simple and effective.
Can't fault them.

30 May 2024
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Reply from thimbl

Thank you so much for your review, Trevor, that's so wonderful to hear! Thank you for choosing thimbl.

Rated 3 out of 5 stars

I have applied for a card and the…

I have applied for a card and the screen said I was approved and need to wait for my card and pin however, I have no received a confirmation email or text, does this mean the card is still on its way?

2 June 2024
Unprompted review
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Reply from thimbl

Good afternoon Amy, you should receive confirmation of the decision within 24 hours of applying for a thimbl. Credit Card. Your card issuer, Vanquis Bank, will notify you by text message and email if you’ve provided them with your mobile number and email address. Please check your spam folder if you haven't done so already.
You can always get in touch with your card issuer with any concerns or queries you have. You can find the contact information here: https://www.vanquis.co.uk/contact-us I hope this is helpful.

Rated 4 out of 5 stars

Hi I've just received a text message to…

Hi I've just received a text message to say I was excepted for your card told to texted the accept how do I wait for the card and how do I get the app please.thanks

1 June 2024
Unprompted review
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Reply from thimbl

Good afternoon Lisa, you can expect your credit card and PIN to arrive between 7-10 days after your application has been approved. Once your card has arrived you can download the app from Google Play or the App Store. I hope this answers your question but please get in touch if there's anything else we can help you with.

Rated 1 out of 5 stars

Worst card experience I have ever had

Worst card experience I have ever had.
Offered a balance transfer card through clear score.
Once I had transferred a balance despite paying the new balance I was unable to transfer another balance. What is the point of the card??
I tried to close the account which then took 2 months and was then told it would be another 50 days before they would report it to the credit agencies.
Awful experience will never use Vanquis or Thimbl again.

29 May 2024
Unprompted review
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Reply from thimbl

Good evening Christopher, I am very sorry to read your feedback and would be happy to discuss your experience in more detail. If you would like us to investigate this further for you, please do get in contact with the team at thimbl.com/contact. We're here to listen and to help.

Rated 1 out of 5 stars

Didn't get accepted for a credit card…

Didn't get accepted for a credit card so they tried me for a loan got accepted but it wasn't with thimbl took me to a different company who wanted to charge me £14 every 2 weeks avoid

3 May 2024
Unprompted review
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Reply from thimbl

Good afternoon Terry, I'm most sorry we were not able to help you with a credit card on this occasion. When we are unable to offer applicants a credit card we share details of other products and services that may be of interest; you are, of course, not obliged to use any of these services if you do not feel they are right for you. If you would like to talk more about your experience, please don't hesitate to get in touch with our Customer Service team. You can find out online contact form at thimbl.com/contact

Rated 4 out of 5 stars

So far so good

So far so good - not used the card yet but everything so far has been great

11 April 2024
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Reply from thimbl

Good afternoon Malcom, thank you for your review. We hope you've found your thimbl. Credit Card easy to use and to manage but don't forget, our Customer Service team is on-hand should you have any problems. Thank you for choosing thimbl. and have a great day.

Rated 5 out of 5 stars

A+++

Very helpful

2 April 2024
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Reply from thimbl

Good morning Elizabeth, we're so pleased to read your 5-star review. Thank you for taking the time to let us know we were able to help you.

Rated 1 out of 5 stars

New customer- can’t verify my card

New customer- can’t verify my card - customer service shocking, no solution. App won’t register my telephone number or card. Thought it was a scam as the service is so poor. I am close to cutting up the card and forgetting it.

8 April 2024
Unprompted review
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Reply from thimbl

Good afternoon Jennifer, I am most sorry to hear of the difficulty you are having verifying your card and I apologise for what sounds like a frustrating experience. Could you contact me directly so I can look into this for you, please? You can find our online form here: thimbl.com/contact

Rated 5 out of 5 stars

FreT

Brill service

14 July 2023
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Reply from thimbl

That's wonderful to hear! Thank you for your review and thank you for being a thimbl. customer!

Rated 4 out of 5 stars

Got card quickly

Got card quickly, need to speak to customer service, not ideal hence4 not 5. Got a good credit limit with a good APR . Would definitely recommend

18 March 2024
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Reply from thimbl

Good morning Darren, I'm sorry to hear you had an issue contacting customer service. Could you get in touch and let us know what the issue was, please? We'd love to look into this and use it as an opportunity to improve in the future. Thank you.

Rated 5 out of 5 stars

Thimbl

Thimbl. Was very easy to apply, the app is very simple to use. I love the fact that it has to capability to have your card on apple wallet or android pay.

23 March 2024
thimbl logo

Reply from thimbl

Thank you so much for your 5-star review - we're so pleased you're finding the app easy to use. Thank you for choosing thimbl.!

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