I still do not fully understand your charges, especially when the debit card fee is 7.4%, but seems higher sometimes. Also do not fully understand how the bitcoin price fluctuations affect my purchase... See more

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About Topper by Uphold
Written by the company
Topper is a seamless fiat-to-crypto on-ramp and off-ramp designed to make buying and selling digital assets fast, flexible, and user-friendly. Developed by Uphold, a trusted Web3 financial platform, Topper stands out with higher approval rates and broader crypto support than other on-ramp providers—supporting over 200 cryptocurrencies including Bitcoin, Solana, stablecoins, and meme coins.
Topper is built for both ease and efficiency. Users can instantly buy crypto with a range of payment methods including debit cards, credit cards, Apple Pay, Google Pay, and even PIX. Selling is just as smooth—U.S. and European users can off-ramp directly to their Visa or Mastercard debit cards, with global Visa support expanding access to more users.
With a simple process—select your amount, choose your crypto, enter your wallet address, and go—Topper puts full control in users’ hands. It's compatible with self-custodial wallets, giving crypto buyers the freedom to manage their assets their way.
Backed by Uphold’s reputation and regulatory reliability, Topper provides a fast, secure, and accessible way to onramp and offramp crypto, helping projects and users alike unlock the full power of Web3 finance.
Contact info
United States
- topperpay.com
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Replied to 21% of negative reviews
Typically replies within 1 week
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They don’t ever fail,have not ever lost…
They don’t ever fail,have not ever lost a transactions always been there to use! Even in past accidentally slide up on the app,and the transaction still processed
good the most convenient
I made a mistake on a transaction
I made a mistake on a transaction. You immediately noticed it and sent me an email. There was a link in the email to use for me to get my funds back. However, that was four days ago and no one I've talked to knows anything about it. They also can't figure it out
Efficient!
Problem free, easy to verify my account and purchase crypto with my Apple Pay method. Fast and efficient transactions. Also low fees for buying crypto. Never had any issues.
Topper Makes it Easy to Buy Crypto
The promps made it easy to follow to buy my XRP and Flare. My only complaint is that often my tax preparer Koinly doesn't record the purchase of my crypto and they treat it as if I got the crypto for free which is a taxable transaction.
Addresses problems quickly
I put my info in and Google changed it when I tried to do Gpay so the app locked me out. Topper was helping and in contact took care of problem. I was going to abandon but waited and they had me going quickly. Thanks for being painless.
Process was simple and easy to do
Process was simple and easy to do. It is also very fast
Possible fraud/theft
I paid €4,545.36 for USDC through Topper on 1 September 2026. My SEPA payment was completed and the funds reached the recipient bank, but Topper immediately placed my order under manual review.
I was told I would receive an update within the next business day. Almost 48 hours later, and after two business days, I still have neither my USDC nor my money back.
Topper has acknowledged the transaction and provided a ticket, but I have received no meaningful resolution. Being told not to create another ticket because it could supposedly put me “back of the queue” is extremely frustrating when the original promised response time has already passed.
For a €4,545.36 transaction, this level of communication is unacceptable. I simply want Topper to either release my USDC or refund my money.
I hope Topper resolves this urgently. I now fear the funds have been stolen
Slow service
It's been over a day since I put in the order and I haven't received it yet. While I'd understand if the verification process took some time as that's common enough. It says the verification is done, and now I've just been waiting for order fulfillment for over a day. Which I can't understand how a process that should be mostly automated could ever take so long.
It was fast and efficient
It was fast and efficient. I continue using it. Very happy 😊
Topic is very easy to do never had any…
Topic is very easy to do never had any problems with topper thank y’all very much
Good but fees shows less but after…
Good but fees shows less but after confirmation there’s much deduction
They took the amount outta the amoubt i…
They took the amount outta the amoubt i wanted to send and was short 8 dollers in the total amount that was to be sent . It was to be 100 usd and nit bitcoin but they tooke the 140 can and put it as usd then into bitcoin and it was only 92 usd by the time they sent ut ro the wakket it was nent for so now i am out the 149 can thanks to you taking the 8 dollers in usd fubds and then sending the remining 92 not 100 in usd as bitcoin ot usd fiat funds. So thanks for screwung me ovw r and makjng my deposit wothlwss qne ya might ass well kust takem it all as it was lost to where it wss going not being enough thanks to your fuckery with your fubds 8 stipide doller s. Dumnass's
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