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Tot Reviews 690

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TrustScore 4 out of 5

4.1

Payment service
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Company details

  1. Payment service

About Tot

Written by the company

Con Tot hai tutto il meglio dei classici conti correnti business pagando un solo, unico canone:

  • conto aziendale online con IBAN italiano, fondi garantiti fino a €100.000 e depositati presso Banca Sella;
  • carta di credito Visa Business inclusa (compatibile con Apple Pay e Google Pay);
  • possibilità di richiedere infinite carte di debito Mastercard Business;
  • strumenti innovativi per gestire il flusso di cassa, semplificare la gestione amministrativa aziendale e pagare le fatture con 1 click;
  • bonifici SEPA istantanei inclusi e senza commissioni, bonifici per stipendi con causale ABI27 e possibilità di ricevere bonifici parlanti;
  • pagamenti SDD per utenze e canoni;
  • pagamento di deleghe F24 e deleghe I24 con collegamenti a Entratel e Fisconline;
  • pagamenti verso la pubblica amministrazione con pagoPA, senza commissioni aggiuntive;
  • pagamento fornitori tramite RiBa;
  • versamento contanti (gratuito nelle filiali Banca Sella, o a pagamento tramite servizio Mooney);
  • assistenza diretta con il team tramite email, chat interattiva e community forum.

___

📝 Richiedibile per tutti i tipi di impresa, startup e per enti o associazioni fino a 5 soci fondatori.

Apri il conto

1° mese Gratuito per tutti i nuovi clienti

Contact info

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30 giorni Gratuiti per i Nuovi Clienti

Scopri un nuovo mondo di vantaggi per la tua impresa.

4.1

Great

TrustScore 4 out of 5

690 reviews

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Replied to 100% of negative reviews

Typically replies within 1 week

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Rated 5 out of 5 stars

Great banking experience for a small business

Very satisfied with this bank. Account opening was efficient and in line with standard EU timelines. The customer service really stands out! They helped me fix an app issue within just a few hours. The app itself is user-friendly. Overall great value for a small business. 5 stars for now, hope it stays this way!

20 February 2026
Unprompted review
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Reply from Tot

Hi Olga,
Thank you so much for your positive feedback!

We are delighted to hear that our efficiency in account opening and our customer service met your expectations. We work constantly to make our app as intuitive as possible for small businesses, and your support confirms we are on the right track.

We will do our absolute best to maintain this standard!

- Il team Tot

Rated 5 out of 5 stars

Fun & Efficient

simple, fun, straight to the point banking. So far, a great experience!!

19 January 2026
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Reply from Tot

Hi Simone,

Thank you so much for your feedback! 🙌

We’re glad to hear you’re enjoying a simple, fun, and straight-to-the-point banking experience. It’s great to know everything is going well so far 😊

We’re always here if you need anything!

- Il team Tot

Rated 5 out of 5 stars

Top digital bank

Top digital bank

1 October 2025
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Reply from Tot

Ciao Paul,

grazie! È un piacere sapere che apprezzi il nostro servizio.

- Il team Tot

Rated 2 out of 5 stars

5+ days to open account?

It's been taking me more than 5 days to open an account. Tot. I remind you that you are a "digital" company, other companies offer to open accounts in 1 day.

11 April 2025
Unprompted review
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Reply from Tot

Hi Arturo,

We understand your frustration, and we strive to make the process as smooth as possible. While many accounts are opened quickly, some require additional checks to ensure compliance with banking regulations.
That being said, we’re always looking for ways to improve, and your feedback is valuable to us.
If there’s anything specific we can do to speed things up for you, feel free to reach out!

- team Tot

Rated 5 out of 5 stars

A great community

Easy to use UI, helpful and friendly staff and great feeling of being part of a community helping to build the service together.

4 April 2025
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Reply from Tot

Hi Giordano 😊

Thank you for your kind words! We're thrilled to hear that you enjoy the UI and appreciate our team. Being part of a growing community is what makes this journey so special. 🚀

Your support means a lot to us!

- il team Tot

Rated 5 out of 5 stars

Interfaccia facile da utilizzare

Interfaccia facile da utilizzare, costi bassi.

1 July 2024
Unprompted review
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Reply from Tot

Ciao Marco, grazie per il tuo feedback 😊

Siamo lieti che tu apprezzi la facilità d'uso della nostra piattaforma. Abbiamo in programma tante novità per rendere ancora più semplice la gestione del conto.

A presto!

- il Team Tot

Rated 5 out of 5 stars

Risposta pressocchè immediata e…

Risposta pressocchè immediata e problema risolto

29 June 2023
Unprompted review
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Reply from Tot

Ciao Antonio,

ti ringraziamo per il feedback e siam felici di averti supportato al meglio!

Grazie ancora per aver scelto Tot per le finanze della tua attività!

- il Team Tot

Rated 4 out of 5 stars

Simple to use

Simple to use, good value for money reguarding a business account.
missing mobile app and mobile POS as concurent offer

26 June 2023
Unprompted review
Tot logo

Reply from Tot

Hi! Thank you for your feedback and for your appreciation :)

Have a nice day :)

- Tot Team

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