Tom Lynch Mortgages Reviews 70

TrustScore 5 out of 5

4.9

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Rated 5 out of 5 stars

Tom and Sophie worked with us during our recent house move, and helped us find the best mortgage and insurance to suit our family’s needs. Our chain took far longer than anticipated, and Tom and Sophi... See more

Rated 5 out of 5 stars

Fantastic service from Tom & Sophie! Very responsive and always happy to answer any questions and make the house buying process as stress free as possible. Tom was brilliant in finding us a good mor... See more

Company replied

Rated 5 out of 5 stars

Tom took the time to discuss and really understand our needs, and provided great guidance. He also looked at some houses with us, talked us through the entire process, and answered many questions.... See more

Company replied

Rated 5 out of 5 stars

Tom & Sophie have been incredible from start to finish of our new buyer journey. From looking at properties to completing took a lot longer than we anticipated and there were a few bumps along the w... See more

Company replied

Company details

  1. Mortgage broker
  2. Financial advisor
  3. Insurance broker

Written by the company

Expert mortgage & protection advice. Whether you need help buying a new home or negotiating a new mortgage, Tom Lynch Mortgages can manage all your mortgage needs. Our experience in Mortgage Services will take the complications out of the process. Different to others, I am not here to only arrange your mortgage. I am keen to help you with the process of finding, offering and securing your next home as well as sourcing the best mortgage and protection deals. Consider me a one-stop shop.


Contact info

4.9

Excellent

TrustScore 5 out of 5

70 reviews

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Rated 5 out of 5 stars

Exceptional broker service

Tom and Sophie worked with us during our recent house move, and helped us find the best mortgage and insurance to suit our family’s needs. Our chain took far longer than anticipated, and Tom and Sophie went above and beyond to guide and support us throughout! From keeping us on top of deadlines, reliably communicating with all parties and giving us kind reassurances. They have our full recommendation!

19 December 2025
Unprompted review
Rated 5 out of 5 stars

Tom & Sophie have been incredible from…

Tom & Sophie have been incredible from start to finish of our new buyer journey. From looking at properties to completing took a lot longer than we anticipated and there were a few bumps along the way, however, Tom & Sophie always checked in to make sure everything was ok and offered support along the way. Without them both i reckon we would have felt very stressed throughout but luckily didnt have to experience that. Thanks so much both. Would highly recommend for anyone unfamiliar with the process.

4 October 2025
Unprompted review
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Reply from Tom Lynch Mortgages

Thank you so much Kerry it was a pleasure working with you guys! You officially hold the title of most patient clients!

Rated 5 out of 5 stars

Brilliant Broker

Took so much pressure away from me and very organised and professional.

19 September 2025
Unprompted review
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Reply from Tom Lynch Mortgages

Thank you Vick! Really appreciate this!

Rated 5 out of 5 stars

What a excellent company and the…

What a excellent company and the service and help is top notch Tom and Sophie the level of knowledge and experience and expertise was top notch with me and my partner buying out first home

Thank you so much

24 September 2025
Unprompted review
Rated 5 out of 5 stars

We had a fantastic experience working…

We had a fantastic experience working with Tom as our mortgage broker, with brilliant support from Sophie throughout the process. They were both incredibly responsive, knowledgeable, and always happy to answer our questions. Their professionalism and guidance made everything feel straightforward and stress-free. We’d highly recommend them to anyone looking for outstanding mortgage advice and support.

29 August 2025
Unprompted review
Rated 5 out of 5 stars

Fantastic service from Tom & Sophie

Fantastic service from Tom & Sophie! Very responsive and always happy to answer any questions and make the house buying process as stress free as possible.
Tom was brilliant in finding us a good mortgage deal, along with home and personal insurance. We are first time buyers and had little to no clue as to what to expect but everything was explained to us clearly in the meetings and pretty much everything mortgage related was sorted for us which looking back we are so thankful for as we wouldn’t have known where to start. Thanks guys!!

9 September 2025
Unprompted review
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Reply from Tom Lynch Mortgages

Thank you so much for this review Tom! Really kind of you

Rated 5 out of 5 stars

Tom is my go to for mortgages

Tom is my go to for mortgages. He is brilliant at what he does and makes the process extremely easy. He helped me look at different options based on my changing circumstances and ive ended up with a fantastic deal. Thanks again

22 August 2025
Unprompted review
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Reply from Tom Lynch Mortgages

Thank you so much for this review Laura! Really appreciate it

Rated 5 out of 5 stars

The easiest mortgage process ever

The easiest mortgage process ever! Tom and Sophie make the whole process so easy with the best communication I’ve ever experienced from a mortgage broker, never left wondering what’s next, if you need a mortgage, Toms your man

1 August 2025
Unprompted review
Rated 5 out of 5 stars

Would highly recommend

2nd time we have used Tom and we've not been disappointed. Both Tom and Sophie are knowledgeable quick to respond. They have made a remortgage simple and quick. Would 100% recommend

1 August 2025
Unprompted review
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Reply from Tom Lynch Mortgages

Thank you so much Amy!

