Time Finance Reviews 194

TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Evaluating 71 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their professionalism, helpfulness, and positive attitude. Many people highlight the excellent customer service, noting quick response times and a smooth user experience that makes processes easy and stress-free. However, some customers also mentioned issues related to equipment and billing discrepancies.

What people talk about most

Staff

People report positive experiences with staff, consistently highlighting their professionalism, helpfulness,... See more

Service

Consumers generally report positive experiences with the service. Many reviewers describe the company as... See more

Customer service

Customers consistently note positive experiences with customer service. Reviewers frequently highlight the... See more

Response time

Users describe positive interactions with response times. Customers consistently praise the quick, efficient,... See more

User experience

Reviewers highlight positive aspects of user experience. Customers consistently describe the process as... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I’ve been using Time Finance for invoice financing for over 10 years. In my industry, client payments can run late, and Time Finance not only chases them up but will also apply legal pressure if n... See more

Rated 5 out of 5 stars

We have been working with Georgina and team at Time Invoice Finance the past 18 months, and have found the whole team to be professional, reliable and efficient, always a pleasure to deal with. On... See more

Rated 5 out of 5 stars

We have been with Time Finance now for 2 years. Our experience with them has been excellent. They are there to help businesses grow and support you through it. A very special shout out goes to Ker... See more

Rated 5 out of 5 stars

The guys at Time finance are just fantastic, I feel i need to give special mention to George T who is there 100% of the time to help and support our daily business finance needs. He is always availa... See more


Company details

  1. Alternative Financial Services
  2. Financial Institution
  3. Non-bank financial service

Written by the company

Time Finance provides the funding support businesses need to help bring their ambitions to life – whether that’s through innovation, investment or expansion. We support over 11,000 UK business owners each year through Asset Finance, Invoice Finance, Business Loans and Multi-Product solutions. Through this experience, we have developed a wealth of knowledge that allows us to help navigate businesses towards their goals. Our flexibility means our customers receive the best financial solution for their business's needs.

Our Solutions

Written by the company

Asset Finance
Get faster access to the equipment you need to make business happen. Our Asset Finance solutions make equipment financing more affordable by spreading the cost over an agreed period. It can also support businesses looking to refinance existing assets to support cashflow. With a range of flexible repayment options, Asset Finance protects your cashflow, giving you the freedom to grow your business at your own pace.
Invoice Finance
Invoice Finance enables you to access the value of outstanding customer invoices before they are due. We provide the funding and can offer an optional credit control service where we manage a tailored collections process on your behalf. Our XTRA Time facilities and Selective Bad Debt Protection product can provide peace of mind when you need it most.
Multi-Product Solutions
Multi-Product Solutions or as it’s formally known, Asset Based Lending (ABL) gives you access to vital funds by using your existing assets as collateral – from invoices and stock, to property and machinery. Our multi-product solutions can be tailored to address your unique requirements, whilst releasing a higher level of working capital than other forms of finance. A multi-product facility can help support your future business growth plans.

Contact info

4.7

Excellent

TrustScore 4.5 out of 5

194 reviews

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Hasn’t replied to negative reviews

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Rated 5 out of 5 stars

Excellent, Reliable and Flexible Service

The team at Time are always incredibly helpful, quick to respond and flexible when it comes to our factoring needs. As a business we’ve been using their services for some time now (myself personally for over 16 years) and we’ve never felt the need to switch to another provider. Time makes the process of accessing funds so much smoother and more efficient. Whenever we have a question or need support, our Relationship Manager Ann, responds with clear, friendly advice. It's reassuring to work with a company that genuinely understands the needs of a small business and go the extra mile to make things easier. I’d highly recommend them!

10 June 2025
Rated 5 out of 5 stars

Time - Fantastic service and Support.

Our business has been working with Time for several years now and the service has always been impeccable. Kerry, Helen and Salma are always quick to respond and address any queries or issues that may arise. I would certainly recommend them to others and do so in confidence that whomever chose to go ahead and work with them would be getting a fantastic service!

6 June 2025
Unprompted review
Rated 5 out of 5 stars

Time finance were brilliant from the…

Time finance were brilliant from the first initial conversation, they supported us and made sure the transition went smoothly. A special mention has to be made of Shaun who was an absolute diamond. He was always on the other end of the phone and was very supportive with every step of the progress! I would highly recommend them to anyone.

4 June 2025
Unprompted review
Rated 5 out of 5 stars

I've been contacting Time Finance since…

I've been contacting Time Finance since I started in my new role September 2023. I can honestly say that I've never had any issues with them. If I need to speak to anyone I can. I have worked a lot with George Tierney and Liz Hyde, Both very professional and always happy to help or answer my queries.

20 May 2025
Unprompted review
Rated 5 out of 5 stars

Flexible, Reliable, and Committed – Highly Recommend Time Finance

We’ve been a client of Time Finance for over 8 years, and their support has been absolutely instrumental to our business growth. A special thank you to Damien and Liz, who have consistently gone above and beyond — always helpful, flexible, and truly invested in our success.

With their support, we’ve been able to scale significantly, including acquiring technology hubs in South East Europe. Time Finance have stood by us through both prosperous and challenging times, providing stability and confidence when we’ve needed it most.

We highly recommend Time Finance to any organisation looking for invoice discounting solutions. Their expertise, commitment, and personalised approach make them an outstanding partner.

