thinkmoney Reviews 

8,271
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 971 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the exceptional support provided by friendly staff members, who always go above and beyond to assist with effortless account setups and daily financial management. Consumers frequently find the banking platform incredibly useful for keeping track of weekly and monthly expenses, making budgeting completely stress-free. However, some customers also noted unexpected transaction fees or frustrating transfer delays when moving funds between external accounts. A few people were dissatisfied with sudden card blocks and experienced communication difficulties when trying to resolve these problems with customer service.

What people talk about most

User experience

Clients share positive opinions on user_experience, highlighting a straightforward and user-friendly... See more

Payment

Customers consistently note ambiguous experiences with payment, reflecting a wide range of differing... See more

Customer service

Users describe positive interactions with customer_service, highlighting helpful and efficient support.... See more

Staff

People report positive experiences with staff, highlighting their professionalism, helpfulness, and... See more

Service

Consumers find service to be positive, highlighting professional support and efficient bill management.... See more

Reviews shaping this summary

Rated 5 out of 5 stars

review of amazing help from Imran. Thinkmoney's manchester office.... sadly I am unable to post the full review as am unable to copy and paste directly into here. Stunningly professional service, t... See more

Company replied

Rated 5 out of 5 stars

I spent ONE HOUR on the phone to Think Money this morning the forst 50 mins with one agent who spoke with a foreign accent was WORSE THAN USELESS.....then I called again and got hold of Jamie. He is... See more

Company replied

Rated 5 out of 5 stars

Says what is does on the tin. Helpful to pay the bills by splitting the money coming in towards spending and what is available in manageable chunks. It does as described above instantly without bei... See more

Company replied

Rated 5 out of 5 stars

Fast effective sign up. Fab bank so far. Smart account is worth the small fee each month if you regularly deposit cash . Cheaper than the percentage they charge for each deposit and you get other... See more

Company replied


Company details

  1. #31 of 51 best companies in Bank

About thinkmoney

Written by the company

thinkmoney is an all-in-one banking app.

For over 20 years, we've helped over a million people with our current accounts, credit cards, and loans.

We’ll help you be your money best with SmartBudget, your personalised in-app money assistant, relevant lending products, cashback & discounts.

Choose from our Everyday, Smart, or SmartPlus current accounts, created with you in mind.

Everyday:

Perfect for daily spending. For those who want more than a basic bank account with 24/7 in-app support.

Smart:

Ideal if you want an end to overdraft fees & charges forever. Make sure your bills are paid on time and know what is safe to spend using your money assistant. 24/7 in-app support. Use abroad for free.

SmartPlus:

Spot on if you want everything that’s included in Smart, plus a little bit more. Saves you money with cashback & rewards on your shopping, eating out, entertainment and travel.

Meet SmartBudget:

In -app money assistant included with Smart and Smart Plus accounts:

Pays your bills on time, lets you know what’s safe to spend, plan ahead with a three month forecast, prompts you before things slip.

It's banking done different.

thinkmoney

Written by the company

Banking made easy
If you thought all accounts were the same, think again. Anyone can apply - no credit check required. A thinkmoney Current Account delivers three things: transparency, personal service and peace of mind.

Contact info

4.4

Excellent

TrustScore 4.5 out of 5

8k reviews

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4.4

All reviews

(8,271)

975 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

I called Think Money Great Britain Line.

I called Think Money from Great Britain telephone number to connect with the brilliant costumer service team who resolved my queries efficiently effectively and accurately and they where compassionate and listened to me in detail left me amazed at the greatness of Think Money. Today's experience was Great and I hope it is for you!

28 May 2026
Unprompted review
thinkmoney logo

Reply from thinkmoney

Thank you so much for your feedback. We’re delighted to hear about your positive experience with our customer service team. It’s fantastic to know they were able to support you efficiently while also taking the time to listen and show compassion. We’ll be sure to pass your feedback on to the team — they’ll be thrilled to hear it💙

Rated 5 out of 5 stars

Just happy with everything

Just happy with everything. I really like the app 👍

27 May 2026
thinkmoney logo

Reply from thinkmoney

Thank you for the feedback Keri, we like the app too Keri📱

Rated 5 out of 5 stars

Frugality is the key

Thinkmoney manage my money very well where my bills are managed concisely

27 May 2026
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Reply from thinkmoney

Thank you, Leroy. We’re so glad thinkmoney is helping you manage your bills. 😊

Rated 5 out of 5 stars

Nothing seems to be too much trouble…

Nothing seems to be too much trouble for the people who help on the switchboard, I am very impressed by their knowledge and honesty, it is always a pleasure to talk with them on the phone when I ever have a problem with my account!!!?Thank you!!

26 May 2026
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Reply from thinkmoney

We’re so pleased to hear this, Stephen. We’ll be sure to pass your kind words onto the team. 💙

Rated 5 out of 5 stars

Think Money provide great service.

Think Money have exceeded my expectations by providing a great level of service. Despite having to transfer my account in from another provider they managed everything very smoothly and efficiently. Thank you.

21 March 2026
thinkmoney logo

Reply from thinkmoney

Brilliant to hear, thanks for feeding back. 😊

Rated 5 out of 5 stars

Very easy to talk to

Very easy to talk to, not judgemental, and fully updated on outages, updates and importantly my account.

26 May 2026
thinkmoney logo

Reply from thinkmoney

Thanks for your kind words, Lee. 💙

Rated 1 out of 5 stars
thinkmoney logo

Reply from thinkmoney

Hi, we're sorry to hear you've had a frustrating experience. This really isn't what we want for our customers. We'd love the chance to help get this sorted for you, please do get in touch with our support team via live chat or by telephone on 0161 779 5000 - Emily

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