Rated 5 out of 5 stars

Tom and Sophie were both fantastic…

Tom and Sophie were both fantastic throughout the whole process of us buying our first home. They were consistent with communication and dealing with our queries. We are extremely pleased with the service they provided and would highly recommend them.

25 July 2025
Unprompted review
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Reply from Tom Lynch Mortgages

Thank you so much for this review Ellie was great working with you!

Rated 5 out of 5 stars

Our Go-To Mortgage Broker

Third time working with Tom and he never disappoints. Fast, reliable, and always has our best interest in mind. We’ll definitely be back again!

2 July 2025
Unprompted review
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Reply from Tom Lynch Mortgages

Thank you so much Tanisha really appreciate it!

Rated 5 out of 5 stars

Personalised Detailing

Tom is a 10/10 communicator who personalised the proceess from start to finish with a dedication to get the best possible outcome for me.

7 July 2025
Unprompted review
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Reply from Tom Lynch Mortgages

Thank you so much Michael! Really appreciate you leaving a review

Rated 5 out of 5 stars

Miles above our expectations

The process of buying a home can be extremely daunting, so many questions and complexities. That’s why Tom and Sophie are so fantastic at what they do, they helped us through every step of the process. On hand at each stage, answering all of our questions, even the ones that felt silly to ask! The personal and friendly feeling of all of our meetings made everything feel very comfortable, with Tom opening up most of our meetings with “has Abbie made any more plans to gut the place?”. By the way, the new kitchen is being delivered next week!!!

We can’t thank Tom and Sophie enough for all of their help and highly recommend them to anyone going through the process of buying their new home or remortgaging.

2 May 2025
Unprompted review
Rated 5 out of 5 stars

Makes the experience easy

We used Tom as our mortgage broker when buying our first house and he was awesome from start to finish. So made sense use him again for when we remortgaged. He broke everything down for us and went through every option available. Once we had chose our new provider Sophie took over and updated us every step of the way and answered any questions we had quickly. Would definitely recommend to anyone, great service from some very nice people.

3 July 2025
Unprompted review
Rated 5 out of 5 stars

Great for first time buyers..

Tom has a wealth of knowledge about the process to finding the right mortgage. We started off thinking we were not in a position to move forward but Tom talked us through everything, answered all our questions & got us into a position to make an offer in a matter of weeks.

Him & Sophie have held our hands throughout the whole process. They’ve been quick to respond & haven’t confused us with industry jargon. They have both been a delight to work with & we’d definitely recommend getting in touch if you’re a first time buyer.

24 February 2025
Unprompted review
Rated 5 out of 5 stars

Outstanding service

Tom was extremely helpful from beginning to end. He took the stress out of trying to remortgage and transferred everything over to a new lender very smoothly. Would highly recommend. Extremely professional and supportive.

6 March 2025
Unprompted review
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Reply from Tom Lynch Mortgages

Thank you so much Rav for this review! Really kind of you

Rated 5 out of 5 stars

Tom and Sophie were amazing from the…

Tom and Sophie were amazing from the start. We had a few issues with our land registry, which was totally unconnected to our mortgage, but they both supported us throughout the whole process. We would highly recommend them and would definitely use Tom Lynch mortgages again without hesitation.

28 February 2025
Unprompted review
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Reply from Tom Lynch Mortgages

Thank you so much for leaving this review Karen!

Rated 5 out of 5 stars

Tom has been fantastic and very…

Tom has been fantastic and very patience for a year I think our journey began over a year ago, when we were went through so many different types of mortgages as we weren’t sure what we wanted to do, tom was always there, and we finally this year found the area and house we wanted so we started again with another mortgage application, and it is now all approved and should be moving very soon, so thank you Tom and Sophie for your complete patience and professionalism. Will be coming back in 2 years to discuss a new mortgage rate highly recommend.

3 March 2025
Unprompted review
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Reply from Tom Lynch Mortgages

Thank you so much Caroline! Really appreciate this review

Rated 5 out of 5 stars

100% recommend!

If I could give more than 5 stars I would!

Tom provided exceptional service, making the entire process completely stress-free. He was always contactable, incredibly knowledgeable, and took the time to explain everything in a way that was easy to understand. His expertise made what could have been a daunting experience feel straightforward.

A special mention to Sophie, who kept me updated every step of the way—her communication was fantastic! I truly appreciate the support from both Tom and Sophie. If you're looking for a mortgage broker who goes above and beyond, I can't recommend them highly enough. Thank you, Tom!

Joe

27 February 2025
Unprompted review
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Reply from Tom Lynch Mortgages

Thank you so much Joe! Really appreciate the kind words

Rated 5 out of 5 stars

Such an easy review to make

Such an easy review to make, from our apprehension at the start Thomas and Sophie made it super relaxed walked us through everything and at any point between solicitors or anything that came our way they kept us updated and chased up any queries for us throughout the whole process. We went from thinking maybe we should buy our house to having one meeting and deciding this is it from the information Thomas gave. It was near stressless considering we just bought our first house. So happy with Thomas and Sophie. Couldn't have asked for better mortgage advice and guidance thank you so much guys!

17 February 2025
Unprompted review
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Reply from Tom Lynch Mortgages

Wow thank you so much Joe! So kind to leave this review, it was a real pleasure working with you both!

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