30 April 2025
Unprompted review
Rated 1 out of 5 stars

Have been with Time Finance for over 2…

Have been with Time Finance for over 2 years, my contract has come to an end and yet they've not tried to retain my business, extremely expensive and don't follow through on agreements. The only saviour has been Ann Geater who had I had in the beginning I'd have wanted to renew, she is informative, helpful and is communicative. She is the one asset at Time.

28 April 2025
Unprompted review
Rated 5 out of 5 stars

Great communication & support

A Great team, we always get excellent communication from Jonathan, Shelley & Karen. They provide us with a great support to resolve any issues as quickly as possible, everything is done in a time efficient manner which is greatly appreciated in our small business.

25 April 2025
Unprompted review
Rated 5 out of 5 stars

Outstanding young Lady

Please may we at Trackside thank Time for being so understanding of our situation
However this review regards a most wonderful and positive person Keira
Such professional and positive with the most generous customer facing attitude please extend our best wishes to this outstanding young lady

9 April 2025
Unprompted review
Rated 5 out of 5 stars

IT Recruitment Agency

I own an IT Recruitment Business and use Time Finance for invoice factoring. Due to their continued and valuable support I view them as an essential partner to my company. On a personal note I my Relationship Manager is particularly astute, so thanks so much. I cant recommend Time Finance enough !

2 April 2025
Unprompted review
Rated 5 out of 5 stars

Great customer service

I would like to start by thanking Kamil Singe from the warrington office at Time finance, I was born in the 60s, so I'm not very tech Savvy, Kamil took me through the process,& helped me all the way.
Kamil was very professional and Knowledgeable. Very happy to deal with such a professional company.

2 April 2025
Unprompted review
Rated 5 out of 5 stars

No better place for financing

I wanted to say a massive thank you to Time Finance for managing the financing for our catering equipment. I had the pleasure of working with Tom Barton, who made our lease transfer process smooth and stress-free for my business.

His expertise, professionalism, and clear communication made everything so much easier. I highly recommend their services and the company to anyone looking for financing options. Big thank you!

1 April 2025
Unprompted review
Rated 2 out of 5 stars

Absolute rubbish

We had some machinery on lease buy with time finance and because we were a new business we needed a guarantor. My misses put her name as the guarantor. Unfortunately the business collapsed due to mis management by my business partner. I contacted Time straight away and chose to pay the debt through a debt charity. The payment offer was accepted and being paid. However they then decided to go down the legal route and engaged a legal firm to harass us. We were taken to court without our knowledge and they were trying to go after my misses house. I’ve been close to doing something silly to myself and they just don’t care. So my advice stay away from them they will just hound you with legal action. I should mention that they were receiving £500 per month on a £14k loan.

20 March 2025
Unprompted review
Rated 5 out of 5 stars

Great reliable service

We have used Time Finance for 3 years and the service has always been excellent. Luke and Karen respond quickly and efficiently to any queries and always ensure the account information is always accurate and up to date. Would absolutely recommend them to anyone who needed an IF facility! Keep up the good work

6 March 2025
Unprompted review
Rated 5 out of 5 stars

Jenni, Josh and George

We have been using time finance invoice finance for 7 months and have recently used their asset finance to purchase 2 lorries.

Our account managers Jenni, Josh and George make the whole process very simple and keep us on track with invoices and customers.

As a new and growing company we couldn't of done it without the team at Time Finance as their wealth of financial knowledge ensure we always have cash and our money is collected on time and correct.

7 March 2025
Unprompted review
Rated 5 out of 5 stars

15 Years of TIME

We have been with Time Finance for 15 years. Worked with Joan, Damien and now Jenni. Very helpful, always on hand, good portal for loading invoices and producing accurate and easily interpreted reports. Good company to work with.

5 March 2025
Unprompted review
Rated 5 out of 5 stars

Title Title: Exceptional Service and Outstanding Products!

Title: Exceptional Service and Outstanding Products!

⭐️⭐️⭐️⭐️⭐️

I recently had the pleasure of working with Time Finance, and I can't express enough how satisfied I am with the service provided by Jack and Georgina Harrison. From the very first interaction, they demonstrated professionalism and an impressive understanding of client needs.

Their knowledge of financial products made the entire process seamless and stress-free. Jack's attention to detail and willingness to go the extra mile ensured that all my questions were answered promptly, and Georgina's outstanding management of client services made me feel valued and prioritized.

Together, they created a supportive environment where I felt confident in my choices. I highly recommend Time Finance for anyone looking to navigate their financial options. Jack and Georgina are truly assets to this company, and I look forward to working with them again in the future!

20 February 2025
Unprompted review
Rated 1 out of 5 stars

Have added lots of hidden charges to my…

Have added lots of hidden charges to my agreement without being transparent. Would not recommend.

1 January 2025
Unprompted review
Time Finance logo

Reply from Time Finance

Hi, we welcome all feedback, and we are aware that you have already been in contact with our team regarding fees etc. This is being investigated as a priority, and we will be in contact with a response as soon as possible.

Rated 5 out of 5 stars

Chloe and the team

Chloe understands our business and our customers and works really hard to support our needs.
She has integrated her processes with our own creating a seamless and efficient channel of communication which helps ensure all our customers receive the best experience they can
#Team GT

24 January 2025
Unprompted review
Rated 5 out of 5 stars

Thank you Chloe

I really don't know what we (or Time Finance) would do without Chloe. She is such a proactive member of the team and is always at the end of the phone or keyboard. She is so approachable & courteous and helps break things down when there is a lot going on. She is very respectful of our family run and very busy business.

29 January 2025
Unprompted review

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